Easy Pay Finance

Business financing, EasyPay Finance

EasyPay has been proudly helping Americans for over 16 years. During that time, we’ve learned to adapt as America’s buying habits change, always … See more

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Easy Pay Finance Reviews ( 250 )

  1. Helped me fix my car in a pinch. I’m glad this was available or I woulda been in quite the predicament. Fast and easy to apply and as long as I pay it back in 90 days it’s all good.

  2. Was really easy for my boyfriend and I to get approved and fast as well. Would give five stars but their APR% is through the roof. Over 100%. Will be making sure to pay this loan off quickly

  3. Where at first when I got business to do my free. estimate to get service on my car. I so it the flyer
    Os easy pay brochure I ask the representative about it and she explained to me …

  4. I received financing for a pet purchase through Easy Pay and although in the beginning I was nervous to deal with a company I had never heard of before. Easy Pay turned out to be the best choice. True to their word. No hidden fees of any …

  5. I’m happy to say this is my 2nd time using Easy Pay it’s a life saver when you don’t have the money at one time.. you have the choice to pay it in 8 weeks with no interest or pay it small payments with time to pay but with interest it’s a great help..I love easy pay..

  6. I had some issues with my car and I was able to get a loan through easy finance. I was approved for more then I thought I’d be. It was quick and easy, car fixed with no problems. My suggestion to anyone who would like to use them is to pay …

  7. Forever grateful for them, it’s just the APR is too high. I have a baby due in 2 months and I had to get my car fixed and with all the interest will be taking all my savings. Why can’t we just pay what we owe instead of extra fees?

  8. I appreciate how fast and easy it was to get approved. I was in a difficult situation regarding my car repairs when D&K Automotive suggested EasyPay. I also appreciate how thorough the security was in making sure I was who I said I was. Thank You so much.

  9. I truly do not care of this company. I was told that the application for financing would not affect my credit, however, of course it does, it’s a hard inquiry on your credit report. I was approved but for 29% interest which is absolutely …

  10. My experience? Just as the first word suggests, Easy! I’ve provided all the correct information and within minutes my loan was approved and I’m able to get my car fixed with low payments every month. I couldn’t have done it without the …

  11. was a good comfortable set up and environment for the dogs.. I enjoyed the cubicles where u can interact with the dogs before considering to buy. the process of purchasing was relatively easy however wasn’t happy with the ridiculous amount of finance charges after your interest free period ends..END OF REPORT 😒
    …. …

  12. It was great experience. I went in needing work to be done on my car. It ended up being more then I had on me. I saw the EasyPay Finance sign and applied. I was approved easy and fast. Got the work completed on car. I would definitely recommend.

  13. Was in need of some new Tires and low on Cash. So applied at Pueblo Tires and they got me Financed through Easy-Pay. Yo was relieved. Great job Pueblo Tires and Thanks Easy-Pay for the Financing. I chose the 90 day same as cash option. 👍👍 …

  14. I’ve used EasyPay multiple times to finance repairs on my vehicle. I’ve always chosen the 90 day cash option and it’s so easy! Getting approved takes only a few minutes and since they report to the credit bureaus, my credit score has gone up quite a bit. I love EasyPay, they are very appropriately named!

  15. Easy pay finance is doing an awesome job helping me solve auto repair expenses at a $ 100.00 down payment to cover a $ 900.00 of maintenance bill. They gave me a minimum monthly payment schedule that is good and convenient. Thanks for you good job!

  16. The Easy Pay Finance was easy, fast and comforting. I had to get my car repaired and it was over $700.00. I wasnt worried because Easy Pay Finance helped me before. No interest if paid off in 90 days and I was set. The online was great. …

  17. my 3 months promotions with no interest ended on 1/11/2021. they did not want to help me void the interest because i made my payments 4 hours before the deadline on 1/11/2021 !! the same due date !! so from $966 on 1/11/2021 went to $1,650 …

  18. I feel like this is an easy way to build credit. The customer service is exceptional. And the people do their best to provide the utmost help they possibly can. I do however believe their website could use some work to navigate and provide a little more clarity as to what you’re dealing with but otherwise, exemplary service!

