Carrie is an awesome loan officer-very knowledgeable about the mortgage process and up to date on available loan programs. She was always available to answer any questions or concerns we had. The whole process was smooth and stress-free. I …
Very thankful my wife and I had the pleasure of working with Pat Donovan and Embrace Home Loans. I would especially like to thank Patrick, he was very caring and patient with us throughout the process. We are first time home buyers and must …
The whole process was very simple and our agent made sure we were always in the loop when it came to anything needed through our refinance. Dawn was awesome!! She was in constant communication with us and was very helpful throughout the …
We received a letter in the mail from Embrace home Loans and as my wife was reading it to me it was sounding to good to be true. We thought it isn’t going to hurt to call and see what they say. So we did and Keith Yelle was who we got as …
Stephanie was great. She is smart and professional. She walked us through the entire process and gave us several options. She never pressured us in anyway. Overall great experience!
The entire processing of our loan with Embrace was handled professionally and efficiently. Ainsley Perry, the loan officer, supported my husband and me by providing necessary information, offering support, and checking with us on a daily basis until our loan closed. I do not hesitate to recommend her and Embrace.
Neil is great to work with at Embrace. We do all our mortgage transactions with him and Embrace due to the quality of the customer service and the knowledge that he brings to the table. Moreover, the process of document exchange could not be made any easier.
Very good experience. Will return to Embrace for any of my financial needs. Co worker recommended Bob Beck. Couldn’t have asked for a better loan officer. He walked us through every step & was in constant contact with me. I will always be grateful to him for providing such excellent service. He is the best in my opinion!
Our refinance experience was overall an easy and pleasant experience. Embrace Home Loans did a great job helping us achieve our goal. I highly recommend their services.
Embrace was easy to deal with. Their representative that worked with us throughout the entire process, answered all our questions and made us feel confident and comfortable along the way. I wouldn’t hesitate to tell any of my friends about using Embrace Home Loans in helping attain their financial goals.
Highly recommend! Our loan manager was polite, helpful, knowledgeable, and patient. The loan was painless and done very quickly! There were some road blocks but Scott handled them in an exceptionally efficient manner. I’m impressed and I don’t impress easily!
Jason was very helpful and knowledgeable keeping us informed during the entire process. He answered all our questions and addressed all of our concerns. Provided step by step status as our loan progressed through the system right up to closing. I am definitely recommending Jason to my family and friends!!!
Pleasure to do business with. I had used Embrace 5 years ago and Dan was great to work with. When it came time to check into a refinance, I went back to Embrace and Dan because of our first experience. Dan was wonderful again and the refinance process was quick and simple. Would highly recommend them to anyone.
Embrace Home Loans has fantastic loan officers. Paul Stivers was mine and he was responsive and very professional and set the proper expectations as to the process upfront. The online platform was easy to use and secure. Would recommend …
I was very impressed with how Greg and the team worked on my refinancing application. I am not very good with papper work and Gregg “held my hand” throughout the whole process and overall time from initial contact to the closing seemed like few weeks. Kudos to the team!
Embrace Home Loans are great had a great experience. Our loan specialist Bob Beck was very good he helped us not only with the loan but helped us before that getting our credit score to where it should be to get the loan He was always …
We had a great experience using Embrace Home Loans to refi our home. We called and was greeted by Joe Silva. He made the transaction go smooth and easy! He was there 100 percent of the time for us through the whole process. We called he answered. Very Professional! Thanks For all that you done to help us!!!
Our loan officer, Manuel Raposo, was a tremendous help through our refinancing process. He explained every step we will go through, what needed to be submitted, and most importantly to us was that he got back to us quickly when we had …
I have used Embrace for 5 VA home loans and found their procedures and processes to be straightforward and easy to work with. I strongly suggest using their chosen Title and Abstract Companies, and Appraisal company. That just makes it …
Chase was extremely helpful throughout the entire process. He was very easy to work with and answered any questions that we had. He was always available when we needed him and his level of communication exceeded our expectations. We will …
This was one of the best experiences that I had in refinancing my house with embrace home loan. My loan officer was MR Al Cahill and he was the best loan officer that I ever worked with …
My husband and I have utilized the services of Embrace Home Loans and in particular our loan office EJ Ward several times. EJ assisted us in getting the loan that was tailor fit to our particular circumstances. He was knowledgeable about …
We received material in the post from Embrace Home Loans over Christmas 2020. It was a part of a pile of other documents I was sifting through. Normally, I dispatch such material to recycling without opening it. I’m not entirely sure why I …
Kate Pezzi at Embrace is the best. She has done mortgages for my clients, my parents and myself. She makes what can be an opaque, confusing and stressful process, transparent, simple and no pressure. She is one of the best. …
Anthony and Jen were absolutely amazing through out the mortgage process. They were able to answer any questions my husband and I had with the mortgage process. They were both prompt when responding to emails and helping us get the documents that we needed. Thank you for making our move up home and easy process for us.
Although hesitant to not branch out from a local bank, making the choice to work with Trevor and Embrace Home Loans was the right choice. Our refinance was not all straightforward and Trevor and his team helped us through each step of the …
Hands Up 🙌🏻 for several years with financing with Patrick Ryan from Embrace Home Loans. They are Diligent, Prompt and Professional! Best of all they saved me a lot of Money!! I am very Grateful! We greatly enjoy our Home! Thank You Patrick! …
Outstanding! Embrace Home Loans will do everything they can to help you get a home loan. If you are self-employed and have tried elsewhere without success, don’t give up. Try here. I don’t usually review many things or people, but want …
Cary Humphrey is very professional and knows his work. He was always available to answer any questions and very attentive to our needs and to help us qualify for a mortgage. He was patient and took his time to explain everything throughout …
Embrace Home Loan is an Amazing place to go for all homeowners’ need for securing home loans, either purchasing or refinancing. They are just Superb and excellent people to depend on totally with perfect peace in your mind for all home …
From the initial contact through closing, Keith communicated promptly, clearly, regularly, and always professionally without being stiff or humorless. This has been by far the most seamless and straightforward loan process I have ever experienced, and I highly recommend Keith Yelle and Embrace!
Scott Kopecky and team at Embrace are great to work with through the mortgage process. New purchase or refinance, they are very responsive and their online system is easy to navigate. Highly Recommend!!
Embrace Loans is an excellent company for our refi. Paul, our loan consultant was knowledgeable and patient. He walked us through every step in the process I highly recommend this company.
My wife and I have worked with Ralph King at Embrace Home Loans several times and have come back because of the excellent service they provide. Ralph is wonderful to work with and we highly recommend him to anyone looking to re-evaluate their current mortgage situation.
Robert Danis was great with our mortgage application. It was a very difficult loan and his patience and professionalism were above and beyond to meet Our needs. He is super fast on email replies which is rare and also on the phone. He’s …
Working with Josh Delconte at Embrace Home Loans was a wonderful experience! His positive personality and extensive knowledge made the process very simple and he worked diligently to assure the closing occurred in a timely fashion. What …
Fantastic mortgage company. I am a realtor. I have used them several times on several types of property and referred them to others as well. Gregg Roy was diligent and timely. He kept up with us, and our exceptions to the norm, and made …
My Experience working with Embrace was very pleasant. My loan officer, Rob, was knowledgeable and informative and very patient. Working with this company to refinance my home has changed my life completely. They were able to help me when no banks would. I recommend this company to anyone. Thanks Embrace!
What an amazing experience I had during my experience obtaining my refinance on my home. Jeff Gacionne was invaluable helping me. I cannot say enough about how diligent he worked for me. He was always so pleasant and I really felt like …
I am extremely happy that I decided to do business with Dawn Ryan at Embrace. My experience with Dawn especially and her team was great. Dawn went above and beyond, answered any questions I had including after hours. She worked hard and …
The refinance process was very quick and went smoothly. If we had any questions, they were responded to promptly. The online application and submission of documents was easy. It was about as “hassle free” as possible.
Tom was excellent and helped me through every step of the process. I reached out months before I was ready to purchase a home and he helped me prepare. Highly recommend!!!
David Shelor and his Team at Embrace Mortgage made my purchase very easy. I would highly recommend anyone looking for a mortgage in the Blacksburg area to give him a call.
Frank Virga was amazing to work with. Frank is knowledgeable and answered all of our questions and concerns with complete transparency. It was a complete honor and pleasure to have done business with Frank and Embrace.
Sandra Burroughs at Embrace Home Loans handled our recent re-financing and the experience was a breeze on our end. Sandra was quick, efficient, and always there when we needed some guidance. The entire organization, from Sandra to the …
We love working with James and highly recommend using him and Embrace Home Loans for any refinancing or new loans. He made underwriting a breeze and is incredibly knowledgeable. Looking forward to many more years of doing business together!
We were first-time homebuyers navigating a very unique market and buying from a private seller. Chrysta MacBlain was extremely patient with us and answered all our questions and more. There were multiple occurrences that she called us at a …
Wonderful Experience! Truly satisfied. The smoothest refinance I have ever had. Mr. Dasmin is amazing! Was with me from beginning to end. Very attentive, informative, patient with all my questions and the rest of the team complemented as …
Embrace Home Loans give me the loan I needed when no Banks give me any loans. It is so much easier to deal with Embrace Home loans company than a Bank, being said that, the home loans works with you all the way side by side and lend their …
I’ve done business with Embrace Home Loans and Cary Humphrey for over 7 years and they are always responsive, knowledgeable and very courteous. I highly recommend calling them if you’re looking to purchase a new home or refinance your …
Embrace Home Loans is a fantastic Company. They are very professional and easy to work with. Bob Beck is Wonderful, one of best persons , I have ever met. He is honest and very fair. He is the best!
Doing a VA refinance with embrace was pretty much a no effort on my part. I was already with embrace and was happy with their service. I got an email in June about lowering my rate and by the end of July I was closing, with nothing to do …
Chris was efficient, professional, and prompt. He was quick to answer any questions i had and made the process as painless as possible. Highly recommend his services!!
I had the pleasure of doing a home refinance with Embrace Home Loans. Kerry was very thorough, the communication was constant. Josh was also very nice to work with a patient. I asked some silly questions, Kerry was very patient explaining …
I highly recommend Scott Stevens to anyone looking to refinance. He was very helpful throughout the entire process. He always kept me informed and was always available to answer the many questions I had. If I was ever unsure of something he …
My husband and I just closed on our Refinance Loan with Gregg Roy of Embrace Home Loans. This process could not have gone smoother without Gregg Roy our Loan Officer. Gregg was so informative of options, so responsive and kept us in the …
Thank you Embrace-Extremely professional and seemed to care on a personal level that we were getting the right mortgage for us. Helped us consolidate some debt and the process was done in about a month. Sandra was fantastic and available anytime, we would recommend her to anyone.
