Acima Credit

Acima

Acima offers a flexible, lease-to-own solution with no credit needed for you to take home furniture, electronics, appliances, and more. Apply today! See more

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Acima Credit Reviews ( 250 )

  1. Great company and customer service, Intuitive app that’s easy to navigate and is a really great program if you’re in a bind and have auto trouble. I’ve used them twice. Definitely take advantage of the zero interest for 90 days!

  2. These company deceived you from the CPR Cell Repair. The sales shows you the price of the merchandise but doesn’t disclose the extra fees they had to you. They also stated 90 days same as cash. Then failed to say or state anywhere that $180 will be extra fees to you. Poor poor company and place. Vengeance is mine saith the Lord..

  3. first off let me say my credit is not on a good foot! I was browsing on Wayfair last yr. I wanted a dining RM set for my house. I seen one I really wanted but with being on a tight budget and a credit score that would make a blind man …

  4. Horrible company they are definitely messing with people’s accounts,and then laugh and and drive you in circles when your trying to resolve the problem. The FTC and BBB where connected and look like they have similar complaints.

  5. These positive reviews have to come from people who work with this company. This company has very shady tactics. I chose the 90 day buy out option yet they still only took the amount out of my account which would make me go past this date …

  6. 1st of all, I’m DAWN..dunno why my sisters google Acct came up?! REGARDLESS.. just got off the phone w CSR aka TOM for ACIMA . I HAVE TO SAY SHOUT OUT TO ACIMA FOR FINDING TOM & would DEF be in your best interest to keep him! He was polite. …

  7. The third lease paid off for me, and another great experience with Acima. The customer service is second to none. Whomever is running this company has done a great job with training its employees. They truly work with you if you’re having …

  8. Very easy service. Obviously it is best if paid off within 90 days but it is a great alternative for those with less than perfect or poor credit that may need things now. Once you receive your email product just give them a call and tell …

  9. I’ve had to had help with my rims and tires two times. First time, the payments were affordable. Different company. This time i was handcuffs. I had no options and had to go with Acima. Called and tried to get my payment that would fit in …

  10. My experience with Acima was great !!! with their 90 days same as cash option that gave me the time to payoff my new 22in rim’s and tires for my truck without breaking the bank. …

  11. ACIMA IS THE WORST COMPANY FOR A LOAN. NEVER DO BUSINESS HERE. Worst mistake you’ll make in your life or business doings. The customer service is horrible and nobody at the company cares to take responsibility for their own mistakes. I …

  12. Customer service does not operate within the hours that they say they operate in. I am waiting for a refund of an initial payment over a month for a item that I never received and they know it. I keep getting the run around over 50$ and …

  13. Acima is only trying to rip you off.. wouldn’t recommend using this company for any of your needs. They told me I had 90 days to pay off my bill interest free. I setup my banking information right than and there to avoid any missed payments …

  14. Hang up and call again. I started contacting Acima on 1/12/22 about a fraud alert I received for a line of credit opened in my name 5 or 6 states away. They could not find any account tied to my name, phone number or social and I reported …

  15. Acima Credit was exceptional with getting me approved for the credit I needed for new tires!! They were fast, professional & easy to work with. The low payment plans were exactly what I needed. And their 90 day same as cash option made it …

  16. NEVER EVER TRUST THEM, these people are liar, they have a bunch of hidden fee and you have to end up paying double of what you got, they are scammer, DO NOT TRUST THEM.

  17. What a terrible company, I thought I understood my “finance” contract only to find out that I would end up paying double what I originally spent because I didn’t pay the final balance by the 90 day mark. I had just knocked down my balance …

  18. I am in the process of rebuilding my credit and Acima has been very instrumental in helping me to do just that! The down payment was low, the monthly payments were manageable and the 90 day early payout option was right on time!Thanks Acima for giving me a 2nd chance!

  19. While the process was fast and easy, the biweekly payment was not. There was no way to have monthly payment which was not explained to me. There’s no way to alter payments to coincide with pay dates so my auto draft would hit and I had to …

  20. If you are a vendor or considering using acima for your business please be aware that they will tell you to release furniture and that you will receive funding and a day later say that they’ve rejected the app and can no longer fund. The …

  21. BEWARE! Being charged by this company & I don’t even know this company or work with them. Phone number shows on my statement & the following ACIMA – Lashunda Wilkes shows. When I called the number, the rep stated that I have to give a …

  22. Please stay away from companies like this. They are nothing but loan sharks. And stay away from vendors that use or refer to companies like this. The leasing is a financial setup to pay hundreds of dollars more than the purchase alone. Worst than rental companies.

  23. I am supposed to be charged every Monday. However, Acima charges my account on any day of the week besides Monday and charges me a late fee. Because this affects my credit I want to cancel my plan but only receive the run around on how to …

  24. I am very grateful I was able to attain this lease when I was in a pinch. The place I had repairs to my vehicle misrepresented everything but luckily this company was legit and I was able to pay it off on time and have no problems. I would really recommend this company!

