Lending USA

Financial advising, LendingUSA

LendingUSA has pioneered an automated financing portal specifically created to help businesses grow. Our unique approach has created a true one-stop solution for your customers’ financing needs, offering an affordable financing option that allows them to quickly purchase the goods and services they want.

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Lending USA Contact Details

  • 15303 Ventura Blvd Ste 850, Sherman Oaks, CA 91403
  • 800-994-6177
  • Thursday 7AM to 6PM
    Friday 7AM to 6PM
    Saturday 7AM to 4PM
    Sunday Closed
    Monday 7AM to 6PM
    Tuesday 7AM to 6PM
    Wednesday 7AM to 6PM
  • https://lendingusa.com/
  • Facebook, Twitter, Youtube, Linkedin

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Lending USA Reviews ( 180 )

  1. Daniel and his team made everything for me easy. I’m not good with tech or computers. Took the time to explain everything to me was kind and patient. Everything went really fast no time to worry. Thankful for all the help Daniel and his team gave me.

  2. I am very satisfied with Lending USA! They were very easy to work with. The process was straightforward and moved along quickly. I got approved and received my funds in about 2 days! I highly recommend!

  3. The woman I worked directly with was very friendly and informative and when I had issues and needed help she was quick to respond or she was already contacting me before I had time to contact her. I was funded quickly. Great experience with this company so far!!!

  4. They really worked quickly and were able to approve my loan quickly. The interest is a little high but my bank wouldn’t give us a loan to consolidate debt no matter how much money we make. Overall Mauricio was super quick and responsive to all of my questions and I was approved the same day. Great work!

  5. My loan coordinator Alex Ordonez was extremely helpful and down to earth, and was very enthusiastic about helping me complete the loan process. I felt like he was genuine and also very professional. Great experience all around and the whole thing is ultimately going to help me out in the long run. Awesome people with this company!

  6. Patricia helped me out a lot she was Great…I was really in need, to just pay Rent and buy food. Sad but true. So Thank You again Patricia for all Your Help. If I know anyone who needs a little Help .. they calling Patricia she will try to get it for You. Thank you Thank you 😊 …

  7. This company is amazing! My credit is not the best at the moment but they helped me consolidate all of my debt so I can pay it off in a timely manner while repairing my credit. The agents are amazing, responsive and super friendly. They …

  8. Thank you Jose Vargas for your professional service, with a smile. I appreciate how quickly you were able to pass the documents through the system, once you had all the records in hand. …

  9. This company rocks! I dealt with Frederick J. In Sherman Oaks CA and he was amazing…very helpful, patient, professional, funny and a real joy to work with! I could not be more pleased…My loan was completed in less than 2 hours and was …

  10. If I could do 100 negative stars I would! I was trying to help my father get a loan. Fast and easy process is a joke and a lie. I’ve been trying to help him for a week get this loan and it has one thing after another of this won’t work this …

  11. I am currently enrolled in a credit counseling service. I received notice that I was eligible for a pre approved loan through LendingUSA. I was put in contact with Mr. Mauricio L who walked me through the process. The process was very …

  12. The whole experience was so fast and easy!
    Taylor was fantastic with customer service when I ran into a glitch on my end. She was so polite and helpful! Lending USA is the way to go

  13. Great experience! Was working with the representative as I was deployed for work. Very thorough and funding was provided within 24 hours of approval. Will use again if needing a personal loan.

  14. The process was great. My mother passed so my life is very stressful moving from an apartment to her location where she resided. Thanks again for making this process a little easier.

  15. Experience overall was great. Easy and I appreciated I could get things done right online. I used another lender twice and never was late on payments for 3 years..and paid them off and they would not give me another loan because of a …

  16. Katherine Perez was fast and efficient. I think the entire process from application to funding was an hour (smile). Great job Lending USA and fair rates as well.

  17. Great service. Fast. In fact so fast that I have been so busy that I haven’t even had the time to review and rate my experience. Diego was a rockstar. Polite, direct to get what he needed to help me. Very encouraging and excited for me and …

  18. Miguel was awesome. Great straight forward process and quick answer, approval and funding. Overall a fantastic experience and if needed will use again and if possible request Miguel.

