(Translated by Google) They do not charge you interest supposedly for 12 months and they send you a payment lower than what you have to pay and then charge you 30% interest if you pay 60 they put $20 in your account and 40 interest I think …
(Translated by Google) The worst credit card issuer had an ebay account and jcpenny I opened them with itin number and then tried to update with social security and this bank arbitrarily closed the 2 accounts supposedly because they …
I have been dealing with Synchrony bank since June 2022 regarding a double payment. Supplied verification twice, once by U.S.mail and once by fax. They will not reimburse me. They still claim they did not receive the first payment, even …
This has to be that the absolute worst credit card company in the world you’re dealing with people from India who can care less about you and plus the credit card company constantly screw stuff up GE Capital was a great company but …
Not recommend this bank they charged me for 5 years %29 apr just realized I was doing auto payment they are rubbers be careful with this guys just closed account my product cost triple time more
Reprehensible credit practices. This is the kind of sleazy outfit that gets other banks regulated. Won’t have any sympathy when the next round of regulations are forced on creepy institutions like synchrony bank
YOU GUYS ARE SCREWING ME ON $4300 NOW ITS A NIGHTMARE TO GET MY MONEY BACK AND THE ONLY PEOPLE YOU CAN TALK TO BARELY SPEAK ENGLISH. I WILL NEVER DO BUSINESS WITH SYNCHRONY EVER AGAIN OR RECOMMEND IT TO ANYONE. I HOPE THEY WILL GO OUT OF BUISNESS
LIARS! the worst. Impossible to speak to a live person. When you finally get one and describe the problem, nothing gets done. I tried to stop in at their headquarters in Stamford, CT. Impossible to get in. It’s an impenetrable fortress. Basically, this company is running an accrued-interest trap scam. AVOID!
If you like to have unauthorized transactions posted to your account to later have to spend hours on the phone and writing letters to fix the issue, this is your financial institution. Otherwise, take youe business somewhere else.
Just run. Like everyone else says. If you need a card, citi does a LOT better of a job. They aren’t perfect, but so much better than this shittastic company.
We made payment arrangement with staff in India; instead of 250.00 they took 604.00 resulting in hundreds of overdraft fees and other unpaid bills. Mgmt never called back and we’re told nothing can be done. we’ve been customers of GE Credit for over 20 years, including a mortgage. Since Synchrony the services has gone into the toilet.
My experience with GE Capital Retail this afternoon was horrendous, and that is being kind. Having dealt with a Customer Service Rep named BETTY, I am on the verge of closing every single account associated with this company. I have been …
Thanks to this company I’ll spend my money somewhere else where I get treated better. I’ve been getting my credit score up by making regular payments and paying off my debt and then Synchrony cut my credit limit by 75%.
Before you Apply for Any Type of Credit that uses This Bank…Don’t waste your time. ..They deny Everyone with less than 700 Credit Score. ..They Suck..I hope they get caught on something similar to Wells Fargo. ..Because they appear to be related lol
Worst financing experience ever. Financed some furniture and 4 months later they lower my limit by 67% for no reason which hurt my credit. Don’t do business with this bank. They really do deserve no stars.
I have used Synchrony before and it was adequate. Most recently the Google store forwarded me to Syncrony as a way to finance a new phone and I though ok this should be easy. Should be a similar monthly payment as t mobile and Google has …
This bank is horrible. I would not recommend. I had a loan and would pay more than the minimum each month and one time received a late payment still fee, I was paying off the loan ahead of schedule and still go a late fee. I will gladly give my business elsewhere. they don’t care about their customers.
Ok, any comment saying “they are great to work with “ is an employee. They either provide no training or hire temps to just spitball answers. This has not been a “bad” experience, but an extraordinarily horrible experience. It’s not just …
In January 2021, I applied for a Lowe’s card. My credit score was low due to student loans and a new car we bought September 2020. Our Hyundai is five months ahead on payments. I did not have any credit cards. Lowe’s gave me $1100.00 …
Customer service is outsourced to over seas call centers. The website is minimalist and disappointing. I’ve barely had the account 2 months and am ready to close savings and money market accounts.