  19. I was having over $500.00 worth of work done on our 2010 Ford truck at Meineke in Gainesville, GA. They were servicing the air & called & said that the condensor had a hole in it. To replace it was going to be another $420.00 more. We …

  20. Horrible customer service. On my last day to pay before my interest was added to my account I made sure the funds were in my account and for some odd reason the payment didn’t go through. Customer service said I needed to provide them with …

  21. thank you for for contacted me in reference to my very, very bad experience with the repair facility that worked on my vehicle, I am very upset what I went through with that auto repair facility. (MIDAS AUTO SERVICE) I CONTACTED EASY PAY …

  22. I am 70 years old and had great difficulty trying to create an account. Sio was so very helpful and patient with me. She walked me through all the steps to create an account. I wish all customer representatives were as Pleasant and …

  23. Good experience ! I need a transmission costing $3800. I was short $1800. I was approved immediately. When I got the contract to sign, the interest was 152% ! A two year loan for $1800 would have cost me $7500. They also offered 90 days …

  24. I would not recommend using this platform/provider. I have near excellent credit (765) and was given a 99.99% interest rate. Criminal if you ask me. Only reason I took the plan was they said they won’t charge interest if you pay in full in 3 months which I did. 99.99% APR though? Cmon

  25. The process was quick and easy. I was approved for more than my repair expenses. This is a great alternative to applying for the store card. Easy pay also saved me from making a major purchase on my credit card.The best part is if you pay …

  26. The staff was wonderful. I had an issue yhat they jumped right in and assisted me with. This is so great being able yo pay off your bill by making payments. Especially if you’re not able to pay it all at one time. I recommend this to everyone. Thanks so much

  27. The interest rates are RIDICULOUSLY HIGH bad customer service and they don’t take payments out automatically when payments are due they wait 3 days and then that impacts your credit.

  28. I am employed as a quality specialist for a very large company. I am very critical when it comes to the type of customer service I hear on the job and in my personal life. I have received nothing but the best customer service from this …

  29. Their customer service is outstanding. I want to mention Aaron #1170. He is very professional and personable. If more companies had people like Aaron working for them it would make life much easlier. Good job!!!

  30. I got a puppy through Easy Pay Finance. When you apply for the credit, you have to give your bank account information. They also require multiple contact numbers. The day I got the puppy and a few days later they sent me a few emails and …

  31. I loved Easy Pay they were great and they did everything they said that they could do for me I am so Pleased with them helping me put some joy in my life. I will refer everyone I know to them for there services. I was approved within min. I am now waiting on my new arrivial my little puppy.

  32. Process was easy yes, but the rates are insane. Unless you pay it off in the promotion time, find money a different way. You are going to pay way too much for this emergency loan. It’s more than double the amount I need to borrow.

  33. I was referred to Easy pay by my Mechanic, the application only took a few minutes, and I was granted a considerable sum of Money towards my truck repairs and the repayment is spread out over a long time, so I don’t even feel the loss of …

  34. I give them a 5 stars. the process to apply for a loan online is amazing. once I completed the require steps, I got approved. they called to verify some information over the phone and it was quick. The representative on the phone had a great customer service. Am Happy> Juan

  35. Had bought a car with 11 yr old tires apparently. The service tech was amazing and suggested everything he saw as potential safety hazards and nothing raised a red flag for me and I walked away confident that I was told the truth. Will return.

  36. Very difficult company to work with, not just as a customer but as a business as well. They also do not tell their customers about their so called “discrepancies”when it is the customers personal information. Especially when the customer …

  37. 178% APR is outrageous. However, qualifying for the loan was very easy. Also from my understanding, pay of my loan in 90 days it is no interest. So we shall see. We are just at the start of a one year experience with EasyPay Finance.

  38. This is my third loan. You know interest will be high but the 90 day pay off is great. When the shop told me about this program I was happy because I could not afford the repairs. Always ask questions and read the contract. I had to call my …

  39. I was grateful to have been approved as I wouldn’t have been able to pay for my car repair without the loan. The process was easy and payments were affordable however, the interest rate was outrageously high. I paid off my balance by having applied for a loan with much lower interest rate through my credit union.

  40. Very convenient to apply and get approved. Offers a 90 day REBATE on interest with $40 processing fee. But in those 90 days, and time after be prepared for God awful interest rates (150%+). Consider this fair warning.

  41. Easy pay is a great way to easily finance. I used it personally for a pet. It was very helpful BUT the interest rate is ridiculous and to be honest not worth it. If I didnt want this certain puppy, I definitely wouldve just waited and saved …

  42. Easypay is a quick and easy way to get funding for services if you are short on cash or need a little more time to pay for a purchase. They have assisted me twice now when I needed to pay for failing tires on my son’s car and now on my own …

  43. The application process was really quick. I was told I had only 7 minutes to complete the questions verifying who I was and review and sign the application!!! All while doing it on my cell phone, Who can read print that small and that …

  44. Okay. Easy Approval, but be careful not to accept the smaller payments as the interest rates goes high as 85%. The best thing is to take advantage of the 3-4 months pay off period if they allow as that will avoid the high interest rates.

