I don’t like that you have to pay See annual payment when you first use your card I think that’s a little ridiculous to take $75 of your $300 credit limit No matter the amount of your transaction
Three straight times I called in and credit one lied to me about waiving a fee when they had no intention. Make no mistake this wasn’t just a rouge employee. Credit One is a dishonest shady company. Your employees deserve to have the living (sDIT) beat out of them for how dishonest and disrespectful they are.
I was told I was pre approved for $2,500 credit when I finished applying I was only approved for $500 which I wouldn’t have even did the application for $500 , I got it for urgent use only
I have had a great experience with this bank. I messed up with them and after correcting it, they gave me another chance and increased my balance automatically.
It’s a great way to build your credit but I was sent a message about a credit increase I thought and I accepted it as it was on my mobile app and got a new card thinking it was for my new credit limit so I cut my other card to shreds went …
Very easy to apply for the card. I have owned this credit card before and appreciated the experience. Glad to have this card again and it helps in this time of poor economy.
So far so good. I really like that i can rebuild my credit and improve my score with it. I plan on paying my whole card off this month so i can use it to pay my bills again and using that to keep in good standing so my credit score will …
I think credit one is a great credit builder for people who are repairing their credit and they’re credit I love the app you have And think this would be the best move I can make at this time
I don’t need a $300 credit card. It can do nothing for me. I already sent it back to the same adress on the envelope. I haven’t activate it.
Thank you so much.
they offered me a credit card never sending the worst thing is they say my birthday is wrong and can’t give me information but I owe they without using the card
They have a ridiculous annual fee. Annual fee that will never be eliminated. Credit one Bank will keep you credit limit low. The longer you have this card, the worse it will be. Don’t look at Credit One as a solution to start building your credit.. My advice, look for Capital One. Credit One is not an option at any time.
I really like credit one cards. I have two of them . The customer service goes above and beyond to satisfy their customers . Excellent customer service and I like the Benifits of the cards that I have.
Everytime I attempt to use my card I am blocked. I spent 200 at Hobby Lobby it worked. I went to get gas for 20 and that was suspicious. This has been a horrible experience.
Unfortunately this has not been one of my better experiences. First, I had an issue with by name on the card, It was totally my fault that my nickname was provided instead of my “real” name – auto fill issue. But the problems started when I …
Just got my card and I’m so happy it came right on time because I was in bind and now im not stressing any more…Can’t wait to see what perks it has to offer.
Great options for building credit with credit limit increases as you move up! Easy to make payments on the app and customer service has been of great help whenever I call.
Your rates are high, your customer service is terrible. I have good credit, you harassed me to accept the card, charged $90 right off the top. I paid the $90, but I am not happy with your card.
Received the card quickly. My issue is that it will not allow me to use my card for any purchases. I registered on line filled out all info for account. It says I have an availability balance. When I try to use the card for any purchase the card declines. When I try to call either number I can’t get through.
So far, okay.
the only problem that I ran into is when I tried to set up online access so that I could make my first payment which was due in July (about 4 weeks from now). …
So far so good, just started with a $2000.00 credit limit. I just want to build my credit and increase my credit limit. This is probably the simplest card to get. The application was easy, and so was activation.
Credit One is an excellent opportunity to improve your credit rating. Customer Services and their people friendly website to s above reproach and can handle any problem. I thank you from my heart for assisting me in to increasing my …
I am rebuilding my credit so figured this would be a good start. Website/settings was a bit tricky to navigate. I wanted to turn off some permissions it automatically assumed,which aggravated me. It would not let me turn them off til today (about a week and a half later)
I’m not pleased with this bank at all. I received my card on a Friday, went to purchase gas the following day. my gas purchase was only 67.00, I was charged an extra fee on my card in the amount of 175.00. I called this bank several days to …
They are a very easy company to work with. Once you prove yourself by being credit responsible, they will offer you other lines of credit. I recommend this company to anyone who is trying to re-establish or rebuild their credit.
Easy application process and despite past credit issues, I was approved and I can now start to rebuild my credit. My husband is a long time Credit One card holder and told me I should apply..which I did..and I was approved! Thank you Credit One for this opportunity.
Was referred to Credit One Bank by one of my credit service providers as a CC company with high chance for approval. Application and approval was fast and easy. Received card in few days and activated online. They also have a mobile app to …
Everything was super easy from applying to activating my credit card when I received it. I was approved even though I am working really hard to restore my credit after being hit hard by the pandemic. Credit One gave me the chance to do that.
Very upset at this point, I thought I was going to be able to restart my credit with this company. I have made phone call after phone call. I have tried to use my card twice now…. ONLY TO BE DENIED and EMBARRASSED BOTH TIMES.
I love credit one card services! As long as you pay on time payments, they upgrade your credit amount! So far I am pleased with my services I receive from Credit One! I recommend to anyone starting over or need a new card! Thanks Credit One!
I didn’t have “ bad credit “ I really have no credit, which I’ve been told can be just as bad. I want to TRULY thank Credit One bank for giving me and my credit a chance when most companies have not.
I won’t disappoint ❤️
very good customer service. has been very fair on credit increases over time.been new card wth 5% cash back is now one of my go to cards. highly recomend to people with average/fair credit.
Good card, grateful that a company would give me another chance at having credit. I do believe in my opinion that the APR could be less than what it is. But other than that it’s a good card.
Was charged an annual fee when first given the card and was not notified about a $75 fee in my contract. If I would have known I would have never gotten a credit card. Customer service reps suck and every single one of them say different …
I just opened an account for some additional credit since 8 was affected by Hurricane Ian.
To already be saddled within a few days with a fee. I don’t even have power at …
This has been a smooth process and I’m pleased with a $2,000 credit line. I am new to credit so this really help indeed. The app along with the website are very easy to use. Read your paperwork so that you will understand the fees etc. Thank you!
Horrible customer service. Can never speak to anyone American and the people you do speak to have no empathy and just sound like bots reading from a script. I never met a company that penalize you for making payments until now!!!! I will not recommend this for nobody!!!!!!!!!!!
So far the experience is great, I’m looking forward to seeing where this can lead. So many negative reviews but my thoughts are to just give it a chance to see the end results and let the Lord guide your faith in others…
I never received my card, now I’m looking at the reviews on google…so they just don’t send people their cards no more and just charge them??? We all need to fight together guys this is ridiculous
I received an email that asked me to activate my card and if I haven’t received it yet to call. I called and was told it shipped 2 1/2 weeks ago and it would be here soon just to wait. So now I don’t really know what to do.
$75/yearly fee for credit card with a $300 credit limit, no benefits and terrible customer service. DO NOT GET THIS CREDIT CARD. Worst experience I’ve ever had
I had Credit One back in 2010,11,12 when my credit finall straitened out I let the card go back mainly because I started with 2 cards Credit One and some other caed C1 was 300 credit the other was 500 after the 3 yrs C1 was 500 credit and …
First time ae user n the 2 things I didn’t cate for is finding out the hard way about the week long hold on funds when paying @ the pump for gas(It mite be in the fine print but who reads that) n 2 waiting for a pin in the mail. But other then that we good
I WAS REALLY AMAZED. I HAD A $300 CARD, WHICH THE INTERESTS WERE TERRIBLE, THE FEE PER YEAR $79,
WHEN I APPLIED WITH A LOT OF FEAR TO CREDIT ONE THEY GAVE ME $600. AND IN A SHORT TIME ONE OF $ 1500. ONLY $ 39 A YEAR I REALLY RECOMMEND IT 100%
I don’t recall applying for this card and as soon as it came, I blacked out the number and cut it in half; I will burn it today. I refuse to pay $75 for the first year and $99 every year after; that is absolutely ridiculous! CROOKS!
It’s been a month since I’ve opened an account and my card says that it shipped two weeks ago but I haven’t received it. When I called customer service they said the email was incorrect and the card never even shipped.
I had a few fraudulent charges in my card and customer service helped me quickly and reversed them. I have been with them nearly two years and am happy overall.
I feel so greatful to have a Credit Card with Credit One Bank . I have used the cars with great success . I do like the professionalism and integrity of the company .
I was approved in November, still waiting on the card in the mail, spoke with Customer Service the beginning of December and was told the card still hasn’t shipped.
I used twice and was unable to use it. Said I was over limit. I only used for very small purchase. Check online and tells me I have available credit ??? Website for account set up does not work very good either. Difficult vto navigate
Credit One is a fair credit card company who offers excellent opportunity to build credit in my opinion. However, I have one issue. Transactions take veritably forever to post to your account, especially if you cancel them. For instance, …
No problems yet. I have 2 of their cards, 1 being a bank issued AMEX. My only real issue, is the processing time. With their history and experience, they could process payments much more quickly
Applied for a card, got approved, received an email stating card has shipped, have yet to receive my card. Credit One states they haven’t mailed it yet. It has been 5 weeks since I was approved and 3 weeks since they originally stated it shipped.
During my credit rebuilding process Credit One was among the first credit card service to provide the opportunity of there services. I appreciate the service and the opportunity from Credit One. This card has helped me and my family.
Credit One was my first credit card to rebuild my credit. After staying in good standing and making payments on time, they offered me a credit increase. Everything is very easy online with them.
Got me started with a new credit card. To start building up my credit. Easy to apply and a very good opportunity to be accepted. Thanks Credit One Bank.
Credit One Bank have been a godsend to me; this mutually beneficial relationship has made both parties happy. Thank you CreditOne, for the opportunity.
Was approved for the card and approved on June 2nd and here it is August 4th and still have not received a card but they had no problem sending me a bill twice with my yearly charge for a card I still have not received.
The process to getting your credit card was awesome you guys were very kind to give me a chance to restart my credit and I really appreciate it I would highly recommend everyone that wants to build their credit or just having an extra …
If I could give a lower score i would. I was approved and was emailed stating my card will be shipped out. after waiting 10 business days, I called back to find out i was denied. And now I must fight this hard inquriy my credit card.