I have called 6 times now to correct an error that was to do with their website and it has not been resolved. Several of the managers for customer service have been terse and downright rude. I will never do a zero down promotion again …
I don’t answer their calls, because the calls always say their purpose is to collect a debt. The problem with my credit partially stems with them. They have stopped calling so I have peace now. I am getting work but would rather spend my …
Mostly incompetent leaders; interface is a total failure. Communication is poor. They’re basically alive bc Amazon uses them for Store card, but it’s a joke.
The worst bank – cant get my payment history. Support doesn’t work, supervisor not on place. Will complain to federal regulator – its a scam, no option to do refinance even if you pay perfectly in time
If you want to be treated unfairly and given 0 respect/recognition, then work here. A very few people were respectable and treated me with decency so I was able to get along with them but the supervisor and his “boss” are incompetent, abrasive, and blatantly an disgrace to humankind.
Beware of Synchrony Financial and their association with Amazon. They issued a credit card without my permission and then I got a statement- within the first billing cycle there was fraud in the amount of $1493.00 ($7) short of my credit limit. mmmm. Sounds like an inside job to me.
Literally the Worst!!!!!! I just paid off the last 200$ I owed them!! Bye bye u pathetic thieves!!! Interest on there cards is insane!!!! They get u with the 6 month interest free. But after that 6 months, it will take u foreverrrrr to …
I had problem where Synchrony claimed fraud on Sam’s Club card issued by Synchrony. Tried to buy gas at Sam’s with replacement card Synchrony sent, but this was denied also. As a result, this card is history. My account is current and …
I’ve read so many bad reviews, and I believe them, but my experience was the complete opposite with Synchrony. I had needed CareCredit to credit vet bills I couldn’t afford upfront. It was an already terribly emotional situation I was in, …
I had CD with them, Their mails notifications never arrives. Their systems doesn’t support of setting action on CD maturity. They have auto renew CD , without sending any notification to customers, and when asked to cancel charging 180 days …
My experience with Synchrony Bank (who provided interest free financing for an HVAC purchase) has been very disappointing. Here are my summary review comments, and a full context follows if you’re curious. …
This company is the worst and I am waiting for a cooperate callback. I am also going lug a formal complaint with NCDOJ. I spoke to a representative around March to have my payment made on the 15th of each month. They told me yes you can. I …
Why Synchrony Bank issued card may not be the best option if concerned about your credit. I gave two stars because their App is convenient to make payments. But the praise ends. About 2.5 years ago my wife and I were approved for CareCredit …
If I could give 1 star I would have. I have never missed a payment or been late on my card payment with synchrony and for no reason they closed my card 2 months before I paid it off for a “business decision “. That impacted my credit …
The is NO Internet security according a supervisor (Celest).. Sone one got my user name and password and tried to transfer money from my account to their Bank. The money never left Synchrony due to their account was wrong. according to …
Worst bank ever, if you can even call them a bank. DO NOT USE FOR CARECREDIT OR ANYTHING ELSE. Just try to get a live person with some knowledge on the phone, they can’t even understand what you want.
Terrible bank ever! Year 2022 and they dont have any platform for customers to check loan amount and pay online 🥴you have to call every month to make a payment. what is that? …
Synchrony Bank has consistently LIED to me for 17 months on my Amazon Store Credit Card from lying about how to add to the secured amount, to raising my limit after 7 months of on time payments and making it unsecured, to converting it to a …
I have synchrony Bank card through Lowe’s. This lender is among the worst I have ever worked with. I had a charge of $170.00 and because I forgot to make my minimum payment on the due date the following month, they put a temporary hold on my card. This bank just wants to control the consumer. I will never bank with them again.
HORRIBLE “customer service” – automated phone system is designed to keep customers away from human contact. After about an hour of trying I got through to a foreign call center with a person who barely spoke English. Couldn’t reach CEO …
Absolutely horrible bank! I have Chase, Amex, and Citi cards. They don’t treat their customers as horrible as Synchrony Bank treats theirs. I will never have another account associated with them ever!
I had a care credit credit card through these people. I payed it off in full march 2020. The day after I payed off this credit card , instead of cancelling the card they allowed someone to make a fraudulent charge of $2000.00, maxing out …
Hello everyone,
Please do Not open credit card account with Synchrony Bank. They are schemers . If you make perches through their credit card, they not gonna send you the bill …
Don’t buy anything from them horrible customer service, they don’t help you with hardship just close your account and report to the credit bureau even while your paying and cought up month to month , no letters can be found, I never got any …
this bank should be given a negative rating.
all they do is lie & are crooks.
