For more than 80 years, GHS FCU has provided members with quality, informed financial services at an affordable cost. Today, our 18,000-plus members enjoy the confidence of competitive earnings on savings and low rates on loans. Let our knowledgeable and friendly representatives help you decide which of our products and services are right for you.
| Monday 9AM–5PM Tuesday 9AM–5PM Wednesday 9AM–5PM Thursday 9AM–5PM Friday 9AM–5PM Saturday 9AM–12PM Sunday Closed |
910 Upper Front St, Binghamton, NY 13905
TLDR; GHS is okay if you are looking for a local credit union that you can visit *in person*, but inconvenient if you are not local. Below is my experiences as a customer. …
Love my credit union
Always very friendly!
Is always very courteous
Love how friendly is and they make banking so much easier
Excellent and helpful staff.
Stopped in to file some paperwork for a family member. Staff was friendly, helpful and knowledgeable.
Tellers are always friendly and helpful.
Amazing accommodations really helpful staff
Don’t bank here. These people want personal information most credit card companies don’t ask for.
Very helpful atmosphere! Always a friendly face
Teller eas very professional, helpful, understood my issues.
Some of the Tellers are very rude and lazy. African lady needs to be retrained.
They have been very helpful and customer oriented to the tee 👍👍👍 …
Always have great service when I need to stop in.
Always quick and efficient when I have an issue.
Staff very friendly..never had any problems at all..highly recommended
Always fast and very polite love going here
I have to drive by it on my way to school and it’s an eyesore, also they don’t let my girlfriend use her card. Dumb bank, it makes me mad!
All the tellers are always friendly, prompt and courteous!
Been banking with them for years. Never had an issue.
I’ve been a member for 38 years without any thought of leaving.
I have never personally visited this location but any time I called everyone has been very helpful to resolve any issues I had.
Fast, friendly, and accessible! I’ve been a member at GHS a long time.
Always been a great place to bank. I have been a member since 1970.
the people at this branch are very friendly and helpful always very considerate been with them sense 1985
the staff is well taught and is fast in dealing with a diverse clientele…very personal bunch to boot…ty GHS !
The staff at this branch were all very friendly, and the lines moved quickly!
Very prompt and respectful and kind everytime I deal with someone from GHS. Thank You..
have been doing business with them for quite awhile. love star and their convenient location,
I love ghs they are nice friendly and veryful when I need them.
I have been a member for many years and have had no problems or complaints. Easy to use Online services.
Been with them a few years, never had issues. Conveniently on upper front as well
I’ve banked with GHS for as long as I can remember. Awesome people, awesome customer service, always helpful advice.
Maire goes above and beyond to make sure all the details are complete. Our small business survived COVID and she was a powerful denominator !! Thanks Maire
I’ve been a member for over 20 years and still have an account even though we moved on to a warmer state.
If I ever have a question or an issue about my accounts, online banking or anything at all, a quick call to member services always gets the question answered or the problem solved. Great customer service. I wouldn’t bank anywhere else.
Their banking system has been out of service for over 5 days and they are unable to process transactions in the system, stating it was due to server issues which is completely unacceptable. I have tried calling on different days at …
Either my husband or I go to this store regularly. They are always pleasant, helpful and usually know how to direct a person in the right direction for assistance or to the person that can help you
Called multiple times in one day while at work to make a payment on an account. Left 2 voicemails hours apart, never heard back. This is the third time it’s happened. Finally had to call a different department just to get someones help. …
Very rude people. Went to tell them the google hours were wrong when only their drive thru was open, people looked at me very judgmental when I was just trying to help them then they didn’t even know how to change their own hours on google …
The personnel are always friendly and ready to answer all my questions. I have always had wonderful experience at this branch.
I’ve been a member since 29 years and love the service I get here. Everyone is always personable.
Rude and unhelpful. And they kept me waiting for 20 mins in a drive through lane that was broken but had didn’t say it was closed, so I had no idea… (dont use 3 lane). This is at least the 3rd time ive been treated terrible here. I’m done.
I would like to thank Talisha today for helping me open up a savings account today. She was patient and very helpful
Very friendly, the first a best credit union I’ve worked with to date.
I have been a member at GHS since 1995. I have been thankful to have such a wonderful group of people to do business with.
Jessica a loan officer at the bank has helped me so much my credit wasn’t the best and she helped me to build it back and get a loan that helped my family and I so much this last year thank you Jessica salisbury!
when I call the branch on front street in Binghamton, they’re polite, friendly and very helpful in answering all my questions. I would and will recommend anyone to go here.
Says drive through is open till 6pm and no one is here. I have a parking ticket that will now over charge me because you guys allowed bills to come out of my account and now I can’t deposit anything until Monday. Today isn’t even a holiday. Today is pay day for most people and you guys are closed and still saying your open.