The only reason I gave them this beginning rating is because I am a previous customer of this company and to no avail I never got an increase on my credit and was with them a whole year and pay not once a month but twice a month on my bill …
i didnt even receive my card yet its taking awhile now and u send me a bill for payment some nerve!!! i keep getting notifications that my card has shipped and now its delayed just cancel my card
So they sent me this email asking me to give a review and I’m not quite sure how I feel about the company so I applied online and was approved great I received an email saying I was approved picked out the color of card I wanted was told …
Process was simple and easy to apply and get approved. It’s been good so far. Really helped me out when I needed it recently. No complaints at the moment. If that changes, I will update later.
Don’t get this card. I went shopping and was so embarrassed because my card was declined when trying to purchase my children’s school clothes. They charged a $75 fee that I wasn’t made aware of so I didn’t have the $300 credit limit like …
I have had my card for a couple years now and it is great. I just received a credit One American Express and the app is easy to use and manage the 2 different cards I have.
Credit One Bank definitely needs to do something more constructive with their online billing system. I’ve tried a number of times to pay the billing department more than their required fee but have ended up having to just pay by check …
Im working on building up my credit score. This was one of my only options, the name kind of tricked me..very close to Capital One Credit.Either way I plan on paying my CC bill in full every month. Let’s see if they do right by me and I’ll give them 5 🌟. …
Too soon to tell. Application process was simple and card came quickly. Just activated it. Credit limit is very low, based on our income. We will see how they are to deal with over time.
It started ok with helping me build my credit, but then I recently got a new card and the $95 fee every month is too expensive. I will not use that card at all.
I would give five stars but the app isn’t giving me the option to pay my annual fee. Not sure what to do about it. Also, I bought $26 worth of gas and $150 was charged to my card.
Thanks Credit One for the opportunity you gave in helping me to restore my credit. The only negativity I have is the fees after a good credit history has been established. But other than that everything else has been great 👍. …
Have not try to use my card yet. But was glad I was approved. The only thing I’m disappointed about is the $39 annual fee. I didn’t realize I had other offers from them and one had no annual fee. And when I seen it yesterday and tried to apply for it. It said sorry can’t apply you already have a account with us now.
Credit One gave me this chance to build my credit. My goal is to buy a home in two years and with credit one and my credit counseling, there is light at the end of the tunnel. I’ve never been more serious about my credit than I am today. I am forever in debt with Credit One. Thank you
I started with a secured card to rebuild credit. After using the card for one year, paying my bill on time, I was able to get an increase by $200.00. I know that is not a lot but it boosted my credit score. I gave a 4 star because if you …
My new favorite credit card for adventure travel, road trips, and outdoor recreation. I love the unique cashback opportunity and the fact that this card rewards me for traveling, which allows me to book more trips with my rewards. The annual fee is modest and the travel perks are well worth it!
My husband and I have an account with Credit One and they’re the most inconsistent people I’ve ever dealt with in my life. We have an ongoing dispute with them over a charge that was mistakenly done by Enterprise Rental which they corrected …
I like how easy it is to use. The online account access is straight forward and easy to understand. I am enjoying my experience with Credit One Bank. I have never had an issue.
Good place to assist with credit building. Rates a little high, yearly fee should be waived after so many years. But have rarely had issues they did not resolve.
Thank you
Just realized that I will be charged monthly interest ($6.75 every month forever, or until I close account) for a $300 cash advance I did a year ago. This is in addition to normal interest charges for credit charges. Potential for 1000% …
I was approved for a second card with Credit One (instead of an increase but whatever) back in May… it is now August, I have had to call 4 times now to reorder my card because it never arrives! Last time I called was July 18th and was …
My experience has been awful I was approved for credit card on November 21 as of December 5th I have not received my card and they had already had me set to pay December 21st and also ask for my bank info
Worst customer service ever and they don’t listen. I called and told them to remove the authorized user on my credit card. They instead put my card as lost or stolen so I can’t use my credit card for 7 to 10 business days. I have to wait …
Love Credit One got rid of Capitol One and the others as their interest rate was higher. Customer service is great always getting increases on cards plus the cash back bonus is great too highly recommend
Had to contact customer service due to an issue when submitting a payment. Once I clicked the link to make a payment the screen immediately went to a screen acknowledging the payment amount. Problem is it never gave me an opportunity to …
Credit one bank is an absolute great place to do business with I have been with them for awhile and they treated me well! When I call they are very nice and helpful in any situation making payment online is very easy and I like that overall credit one bank is just great
What is with the $95 charge on it before i even used it? Its not enough to charge almost 30% interest but you need additional money? The mafia has more integrity than banks
I haven’t had a problem with this card. My only real complaint is that instead of upping the credit limit on my existing card…they open a second account that I now have to pay ANOTHER annual fee on. I really don’t see that as a reward , …
Thank you Credit One Bank for my account, my credit is in the needs work to fair class. But the last couple years I’ve never been late or missed a payment with any of my accounts. So I thank you for extending me credit and the opportunity for growth.
Called in to the customer service line, female middle eastern/Indian rep kept calling me sir, and would repeatedly talk over me when trying to get clarification on a double payment. I would try to explain my concerns and she would just start talking over me. Even after I asked her to please let me finish and stop interrupting me.
This is the 2nd credit one bank card I have one is an Amex the other a Visa. Pleased with them both the communication is top notch they linked my 2nd card with my Amex on line so payment was made very easy. Consistency in payment my credit limit was raised in no time. I would recommend Credit One Bank cards to anyone.
Well you say you mailed my card and I still have not received it you keep telling me to activate it I cant I have no card If I’m getting my card then please send it to me
Started me off with a very low credit limit as if they were doing me a favor. I closed it before even activating the card. Would’ve told them not to waste their time but they was acting so secretive I didn’t know the amount until I got the …
Best credit card service and got card quickly. Very easy to get my card activated with no problems what do ever. I would recommend credit one bank to any and everybody!!!!
I had credit issues in the past but Credit One gave me a credit card. Some of fees & APR was high but this was my fault from past. They have been excellent to do business with & I appreciate their assistance in helping me get my scores back up. I would highly recommend them.
This company was my first credit card! Thank you for giving me a chance! Yes there is an annual fee that I am unhappy with! I feel after proven yourself for many years and 3 credit cards later I would qualify for o zero annual fee! …
I have to admit to a sense of relief with this credit card. I was concerned it would be another card with high-interest rates and ungodly fees, but I am pleasantly surprised. If anything, I had found the Credit One team cared by sending …
over a month later and I’m still waiting on my card? My bill came before the card did. I received a notification that my card shipped and 3 weeks later, received another email saying it was shipped.
Needless to say… I’m still waiting.
So far, I love my new card. It is easy to use and hopefully will boost my credit score soon with my on time payments. I would love to have a credit limit increase but I guess that will come with time.
My experience with credit one bank has been horrible. I’ve been charged twice ad had my account suspended for a card I never received. This is by far the worst bank this far. They have almost taken half my credit and with no remorse or …
I think that Credit One Bank Corporation is GREAT!! I appreciate the opportunity that they’ve given me to re-establish my credit and prove my credit worthiness while everyone else pretends to offer you a credit card. Credit One actually will give you the opportunity to rebuild your life and your credit at the same time.
I first created my log in on the computer and when I tried verifying my account it kept telling the code was invalid. Then I downloaded the app on my phone and it worked great the first time but when I attempted to log in again it wouldn’t …
The form was so easy to understand and to fill out. I had no
problems at all and best of all, I was approved in minutes. This company has done their research. I received my card in less than 10 days and …
I applied & was accepted in 2017 & have been very happy with the card. My payments are manageable & Credit One keeps me informed weekly on my balance & when my payments are due. They also keep me abreast of my credit score.Thank you…..
By far the worst Credit Card Company I’ve ever experienced. I have had Credit One Credit Card for almost 3 years. I did accept the card to help rebuild my credit. For three years I have maintained a zero balance with perfect payments.That …
Credit One Bank has afforded myself and my family an opportunity to rebuild my credit and get back into financial wellness. The credit line increases and additional card offers have allowed my utilization to remain in favorable zones. I couldn’t be more pleased and would recommend them to anyone who needs financial service.
I used Credit One to rebuild my credit and I’ve been able to do it without any real issues or concerns. Everything is clear, the app is user friendly, and easy to use to manage your account. I would recommend them to anyone trying to build credit or looking for a straight forward credit card experience.
I don’t like you have to pay a annual fee and another fee after the first year. Also they charge a big fee for a little amount of credit. I should of definitely got a higher credit limit because of my credit score. Only had about a month so …
I’ve received NUMEROUS emails stating that my card shipped in November and that it would be received in 10 business days. It’s going on 20 business days now, so I call customer service and they say my card HAS NOT shipped yet. I’ve already …
You’re asking me for a review I have never received my card, I called several days ago to let customer service know that I hadn’t receive it and was told, “oh don’t worry we are just really busy, call back after the 16th”. I’ve received a statement and been charged an annual fee for a card I don’t even have.
Was approved for this card almost a month ago but haven’t received anything but emails wanting to know about my experience with them and asking me to activate the care I haven’t gotten!!
Credit one has really been a great bank card for building my credit. They’re extremely generous with limit increases when they notice that you’re doing your part to pay the bills on time and building credit at same time. …
I think they are really great and will help whenever they need to. The reason for not giving 5 stars is they offer lower credit lines than any other company I deal with, and when they do increase the limit is usually by sending you a check …
It’s taking forever to get the card shipped home. ( It was approved about 3 weeks ago). I don’t have the card yet but the card balance was already delivered today including my annual fee charges!!!
I recently canceled a credit card with credit one bank. Since canceling it two days ago, I have received six calls from what is obviously an overseas service center because the caller speaks very poor English, and I could barely understand them. Very very very frustrating. When is one of reasons I canceled my credit card!
Credit One Bank is a scam they collect you all your information you do not get any results I’ve been waiting 3 months now the people you talked to on my foreign country they don’t care about United States they just care about their paycheck somebody should look into this attorney general or the better Business bureau
Ordered my card about a month ago. Received 2 emails weeks apart saying my card shipped. Called the company yesterday to get an update and was told my card hasn’t shipped. They had no idea when it would ship. Beyond frustrating.