Refinancing with Embrace was quick and easy. My loan officer Kerry was knowledgeable, efficient and available whenever I had a question or concern. The process was unbelievably fast. I am very pleased with my experience with Embrace!
I worked with Josh DelConte. The apartment building I had been living in was sold in the middle of summer in a tourist town. I had 8 weeks to move, but there was nothing available. Within 2 days of contacting them, I had a pre-approval …
Joe is knowledgeable and professional, and very quick to respond and deliver. Loan process could be tedious, but Joe makes it easy by being patient and organized, and he explains why and what needs to be provided. We highly recommend Embrace Home Loans/Joe to anyone who’s considering refinancing!
Embrace home loans is a great company to do business with. I highly recommend them.And most of all there loan officer Ray Alexander. I will use them again. This is the 3rd time I done business with them and each time was great.
This is my second time dealing with embrace home loans. I would highly recommend them to anyone doing a first finance or a refinance. They explain everything from the first step to the last and it was simple and easy with no stress at all!…
I had a great experience with Embrace Home Loans. Richard Barns was my loan officer. He knows his stuff. He is very informative, knowledgeable and he gave me straight answers whenever I had those silly and repetitive questions from the …
I had a great experience with the team at Embrace. The process was handled efficiently and smoothly. We closed very quickly and had help with questions at our fingertips through out the whole process.
Anthony has been working with me towards this transaction for several years now. Helping me figure out what was best for my needs. He explained the process and steps carefully. He gave me confidence to move forward with the transaction when it made sense economically.
Great experience with Embrace Home Loans as a first time home buyer! Everyone I dealt with was super responsive and guided me through the process smoothly.
Eric is hands down the best!!!! He walked me through my entire process no matter what time of the day. He is very professional and works efficiently to get things done. With this process there are tons of questions and Eric was there every …
New to Embrace, they were friendly and very transparent with everything. Our mortgage broker was amazing, he went above and beyond to get everything done in time for us to refinance with the best rate.
Mike Easterly and the team at Embrace Home loans have provided the lowest rates with the quickest and easiest process. I’m very impressed with them, and I will take all future business to them.
I just closed a loan with Embrace Home Loans. This is my second loan with them, and the second time working with Gary Goodman. I have been very pleased with the level of expertise that Gary provides. He is professional. knowledgeable, …
The process of applying online for a home mortgage refinance, and completing all the document submissions and e-signatures, was very easy, comfortable and secure, as completed by Embrace Home Loans. I would highly recommend this company and especially our loan officer, Ainsley Perry!
Working with Gary was a pleasure. He easily beat the best offers i had, and i had shopped around to 7 different mortgage companies before my father recommended him to me. He was extremely professional, prompt, and always had an answer for …
I loved working with Kyle Vredenburg. He was the third mortgage officer I had to work with because the previous two gave me the run around. Only to tell me 6 months into the process, they were not able to accommodate the intricacies of my …
Paul is an extremely knowledgeable and caring person. He’s extremely responsive (even on the weekends). WOW. An absolute pleasure to work with. Highly recommend his services.
We have had our mortgage at the same bank for over 20 years. I never really had any complaints. We received a mailer from Embrace and responded on a whim. The loan officer who answered, Al, was likable right from the start. He asked smart …
Mr. Gary Goodman is an excellent loan officer. Honest, sincere and he goes the extra miles to get you the best interest rate and deals in the market. Embrace Home Loans is an exemplary loan provider. I am impressed!
Steve Menozzi took time to explain things to me In detail. He answered every call or text. He did not leave one question or concern unanswered. Him and his staff were very attentive, patient and always very pleasant. I have already referred Steve to family members. He made this process very pleasant.
Mr Al Cahill and his team was exceptional,respectful and was able to educate us and help us make informed decisions concerning our home loan.In these apprehensive times ,we were blessed with a great and dependable team who made our process seamless.We are honored and would highly recommend him and his team.
After months of trying to close my loan with several popular mortgage banks, I heard about Embrace, Scott answered my call, I felt comfortable with him. Scott amazingly helped me to close my loan in record time with a lower interest rate. Loan Officer Scott Kopecky was always available for me.
We really trust and enjoyed working with Richard Barnes. Best experience with financing a home. Rich was responsive to all our questions and calls. He proactively kept us updated through each step in the process.
An incredibly easy, friendly, no-pressure situation from start to finish. Tom was available to us always, very knowledgeable of our options and extremely helpful when we had questions. Professional beyond reproach. Just a fantastic experience.
I have been very pleased with Embrace Home Loans over the last 12 years. I have refinanced 3 times with them and every time has been a great experience. Kevin Richardi has always taken great care of us. He makes the entire process almost effortless! Thanks Kevin!
Neil Kolakowski at Embrace Home Loans is a consummate professional. Listen to his advice, he is honest and knows the business very well, he will definitely give you the best advice. When we refinanced our house, he was so helpful, patiently …
I had an excellent experience working with Embrace Home Loans. Kyle Vredenburg, our Loan Officer, was very good. He answered all our questions and concerns quickly and guided us the entire way through the process. I would recommend Embrace Home Loans and especially Kyle Vredenburg without hesitation!
Kevin was incredible to work with from start to finish. He was always quick on communication and he helped me close on a property extremely quickly. It honestly seemed like a miracle! My realtor said she is going to refer him to all of her …
Pat was very responsive, even on evenings and weekends. He worked hard to get us a great rate and even got our appraisal waved. He processes our refinance very quickly and kept us informed about what we needed to do to expedite the process. Overall, we had a great experience with Pat and would recommend him.
I had the pleasure of working with Joseph Silva & Anna Ryan. They are a fantastic team! The process from beginning to end was 2 weeks! Communication was clear & prompted! They gave us the lowest rates & closing cost compared to 3 other big lenders. I recommend them without reservations!
Working with Embrace Home Loans was a very nice experience, there rep Jason Andrzejczyk was a pleasure to work with, he was very knowledgeable and explained everything that was going to take place, which I absolutely loved. I would highly recommend anyone looking to refinance or finance a home look to use Embrace Home Loans.
Embrace home loans was able to finance my new home quickly. I have to thank John perfetti, Erin and the rest of their team for working with me to secure the funding for my new home quickly.
Best mortgage experience ever! I have dealt with many other mortgage companies over the years and this was truly my best experience. Consistent communication, great rates and working with Ainsley Perry and her professionalism was the best. I cannot say thank you enough for a stress free transaction
We had a great experience working with Daniel Johnson and his team at Embracehomeloans. He was very responsive and help us to understand our loan and the loan process. Thank you!
From the beginning of our experience in working with Embrace, and throughout the entire financial process required to refinance our existing mortgage, Kyle Vredenburg was a consummate professional! He was always pleasant, helpful, …
Our loan officer Dawn Ryan at Embrace came recommended to us from multiple sources, and we are happy to recommend her as well! She helped us navigate the process as not typical home buyers. She ran multiple scenarios for us–different types …
Josh Woodard with Embrace Home Loans was amazing to work with. His customer service was so great that we opted to stay with them over another company that gave us a slightly better offer. If you want someone that communicates with you …
Marco at Embrace Hime loans is the Mortgage officer we worked twice and he goes above and beyond to help us. Not only is he detail oriented but also very patient in helping us the process at very juncture. Thanks once again. Will definitely be doing business again in the future
Dealing with Patrick Holland and Embrace Home Loans was a positive experience for us, especially during the tumultuous housing market in the first quarter of 2022. All communications with Embrace Home Loans, Patrick Hollad, were prompt, …
Embrace home loans have been a great experience. We’ve refinanced with other companies in the past, but our loan officer, Jason made the process a very easy transaction. He is very attentive to Your needs. He explained options that best …
I have worked with Kerry Grimm at Embrace Home Loans more than once. I have had the very best experience with him and I highly recommend his service. He is trustworthy and honest and I appreciate all the help and advice he gave me! He …
My loan officer was Graham Powers. Graham is great to work with. This is my second transaction using Graham. He was very easy to contact and lines of communication were smooth. He represents Embrace in a professional manor. I would not …
Jeff is THE BEST! He was so informative and helpful in guiding us through this process! We had so many hiccups on the road to closing on our first house, and Jeff was patient and understanding throughout the entire process. Thank you for everything JEFF!!
I worked with Gary Goodman on a home refinance and he was great. He made the entire process simple for me. Gary answered every question that I had and the entire loan process took three weeks. I would highly recommend Embrace Home Loans and Gary Goodman if you need to buy or refinance.
Joe Silva and Anna Ryan were absolutely great during our refinance process. From day 1 to after closing, they were fast to respond to any of our concerns and made the whole process looked easy. We highly recommend working with them.
The help, tenacity of this team was outstanding. Kerry and her team went above and beyond the call of duty to get my family and I into our new home.
Thanks and God bless,
John B.
Worst experience I’ve ever had doing business! I was working with Loan officer Matt Russo and the communication was TERRIBLE! Once he told us we were good to go I wouldn’t hear from him for weeks. I would call and leave a message for him …
I came to Embrace for a refinance opportunity, as I had purchased a condo with a variable rate and wanted to convert to a fixed rate. As a first-time homeowner, I really appreciated the extra hand-holding by my loan officer. If they’re all as communicative and supportive as he was, I would definitely recommend this company!
Every since closing the loan, I have been inundated with a ridiculous number of loan insurance companies sending me letters in the mail… 24 and counting. Extremely annoying, extremely irritating. If not for this nuisance, I would have …
David and his team were fantastic from day one. Very patient and great at explaining the process for us as first time buyers. Offered a lot of options and but made sure that we were informed, genuinely having our best interest in mind.
We refinanced our home from a 30 yr mortgage to a 15 yr mortgage and the experience was great. Anthony made sure to explain everything to us and got it done in no time at all. They sent a notary over with all the papers and the closing was right in the comfort of our home. Great job!!
If you are looking to finance or refinance your home, get in touch with Embrace Home Loans. This company will get you on the road to doing just that. They will keep working with your situation with professionalism, patience and compassion. …
I had a great experience working with Ms. Maggie Lamorell at Embrace Home Loans from the point of my prequalification for a home loan to the final closing on my home purchase. I was guided through the process with clear, concise and compassionate service. The Embrace Home Loan team that worked on my behalf were outstanding!
I don’t know where to begin, this had to be the most seamless process I have ever experienced. Gregg and his team were excellent! They truly made the impossible possible and were in constant communication with me throughout. Not only was …
Donny was an amazing loan officer who made me comfortable from our first conversation. I knew I could relax as he was going to take care of it, and sure enough he did! I couldn’t be happier that I decided to switch over to him for my mortgage.