  25. Haven’t had my purchase 30 days yet was told I couldn’t payoff in 90days as stated in promo, then was told I havent made any payments to policy when I made a payment at the store! Then they added additional fee’s without my knowledge. Will …

  26. The company that referred me to acima was Big O Tires. If you see acima run. They will rob you blind and if you don’t pay the lease off within 90 days they will charge you more and more every single month. Unfortunately Google doesn’t offer …

  27. Unfortunately I had my debit card information stollen and had some fraudulent charges from Acima on my bank statement. The person I spoke to on the phone (Raul) was incredibly unhelpful. He was unable to locate these charges when provided …

  28. If i could give zero stars i would , I recently purchased a washer and dryer from NC affordable appliances in high point , I used Acima to finance them . When I received my units they were not working properly. I asked to exchange them . …

  29. Decent to use, just want to say that I applied in store, acima (that I know of has a small list on there actual website of approved stores) leased the item and I got to bring my couch home the day I signed with my down payment. I also want …

  30. No Thank you. Stop emailing me. I choose layaway over ACIMA! No furniture is that important to finance in my life style, To Each His Own 100% just be proactive and down load the app!!

  31. Absolutely HORRIBLE! I feel as though I was totally RIPPED OFF by this company, and feel they extorted funds from me on a very SHORT term contract. Who in their right mind LEASES tires?? I also feel totally duped and will NOT stop my …

  32. They are only after money! They will never stop calling and sending text messages . 1 week to scheduled payment ,they will send numerous text messages . Days before and Hours before or past payment date , they will blow up your phone like …

  33. I have used Acima Credit for Eight times now and i gotta say i love it. This is how it works they give you 90 days to pay off whatever you are buying. After 90 days if don’t pay it off. Of course they are going to charge almost double …

  34. I’m truly disappointed with Acima, the didn’t explain to me the possibility of not paying off my debt in anything else than 90 days contract. I ended up paying triple the amount of what I was supposed to pay or what I thought I would pay. The are untrusted scammers which I would never recommend again in my life.

  35. Since reviews are based on experience and facts here’s the truth . Bought a set of tires with this on a 90 day loan. Drafts were done whenever and after they took $3000 on $800 tires, I finally bit the bullet. I completely blocked them on …

  36. This is the worst company to rent from. The are so shady and so are the merchants. My husband purchased a sofa from Lacks and the employees there did not even explain to him that he would be leasing with a different company. Didnt even …

  37. Buying our couch couldn’t have been easier through Acima. Financing was simple and straight to the point. I used their early purchase option and was able to pay off my sectional in 3 months and build my credit while doing so. The monthly payments were reasonable as well. Will be using again on future purchases.

  38. This is the worst company to ever finance from. I got a lease through them and the Merchant did a horrible job installing the product which caused a shortage in my wiring harness. I called and explained the situation they told me ok return …

  39. Purchased a mattress and used this company to pay for it. Not only will they charge you sales tax (which is normal and didn’t surprise me) but they will also charge you tax on every payment you make (double tax for single good) that did not …

  40. I ended a lease agreement with this company and everything was legit then came the point where I wanted to make more payments to pay it off quicker made a payment for $300.02 days later made a payment for $200 each time I made a payment …

  41. Read through the entire contract!! They add an additional (secretive) discount program that not even the supervisor can tell you what companies the discounts are applied to!! I wish I would have read through mine instead of thinking it was …

  42. AVOID USING ACIMA!! I PAID DOUBLE THE PRICE! START OFF AT $1,350 PAID DOWN TO $457 AND MY PURCHASED AMOUNT WENT UP TO $747 IF I DIDNT PAY THE FULL AMOUNT OF $747 AT ONCE THEN I WILL BE CHARGED $1,766. PAYMENTS WERE ALL MADE ON TIME. WHEN I …

  43. DO NOT LEASE WITH THEM. I checked my credit today out of the blue and got a HIGH alert for a lease of $7,727 the only company who had my social was them. I called twice wasn’t rude or anything and kept asking for a supervisor after my …

  44. Called Acima to see if I could payoff my account.
    Yes I passed the 90 day payoff. However, the nasty corporate supervisor was very unprofessional and hung up on me as well. This was my first and LAST time ever …

  45. I borrowed a 500 dollar loan to purchase a table every week I made payments of 26 . It’s a year and am still paying for the table . No one wants to give a written copy of my outstanding balance of the 500 dollars. I was sent a message to …

  46. Today I got an email from your company stating that I had a customer with a denied application. When I called the number at the bottom of the email I was informed that I have had two denials and one approval in the last two months. Why …

  47. Be careful and read your full agreement acima likes to not tell you everything so be extra careful in reading your agreement. When calling up they just pass you around and tell you sorry it’s in the fine print. If you need something big they aren’t to bad the extra charges are worth it.

  48. I’m fortunate to have acima in my life because I don’t have the cash to buy certain things outright..the best thing that’s happening right now…thank you.!!