  19. I would DEFINITELY NOT RECOMMEND USING THIS ESTABLISHMNET. They KNOW you don’t have the money for whatever they finance, and they charge an arm and a leg in finance charges. I have a credit score in the high 700s, and they STILL CHARGE ME A SKY HIGH APR!!!!! I selected one star. If I could select less, I absolutely would.

  20. It was a very easy process and took about 20 minutes. All done through my phone. Once your inquire about the loan, links are sent through text and email from an agent. That will be the person of contact if you have any questions/concerns. …

  21. They took care of my request promptly with no hassle. My money was funded in an efficient amount of time with no hassles either. I would highly recommend them. Excellent service! …

  22. I was very fortunate to work with a loan representative whom was very attentive to my personal needs in regards to communication. I was in a situation where I was not able to access a phone during most regular business hours and I was not …

  23. Good process. Some technical issues with entering identity and banking info after the initial application but their CS was very helpful getting new links and everything figured out.

  24. LendingUSA was able to connect me to the perfect loan product and reduce my monthly expenses with a debt consolidation loan. Qualifying was painless and once approved I received my funds within 48hrs. Thanks!

  25. I was in the pet store, in the process of buying a puppy that I didn’t want to put the full amount on one months credit card. The lending co. was fast to respond, pleasant to talk to and worked with my needs.

  26. Excellent service, great staff. Kathy, from the Sherman oaks office is the one who helped me with my loan. She was able to think creatively as opposed to just black and white, which helps out. I personally, and extremely satisfied !

  27. I have never been given the opportunity to get a signature loan before. So far this has been a smooth experience. Everyone was professional, courteous and prompt. I will definitely be doing business with you in the future. Thank you Lending USA staff for the experience.

  28. My Representative Mr. Fred was very Professional, Patient, and very helpful. He knew his job well and explained the process very well. Whenever I needed to ask a question he was very responsive each time. He gave good quality fast service. …

  29. Taylar, was one of the best representatives I have ever spoken with. She walked me through the process and explained everything and after sending her some documents, the approval was fast and simple. …

  30. My experience with lending USA very positive it was quick and simple customer service was right there every minute calling you back making sure you understood the process once your approved you had your money within 24 hours a very positive experience I would recommend lending USA to anyone.

  31. Nick & the team at Lending USA were fast, quick and very responsive. They answered all my questions, helped me receive a loan within 24 hours and set up a fair payment plan that automatically comes out of my account from a date I have …

  32. Waste of time. Don’t bother. If I could give ZERO stars I would. They drag and drag then tell you nonsense. Many more wonderful companies out there that will approve you within 24-48hrs and be more professional then this company.

  33. Quick, fast and painless! Great company thankful for the help. From a disabled veteran who was struggling after losing a a great job due to my service connected disabilities. I am grateful for the help and opportunity to help me get back on track.

  34. The application process was quick and easy. I liked that they were able to do a direct link to my bank for income verification, albeit, they still do call the employer for verbal confirmation (which added a day to the overall funding process). Regardless, funding was approved within 3 business days. Not too bad IMO.

  35. This was the first lending company where the lending amount first presented is what you received. No other review steps that lowered the requested amount. I love that. And I love the verification process which was smooth as silk. Highly recommend.

  36. I literally cant use their website to set up payment. Every time I try it will just reload the page asking me for all of my info and it traps me on that screen. Ive never seen a bank so uninclined to collect money from someone who owes them.

  37. The process is simple and easy when applying. I had a previous bad experience but one of their representatives reached out immediately after and took care of the questions and answered all of my concerns I had. Thank you, Vanessa for your quick response. I sure appreciated your help!

  38. I had a wonderful experience. Patricia Beltean was very helpful and knowledgeable. The process was very quick. I started the loan process on a Friday and had the funds in my account on a Monday. Thank you so much.

