National Credit Adjusters

Business to business, National Credit Adjusters

National Credit Adjusters, LLC specializes in purchasing and servicing distressed and non-performing accounts receivables. See more

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National Credit Adjusters Reviews ( 123 )

  1. (Translated by Google) Do not pay these people a dollar if they tell you that they will reduce your debt. Because even if you pay it, they report you to the credit every month with a balance of $0. I have a $0 balance for more than 3 years, …

  2. I have been trying to get them to help me with a settlement for 2 weeks now and i keep getting a run around what a joke of a company now i know ow why their ratings are so low

  3. I wish I could shut this business down. They call at least 3 times per day! I’ll block they’re number, and then they call from a different number. Rude, they hang up on you, etc. Should be SHUT DOWN.

  4. THIS COMPANY HAS TARNISHED MY NAME FOR WAY TO LONG AND TODAY IT HAS TO STOP, THIS SCAM OF A COMPANY PINNED ME WITH A UNAUTHORIZED ACCOUNT THAT I HAVE NO KNOWLEDGE OF! IVE SENT IN MY POLICE REPORT, AS WELL AS MY AFFIDAVIT AND JUSTICE, HAS …

  5. RUDE RUDE ON A BILL I HAVE ALLREADY PAYED THEY DON’T REPORT PAYED BILL THEN THEY ONLY SENT 1 LETTER, THEN WILL STOP EVERY THING , MADE SURE U WRITE EVERYTHING DOWN OR RECORD THEM SAD AND DON’T DO BUSINESS WITH THE COMPANY THAT SOLD IT TO THEM SAD

  6. Calling me at work which they are not allowed to do. Attempting to collect a debt which is over 7 years old which they are not allowed to do. They use overseas operators so there is no way to block the numbers.

  7. The supervisor F. Ortega was the rudest, coldest and most disrespectful guy we have ever dealt with, he tried to be intimidating and harassing. We are just glad we recorded our phone call.

  8. This company calls me over and over I asked them to stop calling and they keep calling, at this point I’m being harassed and will seek legal action if the calls do not stop. I asked the guy to put me on the do not call list and he asks why tf!!

  9. These were some of the worst rude lying group of people I ever worked for. My advise to anyone who comes across these jerks, do not cooperate with them, simply hang up & attempt to block the number.

  10. They call from a local number each day. I will block that number and they call from a new one later that day or the next day. Driving me crazy. I just want them to leave me alone. If I wanted their help then I would call them!

  11. The ignorance of this company is deafening. They employ ignorant so called “adjusters” making less than minimum wage when they could flip burgers for $15. Speaks volumes as to these poorly paid individuals seeking to annoy you for something you don’t owe or weren’t involved in. Kick rocks you vermin

  12. I have been getting calls at my job which isn’t allowed and they continue I told the person calling me if this was related to business he stated yes it is so when I asked for information pertaining to what business he goes to say it’s …

  13. Very slick and smooth speaking man but the first thing he wanted was personal information from me. I very politely said that I was not giving or verifying any information. He then got pushy and ugly. I then said look I am not ignorant so do not speak to me like I am. His answer to my statement was a big laugh and hung up.

  14. They use the hang up technique on you every time you answer, sets a negative tone right away when trying to deal with them. They are extremely rude. Had to put my credit lawyer on their case since they were attempting to collecting a 7 year old debt.

  15. This is a debt collection agency. For everyone who complains about them not identifying themselves, while asking for your name, ssn, and/or dob, they can not by federal regulations divulge that until they verify your identity. Now there are …

  16. I have been trying to get in touch with these hacks for a week to pay a measly 116 dollar debt that I forgot about. I have not been able to get through to a single person in that time. Then I tried to pay online but they have a warning …

  17. Spoofed a local number to trick me into picking-up. Called me at work, and I advised the woman caller that collection calls were not allowed by my employer. It was a “ROBO” call because when I answered, I had to wait for the lady to pick-up. Not happy with these folks at all.

  18. These are the most rude individuals I have ever encountered. I am receiving phone calls in reagrds to an individual who does not work or live with me. If you try to explain to them the situation and they hang up, when you call back they say …

  19. LOL at all your fake reviews. “Don’t be afraid to give them your information ” LOL. Dear god…You people call from stolen spoofed phone numbers and then post fake reviews on Google and you want people to trust you? Haha.