  49. DO NOT DO A LEASE WITH THEM!!!! Negative stars!
    They offer 90 days to pay off the amount but if you miss that deadline for any reason, there is no compassion. They offer you a new early purchase option which …

  50. I had been to many, many furniture stores and looked for several weeks. I finally made it to Home Zone and checked out what furniture they had. I was immediately drawn to this big couch and the price. It had everything I was looking for and …

  51. Do not lease from Acima they try to rop you off i set up a payment plan and they changed it without notice and claimed other wiss that ending taking money out of my account at the incorrect interval when contacted they claimed they couldn’t …

  52. I’ve used Acima twice this is my advice take it from someone that has payed in full and don’t have an existing lease with them.
    By using Acima you are creating a LEASE! Meaning you have 3 months= 90 days to …

  53. Nobody should ever use this company they tell you one thing and still take money out of your account they are wrong and then they put people on the phone that you cannot understand their vocabulary leave them alone run run warning before destruction

  54. FRAUDULENT! Please read before dealing with this company
    My first time dealing with the company everything was great. Today I went to purchase a item with conns and Acima approved me for $1425 but the manager inside …

  55. Watch your bank account with these crooks!
    Paid my account of in March. Months pass by and they decide to start taking money out of my account again. This company is crooked! BEWARE!!

  56. Th first person who took my call today at 5:06 p.m and ended at 5:15 pm is seriously lacking in customer service skills, which is really unfortunate for your business. I almost gave this business a 1 star only because you have to leave a …

  57. On May 19, 2022 I was approved and I paid my down payment. The next day May 20th I noticed that my items were still in my cart. I contacted ACIMA I talked to 4 different agents, all of which told me sum thing different. One agent named Jose …

  58. I went to brians furniture for a bed and got a beautiful couch too. I asked about financing and they recommended acima credit little did I know it wasn’t credit at all it was rent to own. …

  59. This place is a scam don’t waste your time. My payoff was $200 and the next month payoff was $1050.00 they are thieves and the worst customer service. They told me 6 months no interest at 843.00 and after 3 months it went up over $800.00.

  60. Just paid off my balance & they want me to “tell us about your experience” I used this company for Regency Diamonds in Golden, CO & they did a Bate & Switch on me with my Husbands wedding band 2 days before we got married. I paid over a $2000 balance on 2 pairs of earrings & a ring I never ordered.

  61. these reviews are straight lies, if you can’t pay for the purchase outright, don’t do payments with these crooks, I made the mistake of dealing with them, and will pay for my purchase within the 90 days. theirs fees are ridiculous high and you will be paying triple of the price of the product. DO NOT DO IT!!!, you have been warned.

  62. You pay way more than your supposed to even if you do it before the 3 month option & each payments gets added fees so you end up paying a lot more than your price. My purchase was supposed to be $499 and I ended up paying almost $800+

  63. I wont ever lease through Acima again, when u make payments above and beyond the payment date it pushes ur payment date out farther, instead of making the biweekly payments like its supposed to on top of the extra payment. So i wont be using them again!

  64. If I could give them no stars I would there customer service is horrible. I was told to my face it’s not our system it’s your bank this is the last time we will waiver fess due to non payment I explained to that agent yes it has happened …

  65. BUSINESS OWENERS: BEWARE–Acima does NOT care about the small business owners. We used Acima for our establishment and they’ve received thousands of dollars in business from us. They showed their true colors when we had a customer CANCEL …

  66. ACIMA, is a great agency to count on when you’re in an emergency. I took advantage of the 4 months pay it off no interest option. I had a little issue on my end which Acima was very professional and took my matter in and gave me a good resolution. I would definitely lease with them again.

  67. I purchased an Appliance from a local company.. After 2 weeks the appliance stopped working.. I called Acima for assistance they then tried to reach the Merchant. Without any luck they instructed me to send Pictures of my broken item and …

  68. Terrible leasing company. If I could give them ZERO stars, I would. Beware of this company. I had a family member lease furniture through Price Busters and this was the leasing company they are partnered with. She had so many issues with …

  69. UPDATE!!! STILL FALSE ADVERTISMENT || STILL Would NOT recommend!

    11/5/21: So I called the number that I was given(same number from before) and …

  70. They were quick to approve our lease. They took out our payment right on time each month and when I tried to pay it off early I was able to talk to A PERSON really quickly. Great reliable company for sure!