  45. Their customer service is great. Considering the outlandish terms of the EasyPay Financing I thought they’re customer service might be a little slick and/or shady. But they are not AT ALL. The young lady explained everything thoroughly to …

  46. So for now I can only speak to how the initial setup for my purchase went. It was easy as the company name implies. Literally 7 minutes including the search for a check for the routing numbers cause, who memorizes that one right? (My …

  47. These guys were amazing !! I mean all of them they were getting ready to close and I was still helped out I’m glad the manager suggested the easy pay because I didn’t know all four of my tires had dry rot and I’ve been driving my car …

  48. Easypay is good, would work better if they covered more automotive mechanics shops. The ones other shops that people have more faith in their work. They could double their business…

  49. I got the financing I needed quickly. I didn’t have to have a downpayment. I liked how the team reached out to me immediately to go over the terms of my contract. They also, wanted me to know about the 90 days interest free. Honestly …

  50. Fast easy approval. This is my second time working with this company and its been great so far. Pay total of the loan back within 90 days and its interest free!

  51. 189%APR!!!😱 Unreal!!! I would not recommend them unless you pay off within the three months interest-free. Also be aware of the minimum amount you have to spend. I didn’t find out until the work was already done on my car . I had to get …

  52. Easy…too easy to apply for. I would NOT suggest it to someone that can not pay it off within the 90 days, as the interest rate is 133 %. They give you a 90 Day same as cash, which is great for me, but for so many it is not a good value.

  53. And update. They lowered by 100 but they said 30 days and it truly wasnt 30 days and I was about to pay it the next day and it went back up extremely high. Plus they said i got the 90 day promotion. FALSE. they were charging me almost 2 …

  54. This is my second time using easy pay the first time was excellent no problem the second time however when I received my first bill it had stated that I went for the 12-month. Not the three-month if I didn’t check the statement and read it …

  55. This is the 2nd time I used easy pay finance to finance the work needed on my car and they have been wonderful!! Easy to use and pay back the loan and as long its within 90 days no interest!! I highly recommend

  56. I recently had a vehicle maintenance issue that exceeded the budgeted amount at a local Midas shop in Davie Florida in which the service was amazing. Since we did not have the funds to make the repairs, the manager suggested we contact …

  57. They were easy to work with and convenient. I was approved instantly and my car was fixed immediately. They made my experience a pleasant one. My payments fell on my pay dates and I never had to worry about them, and I was able to apply extra and paid it off early. Thank you again EasyPay Finance.

  58. This is a terrible financially predatory company. The company has figured out ways of going beyond perimeters to getting fund payments declined. Then, they profit in the hundreds of dollars off of charging penalty fees. Moreover, the …

  59. Our Car was in need of repairs and We didn’t have enough money to make repairs Easy pay was suggested to Us We applied and were accepted by easy pay finance . If it weren’t for them I’m not sure what We would have done. They are very …

  60. I’ve used EasyPay before in 2017 for auto repair and am now using EasyPay again for my tires. I am impressed with there payment plans that won’t break you and that’s why I’m back. If you are confused or have any questions regarding your …

  61. Easy pay is a good way to pay for your auto repair. Their interest rates are extremely high but if you can pay it off within 90 days you’re golden. They’ll only charge you an extra $40 and your credit score will go up. If you can’t afford …

  62. Good morning!
    Easy Pay Finance ‘came to my rescue’ after Synchrony rejected me to finance my copay on repairs on my car! The application was painless and the funding came immediately…I do intend to pay off my loan in or under 90 days.

  63. The whole process was smooth and very quick. I have less than perfect credit but I was able to get approved for $1,500. I was able to walk out at The scooter store was not only my scooter but a helmet and a carrying case to go on the back. …

  64. Very dissatisfied. Took over 1 hour on phone with easy pay and the vendor to get it accepted. Also, they charge a $40.00 processing fee to pay it off within 90 days to avoid interest charges. Want it their way, not to help the consumer. Will not use them again.

  65. I’m getting ready to make a long trip (PA to MO) in about a week and found out my rear brakes were almost completely gone!! 😲😭
    I applied for EasyPay and you guys were right there to help me afford everything I needed to get done!! …

  66. I used this company to have work done on one of my cars the payoff was 800 plus some change my bank/lawyer sent them a check in the amount of the payoff called and spoke with Anna/Nichelle to inform them off the payment and then I get a …

  67. Horrible customer service it takes 3 to 4 hours before you can get a customer service rep to speak with you and when they call they call with an attitude as if you are bothering them MI spoke to 2 people including a supervisor bizer who was …

  68. Never again. Please learn from my mistake. These loans are predatory. The interest is insane. Tried to payoff in 90 days but they didn’t take money out of my acct so I paid over the phone. They neglected to tell me that they started …

  69. It takes a very long time to get a hold of customer service. I’ve had problems accessing my contract since I signed it. Every time I try to reset my password to get into my account the link is never sent to my email. …

  70. I really needed this. Went to get a $40 oil change and ended up with 1,670.00 bill. I didn’t have that kind of money and was told about Easy Pay.The process was very fast and easy. Not a lot of questions. Will recommend this to my family and friends.