  39. I have had the worst customer service ever worh this company. Avoid using them if at all possible. I spoke with a lady by the name of Daniela and wanted to pay my balance in full which was over 5k. She treated me very poorly and acted as …

  40. When I first started my experience with Lending USA I spoke with Katherine but was not able to complete the transaction. I called back later and spoke with Jose – he is amazing – I finished …

  41. I had to help assist my Father with the application process. They were very helpful and patient with working with us and was able to call them directly with any questions or concerns.

  42. I was very nervous about my situation but they made me feel very confident knowing that I should n’t worry and after they had everything done so quickly I know wake up feeling relieved . They don’t drag things on. They have a good crew working with them. Thanks for making me feel at ease. Will recommend them to others Michelle .

  43. Fantastic and quick! With all going on in the world, bills pilling up, food and gas prices skyrocketing in price, I needed a little something to pay off the bills and help in other places. Applying was easy and approval was quick. Started process Monday and had funds by Thursday. Thanks so much for assisting this single mom!!!!

  44. The process for the fresh start loan was easy. Everyone I talked to was very helpful and understanding of our situation. They worked directly with our debt reduction company and made the transaction virtually seamless for us. Kelly is a star staff member.

  45. My experience was amazing! Patricia Beltran was exceptional in communicating with me the process and helping me all the way thru to the closing of my loan. I will definitely be recommending LendingUSA to anyone in neeed of a loan.

  46. The whole experience was professional, reassuring and stress free because my loan rep (Mr. Felix Miguel was awesome. He was on point with every question or concern. I am now a happy customer. I thank him and LendingUSA for pulling me out of a trying situation and I look forward to doing more business in the future.

  47. My rep, Patricia, was fast and efficient in getting my loan processed and into my bank account. She is a wealth of info on a variety of subjects and kept me engaged and up to date on the progress of my loan. I would highly recommended her …

  48. Jonathon was great kept me up to date in emails and calls. Time frame was less then a two weeks from start to finish shipping. On my side I hea delalays. Get company should take a week if you rush it.

  49. Received numerous requests for the same information from numerous staff. Could not get the links they sent to work. They blamed it on my financial institution and someone else requested bank documents simultaneously. Never could get one …

  50. Lending USA has been a great experience. Everything was fast and streamlined. I worked with Kelly and whenever we got disconnected he called me back and kept me up to date via text.

  51. terrible service. I took out a loan and paid it off fully but there remained a $0.10 balance and when I called customer service to fix it I was assured it would be adjusted in 8-10 business days, and when it was not, after numerous phone …

  52. I was impressed with the service I received From Lending USA.
    There Agent, Alex was fantastic. He explained everything to me and our
    We received an answer Quickly. I am totally impressed.

  53. Super easy application and approval process. I kept waiting for something to go wrong, nope! Everything went way better than expected! Funding was faster than expected as well! Thank you LendingUSA! Will definitely refer and use y’all again!

  54. The process wasn’t hard, it took a little longer than I expected, but still a very reasonable amount of time, just a few days. The processors I worked with did an excellent job. If I had one thing to suggest, it would be to have the ability …

  55. The loan process was pretty easy, but whenever I tried to call or email the loan representative I was never able to get in touch with her. She never returned my calls or answered my email. …

  56. This was a quick and easy process to get a loan to consolidate my credit card debt! I, now, will save so much money in interest, as I will pay my loan off early. I applied on Wednesday, did the electronic signature the same day, and had the …

  57. Everything is done from the comforts of your living room. They ask for a lot of documentation. The faster you forward that information, the faster you get your loan funded. It took two days after they got what they wanted, I got mine funded. Nice and quick.