  71. This is not my first time purchasing items with this company. However this is my worst experience. I got a washer and dryer from Home Depot and I already knew I want the 90 day same as cash. I called and made a large payment in March and …

  72. I would have had a better experience if I would have robbed a bank to pay for my automotive work, spent time in prison and then was released on a year of parole. It would have cost me alot less in the end. I kept waiting for Guido the loan …

  73. Treasure Box was very Professional. I Love the Jewelry I Purchased . I was Financed for $2400 and I paid it off in two weeks. Now I was pre approved for $3100 but I only used $500 of it. I had now Negative issues with Treasure Box or Acima. …

  74. 1st off I only gave 1 star just to write review. Please take my advice do not do business with this company they will steal from you! This is a Scam !!!! They will double the amount you owe This is worst then any payday loan scheme. I have …

  75. DO NOT USE THIS COMPANY!!!!
    I Bought a watch for my husband back in October 2021. Put $400 down and end it up with a small loan of $435. Well I have been getting automatic withdraw from my …

  76. I used this company and had my balance down to $250 to pay off before the 90 same as cash offer. On day 91, my balance went from $250 to $753.xx for fees/interest. How ridiculous is that? Credit cards don’t even charge that! They told me I …

  77. Trash. Wouldn’t recommend to anyone. payments are so slow to be taken out that sometimes 2-3 payments would be made weekly because a payment from 3 weeks ago are just now coming out. Disgusting company. Stay away

  78. My first time using this company and I don’t have anything horrible to say about it. I like the convenience of the services Acima offer however I would advise consumers to beware of the company you use for purchasing items. The quality of …

  79. Got ripped off buying a PS5 from this company. I would highly recommended you stay far away. First they sent me the wrong version (and charged me the full price of the one they didn’t give me). Than i put half the money down when i set …

  80. This is a scam all they do is lie and over charge you . your balance will never go down ,i was making my payments weekly and on time but the system will still charge me for other fees .Please don’t let acima waist your time and take your …

  81. This is the worst company to ever finance from. I got a lease through them and the Merchant lied about a lease, contract agreement, and amount so I contact Acima to cancel my lease and have been getting the run around since February 10, …

  82. The agents at their toll free number are unprofessional and rude. I called asking about questions related to my denial after I paid the loan early and they told me to go to another leasing company if I was unhappy. I was penalized for …

  83. The amount of intrest is outrageous I paided double my amount borrowed when I paided my account off early. The customer service did absolutely nothing for me. Probably fake reviews used to increase their rating.

  84. STAY AWAY FROM THIS SHADY BUSINESS
    I tried acima the first time to buy furniture and when I paid it off, they sent me a credit line increase advising I could buy more furniture with the same plan …

  85. Acima—— why are you in business???? Your chat reps and supervisors are substandard and out of the 3 different people I spoke to all 3 had something different to say. I use several different credit company’s and recommend them often. I would …

  86. My experience with this company was not as good and will not be using this company in the near future for any reason and surely will not recommend anyone else to either pay it off within 30 days and still push charge interest and fees.

  87. Absolutely terrible company. I was misled about the “finance” option and now they want an additional $2,000 in lease fees for tires I purchased. No one in customers cares if you didn’t understand because it’s your responsibility to read the fine print. What a joke!

  88. Worst finance company ever! Extortionists! Could not pay lease in 90 days as stated by the agreement. Took last payment without confirming account. The account was closed. I was told that they couldn’t reverse payment and I had an …

  89. They took a payment out of my account without being authorized. They didn’t wanna correct it& was rude when I called to get refunded for a overdraft fee because they came out my account earlier than agreed.

  90. I will never ever use this company ever again period. And to see do many unsatisfied consumers made me realize that the next time I will just pay out of pocket or take a loan out of my own savings. I just paid off my lease and I bet not …

  91. The worst experience ever. Pay-off in 3months i was never late. They never reported to my credit score which stays there for months. And after 4months they reopen my account and debited my account and reported me to my credit for …

  92. I was at Express Lube in York getting my oil changed. I noticed a sign for Acima & needing some tires I ask the store manager about this and he said he uses them, Acima, a lot. I got the manager to put my application in. …

  93. PLEASE READ AND DO NOT DO BUSINESS WITH THEM!!! Their customer service is below 1 star! I’ve tried to return property for a month now and they kept making excuses about the pictures being sent. Mind you in the return policy it does not …

  94. The company is fraudulent to their customers and to the U.S. Treasury. The scam is that they open paid off accounts with fake charges months after the pay off then deduct from your debit card as they have kept this active. When you call …

  95. Very sad customer service. As a retailer that used Anima since 2017 I would have to spend 45min-hour and a half on the phone trying to get paid for a simple lease, all because they didn’t like the way we typed up our invoices. I have …

  96. I have had nothing but numerous great experiences with Acima! I have had at least 5 or 6 leases with them. This washer & Dryer is my latest purchase with Best Buy through Acima. Acima’s customer service is fantastic! Any issues are …

  97. This is the type of financing options that should be illegal. Do not get caught up with them. This entire manner of financing is so close to predatory I don’t know how it is legal.

  98. One star is giving to much for this company. I paid 975 for a bed that was then doubled to 1800, which is way more than what the bed is even worth. Haven’t had a year and it’s already falling apart. The customer service is TRASH. Very rude, …

  99. My very first purchase was a year ago with a sofa set that we desperately needed and just paid off our new refrigerator to replace our old one that was leaking water. Easy process, took our brand new couches and our brand new refrigerator home with just $50 each time. Will be hopefully be using them again to purchase a new washer soon!