  20. They don’t understand the word “Fraud” and continue to report an account that is fraudulent. Can’t do even the most basic checks to ensure their accounts are accurate.

  21. If you owe them money, don’t pay them, they will not do a pay for delete, if you do pay, it just sits on your credit report anyways, there is no benefit for you to pay them.

  22. Just got off the phone and I have a large account in collections, but they were able to work with me and were very polite. Don’t be afraid to answer them. They WILL work with you on your debt as long as your not completely unreasonable.

  23. Husband got a letter regarding a debt originally from cash net. Have never even had an account with them. NCA is a fraudulent company. Has never even shown up on credit report. DON’T BELIEVE THEM AT ALL!

  24. I have 17 numbers of theirs blocked bc they cycle through lines and call ALL DAY which is illegal. I will never ever talk to then at this point…. They now are calling from ANOTHER number… They even use the local 208 area code to misguide people they’re calling… Obciously a kansas based company isn’t in Idaho.

  25. They filed a collection notice on my credit report for a bill that was closed out by a previous company. Doesn’t seem like they bother themselves with the FTC or the Fair Debt Collections Practices Act.

  26. I just wanted to write a real review of NCA because collection agencies almost always have a bad rep because of the nature of their business.. The fact is I had an outstanding debt that no matter how old it was still my responsibility to …

  27. Very rude people work for this company! If you want someone to pay off a debt it helps to treat them with respect to reach a common ground. Treating a person like they are less than and getting an attitude with them will get nothing resolved.

  28. They are a joke. Lied about sending emails and letters. Not one email or letter sent and all of a sudden a new collection account added to my credit and is now jeopardizing my mortgage closing in 1 week!.

  29. They have the wrong number, but call my phone several times a day. When I answer, they hang up. If I call back, I can’t get a real person on the phone. The one time I answered and someone was there, they asked for my social security number, …

  30. Their foreign callers who tell me that I cannot record the call. Well I am anyway and about to post it onto YouTube. I told them get the sheriff if they don’t like it!!! They trespassed on my toll free line, so when they became …

  31. This company refuses to work with you and they say they cannot remove something from my credit. True they cannot remove it but they can request it to be removed from my credit as they own the debt. This is not the way to get people to pay their debt off.

  32. Always disrespectful and rude! Always cut me off! Hadn’t even reported my payments since 2011 so it has been affecting my score! Will not give me paperwork showing what I’ve paid, when I’ve paid , and how much I owe . They will only send …

  33. This company told my son it was very important to call them back and to talk with the Grant. However I tried for three hours to get a hold of them and continue to get a fast busy signal then I finally got an answer from somebody but it …

  34. Make sure you have everything in writing when dealing with these people. They are not very professional and will not stick to the arrangements. After paying them they removed the account for 30 days only then put it back on my credit …

  35. Rude & Unprofessional staff. Answered their call and requested to know who was calling before confirming my info. The call rep only gave me her name. So again I requested to know who was calling, all she did was repeat her name and say she …

  36. They bought a old debit that is past the years it can be collected and are trying to collect on it. Won’t send me a statement saying I owe the debit so I’m not doing anything until they prove I owe it.

  37. It is interesting. They called me and asked for all my personal information. But was not willing to give me a last name of whom I was talking to. Yet they wanted my Date of Birth, Address, SSN. But they were reluctant to give any of …

  38. i have a bill in collections for a small loan and at first this company was calling non stop, several times a day as early as 7am. when i finally answered, i said i was at work and didn’t have time to negotiate, the woman said “youre not …

  39. After looking at the reviews I was hesitant about calling this place. But I knew that I was responsible for my irresponsibility of not paying me debt. So i gave them a call and was greeted by a very friendly person on the other end by the …

  40. Noticed an old debt hit my credit report so called this company immediately. Settled the payment and closed, now waiting on this company to update on my credit reports. It’s been 10 days since I paid the account and this company says (after …

  41. This company is the absolute worst. They lie to you to get you to satisfy your account and when you do they do not hold up their end of the deal. I had a manager tell me today that they have the option to delete the account from your credit report once the account is satisfied but they choose not to.