I had my mobey with them in cds & for they to send it back in an overnight …
Predatory bank! I don’t know how they are still around. I used my lowes card which is administered by synchrony bank. I had a major appliance returned to lowes in 2017. Two months later lowes gave me credit but this poor excuse for a …
Worst business practices ever. They do not even want customers. They were avidly trying to not get my business. I canceled every account and service that has anything to do with synchrony. Strongly advise to steer clear
What a shameful and greedy excuse of a company. These folks wouldn’t assist me when my Veterans Affairs referral dentist (Aspen Dental) messed up my filling, requiring me to get a root canal out of pocket. The dentist that fixed the mistake …
It truely is a disrespect to other banks,
I don’t know how they can call themselves a financial system, had applied for my credit card through Sam’s Club, it’s been 20 days and I still haven’t received …
Closed all my accounts with Synchrony. Do not get a credit card from them. Their dispute team is horrible. Have supplied UPS tracking to them 4 times proving a return. After 6 months, still not credited.
(Translated by Google) They do not charge you interest supposedly for 12 months and they send you a payment lower than what you have to pay and then charge you 30% interest if you pay 60 they put $20 in your account and 40 interest I think …
(Translated by Google) The worst credit card issuer had an ebay account and jcpenny I opened them with itin number and then tried to update with social security and this bank arbitrarily closed the 2 accounts supposedly because they …
This is the most miserable and most broken bank that exists in the world. Under no pretext don’t go this faked place
I have been dealing with Synchrony bank since June 2022 regarding a double payment. Supplied verification twice, once by U.S.mail and once by fax. They will not reimburse me. They still claim they did not receive the first payment, even …
A company that should not be.
Not helpful , uncooperative and unprofessional .
Worst bank, ever-ever!
The best company ever
Very unprofessional, very impolite, very rude.
Way too difficult of a institution to deal with!
Rude and incompetent. Closed my account..
Id give one star less if possible
Cool but efficient campus. Great company to work with.
This bank is terrible at communicating with its customers.
Worst experience to use credit card issued by them. so much hidden fees!
They stole my money. They received a payment in error and will not reimburse me. Terrible company
Worst credit card services ever. Don’t know how Walmart put its brand on it.
They applied my payments to old accounts I have, then charged me numerous late fee, for their mistakes. Extortion
The worst bank ever. If you have to deal with them please be very careful, read all the small lines.
This has to be that the absolute worst credit card company in the world you’re dealing with people from India who can care less about you and plus the credit card company constantly screw stuff up GE Capital was a great company but …
Not recommend this bank they charged me for 5 years %29 apr just realized I was doing auto payment they are rubbers be careful with this guys just closed account my product cost triple time more
Horrible bank. They have had my payment on hold for 10 days. They withdrew my money a long time ago.
They won’t let me access my account to pay off my card
Reprehensible credit practices. This is the kind of sleazy outfit that gets other banks regulated. Won’t have any sympathy when the next round of regulations are forced on creepy institutions like synchrony bank
YOU GUYS ARE SCREWING ME ON $4300 NOW ITS A NIGHTMARE TO GET MY MONEY BACK AND THE ONLY PEOPLE YOU CAN TALK TO BARELY SPEAK ENGLISH. I WILL NEVER DO BUSINESS WITH SYNCHRONY EVER AGAIN OR RECOMMEND IT TO ANYONE. I HOPE THEY WILL GO OUT OF BUISNESS
LIARS! the worst. Impossible to speak to a live person. When you finally get one and describe the problem, nothing gets done. I tried to stop in at their headquarters in Stamford, CT. Impossible to get in. It’s an impenetrable fortress. Basically, this company is running an accrued-interest trap scam. AVOID!
If you like to have unauthorized transactions posted to your account to later have to spend hours on the phone and writing letters to fix the issue, this is your financial institution. Otherwise, take youe business somewhere else.
Corrected:
It took some times but they got back to me and worked out the issues. The ceo …
it is the worst bank to use, they will locked your accounts for weeks so you can pay that late fees. they are scammers.
Just run. Like everyone else says. If you need a card, citi does a LOT better of a job. They aren’t perfect, but so much better than this shittastic company.