I humbly appreciate your purpose and service as well flexibility and proper use of discretion when things go haywire. Thanks for serving our community and my family another good year blessings to all
RUN! Stay away from this place. They are violating multiple laws, don’t return calls, cancel e-deposits and don’t notify you. The mortgage department not only neglects CUNA regulations, it violates HUD regulations. You need to oversee every …
Staff is always pleasant. Very helpful
Phone teller was So helpful when I was in Hospital with Corvid for most of a month. Very Thankful JK
Best customer service and loan officers! Never a disappoint when we go to the drive thru or the teller, we are always greeted in the best ways!
your new web site has no link to member login
Every encounter we’ve had both at the drive up window and inside, the people have been very pleasant and helpful.
A very friendly and knowledgeable staff. Everyone is always courteous and helpful. The wait in line is never too long. A joy to do business with
The worst bank I have ever delt with. Took my son loan payment put in someone else account. I went in to bank with proof of check showing they did cash. On check was teller number. A week and not fixed spent hour on phone no one answering …
Whenever I need to do business at the tellers’ windows, I have always found the personnel to be courteous, confidential, and competent. I would add cute :<)
This used to be such a pleasant bank to do business with. In the last few years, they’ve become rude, relentless and unhelpful. It’s near impossible to talk to a live person when I call, but they’ll call every single person I’ve ever met to …
The GHS Front St branch are a great bunch of staff they are friendly caregiving and very helpful to their customers. Thank you for your time and I love being a member .I appreciate them very much.
I so value your friendly and courteous staff. I live in Syracuse but am from Binghamton. They make it easy for me to maintain my accounts remotely! Thank you.
Loved using the drive through and not having to go into the bank, always efficient and professional! I too had problems with online service, but that seems to be straightened out now.
They are very friendly and helpful. Every interaction has been pleasant and I appreciate the options they offer for things like car insurance.
GHS should fire the people who revamped their on line banking system. It’s horrible and very user unfriendly. Lots of bugs and when I asked them about any fixes they either said ‘I don’t know’ or ‘that’s just the way it is now’. I’m not a …
This place is such a joke and the service is horrible. Only reason I go there is because when I bought a new car the place I went through uses these guys. I have had nothing but trouble. Go in to pay on my bill and am told I will be charged …
Unsatisfied with the frequency of clerical errors. Fees were too high. Interest was too low.
I was recommended by staff to start using mobile banking to deposit my checks. I have since set that up and have had a poor experience. In my 4 attempts to e-deposit, there has been an issue each time. The picture function on the app is …
Every ones been so helpful and understanding? Polite i trully appreciate it. Especially sense I b een so sick with covid I caught. And I have sle lupus so I have been really really sick. Un able to make it to the bank. They are just wanderfull. And understanding? So tku.
I Changed banks this one was more convenient and the people are nice they treat you like your family I would say go with them I have free check-in I don’t pay for my checks it’s the way to go
Love so much about GHS mobile banking being the top of the list being able to deposit a check at ATM makes my life so much easier
I have had only Positive experiences at this GHS and have not visited the others, however I feel as though, I would have a positive experience there as well.
The coin counting machine has not been out of service for months. When asked about it no one, including the manager on duty, knows a thing about or when it may be back in service. Other credit unions have them in service for there customers.
GHS Helped walk me through the process of opening a new bank account after I moved to NY state. They were very helpful in every way. Thank you GHS!
GHS is the best! The staff is professional and always provide assistance. The credit union has great loan rates. I am so glad I am a member.
Great credit union for all banking needs. Local and friendly
I simply wanted to set up auto-pay for my truck loan with them. They had me running in circles… completely unorganized and had no system or procedure for it. After only two over the phone payments (which they charge an extra $10 fee for) I refinanced the loan with another bank. This bank is a joke.
Friendly knowledgeable employees who have risen to the challenge of the Covid crisis. I have used GHS Credit Union for many years and have always been impressed with their services.
I have been a member of GHS FCU for many years and have always been pleased with their services. The employees are helpful and pleasant. A very nice place to do business all in all.
I love GHS Federal Credit Union. The team is professional and helpful. I also really like how easy it is to pay bills online and make a picture deposit. I also like the fun contests.
Thanks Catalina for your help today, You made a worried mom feel much better with your help with my wire transfer.. Thank You again !!
We have had nothing but wonderful experiences with GHSFCU. We moved all of our banking to GHS about 18 years ago and haven’t looked back. Mortgage, auto loans, credit cards, on line banking – all good.
I have had nothing but great experiences with GHS. Carolyn took great care of me with refinancing my auto loan, And I have nothing but nice things to say about everyone at the office.
I’ve been a member for years and always appreciated their customer service. Also, my VISA credit card is the only card I use — great rate!
