A+ Federal Credit Union

A+ Federal Credit Union

A+ Federal Credit Union was founded in 1949 by a group of 50 teachers during a meeting at Zilker Park in Austin. Over seventy years later, A+FCU is an award-winning credit union with over 190,000 members throughout the community and 22 branch locations. A+FCU supports members with a full range of financial products including home, auto, and personal loans, checking and savings accounts, as well as digital banking solutions for banking on the go. A+FCU continues to have close relationships with local schools and provides free financial education curricula for educators, engaging financial education presentations for students, real-life money management simulations for youth, and more. Learn more at aplusfcu.org.

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A+ Federal Credit Union Reviews ( 250 )

  1. GREAT 👍 STAFFS MEMBER FRIENDLY SMILE I ALWAYS ENJOY GOING TO A+ FEDERAL CREDIT UNION JUST TO WITHDRAW SOME OF MY MONEY 💰 OUT SO THANK YOU ONCE AGAIN. …

  2. Worst location . If you’re North I will highly recommend you to go to the Pflugerville location . The 290 location drive through is very slow not to mention there is always something wrong with the ATM .

  3. Very bad bank don’t over do business with them. They paid over charge $700 and I was want paid the 700 but they don’t want me they are want me paid them 2500 ? It’s crazy

  4. I was in a hurry and the ATM was not working, had to back up, drive around, go to Teller, take time to fill out form dig for my ID, etc….quite irritating.

  5. The worst branch . I went to opening an account there I was left in an office set for over 20 mn . The banker left me set in her office and did not tell me she was living . When I went to the front to ask they told me I have to wait for another 20mn.

  6. Been a member for over 25 year service has gone down hill need appointment for a wire transfer ended up losing the deal they did call me back till the next day late and other disappointments

  7. Love these guys! Always so cheerful and helpful! You get money cash back rewards for using debit and credit! The best!

  8. They will lock your debit card on mother’s day and not bother to warn you, explain why, or be available to help you. Ruined this year’s holiday for me and my family.

  9. Extremely helpful staff all around and very friendly. Went above and beyond to get an acct open to do a wire transfer on time to make a large purchase! Thank you, Eli!

  10. Only located in Austin and absolutely no help when trying to access my account after paying off my loan. Told me I had to drive 4 hours to nearest office if I wanted assistance

  11. Everyone is always friendly and professional. Great people and great rates. They go out of their way to help you. I wouldn’t bank anywhere else. I would highly recommend!

  12. Best bank EVER!!! Everyone is so friendly and they dont have crazy hidden fees like other banks. My whole family has A+ now and my friends do too. HIGHLY recommend thos bank

  13. Thank you all very much for being there for myself and my family. You all have been great by just caring. I am truly blessed to deal with the A+ employees. Everyone is respectful and caring. Thank you all again. You all are the best.

  14. If your not a member of A plus then you need to be!! They have Excellent service!! It is so easy to do any kind of business with them!! I have been with them for 30 plus years!!

  15. GOTO TO TEXEL! Got my auto loan thru a+ and never received a welcome letter . Ok that’s fine, but when I call in I speak with Cat in member services and she was nothing but rude and had a attitude the whole time then wanted to laugh at me ok. As a credit union she only get paid if customer want there money there it’s crazy …

  16. I’ve been banking with A+ since they were the Austin Teachers FCU. I have always had excellent service when I’ve had the occasion to need banking services. I prefer to stay away from the large banks and have always had good luck and …

  17. As a new customer, I clicked through the entire website to explore the options, thinking perhaps I would make Aplus my primary bank. Part of this was clicking on the Bill Pay section since this is an important area. I now have recurring …

  18. Would not recommend this location. Been with aplus since 2011. This one location has been giving nothing but problems for the past two months. It’s ridiculous and I’m about ready to close my account with them.

  19. I applied for a loan and everyone that I spoke with was very helpful and informative. I honestly felt that everyone went above and beyond to make sure I was informed about the loan and the options I had that would best benefit me.

  20. I have nothing but praise for this financial institution. After banking with Union State Bank for over 30 years it’s like the difference between night and day. Your always treated with friendly curious service and a big smile. I haven’t found anything to complain about and I doubt that I ever will.

  21. I was experiencing some login issues so stopped at Killeen office. The super friendly and helpful Lita Miller solved the issues and I was on my way. She was so genuinely friendly and helpful I just had to do this. To her a big thank you, D.D. Worman

  22. I am not a member of this credit union but I would like to share a act of kindness the credit union did, along with a employee named Cynthia. While standing in line, waiting for a script, Cynthia approached me and asked if I was a member. I …

  23. Currently have an auto loan through A+ at 4.4% from 2019 on an 2013 truck. Applied for a new loan for a 2020 truck with details I would trading my old truck in. Same credit score, lower prime rate today and they approved me for 5.35%. …

  24. The A+ loan staff are the most friend and helpful. Very timely and professional. Personal thank you to Ms Amanise from the loan department. Very helpful and makes you feel comfortable at all times. Thanks again for the assistance.