Do not get credit one. Horrible customer service, that barely speak English. If you pay your bill on the day its due, you still get a late fee. Lucky, i can’t go lower than a 1 star.
Great company, newly started out with this bank and I really like them, only issue is the fees, you guys have too much fees and billing I have very hard time to understand what’s going on, just work on these 2 things.
Thanks for the opportunity that I did ask for 👏👏!! Much appreciate. …
It’s been nice people are very nice wishing me happy holidays and good family and fun very very concerned about any question that I needed to answer to to just find out my finances and what’s this and what is that and I think that’s more …
I DID NOT RECEIVE YET MY FIRST TIME EVER CREDIT ONE CARD:ENDING#9962,DO I HAVE TO PAY ANNUAL FEE OF $75.00USD AS $6.95PREMIUM DESIGN FEE LAS VEGAS NV?.RESPECTFULLY: MRS.KING,QUEEN CECILIA JUANITA POWELL:USDEA,US ARMY,US THINKING TEAM,INTERPOL,REIG:LET US KNOW.
I’m excited that my line of credit is extended overall with the credit agencies. I didn’t know I was going to pay an annual fee but I guess you have to spend money to build. Thank you credit one.
Well, I was approved on dec 1 and they have yet to mail out my new credit card. I would give a 5 , but still waiting on my card that I needed for Christmas.
I have been waiting for the card for some time now. I am told there are “supply chain issues.” Seems to me if you’re going to already charge the annual fee, the least you can do is make sure the card arrives on time…not give some lame excuse!
Approved for the card haven’t gotten yet company keeps sending me emails about when my bill is due and how am I enjoying the card haven’t received yet starting out with a 1 star rating for me
They want me to write a review when my card hasn’t even been mailed out yet??? And my application was approved over three weeks ago!!! Not off to a good start.
I havent recievevmy card over a month and every time i call they say 7 to 10 days and i got the bill but no card. It also apears i have fouble cards that i didnt even apply for if i dont get it i will sue this company for fraud
Been waiting almost a month for my card to arrive. Have received multiple emails that my card shipped, only to find out that it didn’t really. I even received a first monthly statement already! For a card that isn’t even in my possession. Absolutely ludicrous.
So far horrible experience. Have been waiting over a month for card. Have gotten 3 different emails stating it was sent and never was. Then I received an email stating due to supply chain issues it’s delayed… Hmmmm
Been a month, still waiting to receive card. Customer service has been less than helpful. Applied for the card for Christmas gifts. Looks like that won’t happen. Disappointing experience.
With times now and days $95 annual fee is a lot I had another credit card has never been charged annual fee such a bummer! I’m definitely going to cancel it
These people just ignore their customers. I guess they hope they just go away. I paid a 39 dollar fee for the first time in my life because they hid it so well. Great job 👍 …
Beware! Scam! Total hack and probably not even a legitimate company. Red flags everywhere. They don’t even have an email address through which they can be contacted. They don’t have a phone number by which they can be contacted …
This is the worst bank to have a credit card with. The exorbitant fees are ridiculous, if your card is stolen you get charged $25, if you haven’t even received your card they’ll still go ahead and charge your annual fee to it, the customer …
Have 3 accounts with them, never once needed to call them until today. a month ago i ordered new cards, and they claimed to have a supply chain shortage of plastic over a month ago. …
I have not received my credit one card yet but I have received a bill with a fee on it for 75 dollars.. why am I being billed a fee for a credit card I don’t have yet? Can’t do anything if I haven’t received card yet. I tried calling and …
I have been waiting for this card for weeks. I keep receiving so many advertisements about line of Credit with CreditOne. Very confused if I’m approved or not. I have a approved firestone card which is not enough. I did get tires.
Its an affiliate card the terms and conditions mentioned nothing of an annual fee. Then 5 days later there is a fee like really if it an affiliate card mention it upfront so people know if they want it or not due to a fee. Do not go lie
I am giving this a 1 star because I still haven’t received my card. I was supposed to receive my car 10 days after the 5th of December. It is now the 19th and I still have not received my card or received any updates on my card.
I still don’t have my card and even called and received a email saying it’s on its way. Funny the annual bill made it faster then the actual card has. I’m still waiting after over a month for it.
So far…still haven’t received my card after a month of waiting. Called CS and they won’t do anything but read a script and ignore you…BLATANTLY! If you can find one that speaks clear english that is.
I have NOT received my card as it was shipped out on the 18th of November according to customer service. It is now Dec 8, 2022. Im not sure of what kind of review you would like me to leave but I probably can leave you a review once I receive my card but as far as right now its not looking too good!
This has been one of the worst experiences! After being approved for a credit line back in November, I am still waiting on the said card!!! It is now two months after being approved and I still HAVE NOT RECEIVED MY CARD!!!
Don’t bother with this credit line, their service is non existent.
I been a customer for about 10 years with $1500.00 credit. Never used the credit card. Ask to have a credit increase. Was denied. They said I have to use the credit I order to get a credit increase. The last month I used the credit …
It’s been three weeks and still no card. So far I don’t recommend them. ( Update) I just cancelled the card. False advertising at its finest and poor customer service. I did not get what I was promised I have all calls recorded and emails to provide the facts. I wish I could give 0 stars.
Maybe when i finally get my card i can leave a better review. Dont know why its taking this company more than a month to mail me a card that has already been made for me. Very disappointed. Makes me not want to do business with them
My experiences with Credit One Bank have all been very positive and helpful. They have constantly increased my credit lines and I am very thankful and very happy with my Credit One Relationship
Credit One Bank is excellent, I love all the different perks I get with my Credit Cards, and I also really like how you are kept updated on your purchases and daily balance. I will recommend Credit One Bank to all my friends and family.
I applied for my card a month ago and was told it shipped over two weeks ago, still haven’t gotten it. Called customer service and they told me it actually didn’t ship until 2 days ago. I got this card specifically for Christmas and now I won’t be able to get any Christmas presents on time with it.
After a month of not receiving a card they did decide to send something. A bill for $75 for fees with only a 250 credit limit. Canceled everything immediately I suggest you RUN. Capital One is the way to go! If I didn’t have a card with another company I wouldn’t have realized how terrible this one truly is
This is terrible, I applied and was approved on 12/1 its now the 22nd and I have yet to receive my card. I will be reaching out to the BBB and also adding a lock on my credit. This definitely feels like its a scam.
I received a confirmation email stating that the card was shipped and I waited the required 7 to 10 business days and the card Never arrived I called the company and was informed that the card was not shipped and that I would have to wait …
As of right now I’m not a fan, I can’t set up my account on the app. I’ve been waiting on the card since my approval. I got two emails saying that it was shipped and then when I call they said it’s a delay and hasn’t shipped yet. I’m not …
Wouldn’t recommend them. They charge a 30 dollar late fee for being late by 1 day. They closed my account for no reason but swear I called and asked for them to close it. (Never did). Did what my lawyer asked me and called to see if they …
I have been paying a Express fee to have my payment processed on the same day. I have done this may times before and never had a problem. This recent time I paid as usual a fee. This time it took 5 days to process. I called to ask why and …
I’m working on rebuilding my credit, through Credit Karma i was pre approved, my application was approved within mins. It has been 2wks and I’ve received 3 emails that card has been shipped, 1 email to write review, 1 email survey and an actual paper statement in the mail and have yet to receive the card itself.
I have had pretty good experiences with Credit One until recently. I was approved for another card on Nov 14th. Then I received an email on about Nov 23 2022 saying I should have received my card and to activate it. I called on Nov 25th …
Got a little card to commit for gas last month. Receive the bill for $75 before the card. Card arrived & I went to use it…didn’t work. To shorten the story, back & forth 3x’s with customer service, meeting their requests, still didn’t …
I signed up after getting my offer in the mail. I didn’t pay enough attention it’s not a capital one card like i had thought. There is a $95 charge just to have the card along with their ridiculous rates. I really wish i’d paid more attention, I would have never gotten this card.
Worst experience ever with a credit line. It’s been over 3 months and still no card. I’ve called several time and they keep trying to send to worth address. I was promised the last time I called and updated my address for the “6th” time, …
I gotten approved for a credit one bank card on November 9. Recieved an email saying the card was shipped. Then a few days latter received another email saying I should upload the app but I never received the card. Talked to an agent he …
I have been waiting weeks for my card. I received an email 2 weeks ago saying it had shipped. I called last week, and there is nothing noted on my account it’s actually been shipped. It’s showing a new account on my credit report, even the …
When you try & talk to someone they don’t help with problems, hang up on you & don’t answer the question. Need more options for guestions, like summary of purchases, & if your account # doesn’t come up & you give last 4 digits of they …
This is the most wonderful bank that I have ever had the experience of working with. I am extremely grateful for their service and benefits. They were instrumental in helping me with my brand. Be sure to listen to me on Spotify and Apple Music, YouTube and Tidal and everywhere music is streamable.
I’m grateful for the opportunity to rebuild my credit, but the additional fees are a bit much for me. There’s a fee to increase your credit line, an annual fee, and on one of my cards a monthly fee. Also, not many rewards offered.
I highly recommend everyone to stay away from this credit card company! I’m not posting this review because of their extremely high usery rates or thier ridiculous monthly maintenance fees and/or their fees they charge to increase your …
Well it’s been 3 weeks since I applied and was approved for a credit card with Credit One bank and I still haven’t received my credit card. I received a email on December 5th that my card was shipped. Then on December 13th I received the …
Everything with this card takes 24-96 hours! Need a pin to access a cash advance….72-96 hours! Need your card unlocked…24 HOURS!!! Oh and they do not tell you that the pin number that you create when you order your card will not even be …
I was approved for cc 6 weeks ago still havent received the card. I recieved a email saying shipping delays, however they didnt have problems sending me a bill for the annual fee right after i was approved. Will never get credit one card again!