I tried to refinance my mortgage with this company, it was easy, fast and also their interest rate was lowest, even lower than my original lender. My mortgage was with Chase, and also I did negotiate with Quicken loan Company. My son told …
I highly recommend working with Embrace Home Loans. Jeff Swiderski is was a fabulous loan officer. As first time home buyers, my husband and I had a lot of questions. Jeff was attentive, always available, and very clearly articulated the …
Appreciated very much the availability of the staff, the prompt and informative responses to all of our questions, and the patient guidance along all the steps of the process.
I read all the positive reviews and decided to go with Embrace Home Loans. I am glad I did. Gary Goodman was my loan officer and he is hands down the best I’ve ever worked with. Professional, knowledgeable, friendly and punctual are just …
Karla Melgar took exceptional care of me throughout the entire process. She kept me well informed, provided guidance and made what could have been a very overwhelming and confusing experience feel like an absolute breeze. Her depth of …
Lorne was able to offer clear advice, and put the pieces of our financial situation together (in a way that some other lenders were not) to get us the financing we needed.
Getting my mortgage refinance through Embrace Home Loans was the best experience I have ever had doing a refinance. Everything was done on line and I was kept informed of what was happening every step of the way. I especially was amazed …
Shawn was so wonderful to work with throughout this process! We had a long and stressful home-buying process and we are first time homebuyers, but Shawn was there for us every step of the way. He was super responsive, took the time to …
Scott Stevens professionalism, knowledge and attention to detail is bar none. He also stood out with his ability to go above and beyond, humbly & patiently answering all our questions and concerns, even if they were asked multiple times. …
Kate is exceptionally communicative and she works hard for her clients. It is obvious from the outset and throughout the entire purchase process that she is on your side. She excels at what she does and I can’t recommend her enough.
Communication definitely could have been better. There seems to be an issue with organizing and prioritizing. As a first time homebuyer, I expected this experience to be somewhat challenging but I never imagined that I would feel like I …
I am very thankful that Chrysta and Embrace Home Loans were referred to me. Chrysta was great. She patiently answered my questions, promptly responded to emails and overall made the entire loan process streamlined and efficient. If any of my family or friends needs a home loan I will definitely send them her way.
This was the second time we had worked with Josh first on refi in late 2020 and this time was for buying our new home. We ran into some unusual situations with the sale of our old home, which impacted us buying our new home. Josh was there …
Donny and the Embrace team were essential to our home purchase. They helped us to get a timely pre-approval letter, fully understand the financials, and secure a rate lock on our mortgage loan. I would recommend Embrace to anyone looking for their next home.
First time homebuyer. The whole process was very smooth, with an app tracking each stage of the process, all necessary documentation, and a team always ready to help with timely responses. I would recommend them and use their services again. It was a very reliable and trustworthy team.
Bill was thorough, responsive and kind in all his interactions with myself and my husband. We have now closed two loans with him and always felt like not only was he dedicated to his job but to helping us get the best deals.
Chris Hardy was the most professional yet friendly person we have dealt with. We had certain obstacles to overcome. Chris was there every step of the way to guide us with his utmost experience. We could not have done it without Chris!
I’ve worked with Scott Stevens and Embrace Home Loans twice now, and both times were easy, quick, and painless. I trust Scott and feel like he treats me like he would a family member–looking out for my best interests. I would give him and Embrace more than 5 stars if I could.
Gary Goodman is a very knowledgeable Loan Officer who definitely knows the business. He has great Customer Service skills and is very responsive. I would definitely recommend Embrace Home Loans for all your refinance and home purchasing needs!
My experience with Embrace was far better than expected. Joe Silva is awesome to work with. I have been through nine other purchases/refi’s and working with Embrace has been a painless experience. We were building a home and they had …
I’m so glad I choose to work with Patrick and his team. Patrick, Angel and Joe are awesome to work with. They’re accessible and responsive. Patrick even took his time answer my emails and call me to answer any of my questions on Saturday. My closing was super smooth and painless. Highly recommended Patrick and his team.
Getting our mortgage with embrace home loans was seamless and Frank and his team made our entire home buying process much less stressful than we had expected. Frank is easy to reach out to and communicate with (even when he’s out of …
Brian and Jen are one of the best Mortgage professionals I have ever worked with. I have had 7+ Mortgages in my life and this has been the quickest and the easiest transaction I have ever experienced. I cannot recommend Brian and Jen enough …
We worked with Brian on getting a loan on our first home. First of all Brian is awesome. Very down to earth and easy to contact and always available if we had any questions. He made the entire process very easy and painless and even …
We didn’t know that the home buying process could be so easy, quick, or affordable. We had dealt with Navy Federal prior to our work with Bruce, and the difference was night and day. We nearly lost the home we eventually purchased due to …
As a first time home buyer I was a bit hesitant but Tom Cifichiello from Embrace Home Loans made my experience pleasant. He explained every step of the process in simple term. Spend time on phone with me countless number of times to …
Great experience! A+++ The mortgage process was very simple and straightforward. Jason Andrzejczyk was always available, answered my calls immediately and addressed all my concerns in detail. You can use his services with confidence.
Working with Chase, our loan officer, was a great experience. The entire process was painless. The communication was outstanding. His responses were always quick and complete. I feel like I know the guy. This was without a doubt the best home loan experience that I ever had. I would highly recommend!
Jake McKay at Embrace Loans was phenomenal! Jake answered any questions I had and explained the refinance process in depth. I was shocked how easy and fast the refi. process was. I closed in less than 30 days! Best of all, I was able to …
I had a very positive experience with Embrace Home Loans. I had the same loan agent from start to finish and she was very efficient and professional. All questions were answered quickly and thoroughly, she was always ready and a step …
Embrace is by far one of the most pleasant mortgage experiences I have had. Very professional staff, accessible, prompt, clear and kept me updated even when are out of state and different time zones. Loan officer Greg Smith was courteous, …
It was a great experience working with David. He was very helpful and patient with our loan process. Embrace Home Loans has competitive and reasonable interest rates compared to some other mortgage companies I’ve talked to.
Rick made the whole process of buying a home as simple as it could be. He was very prompt in alerting me of the next steps and even answered questions I had after office hours had ended. Rick is great at what he does.
Buying a home is a stressful process. Jake is easy to work with, responsive and available to answer any questions, which helped reduce the overwhelm. We had a quick closing and Jake made sure it was smooth and we had everything in place before closing day. Thank you, Jake!
I had the pleasure of working with Mike Potoczak and can not say enough great things. Mike was on the phone with me regularly checking in, he provided counsel when I needed it, and really helped us to seal the deal on the home we purchased. Embrace truly is in a league of their own.
Matt Becker was very informative and helpful. Stayed in constant contact with me during a very turbulent market. Could not have asked for anyone better during this process.
Robin was very responsive to questions and helped guide us through the process. We could not have asked for anything better and now we have our first home. Thank you Robin and Lauren at Embrace home loans!
I only have a positive experience with Embrace Home Loans .
Most of the time I was contacting Mr. Daniel Johnson, loan officer who respond all you doubts with easy and very professional attitude from day one to end of transaction
I worked with Steve Menozzi at Embrace Home Loans, and he made my first time home buying process absolutely seamless. He gave me confidence and lots of reassurance throughout the process. There was also great communication and transparency …
Ken was accessible, personable, professional and overall helpful and considerate. Thanks to the team he works with, too, for getting my loan put together and rolling with some changes I made!
I really enjoyed working with Shawn through my home buying process. I am a first-time home buyer and Shawn answered all of my questions and made me feel comfortable with all of the steps we were going through to get my loan processed and …
Stephen, Karen, and the whole team did an awesome job letting me explore all my options for mortgages. Great communication throughout. Definitely recommend.
Paul S and team provided an amazing experience in securing a home loan. Friendly, informative, and motivated to assist us in all questions and concerns. A+++
Dawn made it great!! We were not the easiest buyers, nothing was by the book and nothing about our situation was black and white BUT Dawn did everything in her power to make the lending process as stress free and successful as possible. She …
Brian was available by text and phone constantly and was able to answer my questions within minutes. He is friendly and easy to work with. We closed on the biggest transaction of my life (something I would never have thought possible as a younger person) without any issues at all.
Amoré went above and beyond to answer any questions or concerns that I had. She answered all my calls and emails even on weekends and late nights when we were trying to get everything settled in a hurry and made sure that my boyfriend and I …
Dawn was an exceptional loan officer and went above and beyond in making the home buying process as smooth as possible. She was easy to reach and communicated with us often. It was clear that she cared about our experience.
Thank you for making my daughter’s and I experience a great one. Victoria was available at all times to answer all of our questions and was very detailed. Vixtoria was able to emphasize eith throughout this process. Victoria, thank you from …
I had a great experience with Meredith. Being denied loan from one of the lender, I was anxious and afraid that I could not close on my dream house because of my difficult situation. I was lucky enough to be referred to Meredith. From day …
Scott Stevens was the most involved and proactive point of contact in my entire home buying experience. He constantly made sure I was aware of the latest status and my options. I will definitely be coming back to Embrace in the future largely because of Scott! Thanks!
Austin was SO clear and concise, yet detailed, in explaining the process for the mortgage. We were first-time home buyers and he answered all our questions with great detail that made us feel informed throughout the process enough to make …
Chris at Embrace was a pleasure to work with! He was very responsive and patient, providing in-depth explanations of our options and the mortgage process as we’re first-time home buyers. Chris and Embrace were able to lock us in at a great rate and provide a smooth underwriting and close process!
Jake is very knowledgable about the market. He explained the process well and was patient to answer all my questions. His responsiveness and attention to details made me feel like I was his only client! It was truly a pleasure to work with …
Davis McVay has made the home buying process so much easier and less intimidating. He was able to very clearly break down the components of my loan, and would give me a sense of what I would need to pay each month. Davis’ experience is …
Excellent service! Working with Jeff Gaccione from Embrace Loans was a fantastic experience. I was a first-time homeowner, and he made the overwhelming process of getting a mortgage seem easy. He was always quick to respond and explained everything very clearly. I would recommend him, and Embrace Loans, to anyone!
Stephanie Rossi answered every question I had. She was very courteous, cordial, friendly, and professional throughout the process. Her very quick responses to my emails or text messages were impressive and she didn’t mind explaining …
Anthony helped me such much. He made sure my VA loan went through and even worked during the holidays season when other companies did not answer their phones!
Pat helped me closed on my first home and the process was so smooth. He went over everything and if I ever had questions him or his team would answer almost immediately. Now, when me and my fiancee were ready to move to a new home, I knew …
Excellent mortgage company! Trustworthy! professional! the staff are excellent! they are all very patient individuals, knowledgeable, honest and caring.