We made payment arrangement with staff in India; instead of 250.00 they took 604.00 resulting in hundreds of overdraft fees and other unpaid bills. Mgmt never called back and we’re told nothing can be done. we’ve been customers of GE Credit for over 20 years, including a mortgage. Since Synchrony the services has gone into the toilet.
My experience with GE Capital Retail this afternoon was horrendous, and that is being kind. Having dealt with a Customer Service Rep named BETTY, I am on the verge of closing every single account associated with this company. I have been …
Thanks to this company I’ll spend my money somewhere else where I get treated better. I’ve been getting my credit score up by making regular payments and paying off my debt and then Synchrony cut my credit limit by 75%.
Before you Apply for Any Type of Credit that uses This Bank…Don’t waste your time. ..They deny Everyone with less than 700 Credit Score. ..They Suck..I hope they get caught on something similar to Wells Fargo. ..Because they appear to be related lol
Worst financing experience ever. Financed some furniture and 4 months later they lower my limit by 67% for no reason which hurt my credit. Don’t do business with this bank. They really do deserve no stars.
I have used Synchrony before and it was adequate. Most recently the Google store forwarded me to Syncrony as a way to finance a new phone and I though ok this should be easy. Should be a similar monthly payment as t mobile and Google has …
This bank is horrible. I would not recommend. I had a loan and would pay more than the minimum each month and one time received a late payment still fee, I was paying off the loan ahead of schedule and still go a late fee. I will gladly give my business elsewhere. they don’t care about their customers.
Ok, any comment saying “they are great to work with “ is an employee. They either provide no training or hire temps to just spitball answers. This has not been a “bad” experience, but an extraordinarily horrible experience. It’s not just …
In January 2021, I applied for a Lowe’s card. My credit score was low due to student loans and a new car we bought September 2020. Our Hyundai is five months ahead on payments. I did not have any credit cards. Lowe’s gave me $1100.00 …
Customer service is outsourced to over seas call centers. The website is minimalist and disappointing. I’ve barely had the account 2 months and am ready to close savings and money market accounts.
I have called 6 times now to correct an error that was to do with their website and it has not been resolved. Several of the managers for customer service have been terse and downright rude. I will never do a zero down promotion again …
I don’t answer their calls, because the calls always say their purpose is to collect a debt. The problem with my credit partially stems with them. They have stopped calling so I have peace now. I am getting work but would rather spend my …
Mostly incompetent leaders; interface is a total failure. Communication is poor. They’re basically alive bc Amazon uses them for Store card, but it’s a joke.
The worst bank – cant get my payment history. Support doesn’t work, supervisor not on place. Will complain to federal regulator – its a scam, no option to do refinance even if you pay perfectly in time
I have used this bank for my savings for over 4 years and I have had no problems with them. …
If you want to be treated unfairly and given 0 respect/recognition, then work here. A very few people were respectable and treated me with decency so I was able to get along with them but the supervisor and his “boss” are incompetent, abrasive, and blatantly an disgrace to humankind.
Beware of Synchrony Financial and their association with Amazon. They issued a credit card without my permission and then I got a statement- within the first billing cycle there was fraud in the amount of $1493.00 ($7) short of my credit limit. mmmm. Sounds like an inside job to me.