This is the worst experience I’ve ever had with a credit card company. I received a pre-approval letter in the mail. I applied and got approved. This was in late October, it is now almost Christmas ( December 20th) and I have yet to receive …
Got approved on November 8, 2022. Got an alert that my card shipped November 14. As of November 29, 2022, my card still hasn’t arrived. I’ve called twice. The first time I was told it had shipped the 20th; today I was told it shipped the …
It’s time for some official action to be taken with this company. They are literally claiming to help people build credit, but instead just taking money from them by charging excessive fees. Good reviews can easily be baught!! They are …
Talking about credit one, I’d give them an average score. If you are looking to fix your low credit score I’d recommend creditscorefixnow @ outlook . Com to help you out. They helped me get my credit from 640 to 800.
well when told that i was accepted the credit limit was 700.00 no payment till 01/01/2023 have not even received the card yet and has a 95.00 fee or some sort due 12/24/2022 with a lowered limit of 600 so not so sure this was a good idea may just cancel
I received an email asking me to activate my card which I have not received. The email stated the card was shipped and should have arrived and if not to please call them asap. I called them and a rep informs me that its still processing and …
Worst experience I’ve ever had. Listen to the 1 star reviews. I initially applied on Nov 16th and got approved. November 19th I received an email that the card was shipped. I received an email November 26th saying to activate my card …
This Credit One card charged me $95.00 for an annual fee. My fault for not reading the terms. I’ve never had another company do that. So now I owe a $30.00 minimum fee for a card that I haven’t even used. Why not just offer me a higher …
Excellent service. I was offered a second credit card even though the 1st one was maxed out. I just made sure I didn’t miss any minimum payments and made them on time. …
Very, very shady. Had not received my credit card for a month. Every single time I call to get an update on it, they tell me it’s been shipped out the day before (this is within a two weeks time). Tried to close my account online and the …
I had a Credit One card, I experienced fraud on this card so I advised them to cancel the card. Then I decided I wanted the card reinstated but the time frame had been too long so they issued me a new account. Good service.
On November 13, 2022 I reported a claim of a lost card. Made a change of address for the card to be mailed to correct and new address. The card was send to incorrect address because address was never updated as it was asked too. Made second …
Just received my bill yesterday and still have not received the card? Called them immediately and explained I haven’t received the card. They said the were having shipping issues, yet there was no issue with shipping the bill. Calling on …
Fees and interest rates are ridiculous. I wish I just paid for the credit line increase, instead of taking the new credit card offer. I don’t need two credit cards smh. Customer service could be more empathic and willing to listen to the customer concerns.
I ordered the card about a month ago, was super excited! Everything was going well, very prompt on letting me know the next steps by sending me emails, I called customer service and asked when I should be receiving my card he told me 7 -10 …
At $95 a year and %25 interest this card company is a legal form of financial exploitation. Do they really need to gouge so deep? Think carefully before you submit yourself to this credit trap. It won’t be long before you are in a years long struggle to keep up with the minimum payment
Was approved for a Serbian credit line. When revived the card the credit line I was told was not the same. Was half of what I was told. I would not recommend this card. Also has an extremely high interest rate even with excellent credit. I recommend you avoid this card
Is this card a scam? I received preapproval through experian boost over a month ago. I received the first statement but keep getting emails blaming a supply shortage for shipping delays. Meanwhile asking me to pay $80 for my first month …
Worst credit card company in America! Unfortunately I forgot I made a purchase with this card. Thus forgetting to make a payment. I never received a billing through e-mail because I had originally opted out of paper billing. They never …
Thought it was a good idea until they charged their annual fee BEFORE sending the card. I owe a payment at the beginning of the year (2023) 1st ofJanuary, then told by a representative that the card has not been sent yet and should arrive …
I was approved for a new card. On December 1 I received an email from your company that I should have received my new already and that I need to activate my new card. I didn’t receive it. I called customer service to alert them that I …
Very disappointed with credit one! I’ve been a multiple card holder for approximately 10 years, my husband almost 5 and we had an incident where we paid one of his cards off in full and two months later I get an email telling me my payment …
Worst credit cards ever. 10 days to post payments. No returned payment ever. Lost my card still haven’t been able to use a new one in over a month. Can’t wait to close my accounts. 790 score.
I received my statement before my card with a $75 fee already on the balance. Also, received a third offer for a credit line today and all three stated different amounts that I prequalified for. Of course, the one I was approved for was …
This has been a good journey with repairing my credit through Credit One credit cards! The only downside is that you are only allowed five electronic payments within a billing cycle. As long as I’m paying on-time, there should be unlimited online payment services.
I wish I could give no stars! I paid two cards off fully totaling over $1000. I did so in the app expecting to be able to use the cards again once the payments posted. I used one of my cards that shows the balance paid in full with the full …
I just signed up a few weeks ago, I don’t mind paying the annual fee but, I’m being billed before I get my card and now it’s saying that there is a delay on getting my card. I will redo my review once I’ve received my card and have been able to use it. I shouldn’t get a bill before card has been received, activated and used.
I’ve never have a problem with Credit One for the exception of one thing on my accounts…. I just can’t understand why anyone can get a hold of 200 dollar promotions checks are mailed out and get them cashed with out my approval or …
First of all reaching an actual
Person is impossible so to me that isn’t customer service focused. Two, paying for an actual credit line increase is a horrible way to show your customer you …
Extremely poor communication. I was approved on 11/15 and informed once my card had been shipped I would be notified and should receive it within 10 business days. On 11/26 I was informed my card had been shipped. I contacted customer …
So far so good. I do agree 75 dollars is high price to start. Nice of them to help me in rebuilding my credit. Just got card five days ago and set app very easy to use .
Can’t give zero stars. Applied with pre approved mail offer. Was accepted about a month ago. Keep getting more mail offers and still don’t have a card. Probably won’t activate it if it does ever show up. Now I have received a billing …
Credit One has been a good credit building tool, but will deny credit increases one your card, then approve you for a second card with a higher limit and the same high fees as the first card. This makes no sense. Why not reward your …
Was approved for a card, easy enough. Weeks later with no communication from Credit zone, I have had to call regarding the status of my card. The ONLY I got they can give is “we are experiencing a shipping delay” no one has any idea what …
These people are a joke! They sent me a bill for $95 dollars for their Annual Fee but I hadn’t even received the card yet. My interest rate was over 27% and the limit was $500. So their annual fee was 1/5 of the total balance! I called and …
I was told over 5 weeks ago that card was shipped. Received email stating if u have not received card to call customer service. Rep stated would be sent in 2 business days. 2 weeks later I received a bill asking me to pay annual fee. I …
I was notified on November 18 that my card had shipped. It is now December 2 and I still have not received my card. I realize it is 10 business days and there was a holiday. But still, I cannot leave a good review until I have actually used …
No stars! I applied for a card on October 3rd, 2022. As of 11/17/2022, I have not received the card after 3 calls and them saying that they have sent it each time. I’m done and will be cancelling my card that I never got! When they offered …
Credit One Bank is a good way to start building your Credit back. The only complaint I have about the card is the Annual Membership fee. Most cards no longer ask and/or require a membership fee. This is the reason I will probably cancel my …
In 2021 I received my first credit card with Credit One. Credit One Bank has been a really big help. Now just this year they gave me an increase which I wasn’t aware of. They make it easy to make payments on a regular basis. They always …
I am new to the whole ‘Credit Card’ thing and I didn’t exactly have the best credit score or history to be able to get most major credit cards. Once I came across Credit One Bank Credit Cards I was able to apply and get approved for one …
This review is based on my experience so far, they have been good to me, and the approval was fast and efficient. I would recommend this card to all. My only problem is the website sometimes won’t give you access to you account. It would be …
I think it started out as a good idea, but I been around for a little while. I don’t really use the card that much. You wanna know what really bothers me the most. Offering me two cards, with a line of credit, the new one more then the old …
Great credit company. But I’m not sure about how they offer credit increase with a fee. I feel that if your track record is good, then that should be the deciding factor. I definitely appreciate the opportunity to rebuild my credit when they gave me an opportunity when nobody else will. So that’s the best part.
I don’t like that you have to pay See annual payment when you first use your card I think that’s a little ridiculous to take $75 of your $300 credit limit No matter the amount of your transaction
Credit One Bank is a pleasure to work with. First rate company and service! Thank you.
Scott Pearson
Three straight times I called in and credit one lied to me about waiving a fee when they had no intention. Make no mistake this wasn’t just a rouge employee. Credit One is a dishonest shady company. Your employees deserve to have the living (sDIT) beat out of them for how dishonest and disrespectful they are.
I was happy to get approved for a credit One bank card it’s been a real life saver to rebuild my credit thanks credit One
$75 annual fee is high but it’s worth it to rebuild your credit, plus you get cash back options which is really awesome
Pretty sad that I signed up to only start out with an automatic 75$ charge to have their credit card. With a limit of 300$. Shady
I was told I was pre approved for $2,500 credit when I finished applying I was only approved for $500 which I wouldn’t have even did the application for $500 , I got it for urgent use only
I am impress with Credit One Credit Card American Express. I really appreciate them for selecting me as a member and card holder.
I never have any issues. You always take care of me when I need it. Everything is easy to use. I recommend to everyone.
Well I never received my card in the mail. So don’t have much good to say. Even though they said I had received it. Never did
I have had a great experience with this bank. I messed up with them and after correcting it, they gave me another chance and increased my balance automatically.
It’s a great way to build your credit but I was sent a message about a credit increase I thought and I accepted it as it was on my mobile app and got a new card thinking it was for my new credit limit so I cut my other card to shreds went …
Website was user-friendly from the pre-approval sent by mail. Given people a second chance to rebuild their credit is awesome.
Very easy to apply for the card. I have owned this credit card before and appreciated the experience. Glad to have this card again and it helps in this time of poor economy.