Michelle and her staff (particularly Theresa) were very helpful and clear throughout the entire process. They made sure to update me and follow up on tasks as we went through this. Thank you all!
Justin was everything I hoped for in obtaining a home loan. He was exceedingly kind and patient, knowledgeable and experienced. He went above and beyond to make my closing a happy and smooth experience, I highly recommend Justin and Embrace Home Loans.
Laura is an AMAZING asset to have in your corner during the home buying process!! I cannot thank her or recommend her enough. Admittedly, I was a second-time homebuyer, but it had been many years since I purchased my prior house so I was a …
Kevin was very responsive and helpful, especially since I’m a first-time homebuyer. He laid out all the instructions and documents needed. Great service!
My family and I would love to thank our loan officer Anthony Rodrigues for truly having our best at heart. From the moment he placed that first phone call up until the closing, he was always available to talk when need it. When he first …
Keith was Amazing to work with ! He was always there for us whenever we needed him. Such a pleasure to work with. He helped us so much. We were lucky to be able to work with him !
Wayne Palkovic was very responsive to my needs while I was selling and buying a home. He willing shares information about the process. I highly recommend him.
Very informative & FAST! Worked with James Garvey and his team: Kate and Asha. They were all very helpful and overall pleasant to work with. Highly recommend. (Suffolk County, NY)
I used Barry Filderman for this process and he was tremendous. Extremely hard working, great communication skills, and a very bright mind when it comes to the housing market. Thank you so much Barry!
Closing on a home loan is a VERY stressful undertaking, but I appreciated David Finney talking me off the ledge a few times when I felt overwhelmed by the process. We closed in 30 days thanks to David’s help in moving things along to make our home purchase a reality!
Karla kept in constant contact with me and explained the process to me. She answered every crazy question I had and kept up-to-date on everything. I never felt like I was hanging out on my own during the entire home buying experience.
Carol and her team stayed in constant communication with me throughout the entire process, and we were able to close on-time with no last-minute surprises. I highly recommend Carol to anyone looking to purchase or refinance!
Great communication, very easy process, and answered any questions we had. Shawn took the time to talk and educate us on the process. This was very helpful since buying a home can be an unfamiliar and at times scary process. Thanks!
The overrall experience was great! Audley Lewis was knowledgeable and patience throughout my homebuying experience. He gave clear and concise advice and kept an open line of communication from start to finish. Much appreciation to his team …
We were given 90 days to find a place due to unforeseen circumstances. Embrace was the second place we looked and we knew we didn’t need to look any further. We worked with Nick Sigwalt and there are not enough words to express how simply …
The Filderman team of Jordan and Barry, or “The Mortgage Messiahs!” as we call them, are by far the absolute best team of lenders that we have ever had the pleasure of working with! These two along with the rest of the team at Embrace far …
My wife & I worked with Meredith Spence in purchasing an apartment, our first real estate purchase. Her effort is incomprehensible and delivered with care and kindness. I cannot recommend her highly enough. She personally walked us through every detail and left no stone unturned.
Tom C and his team were nothing short of perfect. Throughout the entire loan process all lines of communication were open, all questions were answered and explained in detail. I would highly recommend reaching out to Tom C and the Embrace team if you’re looking for a seamless loan process.
Chris and the team were very communicative and efficient. Responded quickly to inquiries and helped us reach deadlines before the holidays. Thank you to all who helped us have a great experience, we highly recommend. Happy New Year!
Rob was wonderful. He provided a lot of support and made himself available to us whenever we had questions throughout the process. Entire process was very smooth as a result. Would highly recommend Rob to anyone!
Meredith is an excellent communicator and knows her industry inside and out. She expertly handles the many unique circumstances that can arise with each client. I highly recommend Meredith to anyone considering a home loan.
Paul is a great communicator. He was so quick to answer all of my questions and explained everything perfectly to my understanding. He followed up constantly and always had a nice friendly demeanor. I would def recommend to others.
Omar Hassan and his staff did an excellent job of getting my loan done super quickly at a great rate. I can’t thank them enough for taking an extremely stressful process and made it stress free.I highly recommend Embrace!
I was in a situation where I needed to be out of my current apartment within 8-10 weeks. Josh and his team reassured my that this would be plenty of time. I was IN MY HOME within MAYBE 5-6? Every number that Josh provided was timely and …
I have worked as the selling agent on several deals with Dana Krayeski of Embrace Home Loans. She works very hard to get the client pre-approved and placed into the very best mortgage product available. (‘Approved to Move’ has won the …
Great experience overall for me as a first time home buyer. All my questions/concerns were answered. There weren’t any surprises and Michael and his staff made themselves available to me and were very responsive and honest. Great work Michael and EHL! Thank you!
We used Embrace for a home refinance over a year ago and everything went very well, so we used them again for a new home purchase in another state. It was an absolute nightmare. …
Marco Melo and the professional staff at Embrace made our home loan a pleasant experience. Everyone was very attentive, supportive, and understanding throughout the entire process. A sense of dedication to helping those in an array of financial matters truly makes a difference in their lives. We are humbly grateful to him!
Brian and Jen were always super quick to respond (at all hours). They were nothing but professional and straightforward at all times. They were by far the most pleasant part of our real estate transaction. I will highly recommend to anyone.
Excellent transactional skills, terms were explained in simple language, always returned calls, patient, available anytime even when off or holiday, Greg was a very good guy to me. Helped me in many ways I can’t put it all on paper. Will …
Lending with Joe Silva. First time home buyer here. We jointed the party in April 22′. And proceeded to be outbid for the following 6 months on everything we looked at. Joe was a soldier through the entire process. He would explain the same …
Bill and his team were absolutely wonderful to work with. Bill was very responsive and helpful with every step of the process. He went above and beyond to help me repair my credit, find the best rate and looked out for my best interest throughout the entire process.
Barry and his team (Rachel and Natasha) were amazing. I was not familiar with the VA loan process but Barry ensured that I was educated and fully understood what was going on. He kept me fully updated from start to closing and I …
Both Robin and Lauren answered any and every question or concern that my wife and I had. They were fast to respond and explained everything thoroughly. They made It a very smooth process for a first time home buyer! 10/10 Would recommend and we will be using them again if we ever need another home loan!
Pat managed our loan process so well that we didn’t have to worry about forgetting anything. He explained our options and was always available to answer questions. He was extremely responsive and was more than happy to text, email, or call other parties when/where it was appropriate. I would recommend him to anyone.
We loved working with Cara! We started this process knowing nothing and having concerns about how we would possibly get to the next steps. Cara helped not just to guide us and get our dream home, but she also helped keep us calm and sane …
Keith Yelle and Embrace Home Loans really showed up and helped on a great home purchase. Keith was always quick to respond with exactly was required at each step of the process. He was professional, dependable, responsive and knew exactly …
I reached out to Pat further along in the home buying process, but he quickly jumped in to help me out. He was great at sharing current market data and provided valuable insight to the lending process. Pat was very well organized and made …
Lou made the entire process effortless. He communicated every step of the process to us so it was easy for us to provide the documents needed for the closing. The rate was competitive and Lou explained our options so that we were able to …
Frank Virga and his team made the mortgage process extremely easy and clear from start to finish! He walked us through the entire process and thoroughly answered any questions we had. Frank and his team were very responsive to texts and …
This was our second time working with Mike to finance our home, and he is an excellent resource to have on hand when going through the home buying process. He is thorough, explains things clearly, is very easy to get in touch with, helps to …
I recently worked with Patrick Hooper on my mortgage loan. As a first-time home buyer, I was extremely nervous about the entire process. However, from the beginning Patrick showed exemplary professionalism and patience in answering all my …
Very disappointed in Embrace. We have bought houses in other states and it was a lot less stressful and the processors and loan officers were very customer friendly and understanding the stress of selling/buying a house. We always got the …
Ricky was exceptional from start to finish. He always answered all of our questions and made the entire process as simple as possible. It was no easy task as our situation was unique being that we were buying and selling at the same time …
Brian and his team are seriously the best!! Everyone is extremely knowledgeable, kind, and able to answer all of my many questions – and I sure had a lot buying my first home. On top of that, he was as able to give extremely helpful advice …
Working with Embrace was seamless and simple. Jessica, our loan officer, was very responsive to all of our questions, and we had many. If I felt lost, it wasn’t for long. She took time to explain everything in very fine detail. …
Randy at Embrace was great from the very beginning.
As first time home owners we had questions and concerns along the way, and Randy was always there to answer them. He got us the best rates we could ask for and …
Ramsey Davies came through for us BIG TIME! We went under contract on a home and decided we need to shop around for the lender best fit for us. After speaking with multiple lenders, we decided on Ramsey & his team. He is knowledgeable, …
From the first call, Brian has been extremely clear and helpful about the mortgage product they were offering. I’m glad to say he kept all the commitments he made and in the end we got exactly the loan product we spoke about the first time, …
My wife and I are first time home buyers and we had the absolute pleasure of working Victoria. She was recommended to us by our agent. Victoria communicated and educated us on everything we needed to know throughout the process. She is very …
Marty provided me with much needed guidance, advice, and encouragement. His empathy and dedication to my journey to buying my first home meant a lot with everything my children and I have been going through this year. Marty and his team …
Chris went above and beyond to make sure our home and loan worked with our programs and even helped us find some savings. In addition to that he was very helpful answering all my questions at almost any point. In general, Chris was very …
The Embrace Home Loans team was super helpful and guided us in the process to buy our first home.Karla and Angel are the best. Highly recommended!!
Carrie is an awesome loan officer-very knowledgeable about the mortgage process and up to date on available loan programs. She was always available to answer any questions or concerns we had. The whole process was smooth and stress-free. I …
Very thankful my wife and I had the pleasure of working with Pat Donovan and Embrace Home Loans. I would especially like to thank Patrick, he was very caring and patient with us throughout the process. We are first time home buyers and must …
The whole process was very simple and our agent made sure we were always in the loop when it came to anything needed through our refinance. Dawn was awesome!! She was in constant communication with us and was very helpful throughout the …
We received a letter in the mail from Embrace home Loans and as my wife was reading it to me it was sounding to good to be true. We thought it isn’t going to hurt to call and see what they say. So we did and Keith Yelle was who we got as …
Stephanie was great. She is smart and professional. She walked us through the entire process and gave us several options. She never pressured us in anyway. Overall great experience!
The entire processing of our loan with Embrace was handled professionally and efficiently. Ainsley Perry, the loan officer, supported my husband and me by providing necessary information, offering support, and checking with us on a daily basis until our loan closed. I do not hesitate to recommend her and Embrace.
Neil is great to work with at Embrace. We do all our mortgage transactions with him and Embrace due to the quality of the customer service and the knowledge that he brings to the table. Moreover, the process of document exchange could not be made any easier.