My husband and I have been loyal customers of this bank for over a decade. The branch manager, Michelle, has always been polite and helpful whenever we needed assistance. Unfortunately, while Michelle was on vacation, I had to deal with her …
Been a member for over 30 years. We have always had good courteous service. Never had a problem getting a
Loan, Staff was very helpful whenever we had a problem. Highly recommend.
I’ve always had a great experience with the front st Binghamton branch. I’ve been with them for several years now and have always made loans and other banking needs easy. Ill continue to use them for everything that I need.
Sorry to say my experience was terrible. Waited 8 months (yes, 8) for loan paperwork, and it never came. No calls from GHS on status, even after I made 4 trips to office to see what was going on. Strange.
I Love Ghs, any time I call or come in I am treated with kindness and respect. . I have now retired and you all are still so helpful, a smile goes a long way for some of us retirees. …
Whenever I come to this branch, I zlways have a very positive experience with Catalena. She is always very knowledgeable (more than the rest) and very professional. She is the reason I do my business at GHS on Front Street.
Peggy O’Dea
Getting a email to rate a business well and being entered into a chance for $100’s is a dirty dirty way to try and boost business. Here’s a idea. Maybe send out a email saying if you enjoy us we’d appreciate it if you’d leave us a review on …
I have been a member of GHS since 1970 at its original location at Binghamton State Hospital. I would go nowhere else as I have always been satisfied with the customer service afforded by the excellent staff. I remember the days 50 years …
I have been a member of GHS for many years and because of my relationship with them my credit score is 830. They are always there to meet my needs in times when I needed a loan. Only a phone call away in many instances and everyone is so compassionate during times of need.
I always have a pleasant experience when I go to the Front street office. I sometimes use the drive up windows and receive the same courtesy as if inside. The tellers are knowledgeable and treat me with much respect. I always give a “vote” on the machine as I leave the Branch.
I love GHS I have sent my family and friends here to open accounts …. The service is exceptional and they are always helpful and friendly… I will not bank anywhere else !! Thank you GHS for years of compassion and caring
Audrey Bush long time member
I have been a GHS member since the early “80”s. I have always been happy with the service. The tellers are very kind and helpful. And the GHS Visa CC carries a lower interest rate than my local bank.
I have been a member here for many years and have generally had good experiences. Most of the staff are knowledgeable and friendly, and when I have had a problem, it has usually been addressed quickly and competently. I do wish they offered medallion signature guarantees, although I understand why they don’t.
GHS has been such a wonderful bank to do business with. They have an awesome team and a dedicated staff. They are professional and quickly resolve any issue in a timely manner.I am very impressed with their hard work and outstanding …
The staff at GHSFCU Front Street are very friendly and knowledgeable. They have helped me with all my needs from opening accounts, online banking, personal loans, and always in a kind friendly manner that makes being a member so pleasurable! I recommend GHS for all your banking needs!
I have been with GHS since before I was old enough to know what a bank/credit union was. Now I have a vehicle loan and two motorcycle loans with GHS and I’ll never go anywhere else. Getting approved was fast and easy and every time I go in, the staff is always so friendly. Highly recommend doing business with GHS!
I have been a GHS member since 1981 and stay with their services due to the ease of support and the security of my accounts. I have always found the interest rates for various loans and deposits to be Thebes through all economic eras I have …
I have been a customer for numerous years and the thing I love the most about GHS FCU is your interest rates on loans as well as free transactions at ATMs. And I just have to mention the app I am able to do all of my banking in the palm of my hand to include mobile check deposits! All and all this is my favorite credit union 🙂
I recently had some unforeseen issues with An account by no fault of GHS, I was directed to Jheri member solutions specialist. She took the manner into her hands and handled It as if it was her own. A complicated issue was handled in a …
DON’T TRUST THIS BANK WITH YOUR MONEY!! They will not protect your account or your money. They won’t stop charges pending on your account. They won’t protect you from fraudulent charges. Been with this terrible company for almost a decade …
When my dear husband passed away unexpectedly about three years ago, I had many financial issues to deal with immediately. GHS employees were there to help me every step of the way. It was with ease and great professionalism they resolved all my issues and left me without worry. Thank you GHS
For one nice thing, you are wonderful neighbors. With my home directly across the street, I can always say my bank is really my neighbor. I began my banking with GHS in the early 1970’s at the then Binghamton Psychiatric Center. Whoever …
I’ve been a member here at the Front Street branch (can’t speak for the others) for years now, with a few loans done. Pricing is always great, and the staff is phenomenal! Just the nicest people you ever wanna meet… always a pleasure to …
I have had wonderful experiences every time with GHS! I went to the drive thru to cash my checks. The staff were friendly and cashed my checks very quickly. They always said to have a great day with smiles, which doesn’t come easy for …