  71. They tell you you’re able to get 0% interest if you pay it off in the first three months but charge you nothing but interest your first payment. Tried to pay my payment the day its due but still get a late charge because it takes a days to …

  72. Fast approval, quick process. Thanks to easypay I was able to finance the cost of repairing the transmission in my vehicle. The interest rate is steep, but without much of an option, it was the best option for me.

  73. Great company! The loan process only took a couple of minutes. I didn’t have to wait days like some places. It was all done very quickly and I was on my way. Every time I called, they answered the phone immediately. I didn’t have to sit on …

  74. I was very pleased with easy pay. Not only pleases but impressed, it only took minutes for my loan to be approved. I was really
    Truly grateful.
    Thanks easy pay.

  75. Great process for getting approved. I went through the steps and was able to get my car fixed the next day. Nothing was hidden and the payment are something that I can handle. EasyPay was a true life saver!!!!

  76. After being denied by a bigger credit company, I will forever be grateful to EasyPay Finance for taking a chance and believing in me. I would be taking the bus everywhere if they would have discarded me like the other credit companies have. And the 3 times that I have used them….I have paid them off within 90 days…interest free.

  77. They really helped me out when I needed it, two things that what I’ve made it better was if I would have been able to get a larger credit amount but the whole process was super easy and there is no initial down payment so it’s very convenient. However the interest is outrageous and beyond unreasonable.

  78. Customer service sucks!! I have called for three days and can not get anyone on the phone. No one returns your call nor do they return your email either. I call and it says I am 94th in line REALLY!!! Totally unprofessional!!!

  79. Was glad to get approved for my personal loan. Could only give a 2 star because even though I have a 750+ credit score they’re still charging me a 38.69 % interest rate after 90 days. I’m almost done paying it off in the first month but I know a lot of people can not afford to do that.

  80. I called customer service at EasyPay and the call wait wasn’t long. Customer service representative Cindy was kind and reviewed my loan terms and explained the promo for my open account. I had questions about reapplying again and she …

  81. I didn’t know about this service until I took my car in for repair. I’m so very thankful for this service. Without this I would have had to park my car. So thankful for Frankie at Tire Choice, Williamsburg, VA helping me out with all the details. I’m driving my car after all the repairs. They are the BEST!! Thank you so much!!

  82. I didn’t have a negative experience with EasyPay Finance, however I believe that the company Brake Masters should return the money that was paid to them. You see the Dodge Journey broke down moments after I picked it up from the shop and …

  83. I got talked into doing an easy pay finance through meineke. they said that I needed new brake pads because they were getting ready to squeal within 50-100 miles. I regret it now because now after I got my brake pads fixed they already make …

  84. I honestly have never heard of the company easy pay finance until I experienced mechanical issues with my car. I had to have a new transmission and after speaking with the representative at the transmission company she referred me to easy …

  85. The merchant I went to for car repairs had a sign regarding Easypay Finance. I was a little reluctant, but to my surprise, it was extremely easy. Within a matter of 1 minute, I was approved for more than what I needed. It did not take …

  86. Their interest rate was so over the top. I was making a payment for half the principle balance and they stated they could not just apply it to the principle balance that I had to pay the interest first. Mind you they helped and cut my …

  87. Didn’t even get a chance to apply, service representative are trash at talking on the phone will transfer you to a new department without a work of notice to you and while you’re in midsentence, 0/5 stars if I could, do not recommend

  88. I was in search of quick assistance to help with auto repair, after I applied through Big O Tires, Easypay Finance has good approval odds. They gave quick response and their service was exceptional .

  89. EasyPay finance helped me when I needed to fix my car and I didn’t have cash. It has helped me before to buy beds.
    They work with me the best way to help pay it off. …

  90. On hold with 100 calls in front. No call back. Want to do 90 day same as cash. There is no way I can afford 1000 for 4 tires. I have sent messages and no reply. I really need help please.

  91. Worked out great was in need or some car repairs that were very expensive instead of all at once out of pocket I was able to break up payments in 90 days same as cash just made life a lot easier

  92. This is my second time using them and all I can say is that they’re fantastic. You’re definitely in good hands with them. All you do is apply for a loan and they tell you how much you’re approved for and you go to a authorized shop that will grant the loan. Fast and simple and you’re back on the road.

  93. Made the exact pay off amount I was instructed, and the next day I still owe $2. When I try to make an additional payment to anticipate the daily interest, the website tells me I am not allowed to pay more than the total owed. I have had so many issues with this company. And every time I call its about 2 hours on hold.

  94. My car and it’s tires were having a problem, no money at that instant to pay, and the young man at the store said he could make contact with a company and they would help with my purchase for the fixing of my vehicle. He did. I was approved …

  95. Yes, I was able to drive home my car after it was financed through EasyPay, otherwise my car would be sitting until I have enough funds to pay for it. Thank you!