  100. Would give zero stars if possible. Haven’t been able to get a copy of my lease. They keep sending me notices that payments fail when they send a request. I have tried to talk to them repeatedly to find out the problem as there is plenty of …

  101. The absolute WORST company. This deserves to have a negative rating. No communication what so ever. Claims to be able to pay off in 90 days. Once paid off they will wait MONTHS to then claim you never paid off your account and you will have …

  102. Paid off my account in 2 weeks after opening, after realizing the total cost for the extended lease. Was given pay off amount. Included initial $50 payment and 1st automatic withdrawal . Was told was paid in full. Got a hit on my account …

  103. It does not work like they said they charge you almost 300 dollars right away for the loan even if you pay in 90 days I don’t recommend ácima at all

  104. 0/10 do not recommend. If I could give it zero stars I would. There’s a $10 purchase fee for purchasing your purchase. The taxes are really high so you’ll end up paying double even if you do the 90 day pay off option. There is a $100 7 day …

  105. I’m confused it says no credit check , I put in all my personal info ss number drivers license etc. AND WAS DENIED.. What kind of game are they playing stay away because it should be illegal and misleading to lie to the consumer if you’re …

  106. Poor communication between the furniture store and Acima! My furniture was delivered but not put together due to the fact they were missing parts, but Acima gave me a hassle with postponing payments until my furniture was actually put …

  107. If you can avoid using Acima then please AVOID. I had to pay double the price for my items. I looked online today to check my remaining balance. I saw that my balance had doubled from the original price. I gave them a call because I assumed …

  108. Horrible customer service! So many hidden fees. The charge “taxes” on payments. Have never herd of such thing. If you dont pay within the three months the prize goes up over 2k. Extremely ridiculous!

  109. Just be sure you read and understand everything. !!!! Its not 90 days same as cash… but close. It still has expenses built in. Not bad… just ask a ton of questions !!

  110. Make sure you tell the bank to take out enough money to cover the payment I was not told they took enough so I made a mistake I never rented before and I got the chair but why did they take enough out they made the amount live and lean if …

  111. Acima will hustle you with a bunch of rental fees they don’t explain to you in the moment of purchase I’m stuck paying double the amount and they have very little knowledge about their own policies when I called and asked for an explanation …

  112. Don’t take this way to buy something this company charge you a lot of money finally you pay almost the double of the regular price…I got one pendant in a jewelry( sugar mill mall) the regular price was under $800 the guy in the jewelry hang …

  113. I purchase a coffee table and dresser store purchase total 953 I paid more then that and acima want me to pay $2000 they’re money hungry didn’t care for me as a customer all they seen was a greedy dollar sign 🙃 NEVER again …why use …

  114. Acima is not the problem, the BIG problem comes from the merchants that don’t care or don’t explain how Acima works, I give my customers the different options that this company offers, and I never get any complaints. Good company in my Book.

  115. Don’t Do It!! That’s how I feel about paying double the value/price of the tires I purchased just this last December!! Now I’m set back an extra $500 + !!! Horrible. …

  116. Absolutely do not use this company unless you have the money in your savings to pay it off right away….I recently decided to put new tire and rims on my truck and needed a way to boost my credit so instead of going through my own bank I …

  117. Don’t speak to Ximena that girl is the worst representative ever!!!!!! She talks over you, doesn’t give you a chance to speak at all. She has no acknowledgment of anything. The worst part is she hung up when I really needed to ask her …

  118. Fraudulent activities. This company finds no issue with taking Fraudulent payments then make you jump through hoops to get your money back. They do not have 4.5 stars, they are not a good company.

  119. I was approved for $1000 and i was trying to log into my account and couldn’t and so i did the online chat and talked to a lady and according to them it is just a pre-approval email nowhere does it say pre-approval don’t waste your time with them use Progressive Leasing its faster and their customer service is 10x better

  120. Hands down the absolute worst company ever. Crooked as can be. Didn’t bother to tell me how often I’d be charged until after the furniture was delivered. Then tried to charge me $100 a week for a year. They were going to charge me over …

  121. Even 1 star is too much for this company. It’s a scam don’t trust this company please. they over charge u for payments, Actually u should double pay . For only $300 left I have to pay them again $3400 . This is a big fraud. Such a lier with poor information. Who ever is working for them they even don’t know what’s going on.

  122. I’ll never do Acima again. In fact, I’ve been telling people if they buy furniture from Price Busters to just buy outright or run for the hills! I’m sooooo not a fan, and I believe they actually owe me a refund from when I bought out the …

  123. PAY ATTENTION to your PAY OFF TIME. I somehow got Acima(temperpedic bed) timeline confused with Lendingtree(water heater gave out at the same time) which gives a 6 month same as cash. Acima only gave me 90 days and THEY DO NOT TELL YOU ON THE APP AS YOU PAY. so needless to say I’m paying 8000 instead of 3800.

  124. Acima was great. But the mattress Outlet store does terrible business. I will never buy anything else from them. The mattress set we bought from them only lasted 3 months. And till this day have not got them to even replace it or anything.