So far so good. I really like that i can rebuild my credit and improve my score with it. I plan on paying my whole card off this month so i can use it to pay my bills again and using that to keep in good standing so my credit score will …
I think credit one is a great credit builder for people who are repairing their credit and they’re credit I love the app you have And think this would be the best move I can make at this time
I don’t need a $300 credit card. It can do nothing for me. I already sent it back to the same adress on the envelope. I haven’t activate it.
Thank you so much.
they offered me a credit card never sending the worst thing is they say my birthday is wrong and can’t give me information but I owe they without using the card
They have a ridiculous annual fee. Annual fee that will never be eliminated. Credit one Bank will keep you credit limit low. The longer you have this card, the worse it will be. Don’t look at Credit One as a solution to start building your credit.. My advice, look for Capital One. Credit One is not an option at any time.
Going on six weeks with no card but they did send me a nice bill. CS just gives me a run around. Not impressed 😕 …
It’s a great credit card company. They’re great, nothing bad to say. Easy, secure and awesome. Been a customer of theirs for almost ten years.
I really like credit one cards. I have two of them . The customer service goes above and beyond to satisfy their customers . Excellent customer service and I like the Benifits of the cards that I have.
Everytime I attempt to use my card I am blocked. I spent 200 at Hobby Lobby it worked. I went to get gas for 20 and that was suspicious. This has been a horrible experience.
Unfortunately this has not been one of my better experiences. First, I had an issue with by name on the card, It was totally my fault that my nickname was provided instead of my “real” name – auto fill issue. But the problems started when I …
Just got my card and I’m so happy it came right on time because I was in bind and now im not stressing any more…Can’t wait to see what perks it has to offer.
Great options for building credit with credit limit increases as you move up! Easy to make payments on the app and customer service has been of great help whenever I call.
Your rates are high, your customer service is terrible. I have good credit, you harassed me to accept the card, charged $90 right off the top. I paid the $90, but I am not happy with your card.
Received the card quickly. My issue is that it will not allow me to use my card for any purchases. I registered on line filled out all info for account. It says I have an availability balance. When I try to use the card for any purchase the card declines. When I try to call either number I can’t get through.
Had to wait longer than expected due to postal worker shortage, but I finally got my card. $500 more than I expected and a great annual percentage!
This is a card that can help you rebuild your credit. The Limit starts small but it gets larger over time.
So far, okay.
the only problem that I ran into is when I tried to set up online access so that I could make my first payment which was due in July (about 4 weeks from now). …
Increase credit line on first card in few months on their own. Got second card with higher credit limit
Hello, I have not received any card from your bank… I made an application but nothing has arrived… thank you
So far so good, just started with a $2000.00 credit limit. I just want to build my credit and increase my credit limit. This is probably the simplest card to get. The application was easy, and so was activation.
Credit One is an excellent opportunity to improve your credit rating. Customer Services and their people friendly website to s above reproach and can handle any problem. I thank you from my heart for assisting me in to increasing my …
I am rebuilding my credit so figured this would be a good start. Website/settings was a bit tricky to navigate. I wanted to turn off some permissions it automatically assumed,which aggravated me. It would not let me turn them off til today (about a week and a half later)
I’m not pleased with this bank at all. I received my card on a Friday, went to purchase gas the following day. my gas purchase was only 67.00, I was charged an extra fee on my card in the amount of 175.00. I called this bank several days to …
I’m a new card owner. It seems good. The only thing is I can’t use it to pay my bills and still have no pin. Other than that I would recommend it.
They are a very easy company to work with. Once you prove yourself by being credit responsible, they will offer you other lines of credit. I recommend this company to anyone who is trying to re-establish or rebuild their credit.
I don’t understand why I’m already being billed 75$ before I’ve even received my card, I definitely won’t be using it.
Easy application process and despite past credit issues, I was approved and I can now start to rebuild my credit. My husband is a long time Credit One card holder and told me I should apply..which I did..and I was approved! Thank you Credit One for this opportunity.
Was referred to Credit One Bank by one of my credit service providers as a CC company with high chance for approval. Application and approval was fast and easy. Received card in few days and activated online. They also have a mobile app to …
So far so good! I have three cards with them. Customer service is fine. I MAKE MY PAYMENTS ON TIME OR BEFORE THE DUE DATE! My score has increased!!
Everything was super easy from applying to activating my credit card when I received it. I was approved even though I am working really hard to restore my credit after being hit hard by the pandemic. Credit One gave me the chance to do that.
Very upset at this point, I thought I was going to be able to restart my credit with this company. I have made phone call after phone call. I have tried to use my card twice now…. ONLY TO BE DENIED and EMBARRASSED BOTH TIMES.
I love credit one card services! As long as you pay on time payments, they upgrade your credit amount! So far I am pleased with my services I receive from Credit One! I recommend to anyone starting over or need a new card! Thanks Credit One!
I didn’t have “ bad credit “ I really have no credit, which I’ve been told can be just as bad. I want to TRULY thank Credit One bank for giving me and my credit a chance when most companies have not.
I won’t disappoint ❤️
Haven’t received my card yet. They said it shipped and then a week later saying sorry it’s taking so long
very good customer service. has been very fair on credit increases over time.been new card wth 5% cash back is now one of my go to cards. highly recomend to people with average/fair credit.
Good card, grateful that a company would give me another chance at having credit. I do believe in my opinion that the APR could be less than what it is. But other than that it’s a good card.
I have had a very good experience with credit one. The people are very helpful and I’m rebuilding my credit..
Was charged an annual fee when first given the card and was not notified about a $75 fee in my contract. If I would have known I would have never gotten a credit card. Customer service reps suck and every single one of them say different …
So far not happy have been waiting for my credit card sense November 20th and it’s December 14th and still I have heard anything.
I just opened an account for some additional credit since 8 was affected by Hurricane Ian.
To already be saddled within a few days with a fee. I don’t even have power at …
This has been a smooth process and I’m pleased with a $2,000 credit line. I am new to credit so this really help indeed. The app along with the website are very easy to use. Read your paperwork so that you will understand the fees etc. Thank you!
You all are awesome. My card worked everywhere I went with no problem. It was easy to get approved. Thank you Credit One
I was approved for my credit card almost a month ago and still haven’t received it. Wanted to use it for Christmas
Horrible customer service. Can never speak to anyone American and the people you do speak to have no empathy and just sound like bots reading from a script. I never met a company that penalize you for making payments until now!!!! I will not recommend this for nobody!!!!!!!!!!!
Great company gave me a chance when nobody else would! Since then i have also referred my girlfriend she has an account as well.
Trying to improve my credit rating with this card and its services. So far so good!
So far the experience is great, I’m looking forward to seeing where this can lead. So many negative reviews but my thoughts are to just give it a chance to see the end results and let the Lord guide your faith in others…
I never received my card, now I’m looking at the reviews on google…so they just don’t send people their cards no more and just charge them??? We all need to fight together guys this is ridiculous
They were very helpful on the phone ,efficient, courtesy and resolved my issue quickly and at no charge they are rushing my card to me!
I received an email that asked me to activate my card and if I haven’t received it yet to call. I called and was told it shipped 2 1/2 weeks ago and it would be here soon just to wait. So now I don’t really know what to do.
They give the option of canceling a payment, but the app glitches out if you don’t call they charge you with a non wave able 25 $ fee
$75/yearly fee for credit card with a $300 credit limit, no benefits and terrible customer service. DO NOT GET THIS CREDIT CARD. Worst experience I’ve ever had
I love that I am able to use a debit card to pay my credit card bill!! Honestly I’m pretty happy with the service I have gotten from them!!
Amazing company to work with. They helped me so much. My credit is on the way to being perfect because they gave me a chance.
the card has been real helpful in my day to day expenses plus it lets me pay on it quit a few time during the month to keep the balance low
I had Credit One back in 2010,11,12 when my credit finall straitened out I let the card go back mainly because I started with 2 cards Credit One and some other caed C1 was 300 credit the other was 500 after the 3 yrs C1 was 500 credit and …
First time ae user n the 2 things I didn’t cate for is finding out the hard way about the week long hold on funds when paying @ the pump for gas(It mite be in the fine print but who reads that) n 2 waiting for a pin in the mail. But other then that we good
I WAS REALLY AMAZED. I HAD A $300 CARD, WHICH THE INTERESTS WERE TERRIBLE, THE FEE PER YEAR $79,
WHEN I APPLIED WITH A LOT OF FEAR TO CREDIT ONE THEY GAVE ME $600. AND IN A SHORT TIME ONE OF $ 1500. ONLY $ 39 A YEAR I REALLY RECOMMEND IT 100%
I don’t recall applying for this card and as soon as it came, I blacked out the number and cut it in half; I will burn it today. I refuse to pay $75 for the first year and $99 every year after; that is absolutely ridiculous! CROOKS!
It’s been a month since I’ve opened an account and my card says that it shipped two weeks ago but I haven’t received it. When I called customer service they said the email was incorrect and the card never even shipped.
I had a few fraudulent charges in my card and customer service helped me quickly and reversed them. I have been with them nearly two years and am happy overall.
I feel so greatful to have a Credit Card with Credit One Bank . I have used the cars with great success . I do like the professionalism and integrity of the company .
I was approved in November, still waiting on the card in the mail, spoke with Customer Service the beginning of December and was told the card still hasn’t shipped.
I used twice and was unable to use it. Said I was over limit. I only used for very small purchase. Check online and tells me I have available credit ??? Website for account set up does not work very good either. Difficult vto navigate
Credit One is a fair credit card company who offers excellent opportunity to build credit in my opinion. However, I have one issue. Transactions take veritably forever to post to your account, especially if you cancel them. For instance, …
No problems yet. I have 2 of their cards, 1 being a bank issued AMEX. My only real issue, is the processing time. With their history and experience, they could process payments much more quickly
Applied for a card, got approved, received an email stating card has shipped, have yet to receive my card. Credit One states they haven’t mailed it yet. It has been 5 weeks since I was approved and 3 weeks since they originally stated it shipped.
I still have not received my card. Email is telling me to activate my card you never sent me. At this point I no need for the card.
During my credit rebuilding process Credit One was among the first credit card service to provide the opportunity of there services. I appreciate the service and the opportunity from Credit One. This card has helped me and my family.