  25. Haley from Contact Center supported me on a last minute matter. Thanks to the lending department and the whole team at APLUSFCU, Will do business again for sure! 🙏🏻✨ …

  26. I really love this Bank.They are always professional,caring,and just a great Bank.Rather you go in person,or over the phone,their very attentive and pleasant 😁Just what the World needs more of! I really appreciate you all,and all y’all do. …

  27. This bank has the worst customer service. The tellers are not helpful and in fact they are quite frankly lazy. They are using COVID-19 as a reason to give poor customer service. Times are stressful enough, without the people who are holding your money, be disrespectful. If you are thinking about a bank, I would look elsewhere.

  28. The drive up tellers at the Georgetown location are always so pleasant and helpful. Very grateful for them since there is minimal lobby service during this challenging pandemic.

  29. Friendly staff at drive-through. Quick service, electronic receipt, and I have always had a good experience at A+ Federal Credit Union, both inside one of the branches or at the drive-through.

  30. For 40 years A+ has been an excellent partner in my purchase of a home, major house remodeling and repairs, cars through the years, and putting my kids through college. Excellent service. No stress, no push, no scams. Trustworthy at all times.

  31. The Fraud Dept saved my Christmas this year. I almost got scammed but they knew what to look for and prevented a real disaster just before I headed home for the holidays! Thank you so much!😎 …

  32. I have been a member with A+ since it was Austin Area Teachers Federal Credit Union. For all these years A+ has always been there to guide me into the right decisions as well as looked out for my best interests. From a simple checking account to my mortgage. Thank you for the excellent service you provide!

  33. Great customer service. The person I spoke with communicated clearly with me and was very respectful. He provided great information and asked the right right questions at the right.

  34. Worst customer service I’ve ever experienced with a mortgage company. Lack of professionalism, completely dropped the ball on writing a letter CORRECTLY tot the State of Texas, when very specifically given instructions on the way to do so. …

  35. I’ve been with A+ for 4 years. I needed to refinance my 15-month old auto loan to reduce the monthly payments. I was unemployed due to the pandemic and wasn’t sure of my future employment so I had a relative co-sign with me. They have a …

  36. All I have been doing is trying to send a domestic wire and they insist it is international so they won’t do it. They have not tried to hear me out, they have not tried to understand. They continue to regurgitate policy without the …

  37. My parent’s refinanced a vehicle with A+ in January 2022. Loan process was not complete until late March. Completely incompetent group of individuals at this location. They don’t even know how to change lien holder on insurance policy.

  38. I L-O-V-E A+ Georgetown 🙂
    I have always been treated kindly and with patience.
    The staff is professional and I feel secure.
    Thank you A+! Best bank I have ever had stateside.

  39. Very understanding, thorough, and you all try and help out where you can, offering excellent financial options to your customers. This was actually my experience and I am grateful. Thank you. You all have been excellent, especially when the pandemic hit.

  40. A+ Federal Credit Union has been by far the best bank that I have banked with.
    From the day that I open my account, I have felt at home with the staff.
    I would recommend opening up an account. …

  41. A+ FCU is the closest thing these days to experiencing a bank that makes you feel like part of a family. The employees are friendly and helpful. I’ve never felt like “just a number” at any location that I’ve visited.

  42. My wife and I have been with A+ for savings and checking since February 2020. The website works nicely and has many nice features. When we applied for a loan to help with our new home they approved it the same day and with minimal …

  43. Loving My New Credit Union they extended my Car Loan and gave me a personal loan even when I Had No previous relationship with them my own credit Union I established a 4 year relationship with didn’t do that for me

  44. I pulled in to the outside window and was met by your banking associate who was professional, courteous and very timely. I made my check deposit, received my receipt in the tube and I was on my way within 3 to 5 minutes. My experience today was great!!

  45. Our teller was courteous and efficient. The only reason for 4 stars instead of 5 is because of the longer than normal wait. This was because of the lack of people wanting a job, not because of the work place or the workers who were there.

  46. Great all around, been a member for years. Unfortunately, my only complaint would have to be when I asked for a small personal loan to help out with a few bills they took a while to let me know weither or not I was approved. I’m still waiting for their response.

  47. I’ve been banking with A+ since 1982. I continue to use them as my primary financial institution even as I have retired to NW Arkansas. Always polite, always professional, and willing to work with customers, A+ gives banking there a hometown-personal feeling. I have no desire to change banks.