  125. I have used ACIMA for many years. I have paid off manty leases and NEVER had any issues before. Today my payment was due. When I checked my account my card has been charged 3 times!! Customer service said it will continue to charge my card …

  126. I was told acima was way better then snap so I went with them but honestly I dint like it they charge you 100 if you ask for a week extension they charge alot on taxes. Honestly this is the first and last time I go with them I rather go with snap from now on.

  127. Two stars for the convenience but customer service is poor. I was misinformed and requested a manager, someone told me she was a corporate employee and literally said, “Since the last person told you everything, I’m just going to say the …

  128. Lancaster Tire and Auto is a predatory repair shop that specializes in sabotage. My wife’s car alternator went out (2nd Alternator in 2 years). They said 1st Alternator shorted due to small amount of oil leaking from Valve Cover gasket, …

  129. I bought a king mattress through acima. Paid it off early. acima customer service is better than most to work with. I the terms of sale are fair to the consumer. They get a 5 star.

  130. I put one 1 star to be able to write this review. This company is very very misleading. They are money hungry and scammers. I’m very frustrated right now. Don’t let some of those good reviews about this company lured you into doing business with them. They could pay reviews. There’s nothing good about this company. RUN VERY FAR FROM THEM

  131. My advice to ANYONE is to avoid doing business with ACIMA. This is the most corrupt, unethical company i have ever done business with. We were told repeatedly that due to Logistic delays , COVID etc our furniture was delayed. this has been …

  132. Had a good leasing experience with Acima. All auto payments came out without issue and on time every week. I’ve had problems with other companies in the past using auto payment but not Acima.

  133. Do not borrow anything form this company they are a scam and will seal from you. They told me 6 months no interest rates and took the money right out of my account twice a month and at less than 3 months they increased the amount to $1000. …

  134. if i can put as cero i will this is the worse company ever the interest are so Hight and if you decide to pay later they will charge you 20 dollars for the rest of the lease and buy half of the price is a robe too never get this company if you value yor money and work hard for it

  135. This was the biggest bait and switch I’ve ever had happen. Avoid this company at all cost. I applied to see how much I qualified for but was not given any information about terms. Got the work done on my truck and then was told the payment …

  136. Wish i could leave zero stars…Worst financing company I have ever dealt with. Bought tires that I didn’t have the money upfront to cover. Was advised by the tire guys to try Acima. I thought what the heck and tried it. What they don’t …

  137. Kind of a scam. Was “sold” to me at Evans for being $360 monthly. Signed up on my phone per there thing, then was told good your approved here’s when it will be delivered. Come to find out after the fact I’m being charged twice a month. I …

  138. When I called to pay off my lease and make the purchase of my washer, I was told by a representative that if I did it would be considered fraud. They wanted and did keep it under the lease because they wanted to make more money. I called and complained and was totally ignored.

  139. I’d give this place a -0 they take advantage of people in hard times and stuck in bad positions. Just helped a friend’s child who made this fatal mistake… It took a minute to get them to understand (Stressful) that not everyone is a fan …

  140. Run from this company! They are modern day loan sharks . Customer service is terrible , the loan was terrible … either pay cash or use a different company. 0/5 stars. Plus my loan is paid off and money is still coming out my account be aware

  141. Total rip off don’t offer any other way to pay but automatic withdrawal and give no reminder emails so if you don’t have money on the card they have instantly doubled and two hundred dollars becomes six hundred. I would not recommend to my worst enemy

  142. I’ve closed 2 leases with Acima and will definitely recommend them for anyone trying to build their credit. Please try to use the early payment option for better results if you can. I just started my third lease. Happy Shopping!!!

  143. I wish I can give no start I when to I a next 2 new appliances to buy a washer and dryer machine they told me to finance with acima they told me a different price from acima when il call acima I explained what they told me Eric was the …

  144. I tried financing a Nectar mattress through Acima but they were never able to process my order. I got an error message when checking out so they took my payment but Nectar said there was not an existing order in process. After following …

  145. I certainly appreciated the A+ staff. The leasing process — not sure I understood the entire plan. It looked pretty expense in total cost. I don’t like leasing but this was the plan they offered. Please close down my account. I am trying to eliminate debt. Thank you for the notification that I have fulfilled my agreement.

  146. I bought these cool tires and rims for my 2007 Honda Accord a few days ago through Acmia. Then I needed to update my checking account number and change the due date from the 10th, to the 11th. The first guy I spoke to was in a hurry, and …

  147. This lease company allows you to rent to lease to own same as cash as long as it’s paid off on time which is great , I’ve used it 3 times and have had a great experience doing so , I plan on using it again as I need it, thank you !

  148. This is a great service. It’s layaway that you take home immediately. I do recommend that you pay it off in the 100 day option. I wished they reported to the 3 credit agencies.