  96. I signed up online before going to the company to pick up my car. I got there, told them I signed up with Easy Pay, they pulled up the contract on their computer, I signed the documents, payments started on my account 2 weeks later. The …

  97. I needed some financing to get my transmission repaired. I applied to easypay finance and was offered the financing at a crazy high interest rate with a promotion that if I paid it off in, I think it was, 90 days, I would be refunded the …

  98. I was glad your services were offered at Brake Masters, in Peoria, Arizona. The total purchase exceeded my maximum daily allowance that I could spend on my debit card, so I used your services. So that is good news. What I was not impressed …

  99. EasyPay Elim Hubyeni has the worst staff imaginable, my aunt went there for assistance & the lady was rude & spoke to us on her feet while slowly walking out because “there was a car waiting outside for her”. …

  100. I was concerned after sinking $500 into my only means of transportation to be told I needed more work and couldn’t afford. This vehicle was my lifeline and Easypay Finance made it real easy to get the loan I needed on terms I could afford. I highly recommend them for help

  101. Great choice! Easy sign up. Only bad feature is the interest rate that jumps up after 90 days. But if you pay it before then, it’s wonderful and a good option if you have something come up on your vehicle before pay day. Lol.

  102. If I could give it ZERO stars I would. My daughter and son-in-law’s vehicle broke down and they took it to Midas. There they were told they needed to apply for credit to pay for the repairs. I have a lot better credit than they do, so I …

  103. It was easy to get approved. Hassle free. Easy step by step instructions wich didn’t take long at all. I was approved for the amount I needed and able to pay for my car’s repairs. I was back on the road *snaps fingers* just like that!

  104. On the plus side, it gave me a loan without checking my credit. It definitely helped me out in a jam and I could not have gotten my car fixed without it. So 4 stars for that.. The down side, is that it is an extremely high interest loan. If …

  105. This company does have some positive attributes . My wife and I were able to
    Take our puppy home the same day we saw him. The interest amount reminds me of loan sharking. There is an early payoff fee. I’m surprised that EasyPay asked me to write a review.. I really have nothing more to say.

  106. EasyPay was very easy to use. I love the 100 day payment plan, it keeps the financung affordable. I have used them multiple times without any issues for car repairs. The website is very easy to navigate and all the terms are right there on …

  107. Experiencing an unforseen large expense with my car and I didn’t know how I was going to pay for it. Maxed out and my credit has been better, I took a chance and applied for credit to help me. I truly didn’t expect to be approved but I was. …

  108. Do NOT use this company. They will charge unauthorized payments to your account! I have been billed three(3) times in one month. Only one(1) payment of the three was authorized. This company will steal your money.

  109. The young man named Eduardo gave me an excellent and extraordinary service. He explained everything clearly to me, he guided me step by step with great patience and kindness, he answered all my questions, he gave me excellent attention. …

  110. My catalytic converters were really bad in my car and didn’t have the money to change them, the shop recommended trying them. They approved me for more than the cost of the repairs, I was really grateful, this is absolutely a great resolution for anyone in the same predicament

  111. My daughter’s car was having issues and it turned out to be much more than expected…$3,082 more than expected. Needing to get the car fixed immediately, I applied for Easypay and was approved for more than half of the cost of the repairs. …

  112. Easy application, very simple I was approve thank you for giving me the chance to get my vehicle fix with a credit line with out easypay my car would’ve been towed in the junkyard . Because I did not have the funds to fix it !! Definitely …

  113. This company is very unprofessional. I have spoken to a representative numerous times about my financial hard ship. They have made transactions from my account not once but twice within this week. Without my consent. …

  114. It was easy to get approved when you need the money. I would use them again. The only problem I have is that when you try to get a hold of someone in customer service it’s long wait times. I started at 99th person in line to talk to …

  115. The application process was super easy and very quick. I received an approval right on my phone immediately after submitting my application. And using Easypay as payment at the automotive shop was just as simple. Accessing my account was easy too. I would definitely recommend.

  116. It very easy to apply for financing with Easy Pay and approved instantly so I can get my transportation repair. I will highly recommend my friends & family. I really appreciate the help to get me back up and running for work again.

  117. My experience was awesome with them. They are quick and easy to get through the process and use the money to get vehicle fixed. They send you all information promptly to email and text. Payment plan is reasonable. They give 90 days interest free but there is a processing fee of up to 40.00, which is very reasonable.
    Thank you.

  118. I was able to get my car fixed at a affordable
    price. The experience with this company was impeccable. I was able to get approved and not have to worry about how I was going to get my car fixed. I would recommend this company for your finance needs.

  119. I was able to successfully set up two EasyPay Finance accounts to get my car back on the road. Finance Percentage is high, but you get what you can when you do not have the funds. Plus side is you can payoff in 90 days or take it to the full term.