  48. A+ , best banking ever!!! Bank with them , try’em out!! Great staff , easy loan processes, percentages and courteous staff (in-person/on the phone) AND!!! when you call , you don’t have to go through robots and key-tone tellers. Great Bank!!!

  49. I had a bad experience with a seller on Venmo who was unscrupulous and took my money. Not only did the bank understand the situation, but also helped me work through the mess this created and even refunded my overdraft fees! I love Jess she was amazing and courteous and so patient! Thank you APlus for being my bank!

  50. After being with this bank for a couple of years I have to say that I am extremely pleased. I seldom have any questions or issues but when I do the staff was knowledgeable and friendly. I’ve tried other well known banks in the past and …

  51. The 183 branch has always had excellent customer service. Employees are efficient and very personable. Some of my most recent interactions have been with J. Fox. He is an outstanding young man. He is always professional and polite.

  52. Some of the nicest people you will ever meet. I have made several transactions for myself and relatives and NO MATTER who has assisted me the customer service has always been superior wether it’s in the drive-thru or inside. Glad I become a member and very proud to part of that Credit Union family. Keep up the great work.

  53. After nine plus months of lobby closed and long waiting lines to try and do transactions, its time to close my accounts and move forward. When the lobby was open, it was ridiculous to have to take off cap upon entering building. Also, I …

  54. I have been a member of the Leander Branch of A+ Federal Credit Union for over 9 years. I have been totally satisfied with all of my financial transactions during this time frame. They are very professional and always try and take care of …

  55. I have been with A+ for 7 years and they have been nothing shy of amazing and truly helpful through the years! They are so responsive, caring, understanding, and so patient every time I need to speak to them! My bank family ❤️ Thank you so much for all you do!

  56. This is the best Financial institution in the city of Killeen. The customer service will blow your mind. These individuals are always polite and ready ready to serve you. I wish that others businesses throughout Texas could use them as a example.

  57. I’m so sad I can’t remember the name of the lady that helped me today but she was wonderful and friendly. We shared our love for food and cooking, she celebrated with me on paying of my car note, and gave me great advice on a financial …

  58. Everyone who greets me is courteous and welcomes me a with a warm smile.They’re professional and quickly process my requests. It’s not once in awhile they make my day better…they always do. Thank you A+ staff!

  59. This Bank really tries to steal your money. I have deposited through the atm several times. Then my online banking states that APlus credits and then removes my deposit. I then have to call and ask where my money is?! They will tell you …

  60. I’ve been a member for the last 3 years & recently added a checking account with a few complications… I can honestly say that A+ Federal Credit Union is one of the best as to getting accomplished what needs done in a timely manner. …

  61. Was never happy with this union, but kept it as a 2nd place to have money on the side. One time I had a branch manager tell me I couldnt deposit a personal check from my father because I didnt have enough funds on my account to do it!? I …

  62. Juliana Hickman is the absolute worst loan officer I have ever had the misfortune of dealing with. I delivered proof of insurance to her 4 times. She claims we never gave her policy info and A+ attempted to charge us sky-high prices with …

  63. Eric, the credit unions manager at the Bastrop, Texas location, was very personable and friendly. He was also very thorough. He made my wife and I feel very comfortable. He took the time to answer all our questions. It is nice to know that …

  64. Since I joined A+FCU in 2017 they have made so many good changes—new ATM machine, faster online services, and helpful and attentive customer service that have made my banking experience so much more suitable for my needs. Great job A+! Keep up the good works. All the best ~Cyndi

  65. I had the best experience with A+ Federal Credit while getting a loan for a car. Literally everyone I talked to on the phone were SO nice and extremely helpful. Shout out to Linda, Stephanie, and Brittany (or was her name Tiffany?) for …

  66. The best possible service. My regular bank would not help. This credit Union was more than glad to help me take my deposit with a friendly disposition and smile. So much easier. Just took minutes to make the deposit of many coins. I …

  67. The best thing I could have ever done was join A+ Federal credit Union and it has been nothing but a blessing to me I love the good customer service everyone is friendly they are truly there for the people and they can help in any way …

  68. Two separate customer servicesreps had the opportunity to “get it right the first time” and didn’t causing me a significant delay in accessing my funds. A simple wire transfer could have been done, but the CSR didn’t follow through with me …

  69. So helpful and quick! As a new account memento, I accidentally processed a payment twice and was in a bind – but I called and got immediate service and had the issue fixed within a few hours. Great first experience!

  70. I had a great first experience with A+ years ago when they took my loan over. I did a refinance with them and was able to improve my terms. Jessie was very helpful throughout the process and helped me navigate the process with ease. I would recommend A+ to anyone who needs an loan.