Literally the Worst!!!!!! I just paid off the last 200$ I owed them!! Bye bye u pathetic thieves!!! Interest on there cards is insane!!!! They get u with the 6 month interest free. But after that 6 months, it will take u foreverrrrr to …
I had problem where Synchrony claimed fraud on Sam’s Club card issued by Synchrony. Tried to buy gas at Sam’s with replacement card Synchrony sent, but this was denied also. As a result, this card is history. My account is current and …
I’ve read so many bad reviews, and I believe them, but my experience was the complete opposite with Synchrony. I had needed CareCredit to credit vet bills I couldn’t afford upfront. It was an already terribly emotional situation I was in, …
Beware, Beware, Beware
They deserve no stars …
I had CD with them, Their mails notifications never arrives. Their systems doesn’t support of setting action on CD maturity. They have auto renew CD , without sending any notification to customers, and when asked to cancel charging 180 days …
My experience with Synchrony Bank (who provided interest free financing for an HVAC purchase) has been very disappointing. Here are my summary review comments, and a full context follows if you’re curious. …
This company is the worst and I am waiting for a cooperate callback. I am also going lug a formal complaint with NCDOJ. I spoke to a representative around March to have my payment made on the 15th of each month. They told me yes you can. I …
Why Synchrony Bank issued card may not be the best option if concerned about your credit. I gave two stars because their App is convenient to make payments. But the praise ends. About 2.5 years ago my wife and I were approved for CareCredit …
Customer Service SUCKS THEY refuse to let me talk to any Decision makers
AVOID at all Costs… …
If I could give 1 star I would have. I have never missed a payment or been late on my card payment with synchrony and for no reason they closed my card 2 months before I paid it off for a “business decision “. That impacted my credit …
The is NO Internet security according a supervisor (Celest).. Sone one got my user name and password and tried to transfer money from my account to their Bank. The money never left Synchrony due to their account was wrong. according to …
Hello! Do not use for Google store financing! Predatory bank that refuses to honor rebates!!
Worst bank ever, if you can even call them a bank. DO NOT USE FOR CARECREDIT OR ANYTHING ELSE. Just try to get a live person with some knowledge on the phone, they can’t even understand what you want.
Very sleazy business practices…
I had a furniture loan with this bank and they charged me late fees when I paid …
Terrible bank ever! Year 2022 and they dont have any platform for customers to check loan amount and pay online 🥴you have to call every month to make a payment. what is that? …
THEY WILL STEAL YOUR MONEY AND NEVER GIVE IT BACK ($120)
THEY WILL DRAIN YOUR SOUL WHILE YOU FIGHT TO GET YOUR MONEY BACK. …
Synchrony Bank has consistently LIED to me for 17 months on my Amazon Store Credit Card from lying about how to add to the secured amount, to raising my limit after 7 months of on time payments and making it unsecured, to converting it to a …
I have synchrony Bank card through Lowe’s. This lender is among the worst I have ever worked with. I had a charge of $170.00 and because I forgot to make my minimum payment on the due date the following month, they put a temporary hold on my card. This bank just wants to control the consumer. I will never bank with them again.
Worst of the worst ! Please stay away from their products….they drop your credit limit for no reason overnight and mess up your credit score..
HORRIBLE “customer service” – automated phone system is designed to keep customers away from human contact. After about an hour of trying I got through to a foreign call center with a person who barely spoke English. Couldn’t reach CEO …
SENIORS; STAY AWAY!
Synchrony Bank recently renewed my CD without sending me a renewal reminder …
Absolutely horrible bank! I have Chase, Amex, and Citi cards. They don’t treat their customers as horrible as Synchrony Bank treats theirs. I will never have another account associated with them ever!
I had a care credit credit card through these people. I payed it off in full march 2020. The day after I payed off this credit card , instead of cancelling the card they allowed someone to make a fraudulent charge of $2000.00, maxing out …
Hello everyone,
Please do Not open credit card account with Synchrony Bank. They are schemers . If you make perches through their credit card, they not gonna send you the bill …
Don’t buy anything from them horrible customer service, they don’t help you with hardship just close your account and report to the credit bureau even while your paying and cought up month to month , no letters can be found, I never got any …
this bank should be given a negative rating.
all they do is lie & are crooks.
I had my mobey with them in cds & for they to send it back in an overnight …
Predatory bank! I don’t know how they are still around. I used my lowes card which is administered by synchrony bank. I had a major appliance returned to lowes in 2017. Two months later lowes gave me credit but this poor excuse for a …
Worst business practices ever. They do not even want customers. They were avidly trying to not get my business. I canceled every account and service that has anything to do with synchrony. Strongly advise to steer clear
What a shameful and greedy excuse of a company. These folks wouldn’t assist me when my Veterans Affairs referral dentist (Aspen Dental) messed up my filling, requiring me to get a root canal out of pocket. The dentist that fixed the mistake …
It truely is a disrespect to other banks,
I don’t know how they can call themselves a financial system, had applied for my credit card through Sam’s Club, it’s been 20 days and I still haven’t received …
Closed all my accounts with Synchrony. Do not get a credit card from them. Their dispute team is horrible. Have supplied UPS tracking to them 4 times proving a return. After 6 months, still not credited.