  120. I was charged $4000 between Midas and Easy Pay. This is ridiculous. Has anyone ever heard of paying that price for a brake job. I feel that I was ripped off between the 2 companies. I reached out to both companies but no resolution.

  121. EasyPay is a great way to obtain credit for something that may come up
    unexpected! I had my car in the shop and to find the bill was just a little under $3,000.00 was a scare to me. The employee informed me of there program and I …

  122. The customer service representatives were less than helpful. Not once did either of them offer to help rectify our account issues driven by a medical issue. Not once did either of them offer to take the payment on the phone or direct me …

  123. I used EasyPay Finance to purchase my new adorable puppy and I must say, the process was super easy and super fast. They have 90 day same as cash so you have enough time to make adequate payoff choices and the payments are super low and not for a long period of time. I would definitely recommend if you can payoff in 3 months or so.

  124. Horrible company go get a loan through. The interest is crazy high! It’s two payments a month and so on one I paid $130.71 and they applied the whole thing to interest nothing went to the balance when all my other payments some of it goes …

  125. I was pleasantly surprised at the actual courtesy call and the customer service I was given by Warren. He answered every question I had broke it all down for me and made the process of taking care of my payments so so easy! And the …

  126. I tried to make a payment one day earlier using my debit card, but due to an error on the month of the expiration date the payment was declined. I check with my bank and that is what was determined. I contacted EasyPay to let them know and …

  127. This company asked me to a write a review of them so here we are. Customer service person was nice, but they offer excessively high interest rate loans, practically payday loan level, on new pet purchases. They left me a message requiring …

  128. We have been looking at puppies for awhile and finally found one that said it was to be ours; the money wasn’t readily available so we used easy financial to get the money for our purchase (was advertised in store). It was a simple process …

  129. Thanks for making money available to fully paid for my vehicle expenses. However, the interest rate changed me (133.7%) for ($1,800.00) if said amount was not paid in three equal installments payment. I was very constrained to make that three installment payments. Please reconsider your interest rate for future customers. Thanks

  130. I, personally, have had a very good experience with Easy Pay Finance. This is my second loan from them and I’m very pleased at how quick the loan process is for obtaining the loan and I appreciate the options that I have to pay the loan …

  131. I was told nothing was wrong with my brakes and rotors without them even driving my car. After they finally drove my car the front rotors and brakes were replaced. I still need back brakes and rotors. They are rude in the Oxford …

  132. While getting pre approved / approved was easy, the interest rate is extremely out of control. 134% financed $2500 and after twelve months I would’ve paid over $7000+. It’s a robbery, uncool and honestly like stealing from those who needed the help.

  133. I would have been much happier if I could have chosen a transmission shop closer to my home, instead I had to travel 30 minutes away. However, it was easy and quick to apply and got my results for a loan instantly. The customer service was …

  134. Terrible customer service ,it takes multiple hours to speak with someone on the phone. Waiting 1.45 hours when I had 30 callers ahead of me.
    Called back later that day and had 130 ahead of me ,I opted to get a call back …

  135. Helped me out when I wasn’t able to put out 3000 that day to fix my car, they gave me the money nd I just had to pay it back in 90 days. Now I’m on a second loan and would recommend it to anyone, just make sure u use it on a gd Place, ND U …

  136. This company is a joke. Will not listen to reason and will do anything to slap that interest on you before your 90 days are up. Even if they come up as a suspicious pull from your bank causing them do decline it. Once you try and show you …

  137. My experience with EasyPay Finance so far has been good. The application process was short, easy and only took a few minutes to complete. The best part was I had an answer in just a few moments. However, unless the entire balance is paid …

  138. The worst experience ever with this company. They approved a client and sent him to my shop but turned around and deleted his approval and made it like this has denied him. Be careful interacting with them, SNEAKY CROOKS

  139. This company requires improvement. I’ve attempted to call twice in which there was at least a 30 minute wait. Also the website is poor. I’ve been making payments since the beginning of March but there are no monthly statements available …

  140. look out as a merchant small fees not worth the hassel recommend credit card much better or loan other way this is a last resort type of loan .we have to much work no time for this game

  141. Easypay finance hope me get my car repair they are really good I apply and it did not take but a few minute to see whether I was approve. When I look at my phone it said congratulation on your loan.

  142. Was originally told this was a “0% loan for X amount of months” until I read there was an extremely high interest rate written in the contract. When I brought it up, I was informed that it is 0% but only if it was paid in a short amount of …

  143. The approval process went smoothly! I was very excited to see my approval amount. Since I opted in to have them draft my payments, I don’t have to worry about missing payments or messing up my creditworthiness…
    Thank you EasyPay Finance for giving me a chance!

  144. Easy to apply and got financed very quickly. They saved me from paying out of pocket for service. I just went in to get a new tire and found I needed more work done, that was very pricey $$$. Thank you again Easypay you saved the day!!