Very good experience. Will return to Embrace for any of my financial needs. Co worker recommended Bob Beck. Couldn’t have asked for a better loan officer. He walked us through every step & was in constant contact with me. I will always be grateful to him for providing such excellent service. He is the best in my opinion!
Our refinance experience was overall an easy and pleasant experience. Embrace Home Loans did a great job helping us achieve our goal. I highly recommend their services.
Embrace was easy to deal with. Their representative that worked with us throughout the entire process, answered all our questions and made us feel confident and comfortable along the way. I wouldn’t hesitate to tell any of my friends about using Embrace Home Loans in helping attain their financial goals.
Highly recommend! Our loan manager was polite, helpful, knowledgeable, and patient. The loan was painless and done very quickly! There were some road blocks but Scott handled them in an exceptionally efficient manner. I’m impressed and I don’t impress easily!
Jason was very helpful and knowledgeable keeping us informed during the entire process. He answered all our questions and addressed all of our concerns. Provided step by step status as our loan progressed through the system right up to closing. I am definitely recommending Jason to my family and friends!!!
Pleasure to do business with. I had used Embrace 5 years ago and Dan was great to work with. When it came time to check into a refinance, I went back to Embrace and Dan because of our first experience. Dan was wonderful again and the refinance process was quick and simple. Would highly recommend them to anyone.
Embrace Home Loans has fantastic loan officers. Paul Stivers was mine and he was responsive and very professional and set the proper expectations as to the process upfront. The online platform was easy to use and secure. Would recommend …
I was very impressed with how Greg and the team worked on my refinancing application. I am not very good with papper work and Gregg “held my hand” throughout the whole process and overall time from initial contact to the closing seemed like few weeks. Kudos to the team!
Embrace Home Loans are great had a great experience. Our loan specialist Bob Beck was very good he helped us not only with the loan but helped us before that getting our credit score to where it should be to get the loan He was always …
We had a great experience using Embrace Home Loans to refi our home. We called and was greeted by Joe Silva. He made the transaction go smooth and easy! He was there 100 percent of the time for us through the whole process. We called he answered. Very Professional! Thanks For all that you done to help us!!!
Our loan officer, Manuel Raposo, was a tremendous help through our refinancing process. He explained every step we will go through, what needed to be submitted, and most importantly to us was that he got back to us quickly when we had …
I have used Embrace for 5 VA home loans and found their procedures and processes to be straightforward and easy to work with. I strongly suggest using their chosen Title and Abstract Companies, and Appraisal company. That just makes it …
Our mortgage process was so smooth with Amber Sims, our loan officer. She was in constant communication and keeping us updated along the way.
Chase was extremely helpful throughout the entire process. He was very easy to work with and answered any questions that we had. He was always available when we needed him and his level of communication exceeded our expectations. We will …
This was one of the best experiences that I had in refinancing my house with embrace home loan. My loan officer was MR Al Cahill and he was the best loan officer that I ever worked with …
My husband and I have utilized the services of Embrace Home Loans and in particular our loan office EJ Ward several times. EJ assisted us in getting the loan that was tailor fit to our particular circumstances. He was knowledgeable about …
We received material in the post from Embrace Home Loans over Christmas 2020. It was a part of a pile of other documents I was sifting through. Normally, I dispatch such material to recycling without opening it. I’m not entirely sure why I …
Kate Pezzi at Embrace is the best. She has done mortgages for my clients, my parents and myself. She makes what can be an opaque, confusing and stressful process, transparent, simple and no pressure. She is one of the best. …
Austin and his team were great to work with. Easy to communicate with as they walked us through the process of buying a home in DC.
Anthony and Jen were absolutely amazing through out the mortgage process. They were able to answer any questions my husband and I had with the mortgage process. They were both prompt when responding to emails and helping us get the documents that we needed. Thank you for making our move up home and easy process for us.
Although hesitant to not branch out from a local bank, making the choice to work with Trevor and Embrace Home Loans was the right choice. Our refinance was not all straightforward and Trevor and his team helped us through each step of the …
Hands Up 🙌🏻 for several years with financing with Patrick Ryan from Embrace Home Loans. They are Diligent, Prompt and Professional! Best of all they saved me a lot of Money!! I am very Grateful! We greatly enjoy our Home! Thank You Patrick! …
Outstanding! Embrace Home Loans will do everything they can to help you get a home loan. If you are self-employed and have tried elsewhere without success, don’t give up. Try here. I don’t usually review many things or people, but want …
Cary Humphrey is very professional and knows his work. He was always available to answer any questions and very attentive to our needs and to help us qualify for a mortgage. He was patient and took his time to explain everything throughout …
Embrace Home Loan is an Amazing place to go for all homeowners’ need for securing home loans, either purchasing or refinancing. They are just Superb and excellent people to depend on totally with perfect peace in your mind for all home …
Can’t speak more highly of the professionalism and integrity of Mary Beth when my clients need a mortgage solution.
From the initial contact through closing, Keith communicated promptly, clearly, regularly, and always professionally without being stiff or humorless. This has been by far the most seamless and straightforward loan process I have ever experienced, and I highly recommend Keith Yelle and Embrace!
Scott Kopecky and team at Embrace are great to work with through the mortgage process. New purchase or refinance, they are very responsive and their online system is easy to navigate. Highly Recommend!!
Embrace Loans is an excellent company for our refi. Paul, our loan consultant was knowledgeable and patient. He walked us through every step in the process I highly recommend this company.
My wife and I have worked with Ralph King at Embrace Home Loans several times and have come back because of the excellent service they provide. Ralph is wonderful to work with and we highly recommend him to anyone looking to re-evaluate their current mortgage situation.
Robert Danis was great with our mortgage application. It was a very difficult loan and his patience and professionalism were above and beyond to meet Our needs. He is super fast on email replies which is rare and also on the phone. He’s …
Working with Josh Delconte at Embrace Home Loans was a wonderful experience! His positive personality and extensive knowledge made the process very simple and he worked diligently to assure the closing occurred in a timely fashion. What …
Fantastic mortgage company. I am a realtor. I have used them several times on several types of property and referred them to others as well. Gregg Roy was diligent and timely. He kept up with us, and our exceptions to the norm, and made …
My Experience working with Embrace was very pleasant. My loan officer, Rob, was knowledgeable and informative and very patient. Working with this company to refinance my home has changed my life completely. They were able to help me when no banks would. I recommend this company to anyone. Thanks Embrace!
What an amazing experience I had during my experience obtaining my refinance on my home. Jeff Gacionne was invaluable helping me. I cannot say enough about how diligent he worked for me. He was always so pleasant and I really felt like …
Chuck is a top level professional, knowledgeable, insightful, proactive and friendly and available.
I am extremely happy that I decided to do business with Dawn Ryan at Embrace. My experience with Dawn especially and her team was great. Dawn went above and beyond, answered any questions I had including after hours. She worked hard and …
The refinance process was very quick and went smoothly. If we had any questions, they were responded to promptly. The online application and submission of documents was easy. It was about as “hassle free” as possible.
Tom was excellent and helped me through every step of the process. I reached out months before I was ready to purchase a home and he helped me prepare. Highly recommend!!!
David Shelor and his Team at Embrace Mortgage made my purchase very easy. I would highly recommend anyone looking for a mortgage in the Blacksburg area to give him a call.
Claudio and his team at Embrace were fantastic. Great guidance and we couldn’t have done this without him.
My Loan Officer, Bill Bray was awesome to work with! Highly recommend!
Frank Virga was amazing to work with. Frank is knowledgeable and answered all of our questions and concerns with complete transparency. It was a complete honor and pleasure to have done business with Frank and Embrace.
Great to work with, I would highly recommend them for your loan needs!
Sandra Burroughs at Embrace Home Loans handled our recent re-financing and the experience was a breeze on our end. Sandra was quick, efficient, and always there when we needed some guidance. The entire organization, from Sandra to the …
We love working with James and highly recommend using him and Embrace Home Loans for any refinancing or new loans. He made underwriting a breeze and is incredibly knowledgeable. Looking forward to many more years of doing business together!
We were first-time homebuyers navigating a very unique market and buying from a private seller. Chrysta MacBlain was extremely patient with us and answered all our questions and more. There were multiple occurrences that she called us at a …
Wonderful Experience! Truly satisfied. The smoothest refinance I have ever had. Mr. Dasmin is amazing! Was with me from beginning to end. Very attentive, informative, patient with all my questions and the rest of the team complemented as …
Embrace Home Loans give me the loan I needed when no Banks give me any loans. It is so much easier to deal with Embrace Home loans company than a Bank, being said that, the home loans works with you all the way side by side and lend their …
I’ve done business with Embrace Home Loans and Cary Humphrey for over 7 years and they are always responsive, knowledgeable and very courteous. I highly recommend calling them if you’re looking to purchase a new home or refinance your …
Embrace Home Loans is a fantastic Company. They are very professional and easy to work with. Bob Beck is Wonderful, one of best persons , I have ever met. He is honest and very fair. He is the best!
Doing a VA refinance with embrace was pretty much a no effort on my part. I was already with embrace and was happy with their service. I got an email in June about lowering my rate and by the end of July I was closing, with nothing to do …
Chris was efficient, professional, and prompt. He was quick to answer any questions i had and made the process as painless as possible. Highly recommend his services!!
I had the pleasure of doing a home refinance with Embrace Home Loans. Kerry was very thorough, the communication was constant. Josh was also very nice to work with a patient. I asked some silly questions, Kerry was very patient explaining …
I highly recommend Scott Stevens to anyone looking to refinance. He was very helpful throughout the entire process. He always kept me informed and was always available to answer the many questions I had. If I was ever unsure of something he …
My husband and I just closed on our Refinance Loan with Gregg Roy of Embrace Home Loans. This process could not have gone smoother without Gregg Roy our Loan Officer. Gregg was so informative of options, so responsive and kept us in the …
Thank you Embrace-Extremely professional and seemed to care on a personal level that we were getting the right mortgage for us. Helped us consolidate some debt and the process was done in about a month. Sandra was fantastic and available anytime, we would recommend her to anyone.
Refinancing with Embrace was quick and easy. My loan officer Kerry was knowledgeable, efficient and available whenever I had a question or concern. The process was unbelievably fast. I am very pleased with my experience with Embrace!
I worked with Josh DelConte. The apartment building I had been living in was sold in the middle of summer in a tourist town. I had 8 weeks to move, but there was nothing available. Within 2 days of contacting them, I had a pre-approval …
Joe is knowledgeable and professional, and very quick to respond and deliver. Loan process could be tedious, but Joe makes it easy by being patient and organized, and he explains why and what needs to be provided. We highly recommend Embrace Home Loans/Joe to anyone who’s considering refinancing!