  71. I go to the A+FCU on 290 in Austin, Texas. Today I went to my safety deposit box then deposited some money and got some small bills. The man that took me to my safety deposit box, the lady that helped me with the cash and deposit, the lady …

  72. OMG Ernest was so friendly, patient and made me feel like family. Ernest was very patient, answered all my questions and was the best experience I have had at aplusfcu. Thank you so much Ernest

  73. This is the worst company. I can’t wait to change companies.. Their process on anything is horrible. So if you work in the plants please go to a company better then them. I would not suggest this company to anyone especially if you don’t …

  74. Personable and professional. I like to do business with my trusted neighbors at A+. I am always greeted with a smile and I always leave with one. 😊 …

  75. My experience with A+ has always been a positive one from their customer service, to their quick response to online inquires and loan request, they have always provided me with great interest rates too.

  76. I’ve had nothing but trouble with credit union since I started with you. So hard to get information just to pay my mortgage. And than I had to pay an extra 20 $$ just because of there mistakes.

  77. Claudio Flores, was such a huge help he helped us opened our Business account took his time and was friendly thru out the whole process. Thank you Claudio, especially helping with the translation on spanish.
    Great job.

  78. A+ Federal Credit Union has fast and friendly service, they are always willing to help with whatever banking needs I have. I am In and out in a zip, no long lines or wait times. You are greeted with a smile and they remember your name the next time. I support my local bank not some big conglomerate that treats you like a dollar $ign.

  79. All staff are friendly and efficient. A special shout out to Phillip Ramirez who assisted me with a IRA rollover transfer – all done via email/docusign. Not having to fight traffic/make a special trip to the bank was greatly appreciate. …

  80. I used A+ Credit Union for my auto loan. They were amazing. They beat all finance charges at the time and were SUPER easy to deal with. Their Customer Service was outstanding and their website is a breeze to deal with. When it comes …

  81. They are having issues with thed ATM machine, so I went inside. Thw=ere, the manager approached me immediately to find out what issues I was having. That impressed me that they wer trying to stay on top of the issue.

  82. I called thru the relay and Jess explained me very clear and I do appreciated for his help. Very friendly and he tried to make sure that I understand everything.

  83. Sara was beyond amazing with me! She helped me reopen my bank account and was great at explaining everything! I highly recommend you go to her to open your account! 🙂 …

  84. Great service and support while closing out most recent car loan. Support was quick and easy to ensure we were closed. Will definitely be using them for the next car loan too! Thanks A+FCU & Team!

  85. The teller lines often move pretty slowly, especially in the drive-thru at their main location, but they are very polite and apologetic and seem to be doing the best they can.

  86. Had a very positive customer experience at the location on Cameron Rd. and 290. I was assisted by Sara w/members services and she was excellent. Got me squared away. Thank you so very much for for assisting me!!!

  87. I want to express how appreciative I am that Ms Doris helped me through a sensitive time of switching out my account before leaving town and also notifying me on doing a completion. Her customer service is something to be recognized. The …

  88. I visit the bank today to open an account, I was working with Sara Kora who was VERY RUDE and she made me feel very uncomfortable. She kept rushing me and pushed me to make an account. I asked for her manager and she said “That is not …

  89. After waiting 30 minutes on the telephone, then dealing with the central localized Austin communication center, I was finally transferred to the Harker Heights branch, which is located only 2 miles from where I live. The bank policy is, …

  90. The experience was really welcoming and I was attended as soon as I walked in. Everyone I talked to there was very friendly and on point with the info and help. I highly recommend this bank to anyone.

  91. I asked to withdraw 2 rolls of quarters using the drive-thru banking.The system was unable to deliver the money promptly. Two of the A-plus staff delivered the money to my car. That is what I call service. Thanks again.

  92. Based on my recent experience with this credit union regarding our mortgage insurance I cannot recommend them. I have been a member since 1980 and have had multiple loans with them with no issues. Their mortgage department , though, has not …

  93. Jose was great and made setting up a new account a breeze! Very knowledgeable and made the member come first! I will recommend A+ to those I have a relationship with. Nicely done A+ and Jose. Tracy Olson

  94. I was looking for a credit union and I was recommended to open an account with A+ credit union. I was helped by Sara and she was awesome. She open the account, give me a debit card and checks. I haven’t been this pleased with a bank in a long time.

  95. Terrible terrible place. Had money taken out of my account 3 times because someone “somehow” got access to my account number. They were using it to pay the rent at their apartment. After the 2nd time, they told me they’d block her apartment …

  96. Loved working with Sara Kora, she was very friendly and very helpful. She took her time explaining my account set up and I didn’t feel rushed. She answered all my questions was very patient and very knowledgeable. Love when I get someone like Sara to help me out.

  97. I went to the drive through this morning for a transaction. The teller offered the best service because I normally do all of my transactions on the app. She shared what I needed to do to get my transaction taken care of quickly with her. …

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