  58. I send my payment to payoff my loan, but they misplaced the check, billing & customer service don’t know what happened, No communication, not organized, I’m trying to payoff my loan and they misplaced the check, really frustrating . They …

  59. I have a loan through them. At first I was excited yeah help build my score. But they never told us when or how to make a payment. They never sent an Email on how to set it all up or anything. They are now saying they won’t let me pay my …

  60. Please do not waste your time with this company I have a credit score of 615 and they wasted my time for 2 day sending documents And then they sent me to somebody who could help me and he wasn’t even a loan officer he was a debt …

  61. I I like to say thank you for the loan from your company I would do business in the future with you guys if I ever had to take a loan out again thank you again I’m Bill Metz

  62. My rep was transparent and patient with me explaining the program and my 1st 6 mo are interest free which gives you the opportunity to refinance with your bank or lender with a lower apr rate and have those payments 100% applied towards the …

  63. I was very pleased with the whole process, they only required a few verifying details to approve the loan. Once the information was sent to them it took less than 24 hours to approve the loan. Funds was available less than 48 hours. I would recommend them to anyone that need a loan.

  64. I was approved for a loan at 7%. At the last minute they changed it to 23.99%, slick. I ask them what happened to the 7% and they said it must have been another lending company. Lending USA was the only company I had applied. Luckily I was able to catch it in time to cancel everything.

  65. Every month they try and charge a late fee of $15 also it will show that you owe one price , then once you make a payment it will not go down to the right price for example: it said I owed 4,182 I paid $195 now it says I owe 4,059…I was …

  66. Excellent job service and fastest and easiest company to get a personal 👍 like me or many other types of loans, online application and in 10 minutes you’ll get approved easily and monies deposited into your bank account. All from the …

  67. Amazing and reliable!!! When everyone denied me LendingUSA was there for me and I was able to save my mom’s life. That is what it is about, having the possibility of obtaining a loan, not having the full amount to cover a sudden emergency …

  68. I reached out toLending USA to consolidate my bills when my bank wouldn’t. Lending USA approved the exact amount needed. All done online, with a few phone calls. Super easy, convenient and fast. With consolidate my bills I’m saving an …

  69. They are crooks in my opinion. I was mislead and have been paying for some time now and the balance has hardly gone down. I was originally told a date it would be paid off and now it has been bumped up by 2 years.

  70. These people really came in at the right time I was in tears when I got approved. Thanks them all my previous lenders are paid off and im a huge step closer to being dept free

  71. Great service , took a little long on the phone there was some type of problem they had to do it manually. All in a good experience but the 25% interest is a little high but if you pay it back in 6 months or less there is no interest.

  72. It was helpful for my time of need but the interest rate is too high. The service was great 👍 the lady was very helpful in helping me
    (70) in understanding the program. …

  73. The process was actually quick and easy which I really liked! I’m super busy so that made a difference plus the customer service is friendly and nice.

  74. Hello,my name is Herminio and I thought everything was going ok with my personal loan that I applied to recieve and was approved for.,then all of a sudden,the young man’ voice changed and to me sounded like he got upset at me……. …

  75. I was called by Sam and was told i was approved for loan of $5000 . Gave him my bank info and was told they would deposit $997 in my account and then i was to refund it back by Zell. Then they would deposit the $5000. Well i check my …

  76. I’ve never owned a dog before and decided to get a puppy I saw when I was walking by Citipups on 8th Ave. (@ W. 18th St.). Dogs of this pedigree are not cheap, the owner said they offer financing through #LendingUSA, and I’ll know within …

  77. At first my phone wouldn’t pull up pages to sign. Nit having a computer I went to the library. 2 librarians couldn’t pull up pages. The next day I worked with another librarian. She went on chrome not Firefox and had gotten pages to come …

  78. It was Sunday evening, but the process took almost two hours. Internet breakdowns, email inconsistencies, multiple forms. We almost gave up. Not looking forward to working with this company.

  79. Was fast and easy. I applied online and approved for one amount then when going through the process they approved me for more. I received the funds in less than 48 hours. The application process was simple & fast. I finally have breathing room. Thanks Again!

  80. Very easy process & Ashley definitely helped us from start to end to make it even easier. She was a very friendly person who guided us through every question we had as well as the process.

  81. This company is very thorough in the review of documents and information needed before the loan is funded. There is a great sense of confidence built into the process that speaks to quality of the service being provided.