  145. The process was way easier than I expected. I applied for the loan (which was very simple) and within seconds got approved for more than I needed for my repairs.The company had no problem applying my payment and everything was complete. I …

  146. We needed an immediate car repair and, of course, we were between paydays. Easy application process, easy payment plan, and we were able to pay it off easily. So thankful this was available when we needed it. We were back on the road in no time with no loss of work.

  147. I recently got approved with them at a furniture store but as I am giving payments my balance isn’t going down on the contrary it is increasing and I’ve tried calling but can never get through to anyone as there is always like 30 plus calls …

  148. I called to find out about the 90 day same as cash payment plan, and Sophia the representative was such a help, she answered all my questions and even helped me change the due date on my account, so it would work out better for me.

  149. They continue to call you after telling you that your account is up-to-date and your next payment will be the next month on the 1st . I received a call on Tuesday on Tuesday and then another call on Thursday.

  150. easy pay was a payment plan for my car at midas. They replaced my brakes. And those brakes are free whenever I need new ones again. The brake pads at least. I will eventually need the calipers which are kind of expensive. I’ll have to …

  151. I will start off by saying this is probably one of the worst services ive ever used. I dont even really know where to start, well the interest rate which is over 150% (that has to be illegal somehow). So even if you miss one payment your …

  152. Not satisfied at all. My repair was almost $2,000 and I have paid $1000 so far. I should owe $1000 but my new balance is $2,000 (after I have paid most of the finance back) .. HOW! I wasn’t told nor was this spoken about. I then call to get …

  153. Today I called easypay and spoke w Laura. In her words that were on a recorded line she stated that easypay does not garantee that any additional parents are placed towards the principal and that they can charge a fee and divided however it …

  154. Very frustrated. Trying to pay off my balance once they said the amount I made the payment now somehow there’s $234 missing. Costumer service doesn’t help at all, you don’t get anything screwing ppl over, you only work for this company, you don’t own it !! I made all the payments, close my loan as PAID OFF !!

  155. Easy enough process. I would never go back to the vendor who provided EasyPay as an option and I wish the rates were considerably lower, but sometimes you act and deal with it later.

  156. The service was very fast and easy. I have not ran into any issues as of yet. They are very professional and they in touch with you but not to the point where they are bugging you. They even have a financial plan that they send you to help you out if you need help with that.

  157. My car was broken and I can’t start it. I don’t have enough money and the shop told me to try apply in Easy Pay Finance and I did and it was so easy. Just answer few question and I got approved. Now I have money and they fix my car. Thank you Easy Pay Finance for your help and now my car is working again.

  158. Horrible company, doesnt keep their rate promise (your interest rate WILL shoot to %200) hard to contact, unproffesional customer service, i would never recommend this company to anyone

  159. Even with not so good credit EasyPay saw it fit to give me 2 loans that others wouldn’t , by paying EasyPay back in a timely fashion it has boost my credit score tremendously thanks EasyPay!!!!

  160. DO NOT TRUST THIS BUSINESS. THIS IS A SCAM. THIS COMPANY WILL TAKE ADVANTAGE OF YOU!!!! DO NOT FALL FOR THE 90-DAY REBATE. THEY MISREPRESENT THE TERMS AND CONDITIONS OF THE CONTRACT. CUSTOMER SERVICE WILL HANG UP ON YOU. DO NOT FALL FOR THIS!!!!!

  161. Customer Service Representative, Jose’ was very professional, knowledgeable, and courteous. He answered my questions, giving the exact information that I requested, quickly. I was very pleased.

  162. I think it’s taking advantage of people with these insane high interest rates!!! I can’t believe this is allowed. People get in a bind and Jane no choice especially in these times where everything is super expensive. Just don’t like the way it’s set up.

  163. This finance company is ridiculous trying to rip off people I got my first bill and although I only used $416 of the amount I was approved for they charged me 164% Apr this is completely ridiculous I’ve never in my life ever heard of …

  164. I wish I would’ve read the reviews before I signed my name, I have been trying to talk to someone in customer service for over a week, also left emails, tried to log in to my account online. And still no response. But they are eager to get …

  165. Luis is probably one of the best customer service representatives I’ve ever had experience with by far. He definitely deserves a raise some appreciation etc. Every time I speak with easypay personally I’m gonna ask for Luis for here on out. Thanks Luis.

  166. The extremely high interest rates after the 90 day period is very frustrating and misleading. You’re essentially paying almost double the original loan. This is a scam and it’s such a shame.