Embrace home loans is a great company to do business with. I highly recommend them.And most of all there loan officer Ray Alexander. I will use them again. This is the 3rd time I done business with them and each time was great.
This is my second time dealing with embrace home loans. I would highly recommend them to anyone doing a first finance or a refinance. They explain everything from the first step to the last and it was simple and easy with no stress at all!…
I had a great experience with Embrace Home Loans. Richard Barns was my loan officer. He knows his stuff. He is very informative, knowledgeable and he gave me straight answers whenever I had those silly and repetitive questions from the …
I had a great experience with the team at Embrace. The process was handled efficiently and smoothly. We closed very quickly and had help with questions at our fingertips through out the whole process.
Anthony has been working with me towards this transaction for several years now. Helping me figure out what was best for my needs. He explained the process and steps carefully. He gave me confidence to move forward with the transaction when it made sense economically.
Great experience with Embrace Home Loans as a first time home buyer! Everyone I dealt with was super responsive and guided me through the process smoothly.
Eric is hands down the best!!!! He walked me through my entire process no matter what time of the day. He is very professional and works efficiently to get things done. With this process there are tons of questions and Eric was there every …
New to Embrace, they were friendly and very transparent with everything. Our mortgage broker was amazing, he went above and beyond to get everything done in time for us to refinance with the best rate.
Mike Easterly and the team at Embrace Home loans have provided the lowest rates with the quickest and easiest process. I’m very impressed with them, and I will take all future business to them.
I just closed a loan with Embrace Home Loans. This is my second loan with them, and the second time working with Gary Goodman. I have been very pleased with the level of expertise that Gary provides. He is professional. knowledgeable, …
The process of applying online for a home mortgage refinance, and completing all the document submissions and e-signatures, was very easy, comfortable and secure, as completed by Embrace Home Loans. I would highly recommend this company and especially our loan officer, Ainsley Perry!
Working with Gary was a pleasure. He easily beat the best offers i had, and i had shopped around to 7 different mortgage companies before my father recommended him to me. He was extremely professional, prompt, and always had an answer for …
Donny and Sophia were a breeze to work with for my mortgage. Excellent service and prompt communication. Would definitely recommend to others.
I loved working with Kyle Vredenburg. He was the third mortgage officer I had to work with because the previous two gave me the run around. Only to tell me 6 months into the process, they were not able to accommodate the intricacies of my …
Paul is an extremely knowledgeable and caring person. He’s extremely responsive (even on the weekends). WOW. An absolute pleasure to work with. Highly recommend his services.
We have had our mortgage at the same bank for over 20 years. I never really had any complaints. We received a mailer from Embrace and responded on a whim. The loan officer who answered, Al, was likable right from the start. He asked smart …
Mr. Gary Goodman is an excellent loan officer. Honest, sincere and he goes the extra miles to get you the best interest rate and deals in the market. Embrace Home Loans is an exemplary loan provider. I am impressed!
Steve Menozzi took time to explain things to me In detail. He answered every call or text. He did not leave one question or concern unanswered. Him and his staff were very attentive, patient and always very pleasant. I have already referred Steve to family members. He made this process very pleasant.
Mr Al Cahill and his team was exceptional,respectful and was able to educate us and help us make informed decisions concerning our home loan.In these apprehensive times ,we were blessed with a great and dependable team who made our process seamless.We are honored and would highly recommend him and his team.
After months of trying to close my loan with several popular mortgage banks, I heard about Embrace, Scott answered my call, I felt comfortable with him. Scott amazingly helped me to close my loan in record time with a lower interest rate. Loan Officer Scott Kopecky was always available for me.
We really trust and enjoyed working with Richard Barnes. Best experience with financing a home. Rich was responsive to all our questions and calls. He proactively kept us updated through each step in the process.
An incredibly easy, friendly, no-pressure situation from start to finish. Tom was available to us always, very knowledgeable of our options and extremely helpful when we had questions. Professional beyond reproach. Just a fantastic experience.
I have been very pleased with Embrace Home Loans over the last 12 years. I have refinanced 3 times with them and every time has been a great experience. Kevin Richardi has always taken great care of us. He makes the entire process almost effortless! Thanks Kevin!
Our 3rd time using Embrace, they’re very friendly & the loan process has always been quick & easy!
Neil Kolakowski at Embrace Home Loans is a consummate professional. Listen to his advice, he is honest and knows the business very well, he will definitely give you the best advice. When we refinanced our house, he was so helpful, patiently …
I had an excellent experience working with Embrace Home Loans. Kyle Vredenburg, our Loan Officer, was very good. He answered all our questions and concerns quickly and guided us the entire way through the process. I would recommend Embrace Home Loans and especially Kyle Vredenburg without hesitation!
Absolutely fantastic buying experience. Paula Frenette is an absolute professional. Recommend 100%
Kevin was incredible to work with from start to finish. He was always quick on communication and he helped me close on a property extremely quickly. It honestly seemed like a miracle! My realtor said she is going to refer him to all of her …
Pat was very responsive, even on evenings and weekends. He worked hard to get us a great rate and even got our appraisal waved. He processes our refinance very quickly and kept us informed about what we needed to do to expedite the process. Overall, we had a great experience with Pat and would recommend him.
I had the pleasure of working with Joseph Silva & Anna Ryan. They are a fantastic team! The process from beginning to end was 2 weeks! Communication was clear & prompted! They gave us the lowest rates & closing cost compared to 3 other big lenders. I recommend them without reservations!
Working with Embrace Home Loans was a very nice experience, there rep Jason Andrzejczyk was a pleasure to work with, he was very knowledgeable and explained everything that was going to take place, which I absolutely loved. I would highly recommend anyone looking to refinance or finance a home look to use Embrace Home Loans.
Embrace home loans was able to finance my new home quickly. I have to thank John perfetti, Erin and the rest of their team for working with me to secure the funding for my new home quickly.
Best mortgage experience ever! I have dealt with many other mortgage companies over the years and this was truly my best experience. Consistent communication, great rates and working with Ainsley Perry and her professionalism was the best. I cannot say thank you enough for a stress free transaction
We had a great experience working with Daniel Johnson and his team at Embracehomeloans. He was very responsive and help us to understand our loan and the loan process. Thank you!
From the beginning of our experience in working with Embrace, and throughout the entire financial process required to refinance our existing mortgage, Kyle Vredenburg was a consummate professional! He was always pleasant, helpful, …
Our loan officer Dawn Ryan at Embrace came recommended to us from multiple sources, and we are happy to recommend her as well! She helped us navigate the process as not typical home buyers. She ran multiple scenarios for us–different types …
Kate was always proactive with our transaction. She made a involved process much more bearable!
Josh Woodard with Embrace Home Loans was amazing to work with. His customer service was so great that we opted to stay with them over another company that gave us a slightly better offer. If you want someone that communicates with you …
Marco at Embrace Hime loans is the Mortgage officer we worked twice and he goes above and beyond to help us. Not only is he detail oriented but also very patient in helping us the process at very juncture. Thanks once again. Will definitely be doing business again in the future
Dealing with Patrick Holland and Embrace Home Loans was a positive experience for us, especially during the tumultuous housing market in the first quarter of 2022. All communications with Embrace Home Loans, Patrick Hollad, were prompt, …
Embrace home loans have been a great experience. We’ve refinanced with other companies in the past, but our loan officer, Jason made the process a very easy transaction. He is very attentive to Your needs. He explained options that best …
I have worked with Kerry Grimm at Embrace Home Loans more than once. I have had the very best experience with him and I highly recommend his service. He is trustworthy and honest and I appreciate all the help and advice he gave me! He …
My loan officer was Graham Powers. Graham is great to work with. This is my second transaction using Graham. He was very easy to contact and lines of communication were smooth. He represents Embrace in a professional manor. I would not …
Jeff is THE BEST! He was so informative and helpful in guiding us through this process! We had so many hiccups on the road to closing on our first house, and Jeff was patient and understanding throughout the entire process. Thank you for everything JEFF!!
I worked with Gary Goodman on a home refinance and he was great. He made the entire process simple for me. Gary answered every question that I had and the entire loan process took three weeks. I would highly recommend Embrace Home Loans and Gary Goodman if you need to buy or refinance.
Joe Silva and Anna Ryan were absolutely great during our refinance process. From day 1 to after closing, they were fast to respond to any of our concerns and made the whole process looked easy. We highly recommend working with them.
The help, tenacity of this team was outstanding. Kerry and her team went above and beyond the call of duty to get my family and I into our new home.
Thanks and God bless,
John B.
Worst experience I’ve ever had doing business! I was working with Loan officer Matt Russo and the communication was TERRIBLE! Once he told us we were good to go I wouldn’t hear from him for weeks. I would call and leave a message for him …
I came to Embrace for a refinance opportunity, as I had purchased a condo with a variable rate and wanted to convert to a fixed rate. As a first-time homeowner, I really appreciated the extra hand-holding by my loan officer. If they’re all as communicative and supportive as he was, I would definitely recommend this company!
Every since closing the loan, I have been inundated with a ridiculous number of loan insurance companies sending me letters in the mail… 24 and counting. Extremely annoying, extremely irritating. If not for this nuisance, I would have …
David and his team were fantastic from day one. Very patient and great at explaining the process for us as first time buyers. Offered a lot of options and but made sure that we were informed, genuinely having our best interest in mind.
We refinanced our home from a 30 yr mortgage to a 15 yr mortgage and the experience was great. Anthony made sure to explain everything to us and got it done in no time at all. They sent a notary over with all the papers and the closing was right in the comfort of our home. Great job!!
If you are looking to finance or refinance your home, get in touch with Embrace Home Loans. This company will get you on the road to doing just that. They will keep working with your situation with professionalism, patience and compassion. …
Shawn is the best loan officer. I am excited to buy another house with Shawn as my loan officer.
Initial interaction with Mike Pirrone, Loan Officer
I was referred to Mike Pirrone by a good friend of mine. This is a review based …
I had a great experience working with Ms. Maggie Lamorell at Embrace Home Loans from the point of my prequalification for a home loan to the final closing on my home purchase. I was guided through the process with clear, concise and compassionate service. The Embrace Home Loan team that worked on my behalf were outstanding!
I don’t know where to begin, this had to be the most seamless process I have ever experienced. Gregg and his team were excellent! They truly made the impossible possible and were in constant communication with me throughout. Not only was …
Ramsey Davies was an outstanding loan officer overall.
Ramsey always communicated with us early/often/regularly, and responded quickly …
Anthony I can’t thank you enough!
Amazing service!