  149. I was trying to get a refrigerator I did not have the cash or the credit Acima afforded me the lease with the option to pay it off in three months to avoid additional charges there customer was very helpful when I called for additional …

  150. It was unfortunate for me when my vehicle needed a new motor and I really didn’t have the funds to take care of it . I was introduced to Acima’s plan through ProTouch Auto we got it done and fortunately I got to pay the 3 months option it was a load off my back. Thank you Jesus! Thanks Acima.

  151. I don’t recommend leasing, they don’t tell you up front about the extra money they add on top of your purchase. Then if you’re not able to pay it off within 3 months they double the price, then they only provide a 7 day extension to pay it …

  152. The company takes advantage of the poor and constantly undermines its people with payment plans they can’t afford. Your rent payment compared to bondage and enslavement. If you can’t afford the first buyout plan , don’t even use this company. You will end up owing more than it’s worth.

  153. The furniture company using these people maybe nice but ACIMA is completely unprofessional. Acima employees will laugh at you as they add late fees. Acima will not try to help you. Acima senior management is completely unprofessional. Acima will not honor payment agreements. It was not worth the hassle.

  154. This is a horrible company a bunch of scammers. I bought several pieces if furniture through wayfair using acima, everything was good until 3 mattresses were suddenly on back order until may 2023 my purchase was in november 2022. So i …

  155. You company was great to work with since I’m rebuilding my credit due to life’s circumstances, thank you for extending me the opportunity to do just that. No hassle payments or pay off.

  156. For the past 10 years or longer nothing has changed in the professional. I have purchased furniture to furnish 4-5 homes. I will began on house #6 . You are the BEST!!! J William

  157. This is such a predatory company, Their customer service reps just ignore and dismiss any questions or concerns the customer brings up, they do not follow up or complete changes you request to your account, they make no attempt to …

  158. Almost ended up paying $1,400 for $595 table. The retail store said it was 90 days same as cash, but I certainly did not receive that. Will not use Acima ever again. Not saying it’s bad for everybody, but it certainly didn’t work for me. Ended up having to pay an extra $80 in fees and taxes to pay it off early.

  159. Paid my lease 100% on time and perfect . But Acima never reported anything to credit. Waste of a year and a couple thousand dollars. Wouldn’t finance a role of toilet paper with them .

  160. It was easy to get approved, but you have to pay back way too much money. If I hadn’t paid it off early, it would have costed me $2,280.00 for the duration of the lease. That was for 4 tires and a shock. Extremely high price.

  161. Absolute worst experience, if you can’t pay off your debt in 3 months don’t even do it, buying tires and paying THOUSANDS more! I paid off my loan in less than 3 months and still overpaid by hundreds of dollars, was charged 21 extra for a …

  162. The representatives were very friendly and Furniture Mattress and Discount made it so easy for leasing. Acima had everything on the app from leasing details, payment info and contact information if assistance was needed.

  163. The worse loan experience I ever have had with a borrow money APP you guys lied pretty much about the loan-lease and the store I got my products from too I am about to go to that shop and chew them out too they should NOT be recommending …

  164. This is an illegitimate company that operates a scam. We first noticed a charge from acima to our card about a month ago. It was coupled with a series of charges to restaurants that are thousands of miles from where we live. We have also …

  165. By far the worst company to do business with!! My husband called to make his payment of $45 they then told him he needed to pay $20 extra after he already made a payment of $600!!! Now after the rep hang up on my husband he called back they …

  166. I tried to do the early purchase option to close my account, and they reopened my lease after it was closed because I cancelled my monthly payment (which I did to do the early purchase option instead). I would’ve been happy to pay the …

  167. My daughter purchased a mattress and adjustable bed frame for $2.500 from a company who uses Acima and she has been paying $250 twice a month long enough to have paid $5,500. After multiple calls to Acima and no resolution except that she …

  168. Do not use Acima to finance. I am
    Paying nearly double what it cost me to get my car repaired. They are sure to keep the details of the financial agreement vague and confusing to get you just …

  169. made a final payment to close out my account and an additional prescheduled payment cleared after (resulting in overpaying $100). went to Big Sandy Superstore to speak with an Acima rep who directed me to customer care. called in and spoke …

  170. Do not trust this company! We bought furniture and they charged us an additional $100 ($50 for the lease and $50 for early payoff). When I wrote to customer service, they said it was on the agreement. When we did the lease at first, We …

  171. This is a scam company. I noticed a charge on my bank, had my card closed and opened a claim. Acima forwarded faked documents and a forged signature so my bank could do nothing. When I called Acima directly, after an hour on hold, they …

  172. I’m a contractor otr for ups. I was in Denver CO doing an inspection on my truck when I noticed that all 4 of my front drive tires with a 110 pds of air were coupled up. I took my truck to a very good tire dealer in commerce city(Denver) …

  173. Acima is a rip off. I phoned them when they failed to take my payment on 11/04 which was my first payment after my initial down payment. The rep told me my payment would take about 10 days to process because it was an e-check, so I said ok …

  174. I was looking for my first pair of two carat diamond earrings. I’ve been wanting diamond earrings all my life. So I randomly called a number that came up on the internet and I talked to the owner of this jewelry store by the name of Paul. I …