Credit One was my first credit card to rebuild my credit. After staying in good standing and making payments on time, they offered me a credit increase. Everything is very easy online with them.
Got me started with a new credit card. To start building up my credit. Easy to apply and a very good opportunity to be accepted. Thanks Credit One Bank.
Credit One Bank have been a godsend to me; this mutually beneficial relationship has made both parties happy. Thank you CreditOne, for the opportunity.
I can’t really rate ya’ll yet since I haven’t received a card yet and it’s been over a month ago. Not very good business sense.
Was approved for the card and approved on June 2nd and here it is August 4th and still have not received a card but they had no problem sending me a bill twice with my yearly charge for a card I still have not received.
The process to getting your credit card was awesome you guys were very kind to give me a chance to restart my credit and I really appreciate it I would highly recommend everyone that wants to build their credit or just having an extra …
If I could give a lower score i would. I was approved and was emailed stating my card will be shipped out. after waiting 10 business days, I called back to find out i was denied. And now I must fight this hard inquriy my credit card.
The only reason I gave them this beginning rating is because I am a previous customer of this company and to no avail I never got an increase on my credit and was with them a whole year and pay not once a month but twice a month on my bill …
i didnt even receive my card yet its taking awhile now and u send me a bill for payment some nerve!!! i keep getting notifications that my card has shipped and now its delayed just cancel my card
So they sent me this email asking me to give a review and I’m not quite sure how I feel about the company so I applied online and was approved great I received an email saying I was approved picked out the color of card I wanted was told …
Process was simple and easy to apply and get approved. It’s been good so far. Really helped me out when I needed it recently. No complaints at the moment. If that changes, I will update later.
Don’t get this card. I went shopping and was so embarrassed because my card was declined when trying to purchase my children’s school clothes. They charged a $75 fee that I wasn’t made aware of so I didn’t have the $300 credit limit like …
I have had my card for a couple years now and it is great. I just received a credit One American Express and the app is easy to use and manage the 2 different cards I have.
Credit One Bank definitely needs to do something more constructive with their online billing system. I’ve tried a number of times to pay the billing department more than their required fee but have ended up having to just pay by check …
Im working on building up my credit score. This was one of my only options, the name kind of tricked me..very close to Capital One Credit.Either way I plan on paying my CC bill in full every month. Let’s see if they do right by me and I’ll give them 5 🌟. …
Too soon to tell. Application process was simple and card came quickly. Just activated it. Credit limit is very low, based on our income. We will see how they are to deal with over time.
First company to help me get a card and help me on my credit repair journey. Everything about credit one is amazing. 100% recommend applying!
It started ok with helping me build my credit, but then I recently got a new card and the $95 fee every month is too expensive. I will not use that card at all.
I would give five stars but the app isn’t giving me the option to pay my annual fee. Not sure what to do about it. Also, I bought $26 worth of gas and $150 was charged to my card.
Thanks Credit One for the opportunity you gave in helping me to restore my credit. The only negativity I have is the fees after a good credit history has been established. But other than that everything else has been great 👍. …
Have not try to use my card yet. But was glad I was approved. The only thing I’m disappointed about is the $39 annual fee. I didn’t realize I had other offers from them and one had no annual fee. And when I seen it yesterday and tried to apply for it. It said sorry can’t apply you already have a account with us now.
Credit One gave me this chance to build my credit. My goal is to buy a home in two years and with credit one and my credit counseling, there is light at the end of the tunnel. I’ve never been more serious about my credit than I am today. I am forever in debt with Credit One. Thank you
I started with a secured card to rebuild credit. After using the card for one year, paying my bill on time, I was able to get an increase by $200.00. I know that is not a lot but it boosted my credit score. I gave a 4 star because if you …
My new favorite credit card for adventure travel, road trips, and outdoor recreation. I love the unique cashback opportunity and the fact that this card rewards me for traveling, which allows me to book more trips with my rewards. The annual fee is modest and the travel perks are well worth it!
My husband and I have an account with Credit One and they’re the most inconsistent people I’ve ever dealt with in my life. We have an ongoing dispute with them over a charge that was mistakenly done by Enterprise Rental which they corrected …
I like how easy it is to use. The online account access is straight forward and easy to understand. I am enjoying my experience with Credit One Bank. I have never had an issue.
Good place to assist with credit building. Rates a little high, yearly fee should be waived after so many years. But have rarely had issues they did not resolve.
Thank you
Just realized that I will be charged monthly interest ($6.75 every month forever, or until I close account) for a $300 cash advance I did a year ago. This is in addition to normal interest charges for credit charges. Potential for 1000% …
I was approved for a second card with Credit One (instead of an increase but whatever) back in May… it is now August, I have had to call 4 times now to reorder my card because it never arrives! Last time I called was July 18th and was …
My experience has been awful I was approved for credit card on November 21 as of December 5th I have not received my card and they had already had me set to pay December 21st and also ask for my bank info
Worst customer service ever and they don’t listen. I called and told them to remove the authorized user on my credit card. They instead put my card as lost or stolen so I can’t use my credit card for 7 to 10 business days. I have to wait …
Love Credit One got rid of Capitol One and the others as their interest rate was higher. Customer service is great always getting increases on cards plus the cash back bonus is great too highly recommend
Had to contact customer service due to an issue when submitting a payment. Once I clicked the link to make a payment the screen immediately went to a screen acknowledging the payment amount. Problem is it never gave me an opportunity to …
Credit one bank is an absolute great place to do business with I have been with them for awhile and they treated me well! When I call they are very nice and helpful in any situation making payment online is very easy and I like that overall credit one bank is just great
What is with the $95 charge on it before i even used it? Its not enough to charge almost 30% interest but you need additional money? The mafia has more integrity than banks
I haven’t had a problem with this card. My only real complaint is that instead of upping the credit limit on my existing card…they open a second account that I now have to pay ANOTHER annual fee on. I really don’t see that as a reward , …
Thank you Credit One Bank for my account, my credit is in the needs work to fair class. But the last couple years I’ve never been late or missed a payment with any of my accounts. So I thank you for extending me credit and the opportunity for growth.
Called in to the customer service line, female middle eastern/Indian rep kept calling me sir, and would repeatedly talk over me when trying to get clarification on a double payment. I would try to explain my concerns and she would just start talking over me. Even after I asked her to please let me finish and stop interrupting me.
This is the 2nd credit one bank card I have one is an Amex the other a Visa. Pleased with them both the communication is top notch they linked my 2nd card with my Amex on line so payment was made very easy. Consistency in payment my credit limit was raised in no time. I would recommend Credit One Bank cards to anyone.
Well you say you mailed my card and I still have not received it you keep telling me to activate it I cant I have no card If I’m getting my card then please send it to me
Started me off with a very low credit limit as if they were doing me a favor. I closed it before even activating the card. Would’ve told them not to waste their time but they was acting so secretive I didn’t know the amount until I got the …
Best credit card service and got card quickly. Very easy to get my card activated with no problems what do ever. I would recommend credit one bank to any and everybody!!!!
I had credit issues in the past but Credit One gave me a credit card. Some of fees & APR was high but this was my fault from past. They have been excellent to do business with & I appreciate their assistance in helping me get my scores back up. I would highly recommend them.
This company was my first credit card! Thank you for giving me a chance! Yes there is an annual fee that I am unhappy with! I feel after proven yourself for many years and 3 credit cards later I would qualify for o zero annual fee! …
I have to admit to a sense of relief with this credit card. I was concerned it would be another card with high-interest rates and ungodly fees, but I am pleasantly surprised. If anything, I had found the Credit One team cared by sending …
over a month later and I’m still waiting on my card? My bill came before the card did. I received a notification that my card shipped and 3 weeks later, received another email saying it was shipped.
Needless to say… I’m still waiting.
So far, I love my new card. It is easy to use and hopefully will boost my credit score soon with my on time payments. I would love to have a credit limit increase but I guess that will come with time.
My experience with credit one bank has been horrible. I’ve been charged twice ad had my account suspended for a card I never received. This is by far the worst bank this far. They have almost taken half my credit and with no remorse or …
I think that Credit One Bank Corporation is GREAT!! I appreciate the opportunity that they’ve given me to re-establish my credit and prove my credit worthiness while everyone else pretends to offer you a credit card. Credit One actually will give you the opportunity to rebuild your life and your credit at the same time.
I first created my log in on the computer and when I tried verifying my account it kept telling the code was invalid. Then I downloaded the app on my phone and it worked great the first time but when I attempted to log in again it wouldn’t …
The form was so easy to understand and to fill out. I had no
problems at all and best of all, I was approved in minutes. This company has done their research. I received my card in less than 10 days and …
I applied & was accepted in 2017 & have been very happy with the card. My payments are manageable & Credit One keeps me informed weekly on my balance & when my payments are due. They also keep me abreast of my credit score.Thank you…..
By far the worst Credit Card Company I’ve ever experienced. I have had Credit One Credit Card for almost 3 years. I did accept the card to help rebuild my credit. For three years I have maintained a zero balance with perfect payments.That …
Credit One Bank has afforded myself and my family an opportunity to rebuild my credit and get back into financial wellness. The credit line increases and additional card offers have allowed my utilization to remain in favorable zones. I couldn’t be more pleased and would recommend them to anyone who needs financial service.
I used Credit One to rebuild my credit and I’ve been able to do it without any real issues or concerns. Everything is clear, the app is user friendly, and easy to use to manage your account. I would recommend them to anyone trying to build credit or looking for a straight forward credit card experience.
I don’t like you have to pay a annual fee and another fee after the first year. Also they charge a big fee for a little amount of credit. I should of definitely got a higher credit limit because of my credit score. Only had about a month so …
I’ve received NUMEROUS emails stating that my card shipped in November and that it would be received in 10 business days. It’s going on 20 business days now, so I call customer service and they say my card HAS NOT shipped yet. I’ve already …
You’re asking me for a review I have never received my card, I called several days ago to let customer service know that I hadn’t receive it and was told, “oh don’t worry we are just really busy, call back after the 16th”. I’ve received a statement and been charged an annual fee for a card I don’t even have.