  167. I had no problems with easy pay finance but I did have problems from the place where I got the work done what should have been a half day of work ended up being four days lack of communication from the business and they made up stories that …

  168. I am a Senior Citizen with a limited income and recently had my 20 year old vehicle vandalized twice. Emergency money was needed to cover the cost of the repairs and EasyPay Finance approved the additional funding needed on both occasions. …

  169. First time Easy Pay Finance user..Called customer service to get my balance and to make a payment..I reached (Eduardo) nice friendly customer service representative..He gave me the correct balance owed and guided through making my online …

  170. Awesome I didn’t have the cash to fix my wheel bearing and ball joint in my 4×4 truck but within a matter of minutes I was approved for $750. And I’m on a limited income yet i was able to keep my truck on the road at an affordable monthly …

  171. To whom it may concern the customer service rep Daniella very friendly calm cool and collective. She managed to calm down my frustration with the electronic system in place. …

  172. I have made payments nonstop since the beginning and both of my payments are just increasing, i’ve called them multiple times trying to see what’s going on and no one has helped me. if you’re in a bind just don’t even worry about it, save up or go through a different financial company if you can. I’m almost $1,100 in debt now.

  173. EasyPay is awesome easy to use and quick notice of approval along with payment code. This came in handy when an unseen car repair was needed.

  174. I received a loan with Easy Pay Finance to have work performed on my car. It was ready to apply on line and received approval quickly. If you need help for car or other, I recommend Ready Pay Finance.

  175. I would not recommend easy pay as they try to trick you with the 90 day IRA. And tax you all these fees. You talk to different representatives and they say different things and then stand on their word without taking accountability. No I …

  176. So far my experience has been really weird. I’m not gonna say bad, just weird. The application process was real simple and easy. I was able to get approved right away and solve the issue I was having. A few days after signing up I received …

  177. These people are a total scam. They take advantage of you at a time when you feel desperate, as auto repairs tend to drain resources quickly. I only used them because they had a 90 day option where interest is waved and for a small fee of …

  178. They helped me in a time of financial struggle. They saw I was late on my payment and asked if they could lower my payments will that help me! I was paying $142/2 weeks. It was 30 days late, they had me pay $10 to bring it current and …

  179. When my auto repair shop bill was more than I could manage and they suggested EasyPay Finance, I was skeptical. I gave them a shot and was approved for financing with just an easy application. I was more than thankful as I really needed my …

  180. ZERO – Worst Finance company, can not get a hold of them. All their phone numbers are always busy even the number they sent me. I am filing a lawsuit next week for misrepresentation of the contract terms.

  181. I appreciated the quick process in an emergency for auto repairs that were unexpected and over $5K in repairs out of pocket. Even the auto shop worked through the process with us to help us get this resolved quickly.

  182. I have used EasyPay Finance for a long time, every time the process has been easy and the terms are affordable for my budget. I have referred many of my family and friends to give them a try!

  183. They are very helpful and understanding and they always try to help you as much as they can thank you easy pay finance I will definitely go back with them again. 😊 …

  184. I didn’t know how I was going to get my vehicle fixed and think that I qualified for any loan. I’m thankful that EasyPay excepted my application. I recommend if you’re strapped for cash, call them!

  185. My experience was excellent with EasyPayFinance. Everything was explained very well. It gave me meaning and understanding of financing. Also, the people were kind and very considerable with me. I am very satisfied with EasyPayFinance.

  186. I’ve done several car repairs through Easypay. During my last one, my loan was approved but not making it to my my online portal to view. Lena in Applications spent over an hour fixing a glitch in my account that prevented me from viewing my loan. Excellent service from Lena and appreciate her working so hard to resolve the issue.

  187. Well; our car broke down, and it was a pretty expensive repair, ( over $1,000) and we didn’t have even a credit card with a available credit line, for that much. We applied for EasyPay, and were approved quickly, so my wife had her car back …

  188. It was quite easy to get an unsecured loan for a small amount. The site is difficult. You would think with today’s technology you would be able to pay on the spot. I was a day late. My phone was stolen Monday before Christmas. It took 8 …

  189. I used this company to finance my dog and not going to lie, I was having a not too bad experience even with the high interest rate but 12 months before my last payment for a “system mistake” I was charged five times when I didn’t even …

  190. I called in regards of having overdue payments that were going to go to collections unfortunately. I was not able to pay my payments with easy pay because I was in the hospital due to cardiac arrest problems and had to have surgeries so I …

  191. Interest to high! The program is awesome but the interest is high as heck if you can’t make 90 days. Maybe work on the interest rate after 90 days and send more payoff offers. Just a thought. But again the program is great!

  192. Needed car work unexpectedly. Fortunately my the car shop had financing available. Very nice being able to track my balance on their website and with email and text option as reminders for auto drafts was super helpful. 90 day no interest …

  193. Easy is a great way to build your credit and get your car maintenance and or repaired. I encourage whoever reads this to take advantage of the 90 day NO INTEREST OPTION. & My credit isn’t great at all, if that helps any.

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Location

PO Box 2549, Carlsbad, CA 92018

Easy Pay Finance reviews