  175. DO NOT BE FOOLED! Worst Company ever! I feel I’ve been scammed. I needed new tires which would cost me $400 something. Of course I don’t have that kind of money. I should’ve paid out if pocket! I’m super upset. I got approved for $1000 …

  176. Complete rip off!!!! I was told one amount to be financed at the store and they raised the amount telling me the $50 initial payment does not get discounted, called to inquire about it and the reo hung up on me chatted and was told …

  177. I never see something like that. I thought I was getting a 90-day interest free loan to help my friend financed her furniture. Instead I was selling my soul to the devil. I had to make weekly payment plus tax. Something that was never …

  178. I have used them twice now. I had one issue and was very unhappy. I contacted customer support and they were so delightful. I would recommend to anyone. Marggerie & Jose were amazing with my issue, they truly brought me back to be a return customer.

  179. If I could give this place 0 starts I most definitely would! I’ve had a terrible experience with them from the BEGINNING. They’ve had my checking information to take my payments and EVERY week there is an issue on why the payment “failed,” …

  180. Worse mistake I have ever made!!! I needed new tires on both my vehicles. Couldn’t afford 1 vehicle. So I applied with my phone. I got approved for $4000.00. I knew my tires for both wouldn’t cost that much I thought I would only have to …

  181. They tell you same as cash when you apply but then charge you all kinds of hidden fees. I paid my balance off in 90 days yet still paid about $500 more than if I had paid in cash. And this was a no interest transaction. Upon paying the …

  182. This company sets you up for entrapment. I agreed to a 90 day lease with biweekly payments with automatic withdraw. I was told and read in my contact that I could make additional payments at anytime. I was not told my biweekly payments …

  183. I wouldn’t trust it unless you know 100% of what you’re getting into!! I bought brakes and rotors from a small shop for $850 after going through acima it went up to $950. I couldn’t afford to pay it off right away in 90 days, and now a …

  184. Becareful with this company they don’t send out your option to pay off when it’s almost the due date. And you end up with paying double the amount you were promised. I will never do business with Acima they are out to seal your money. …

  185. It was easy to get financing but I guess I should have read the fine print. I had desired a 90 day same as cash. Thought that was what I was getting. Instead it was no differentnthan Rent-a-Center type financing where my $200 item …

  186. This company is a complete joke!! They say they give you the option to pay off in 90 days but they actually make you go online & make payments yourself instead of drafting it from your account. What a hassle now I have to remember something …

  187. I want to get 0 star here. But there is no choice here. I need say the rating for Acima should be negative forever. It is a fraud company, they stole my money from credit card and checking account. Worst finance company! No statement or …

  188. Beware this is your warning before you pay the CEO money for small balances they took extra money after the store said to pay it off within 90 days so that you won’t be charged the extra rental fee …

  189. Very poor was my experience was. I’m a disabled veteran and not a gadget guy. I paid my bill in full took my second car for new tires after paying my first four tires of in full in less than 90 days. I’m on a strict and limited budget. My …

  190. Some things were not clear, that’s why reading is fundamental. I was able to pay off my lease before the 90 days. Because I was aware of the high charges if I didn’t. Just read all the fine print and you won’t be surprised.

  191. I was faced with a sudden car repair away from home and Acima was the perfect solution. I took advantage of the 90 days same as cash option. I was so happy with Acima, that I recommended it to my friends and family, as well as my regular auto shop at home, so they could provide the same option to all their customers.

  192. This company is terrible! Do not use them! I paid all of my payments on time I wanted to pay off my initial balance by the date they provided me. I was laid off that same week; therefore, I could not pay the initial amount but instead I …

  193. I called them to let them know that I lost my job and was hoping that they could defer payments for 3 months until I found another job. Instead of being understanding they told me I had to return the 4 tires that were put on my vehicle …

  194. Very convenient…
    I’d suggest the customers who don’t know how ACIMA works to read their policy fully and ask the representative to explain them the terms. My purchase was made …

  195. Omg! Was so ready to sign, I was offered a 0% interest for up to 12 months, asked about cash price and since was the same decided to apply for credit. I was approved within minutes, the seller at the furniture store said he would deliver …

  196. This list really came in handy at a very important moment in my life. It helped me purchase my husband’s wedding ring and the customer service was great dealing with the people for payment arrangements and so forth were absolutely …

  197. Do not use this third-party company ever! It is a scam! If you cannot pay off a larger purchase such as tires that cost about $900 in three months’ time, then you will buy the tires twice from them. They do not set their contracts at a …

  198. When I first was introduced to Acima by my son I was kind of scared because I’ve never heard of this Company before. But I must say. Everything went Well from the Product to Customer Service. I HIGHLY RECOMMEND this Company! They are People …

  199. My experience at Home Furniture was awesome. My salesman was friendly, energetic, and very informative about answering questions regarding my search for the perfect item. He asked me just a few questions and we were off to find my item. We …

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