Was approved for this card almost a month ago but haven’t received anything but emails wanting to know about my experience with them and asking me to activate the care I haven’t gotten!!
Credit one has really been a great bank card for building my credit. They’re extremely generous with limit increases when they notice that you’re doing your part to pay the bills on time and building credit at same time. …
I think they are really great and will help whenever they need to. The reason for not giving 5 stars is they offer lower credit lines than any other company I deal with, and when they do increase the limit is usually by sending you a check …
It’s taking forever to get the card shipped home. ( It was approved about 3 weeks ago). I don’t have the card yet but the card balance was already delivered today including my annual fee charges!!!
I recently canceled a credit card with credit one bank. Since canceling it two days ago, I have received six calls from what is obviously an overseas service center because the caller speaks very poor English, and I could barely understand them. Very very very frustrating. When is one of reasons I canceled my credit card!
I wasn’t approved for this card, after I was sent numerous emails encouraging me to apply–it was pre-approved, they said.
I’d love to write an actual review, but I haven’t even gotten the card, & it’s been almost 3 weeks!
Credit One Bank is a scam they collect you all your information you do not get any results I’ve been waiting 3 months now the people you talked to on my foreign country they don’t care about United States they just care about their paycheck somebody should look into this attorney general or the better Business bureau
Ordered my card about a month ago. Received 2 emails weeks apart saying my card shipped. Called the company yesterday to get an update and was told my card hasn’t shipped. They had no idea when it would ship. Beyond frustrating.
Do not get credit one. Horrible customer service, that barely speak English. If you pay your bill on the day its due, you still get a late fee. Lucky, i can’t go lower than a 1 star.
Great company, newly started out with this bank and I really like them, only issue is the fees, you guys have too much fees and billing I have very hard time to understand what’s going on, just work on these 2 things.
Thanks for the opportunity that I did ask for 👏👏!! Much appreciate. …
It’s been nice people are very nice wishing me happy holidays and good family and fun very very concerned about any question that I needed to answer to to just find out my finances and what’s this and what is that and I think that’s more …
I DID NOT RECEIVE YET MY FIRST TIME EVER CREDIT ONE CARD:ENDING#9962,DO I HAVE TO PAY ANNUAL FEE OF $75.00USD AS $6.95PREMIUM DESIGN FEE LAS VEGAS NV?.RESPECTFULLY: MRS.KING,QUEEN CECILIA JUANITA POWELL:USDEA,US ARMY,US THINKING TEAM,INTERPOL,REIG:LET US KNOW.
I’m a new customer and so far so good. It was easy to apply and the approval didn’t take long at all. I look forward to doing business in the future.
I’m excited that my line of credit is extended overall with the credit agencies. I didn’t know I was going to pay an annual fee but I guess you have to spend money to build. Thank you credit one.
Well, I was approved on dec 1 and they have yet to mail out my new credit card. I would give a 5 , but still waiting on my card that I needed for Christmas.
I have been waiting for the card for some time now. I am told there are “supply chain issues.” Seems to me if you’re going to already charge the annual fee, the least you can do is make sure the card arrives on time…not give some lame excuse!
Approved for the card haven’t gotten yet company keeps sending me emails about when my bill is due and how am I enjoying the card haven’t received yet starting out with a 1 star rating for me
They want me to write a review when my card hasn’t even been mailed out yet??? And my application was approved over three weeks ago!!! Not off to a good start.
I havent recievevmy card over a month and every time i call they say 7 to 10 days and i got the bill but no card. It also apears i have fouble cards that i didnt even apply for if i dont get it i will sue this company for fraud
Been waiting almost a month for my card to arrive. Have received multiple emails that my card shipped, only to find out that it didn’t really. I even received a first monthly statement already! For a card that isn’t even in my possession. Absolutely ludicrous.
So far horrible experience. Have been waiting over a month for card. Have gotten 3 different emails stating it was sent and never was. Then I received an email stating due to supply chain issues it’s delayed… Hmmmm
Been a month, still waiting to receive card. Customer service has been less than helpful. Applied for the card for Christmas gifts. Looks like that won’t happen. Disappointing experience.
With times now and days $95 annual fee is a lot I had another credit card has never been charged annual fee such a bummer! I’m definitely going to cancel it
Easy to speak with Customer Service and easy to get loan increase.
Upset that I paid for unemployment insurance on my two credit cards and I was still reported late to the Credit Bureaus.
These people just ignore their customers. I guess they hope they just go away. I paid a 39 dollar fee for the first time in my life because they hid it so well. Great job 👍 …
Beware! Scam! Total hack and probably not even a legitimate company. Red flags everywhere. They don’t even have an email address through which they can be contacted. They don’t have a phone number by which they can be contacted …
This is the worst bank to have a credit card with. The exorbitant fees are ridiculous, if your card is stolen you get charged $25, if you haven’t even received your card they’ll still go ahead and charge your annual fee to it, the customer …
Have 3 accounts with them, never once needed to call them until today. a month ago i ordered new cards, and they claimed to have a supply chain shortage of plastic over a month ago. …
I have not received my credit one card yet but I have received a bill with a fee on it for 75 dollars.. why am I being billed a fee for a credit card I don’t have yet? Can’t do anything if I haven’t received card yet. I tried calling and …
I have been waiting for this card for weeks. I keep receiving so many advertisements about line of Credit with CreditOne. Very confused if I’m approved or not. I have a approved firestone card which is not enough. I did get tires.
Its an affiliate card the terms and conditions mentioned nothing of an annual fee. Then 5 days later there is a fee like really if it an affiliate card mention it upfront so people know if they want it or not due to a fee. Do not go lie
I am giving this a 1 star because I still haven’t received my card. I was supposed to receive my car 10 days after the 5th of December. It is now the 19th and I still have not received my card or received any updates on my card.
I still don’t have my card and even called and received a email saying it’s on its way. Funny the annual bill made it faster then the actual card has. I’m still waiting after over a month for it.
So far…still haven’t received my card after a month of waiting. Called CS and they won’t do anything but read a script and ignore you…BLATANTLY! If you can find one that speaks clear english that is.
I have NOT received my card as it was shipped out on the 18th of November according to customer service. It is now Dec 8, 2022. Im not sure of what kind of review you would like me to leave but I probably can leave you a review once I receive my card but as far as right now its not looking too good!
This has been one of the worst experiences! After being approved for a credit line back in November, I am still waiting on the said card!!! It is now two months after being approved and I still HAVE NOT RECEIVED MY CARD!!!
Don’t bother with this credit line, their service is non existent.
I been a customer for about 10 years with $1500.00 credit. Never used the credit card. Ask to have a credit increase. Was denied. They said I have to use the credit I order to get a credit increase. The last month I used the credit …
It’s been three weeks and still no card. So far I don’t recommend them. ( Update) I just cancelled the card. False advertising at its finest and poor customer service. I did not get what I was promised I have all calls recorded and emails to provide the facts. I wish I could give 0 stars.
Maybe when i finally get my card i can leave a better review. Dont know why its taking this company more than a month to mail me a card that has already been made for me. Very disappointed. Makes me not want to do business with them
My experiences with Credit One Bank have all been very positive and helpful. They have constantly increased my credit lines and I am very thankful and very happy with my Credit One Relationship
Credit One Bank is excellent, I love all the different perks I get with my Credit Cards, and I also really like how you are kept updated on your purchases and daily balance. I will recommend Credit One Bank to all my friends and family.
I applied for my card a month ago and was told it shipped over two weeks ago, still haven’t gotten it. Called customer service and they told me it actually didn’t ship until 2 days ago. I got this card specifically for Christmas and now I won’t be able to get any Christmas presents on time with it.
After a month of not receiving a card they did decide to send something. A bill for $75 for fees with only a 250 credit limit. Canceled everything immediately I suggest you RUN. Capital One is the way to go! If I didn’t have a card with another company I wouldn’t have realized how terrible this one truly is
This is terrible, I applied and was approved on 12/1 its now the 22nd and I have yet to receive my card. I will be reaching out to the BBB and also adding a lock on my credit. This definitely feels like its a scam.
I received a confirmation email stating that the card was shipped and I waited the required 7 to 10 business days and the card Never arrived I called the company and was informed that the card was not shipped and that I would have to wait …
As of right now I’m not a fan, I can’t set up my account on the app. I’ve been waiting on the card since my approval. I got two emails saying that it was shipped and then when I call they said it’s a delay and hasn’t shipped yet. I’m not …
Wouldn’t recommend them. They charge a 30 dollar late fee for being late by 1 day. They closed my account for no reason but swear I called and asked for them to close it. (Never did). Did what my lawyer asked me and called to see if they …
I have been paying a Express fee to have my payment processed on the same day. I have done this may times before and never had a problem. This recent time I paid as usual a fee. This time it took 5 days to process. I called to ask why and …
I’m working on rebuilding my credit, through Credit Karma i was pre approved, my application was approved within mins. It has been 2wks and I’ve received 3 emails that card has been shipped, 1 email to write review, 1 email survey and an actual paper statement in the mail and have yet to receive the card itself.
I have had pretty good experiences with Credit One until recently. I was approved for another card on Nov 14th. Then I received an email on about Nov 23 2022 saying I should have received my card and to activate it. I called on Nov 25th …
Got a little card to commit for gas last month. Receive the bill for $75 before the card. Card arrived & I went to use it…didn’t work. To shorten the story, back & forth 3x’s with customer service, meeting their requests, still didn’t …
I signed up after getting my offer in the mail. I didn’t pay enough attention it’s not a capital one card like i had thought. There is a $95 charge just to have the card along with their ridiculous rates. I really wish i’d paid more attention, I would have never gotten this card.