Honest, trustworthy, patience, a mentor to get you going. He never gives up and …
Donny was an amazing loan officer who made me comfortable from our first conversation. I knew I could relax as he was going to take care of it, and sure enough he did! I couldn’t be happier that I decided to switch over to him for my mortgage.
I tried to refinance my mortgage with this company, it was easy, fast and also their interest rate was lowest, even lower than my original lender. My mortgage was with Chase, and also I did negotiate with Quicken loan Company. My son told …
I worked with Roger for a refinance of my home. He was always very responsive, and very easy to work with.
I highly recommend working with Embrace Home Loans. Jeff Swiderski is was a fabulous loan officer. As first time home buyers, my husband and I had a lot of questions. Jeff was attentive, always available, and very clearly articulated the …
Appreciated very much the availability of the staff, the prompt and informative responses to all of our questions, and the patient guidance along all the steps of the process.
I read all the positive reviews and decided to go with Embrace Home Loans. I am glad I did. Gary Goodman was my loan officer and he is hands down the best I’ve ever worked with. Professional, knowledgeable, friendly and punctual are just …
Karla Melgar took exceptional care of me throughout the entire process. She kept me well informed, provided guidance and made what could have been a very overwhelming and confusing experience feel like an absolute breeze. Her depth of …
Joe Silva is a very good Loan Officer, he knows his job, kept me informed and even with issues that normally come up we still closed on time.
Lorne was able to offer clear advice, and put the pieces of our financial situation together (in a way that some other lenders were not) to get us the financing we needed.
Getting my mortgage refinance through Embrace Home Loans was the best experience I have ever had doing a refinance. Everything was done on line and I was kept informed of what was happening every step of the way. I especially was amazed …
Shawn was so wonderful to work with throughout this process! We had a long and stressful home-buying process and we are first time homebuyers, but Shawn was there for us every step of the way. He was super responsive, took the time to …
The knowledge of Victoria Kiser, loan officer, helped us through the process without any glitches. Thank you.
Scott Stevens professionalism, knowledge and attention to detail is bar none. He also stood out with his ability to go above and beyond, humbly & patiently answering all our questions and concerns, even if they were asked multiple times. …
Andrew Virga and the team at Embrace are phenomenal. I highly recommend to them to anyone purchasing a home. They made the process seem easy.
Kate is exceptionally communicative and she works hard for her clients. It is obvious from the outset and throughout the entire purchase process that she is on your side. She excels at what she does and I can’t recommend her enough.
Communication definitely could have been better. There seems to be an issue with organizing and prioritizing. As a first time homebuyer, I expected this experience to be somewhat challenging but I never imagined that I would feel like I …
I am very thankful that Chrysta and Embrace Home Loans were referred to me. Chrysta was great. She patiently answered my questions, promptly responded to emails and overall made the entire loan process streamlined and efficient. If any of my family or friends needs a home loan I will definitely send them her way.
This was the second time we had worked with Josh first on refi in late 2020 and this time was for buying our new home. We ran into some unusual situations with the sale of our old home, which impacted us buying our new home. Josh was there …
Donny and the Embrace team were essential to our home purchase. They helped us to get a timely pre-approval letter, fully understand the financials, and secure a rate lock on our mortgage loan. I would recommend Embrace to anyone looking for their next home.
First time homebuyer. The whole process was very smooth, with an app tracking each stage of the process, all necessary documentation, and a team always ready to help with timely responses. I would recommend them and use their services again. It was a very reliable and trustworthy team.
Bill was thorough, responsive and kind in all his interactions with myself and my husband. We have now closed two loans with him and always felt like not only was he dedicated to his job but to helping us get the best deals.
Chris Hardy was the most professional yet friendly person we have dealt with. We had certain obstacles to overcome. Chris was there every step of the way to guide us with his utmost experience. We could not have done it without Chris!
I’ve worked with Scott Stevens and Embrace Home Loans twice now, and both times were easy, quick, and painless. I trust Scott and feel like he treats me like he would a family member–looking out for my best interests. I would give him and Embrace more than 5 stars if I could.
Gary Goodman is a very knowledgeable Loan Officer who definitely knows the business. He has great Customer Service skills and is very responsive. I would definitely recommend Embrace Home Loans for all your refinance and home purchasing needs!
My experience with Embrace was far better than expected. Joe Silva is awesome to work with. I have been through nine other purchases/refi’s and working with Embrace has been a painless experience. We were building a home and they had …
I’m so glad I choose to work with Patrick and his team. Patrick, Angel and Joe are awesome to work with. They’re accessible and responsive. Patrick even took his time answer my emails and call me to answer any of my questions on Saturday. My closing was super smooth and painless. Highly recommended Patrick and his team.
Excellent support from Pat Holland at Embrace, would recommend him to anyone looking to finance or re-finance a home mortgage!
Getting our mortgage with embrace home loans was seamless and Frank and his team made our entire home buying process much less stressful than we had expected. Frank is easy to reach out to and communicate with (even when he’s out of …
Brian and Jen are one of the best Mortgage professionals I have ever worked with. I have had 7+ Mortgages in my life and this has been the quickest and the easiest transaction I have ever experienced. I cannot recommend Brian and Jen enough …
We worked with Brian on getting a loan on our first home. First of all Brian is awesome. Very down to earth and easy to contact and always available if we had any questions. He made the entire process very easy and painless and even …
We didn’t know that the home buying process could be so easy, quick, or affordable. We had dealt with Navy Federal prior to our work with Bruce, and the difference was night and day. We nearly lost the home we eventually purchased due to …
As a first time home buyer I was a bit hesitant but Tom Cifichiello from Embrace Home Loans made my experience pleasant. He explained every step of the process in simple term. Spend time on phone with me countless number of times to …
Great experience! A+++ The mortgage process was very simple and straightforward. Jason Andrzejczyk was always available, answered my calls immediately and addressed all my concerns in detail. You can use his services with confidence.
Working with Chase, our loan officer, was a great experience. The entire process was painless. The communication was outstanding. His responses were always quick and complete. I feel like I know the guy. This was without a doubt the best home loan experience that I ever had. I would highly recommend!
Jake McKay at Embrace Loans was phenomenal! Jake answered any questions I had and explained the refinance process in depth. I was shocked how easy and fast the refi. process was. I closed in less than 30 days! Best of all, I was able to …
I had a very positive experience with Embrace Home Loans. I had the same loan agent from start to finish and she was very efficient and professional. All questions were answered quickly and thoroughly, she was always ready and a step …
Embrace is by far one of the most pleasant mortgage experiences I have had. Very professional staff, accessible, prompt, clear and kept me updated even when are out of state and different time zones. Loan officer Greg Smith was courteous, …
It was a great experience working with David. He was very helpful and patient with our loan process. Embrace Home Loans has competitive and reasonable interest rates compared to some other mortgage companies I’ve talked to.
Smooth sailing from start to finish.
Obtaining a home loan can be stressful, not so with Embrace and Scott Belina.
True professionalism!
Mark Lyman was very professional, communicative, and was able to get us a great rate. I would and will certainly recommend him!
Rick made the whole process of buying a home as simple as it could be. He was very prompt in alerting me of the next steps and even answered questions I had after office hours had ended. Rick is great at what he does.
Buying a home is a stressful process. Jake is easy to work with, responsive and available to answer any questions, which helped reduce the overwhelm. We had a quick closing and Jake made sure it was smooth and we had everything in place before closing day. Thank you, Jake!
I had the pleasure of working with Mike Potoczak and can not say enough great things. Mike was on the phone with me regularly checking in, he provided counsel when I needed it, and really helped us to seal the deal on the home we purchased. Embrace truly is in a league of their own.
Matt Becker was very informative and helpful. Stayed in constant contact with me during a very turbulent market. Could not have asked for anyone better during this process.
Robin was very responsive to questions and helped guide us through the process. We could not have asked for anything better and now we have our first home. Thank you Robin and Lauren at Embrace home loans!
I only have a positive experience with Embrace Home Loans .
Most of the time I was contacting Mr. Daniel Johnson, loan officer who respond all you doubts with easy and very professional attitude from day one to end of transaction
I worked with Steve Menozzi at Embrace Home Loans, and he made my first time home buying process absolutely seamless. He gave me confidence and lots of reassurance throughout the process. There was also great communication and transparency …
Ken was accessible, personable, professional and overall helpful and considerate. Thanks to the team he works with, too, for getting my loan put together and rolling with some changes I made!
I really enjoyed working with Shawn through my home buying process. I am a first-time home buyer and Shawn answered all of my questions and made me feel comfortable with all of the steps we were going through to get my loan processed and …
Stephen, Karen, and the whole team did an awesome job letting me explore all my options for mortgages. Great communication throughout. Definitely recommend.
Paul S and team provided an amazing experience in securing a home loan. Friendly, informative, and motivated to assist us in all questions and concerns. A+++
Dawn made it great!! We were not the easiest buyers, nothing was by the book and nothing about our situation was black and white BUT Dawn did everything in her power to make the lending process as stress free and successful as possible. She …
Brian was available by text and phone constantly and was able to answer my questions within minutes. He is friendly and easy to work with. We closed on the biggest transaction of my life (something I would never have thought possible as a younger person) without any issues at all.
Amoré went above and beyond to answer any questions or concerns that I had. She answered all my calls and emails even on weekends and late nights when we were trying to get everything settled in a hurry and made sure that my boyfriend and I …
Dawn was an exceptional loan officer and went above and beyond in making the home buying process as smooth as possible. She was easy to reach and communicated with us often. It was clear that she cared about our experience.
Thank you for making my daughter’s and I experience a great one. Victoria was available at all times to answer all of our questions and was very detailed. Vixtoria was able to emphasize eith throughout this process. Victoria, thank you from …
I had a great experience with Meredith. Being denied loan from one of the lender, I was anxious and afraid that I could not close on my dream house because of my difficult situation. I was lucky enough to be referred to Meredith. From day …
Scott Stevens was the most involved and proactive point of contact in my entire home buying experience. He constantly made sure I was aware of the latest status and my options. I will definitely be coming back to Embrace in the future largely because of Scott! Thanks!
Austin was SO clear and concise, yet detailed, in explaining the process for the mortgage. We were first-time home buyers and he answered all our questions with great detail that made us feel informed throughout the process enough to make …
Chris at Embrace was a pleasure to work with! He was very responsive and patient, providing in-depth explanations of our options and the mortgage process as we’re first-time home buyers. Chris and Embrace were able to lock us in at a great rate and provide a smooth underwriting and close process!