  42. I received a call about a supposed past debt. I was asked for my name, address, and social security number. The person who called never provided their company information or who they were exactly. When I asked, they became belligerent …

  43. I had a call today reminding me of a debt of $460 I had forgotten about, the woman I was talking with was very professional and understanding in dealing with getting it taken care of. Since I am currently unemployed but very willing to take …

  44. This is a credit collection agency so I’m pretty sure their rating won’t be that great but I gave 5 stars because of the level of professionalism and they were willing to work with me AS LONG AS I KEPT IN COMMUNICATION. I still currently …

  45. Paid the settlement amount after getting the letterhead they would mark as
    “paid in full” and got the receipt in the mail. They marked it as 50% paid. I am now having to send both papers to the credit bureaus since they can’t do it correctly themselves. My advice, don’t pay these guys. Let the statue of limitations ride out.

  46. I had a phone conversation with one of NCA’s customer service representatives, Ms. Allison Gee. Ms. Gee was very friendly, very accommodating to my particular financial situation and very professional. With her help, I was able to secure an …

  47. This company continues to contact me over s debt that they bought AFTER the debt was proved to be invalid. I contacted them about removing an account that is showing up on my account and they mailed information stating I requested it from …

  48. They will agree to settle then leave the remaining balance on your credit. Do not take there deal unless you get in writing that you will have a zero balance after you pay. Just be accountable is all I ask because that is why I have paid all my bills…..

  49. While they did mark my debt as paid. They have not provided a receipt after numerous calls. They do not offer a letter of deletion. Their collection is still listed under the collection portion of my report. They are the last one I need …

  50. So this place is ridiculous. They have used so many threats to me including they will arrest me if I don’t follow through with this bill. This card I had was a bad debt, aka charge off. The company went out of business so I was told I …

  51. This company called me multiple times in the mornings. I work nights so i usually ignore the call. When I called back to find out what it was the “Customer service” agent was rude and hung up on me. Thankfully I called again and was in a …

  52. NCA will never get a dollar from me, they lie, cheat, and add extra fees. They are so bad there is no point in paying them. I have paid every other collection company I had, but these guys are on another level of terrible. Even if they …

  53. I received a call about a supposed past debt. I was asked for my name, address, and social security number. The person who called never provided their company information or who they were exactly. When I asked, they became belligerent and …

  54. DO NOT PAY THEM. They will not remove this mark from your credit even if you pay them in full. You might as well leave it for the seven years. It is there Raggedy company policy to leave it on your credit even after you pay it they do not do removals

  55. This account still showed on 1 of my reports as open. I spoke with 1 woman who I could not hear and she blamed it on a connection problem…it was not. I asked multiple times to be transferred to a supervisor and finally was…AND HEARD HIM …

  56. This company is a reap off offer me a lower settlement for one day saying I had 30 days but only give my one day when I ask them to send me paperwork for settlement to make sure this is a legitimate business no paperwork has every been …

  57. Someone fraudulently open a credit card with the original creditor back in 2010 or 2011, which was proven and removed from my credit. However, this company keeps saying that I just opened this account so they can keep it on my credit. I …

  58. If you could give a company minus 10 stars. They would get it. I paid them on time and in full. Yet, they refuse to remove it from my credit. Horrible business ethics. Is still have a mag or affect on my credit. 2 other companies I worked with removed theirs.

  59. They were fair and worked with me to settle the amount owed. Initially, my credit report showed a remaining balance, but they were prompt to correct the amount owed to $0 when I reminded them of the settlement offer they sent. Just make …

  60. Don’t bother paying any collections you have to this company. They WILL NOT remove it from your credit report so there’s no point in settling the debt. It’ll remain as a negative mark for 7 years, paid or not.

  61. Paid off my account. Call to get them to send email confirmation everyday. They lie and never do it. The put stuff on your credit without ever trying to contact you to settle the debt. They also refuse to take it off your credit. This company is a bunch of crooks.

  62. This company has called 3 times demanding that I give them my information on a recorded line and openly threatened to keep calling and to send things to my house. Be warned nation credit adjusters, you were told on a recorded line to …

  63. If I could give zero stars, I would. I wish to settle with the company, but the two phone numbers that I have found after lots of digging does not ring, just hangs up on me. For some reason they have my mother in law’s address as mine, and …

  64. Contacted this company multiple times. I even mailed a letter requesting for a debt that was paid to be deleted. I always got forwarded to a voicemail. No one ever returns my calls. I finally spoke to a rep that stated they do not delete debts even when the account has been paid in full

  65. Even tho it was my fault that I was in collections. I called them and paid it off. With being told on a recorded line that if a pay it off. That it would be removed from my credit. Called back about 6-7 months later. Asking why it was still …

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