Worst experience ever with a credit line. It’s been over 3 months and still no card. I’ve called several time and they keep trying to send to worth address. I was promised the last time I called and updated my address for the “6th” time, …
I gotten approved for a credit one bank card on November 9. Recieved an email saying the card was shipped. Then a few days latter received another email saying I should upload the app but I never received the card. Talked to an agent he …
I have been waiting weeks for my card. I received an email 2 weeks ago saying it had shipped. I called last week, and there is nothing noted on my account it’s actually been shipped. It’s showing a new account on my credit report, even the …
When you try & talk to someone they don’t help with problems, hang up on you & don’t answer the question. Need more options for guestions, like summary of purchases, & if your account # doesn’t come up & you give last 4 digits of they …
This is the most wonderful bank that I have ever had the experience of working with. I am extremely grateful for their service and benefits. They were instrumental in helping me with my brand. Be sure to listen to me on Spotify and Apple Music, YouTube and Tidal and everywhere music is streamable.
I’m grateful for the opportunity to rebuild my credit, but the additional fees are a bit much for me. There’s a fee to increase your credit line, an annual fee, and on one of my cards a monthly fee. Also, not many rewards offered.
I highly recommend everyone to stay away from this credit card company! I’m not posting this review because of their extremely high usery rates or thier ridiculous monthly maintenance fees and/or their fees they charge to increase your …
Well it’s been 3 weeks since I applied and was approved for a credit card with Credit One bank and I still haven’t received my credit card. I received a email on December 5th that my card was shipped. Then on December 13th I received the …
Everything with this card takes 24-96 hours! Need a pin to access a cash advance….72-96 hours! Need your card unlocked…24 HOURS!!! Oh and they do not tell you that the pin number that you create when you order your card will not even be …
I was approved for cc 6 weeks ago still havent received the card. I recieved a email saying shipping delays, however they didnt have problems sending me a bill for the annual fee right after i was approved. Will never get credit one card again!
This is the worst experience I’ve ever had with a credit card company. I received a pre-approval letter in the mail. I applied and got approved. This was in late October, it is now almost Christmas ( December 20th) and I have yet to receive …
Got approved on November 8, 2022. Got an alert that my card shipped November 14. As of November 29, 2022, my card still hasn’t arrived. I’ve called twice. The first time I was told it had shipped the 20th; today I was told it shipped the …
It’s time for some official action to be taken with this company. They are literally claiming to help people build credit, but instead just taking money from them by charging excessive fees. Good reviews can easily be baught!! They are …
Talking about credit one, I’d give them an average score. If you are looking to fix your low credit score I’d recommend creditscorefixnow @ outlook . Com to help you out. They helped me get my credit from 640 to 800.
well when told that i was accepted the credit limit was 700.00 no payment till 01/01/2023 have not even received the card yet and has a 95.00 fee or some sort due 12/24/2022 with a lowered limit of 600 so not so sure this was a good idea may just cancel
I received an email asking me to activate my card which I have not received. The email stated the card was shipped and should have arrived and if not to please call them asap. I called them and a rep informs me that its still processing and …
Worst experience I’ve ever had. Listen to the 1 star reviews. I initially applied on Nov 16th and got approved. November 19th I received an email that the card was shipped. I received an email November 26th saying to activate my card …
This Credit One card charged me $95.00 for an annual fee. My fault for not reading the terms. I’ve never had another company do that. So now I owe a $30.00 minimum fee for a card that I haven’t even used. Why not just offer me a higher …
Excellent service. I was offered a second credit card even though the 1st one was maxed out. I just made sure I didn’t miss any minimum payments and made them on time. …
Very, very shady. Had not received my credit card for a month. Every single time I call to get an update on it, they tell me it’s been shipped out the day before (this is within a two weeks time). Tried to close my account online and the …
I had a Credit One card, I experienced fraud on this card so I advised them to cancel the card. Then I decided I wanted the card reinstated but the time frame had been too long so they issued me a new account. Good service.
On November 13, 2022 I reported a claim of a lost card. Made a change of address for the card to be mailed to correct and new address. The card was send to incorrect address because address was never updated as it was asked too. Made second …
Just received my bill yesterday and still have not received the card? Called them immediately and explained I haven’t received the card. They said the were having shipping issues, yet there was no issue with shipping the bill. Calling on …
Fees and interest rates are ridiculous. I wish I just paid for the credit line increase, instead of taking the new credit card offer. I don’t need two credit cards smh. Customer service could be more empathic and willing to listen to the customer concerns.
I ordered the card about a month ago, was super excited! Everything was going well, very prompt on letting me know the next steps by sending me emails, I called customer service and asked when I should be receiving my card he told me 7 -10 …
At $95 a year and %25 interest this card company is a legal form of financial exploitation. Do they really need to gouge so deep? Think carefully before you submit yourself to this credit trap. It won’t be long before you are in a years long struggle to keep up with the minimum payment
Was approved for a Serbian credit line. When revived the card the credit line I was told was not the same. Was half of what I was told. I would not recommend this card. Also has an extremely high interest rate even with excellent credit. I recommend you avoid this card
Is this card a scam? I received preapproval through experian boost over a month ago. I received the first statement but keep getting emails blaming a supply shortage for shipping delays. Meanwhile asking me to pay $80 for my first month …
Worst credit card company in America! Unfortunately I forgot I made a purchase with this card. Thus forgetting to make a payment. I never received a billing through e-mail because I had originally opted out of paper billing. They never …
Thought it was a good idea until they charged their annual fee BEFORE sending the card. I owe a payment at the beginning of the year (2023) 1st ofJanuary, then told by a representative that the card has not been sent yet and should arrive …
I was approved for a new card. On December 1 I received an email from your company that I should have received my new already and that I need to activate my new card. I didn’t receive it. I called customer service to alert them that I …
Very disappointed with credit one! I’ve been a multiple card holder for approximately 10 years, my husband almost 5 and we had an incident where we paid one of his cards off in full and two months later I get an email telling me my payment …
Worst credit cards ever. 10 days to post payments. No returned payment ever. Lost my card still haven’t been able to use a new one in over a month. Can’t wait to close my accounts. 790 score.
I received my statement before my card with a $75 fee already on the balance. Also, received a third offer for a credit line today and all three stated different amounts that I prequalified for. Of course, the one I was approved for was …
This has been a good journey with repairing my credit through Credit One credit cards! The only downside is that you are only allowed five electronic payments within a billing cycle. As long as I’m paying on-time, there should be unlimited online payment services.
I wish I could give no stars! I paid two cards off fully totaling over $1000. I did so in the app expecting to be able to use the cards again once the payments posted. I used one of my cards that shows the balance paid in full with the full …
I just signed up a few weeks ago, I don’t mind paying the annual fee but, I’m being billed before I get my card and now it’s saying that there is a delay on getting my card. I will redo my review once I’ve received my card and have been able to use it. I shouldn’t get a bill before card has been received, activated and used.
I’ve never have a problem with Credit One for the exception of one thing on my accounts…. I just can’t understand why anyone can get a hold of 200 dollar promotions checks are mailed out and get them cashed with out my approval or …
First of all reaching an actual
Person is impossible so to me that isn’t customer service focused. Two, paying for an actual credit line increase is a horrible way to show your customer you …
Extremely poor communication. I was approved on 11/15 and informed once my card had been shipped I would be notified and should receive it within 10 business days. On 11/26 I was informed my card had been shipped. I contacted customer …
So far so good. I do agree 75 dollars is high price to start. Nice of them to help me in rebuilding my credit. Just got card five days ago and set app very easy to use .
Can’t give zero stars. Applied with pre approved mail offer. Was accepted about a month ago. Keep getting more mail offers and still don’t have a card. Probably won’t activate it if it does ever show up. Now I have received a billing …
Credit One has been a good credit building tool, but will deny credit increases one your card, then approve you for a second card with a higher limit and the same high fees as the first card. This makes no sense. Why not reward your …
Was approved for a card, easy enough. Weeks later with no communication from Credit zone, I have had to call regarding the status of my card. The ONLY I got they can give is “we are experiencing a shipping delay” no one has any idea what …
These people are a joke! They sent me a bill for $95 dollars for their Annual Fee but I hadn’t even received the card yet. My interest rate was over 27% and the limit was $500. So their annual fee was 1/5 of the total balance! I called and …
I was told over 5 weeks ago that card was shipped. Received email stating if u have not received card to call customer service. Rep stated would be sent in 2 business days. 2 weeks later I received a bill asking me to pay annual fee. I …
Please Read All The Way Through. It Could Hurt You If You Don’t Pay Attention To The Process …
I was notified on November 18 that my card had shipped. It is now December 2 and I still have not received my card. I realize it is 10 business days and there was a holiday. But still, I cannot leave a good review until I have actually used …
No stars! I applied for a card on October 3rd, 2022. As of 11/17/2022, I have not received the card after 3 calls and them saying that they have sent it each time. I’m done and will be cancelling my card that I never got! When they offered …
Credit One Bank is a good way to start building your Credit back. The only complaint I have about the card is the Annual Membership fee. Most cards no longer ask and/or require a membership fee. This is the reason I will probably cancel my …
In 2021 I received my first credit card with Credit One. Credit One Bank has been a really big help. Now just this year they gave me an increase which I wasn’t aware of. They make it easy to make payments on a regular basis. They always …
I would have given a solid 4 stars if their payment system was faster.
I have to wait an entire week to have access to the credit that they’ve received …
I am new to the whole ‘Credit Card’ thing and I didn’t exactly have the best credit score or history to be able to get most major credit cards. Once I came across Credit One Bank Credit Cards I was able to apply and get approved for one …
This review is based on my experience so far, they have been good to me, and the approval was fast and efficient. I would recommend this card to all. My only problem is the website sometimes won’t give you access to you account. It would be …
I think it started out as a good idea, but I been around for a little while. I don’t really use the card that much. You wanna know what really bothers me the most. Offering me two cards, with a line of credit, the new one more then the old …
Great credit company. But I’m not sure about how they offer credit increase with a fee. I feel that if your track record is good, then that should be the deciding factor. I definitely appreciate the opportunity to rebuild my credit when they gave me an opportunity when nobody else will. So that’s the best part.