Jake is very knowledgable about the market. He explained the process well and was patient to answer all my questions. His responsiveness and attention to details made me feel like I was his only client! It was truly a pleasure to work with …
Davis McVay has made the home buying process so much easier and less intimidating. He was able to very clearly break down the components of my loan, and would give me a sense of what I would need to pay each month. Davis’ experience is …
Excellent service! Working with Jeff Gaccione from Embrace Loans was a fantastic experience. I was a first-time homeowner, and he made the overwhelming process of getting a mortgage seem easy. He was always quick to respond and explained everything very clearly. I would recommend him, and Embrace Loans, to anyone!
Stephanie Rossi answered every question I had. She was very courteous, cordial, friendly, and professional throughout the process. Her very quick responses to my emails or text messages were impressive and she didn’t mind explaining …
Anthony helped me such much. He made sure my VA loan went through and even worked during the holidays season when other companies did not answer their phones!
Pat helped me closed on my first home and the process was so smooth. He went over everything and if I ever had questions him or his team would answer almost immediately. Now, when me and my fiancee were ready to move to a new home, I knew …
I’ve worked with James, Erin and the team for many years. It is great to know you have a team you can trust during the most important moments.
Excellent mortgage company! Trustworthy! professional! the staff are excellent! they are all very patient individuals, knowledgeable, honest and caring.
Michelle and her staff (particularly Theresa) were very helpful and clear throughout the entire process. They made sure to update me and follow up on tasks as we went through this. Thank you all!
Michael is always available to help. I have been using Michael for many years and I would recommend him and his team to anyone. A true professional.
Justin was everything I hoped for in obtaining a home loan. He was exceedingly kind and patient, knowledgeable and experienced. He went above and beyond to make my closing a happy and smooth experience, I highly recommend Justin and Embrace Home Loans.
Whitney Rugg is a great loan officer and we had a great experience! As a realtor it’s always great to have lending partners who do a wonderful job
Laura is an AMAZING asset to have in your corner during the home buying process!! I cannot thank her or recommend her enough. Admittedly, I was a second-time homebuyer, but it had been many years since I purchased my prior house so I was a …
Kevin was very responsive and helpful, especially since I’m a first-time homebuyer. He laid out all the instructions and documents needed. Great service!
My family and I would love to thank our loan officer Anthony Rodrigues for truly having our best at heart. From the moment he placed that first phone call up until the closing, he was always available to talk when need it. When he first …
Keith was Amazing to work with ! He was always there for us whenever we needed him. Such a pleasure to work with. He helped us so much. We were lucky to be able to work with him !
Wayne Palkovic was very responsive to my needs while I was selling and buying a home. He willing shares information about the process. I highly recommend him.
Very informative & FAST! Worked with James Garvey and his team: Kate and Asha. They were all very helpful and overall pleasant to work with. Highly recommend. (Suffolk County, NY)
I used Barry Filderman for this process and he was tremendous. Extremely hard working, great communication skills, and a very bright mind when it comes to the housing market. Thank you so much Barry!
Closing on a home loan is a VERY stressful undertaking, but I appreciated David Finney talking me off the ledge a few times when I felt overwhelmed by the process. We closed in 30 days thanks to David’s help in moving things along to make our home purchase a reality!
Karla kept in constant contact with me and explained the process to me. She answered every crazy question I had and kept up-to-date on everything. I never felt like I was hanging out on my own during the entire home buying experience.
Carol and her team stayed in constant communication with me throughout the entire process, and we were able to close on-time with no last-minute surprises. I highly recommend Carol to anyone looking to purchase or refinance!
Great communication, very easy process, and answered any questions we had. Shawn took the time to talk and educate us on the process. This was very helpful since buying a home can be an unfamiliar and at times scary process. Thanks!
The overrall experience was great! Audley Lewis was knowledgeable and patience throughout my homebuying experience. He gave clear and concise advice and kept an open line of communication from start to finish. Much appreciation to his team …
We were given 90 days to find a place due to unforeseen circumstances. Embrace was the second place we looked and we knew we didn’t need to look any further. We worked with Nick Sigwalt and there are not enough words to express how simply …
The Filderman team of Jordan and Barry, or “The Mortgage Messiahs!” as we call them, are by far the absolute best team of lenders that we have ever had the pleasure of working with! These two along with the rest of the team at Embrace far …
My wife & I worked with Meredith Spence in purchasing an apartment, our first real estate purchase. Her effort is incomprehensible and delivered with care and kindness. I cannot recommend her highly enough. She personally walked us through every detail and left no stone unturned.
Tom C and his team were nothing short of perfect. Throughout the entire loan process all lines of communication were open, all questions were answered and explained in detail. I would highly recommend reaching out to Tom C and the Embrace team if you’re looking for a seamless loan process.
Chris and the team were very communicative and efficient. Responded quickly to inquiries and helped us reach deadlines before the holidays. Thank you to all who helped us have a great experience, we highly recommend. Happy New Year!
Rob was wonderful. He provided a lot of support and made himself available to us whenever we had questions throughout the process. Entire process was very smooth as a result. Would highly recommend Rob to anyone!
Meredith is an excellent communicator and knows her industry inside and out. She expertly handles the many unique circumstances that can arise with each client. I highly recommend Meredith to anyone considering a home loan.
Paul is a great communicator. He was so quick to answer all of my questions and explained everything perfectly to my understanding. He followed up constantly and always had a nice friendly demeanor. I would def recommend to others.
Omar Hassan and his staff did an excellent job of getting my loan done super quickly at a great rate. I can’t thank them enough for taking an extremely stressful process and made it stress free.I highly recommend Embrace!
I was in a situation where I needed to be out of my current apartment within 8-10 weeks. Josh and his team reassured my that this would be plenty of time. I was IN MY HOME within MAYBE 5-6? Every number that Josh provided was timely and …
I have worked as the selling agent on several deals with Dana Krayeski of Embrace Home Loans. She works very hard to get the client pre-approved and placed into the very best mortgage product available. (‘Approved to Move’ has won the …
Great experience overall for me as a first time home buyer. All my questions/concerns were answered. There weren’t any surprises and Michael and his staff made themselves available to me and were very responsive and honest. Great work Michael and EHL! Thank you!
We used Embrace for a home refinance over a year ago and everything went very well, so we used them again for a new home purchase in another state. It was an absolute nightmare. …
Marco Melo and the professional staff at Embrace made our home loan a pleasant experience. Everyone was very attentive, supportive, and understanding throughout the entire process. A sense of dedication to helping those in an array of financial matters truly makes a difference in their lives. We are humbly grateful to him!
Brian and Jen were always super quick to respond (at all hours). They were nothing but professional and straightforward at all times. They were by far the most pleasant part of our real estate transaction. I will highly recommend to anyone.
Excellent transactional skills, terms were explained in simple language, always returned calls, patient, available anytime even when off or holiday, Greg was a very good guy to me. Helped me in many ways I can’t put it all on paper. Will …
Lending with Joe Silva. First time home buyer here. We jointed the party in April 22′. And proceeded to be outbid for the following 6 months on everything we looked at. Joe was a soldier through the entire process. He would explain the same …
Bill and his team were absolutely wonderful to work with. Bill was very responsive and helpful with every step of the process. He went above and beyond to help me repair my credit, find the best rate and looked out for my best interest throughout the entire process.
Barry and his team (Rachel and Natasha) were amazing. I was not familiar with the VA loan process but Barry ensured that I was educated and fully understood what was going on. He kept me fully updated from start to closing and I …
Both Robin and Lauren answered any and every question or concern that my wife and I had. They were fast to respond and explained everything thoroughly. They made It a very smooth process for a first time home buyer! 10/10 Would recommend and we will be using them again if we ever need another home loan!
Pat managed our loan process so well that we didn’t have to worry about forgetting anything. He explained our options and was always available to answer questions. He was extremely responsive and was more than happy to text, email, or call other parties when/where it was appropriate. I would recommend him to anyone.
We loved working with Cara! We started this process knowing nothing and having concerns about how we would possibly get to the next steps. Cara helped not just to guide us and get our dream home, but she also helped keep us calm and sane …
Keith Yelle and Embrace Home Loans really showed up and helped on a great home purchase. Keith was always quick to respond with exactly was required at each step of the process. He was professional, dependable, responsive and knew exactly …
I reached out to Pat further along in the home buying process, but he quickly jumped in to help me out. He was great at sharing current market data and provided valuable insight to the lending process. Pat was very well organized and made …
Lou made the entire process effortless. He communicated every step of the process to us so it was easy for us to provide the documents needed for the closing. The rate was competitive and Lou explained our options so that we were able to …
Jake was so great to work with that we worked with him not once, but twice.
He is responsive, friendly, and professional. Great communication, service and …
Frank Virga and his team made the mortgage process extremely easy and clear from start to finish! He walked us through the entire process and thoroughly answered any questions we had. Frank and his team were very responsive to texts and …
This was our second time working with Mike to finance our home, and he is an excellent resource to have on hand when going through the home buying process. He is thorough, explains things clearly, is very easy to get in touch with, helps to …
I recently worked with Patrick Hooper on my mortgage loan. As a first-time home buyer, I was extremely nervous about the entire process. However, from the beginning Patrick showed exemplary professionalism and patience in answering all my …
Very disappointed in Embrace. We have bought houses in other states and it was a lot less stressful and the processors and loan officers were very customer friendly and understanding the stress of selling/buying a house. We always got the …
Ricky was exceptional from start to finish. He always answered all of our questions and made the entire process as simple as possible. It was no easy task as our situation was unique being that we were buying and selling at the same time …
Brian and his team are seriously the best!! Everyone is extremely knowledgeable, kind, and able to answer all of my many questions – and I sure had a lot buying my first home. On top of that, he was as able to give extremely helpful advice …
Working with Embrace was seamless and simple. Jessica, our loan officer, was very responsive to all of our questions, and we had many. If I felt lost, it wasn’t for long. She took time to explain everything in very fine detail. …
Randy at Embrace was great from the very beginning.
As first time home owners we had questions and concerns along the way, and Randy was always there to answer them. He got us the best rates we could ask for and …
Ramsey Davies came through for us BIG TIME! We went under contract on a home and decided we need to shop around for the lender best fit for us. After speaking with multiple lenders, we decided on Ramsey & his team. He is knowledgeable, …
From the first call, Brian has been extremely clear and helpful about the mortgage product they were offering. I’m glad to say he kept all the commitments he made and in the end we got exactly the loan product we spoke about the first time, …
My wife and I are first time home buyers and we had the absolute pleasure of working Victoria. She was recommended to us by our agent. Victoria communicated and educated us on everything we needed to know throughout the process. She is very …
Marty provided me with much needed guidance, advice, and encouragement. His empathy and dedication to my journey to buying my first home meant a lot with everything my children and I have been going through this year. Marty and his team …
Chris went above and beyond to make sure our home and loan worked with our programs and even helped us find some savings. In addition to that he was very helpful answering all my questions at almost any point. In general, Chris was very …