  82. Application was easy, didn’t ask for too much information. Went through the qualification process seemlessly and I was funded immediately after approval. Interest rates are a little high, but when you need ir, it is there. You pay a little …

  83. LendingUSA made it extremely easy for me to obtain a consolidation loan in just a few days. Throughout the process, I felt understood and appreciated. The best aspect of my loan was that there would be no penalty to pay it off in advance, …

  84. As a customer that finished paying a high interest loan in just a few months you would think they would gladly give you another loan. That was not the case, I asked for an amount that I know I am able to pay back and they decided to offer me half which is less the the amount I just finish paying. Bad Business!!!

  85. This company did its best to help me and succeeded in doing so. They were pleasant to work with and did all that they could to accommodate my needs. Yes I would recommend them to anybody who has gotten behind in payments with different …

  86. It was quick easy and money was deposited fast. Interest rates are better than most with my credit history. My mother in law has been trying to get a loan with another company that was recommended by credit karma and they are making it …

  87. Even though I took a long time before finally applying I was treated very respectfully and cheerfully. Saige has wonderful customer service skills. I am really happy with the outcome.

  88. Speaking strictly from the application process, this was a very happy experience. I needed several days to think and discuss the options with family, this was given to me until the last minute possible. Every courtesy was extended to make me as comfortable as I felt I needed.

  89. I applied from credit karma for debt consolidation loan and got contacted from Anna texted several times to chat I finally replied back for me to call on12/26/22 and went to voice mail called again got hung on then she texted me said call …

  90. For me it was an extraordinary experience. My representative was Alex, and he was very efficient and clear when processing my loan. He handled a lot of information on a variety of questions I was asking him and kept me involved and up to …

  91. I needed emergency funds to help my stepson. You company was the only one with a decent interest rate to take the chance on us. You have no idea the lives you changed with just this small loan. The only reason I did not give 5 stars is …

  92. Never having done business with LendingUSA I was pleasantly surprised at the ease of the process and expeditious method of completing my application without delay , my rep Alex is very good at his job and getting all appropriate paperwork done accurately and quickly

  93. Things were OK but the bank/lender sent a box of toys and my partner found out and I didn’t want him to. It worked out ok in the long run but at first he was livid about me having financed a dog. He’s since Falken in love. However he asked …

  94. The easiest to work with in finding the best opportunities for my loan situation. Helpful and particularly knowledgeable with all my questions. I was very impressed. Recommendations are top notch from me👌 👏 👍 …

  95. Thank you so much for giving me the loan. It literally was for something that changed my life for the better!!!!! I have borrowed from you before and it really got me out of financial issues. I’m disabled and it seems this company comes through for me. Thank you

  96. Omg they were so helpful during my financial crisis. I’m so grateful for all of your team amazing help. You made the process such an easy breeze. If you need help, they are truly the team to lean on. Thank you all so much.

  97. Overall the process was pretty simple. However, I received one offer then had difficulty completing the application, and when I was able to access from my computer my offer changed. It was still enough for what I needed so I did accept. I …

  98. My experience with LendingUSA was an excellent one. The loan process was very easy from start to finish. Miguel Felix did an awesome job with explaining the loan process and provided great customer service..

  99. My experience was great. I’m very happy with my results and would recommend lending USA to my family and friends. My loan was approve so fast didn’t takes weeks at all. Thanks lending USA for approving my loan.

  100. I am very happy with this loan offer I got from you and thank you for your help! I was approved quickly when I was offered and it made my day to get these high interest credit cards off my back! So again thank you very much!

  101. The customer representative I spoke to helped with the filing. Quick process and quick deposit of loan funds. It does take a few days to create the web profile to view payment of loan information but all in all quick and easy. Now I’m credit card debt free. Definitely recommend.

  102. I can’t say enough about the help I received from LENDING USA in our desperate time. My wife and I lost our oldest son unexpectedly and was unprepared for the expense associated with his funeral and other final arrangements. Their financing …

  103. Great experience from complete application, user friendly ; very easy to submit. Reliable and fast app to complete application and upload document. At all times, you know the status the the next action. Quick decision and the deposit of …

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