Established in 1975, Financial Pacific Leasing is a provider of equipment financing services for businesses throughout the United States.
| Friday | 8AM to 5PM |
| Saturday | Closed |
| Sunday | Closed |
| Monday | 8AM to 5PM |
| Tuesday | 8AM to 5PM |
| Wednesday | 8AM to 5PM |
| Thursday | 8AM to 5PM |
3455 S 344th Way Ste 300, Federal Way, WA 98001
(Translated by Google) Bad experience never NEVER BUY HERE THEY ARE THIEVES YOU DON’T PAY ON THE DAY IT IS AND THEY CHARGE YOU FOR THE CALLS THAT MAKE YOU.. THEY ALWAYS HAVE TO GIVE 5 .. DAYS LATER AND THEY NEVER RESPECT YOU, THEY CHARGE …
(Translated by Google) I was about to finance a trailer with this company and I realized that the interest that they tell you about, they never put it in the documents that you are going to sign. Please pay attention to the interest that …
Mary Armstrong and her team of creditors and funders are very strong and dedicated to get you the best possible financing. They will ensure the best possible rates in this highly tumultuous market. I highly recommend them.
Loan Sharks!!!
HORRIBLE TO DEAL WITH!
Horrible people
Transaz
I love my job!
Predatory lender stay far far away
Customer service is horrible and fees are high
Stay far away horrible company to work with
33% interest! DO NOT GET A LOAN WITH THESE PEOPLE!!
I worked there didn’t like the collection work
This company is a Scam ….. Do not give your business to them ….
This one is for you Brad, I’d fire you in a heartbeat if you were my employee.
Joke, don’t use them ever, worst mistake!!
DISFUNCTIONAL IDIOTS. ITS NOT THAT THEY CAN’T SEEM TO RUN THEIR OFFICE PROPERLY, THEY DON’T SEEM TO CARE. BEN.
Stay Away! Worst Financial Decision I ever made!
Just warn you do not finance any think with this guys , they will charge you 80% interest “SCAMMERS”
They call alllll the time!!!! Super annoying I don’t want your service stop calling!
I have a equipment lease with financial Pacific because of hurricane Irma I was having a hard time with my payments I called and talked to the staff there they helped me so much.thank you to the staff there
Do Not Use these dishonest Criminals This company is a Joke! 0 Stars
Horrible customer service. Make sure you read every single detail as this company is VERY unethical.
Terrible company. i will NEVER EVER lease from them again. EVER.
Dont use this company front load interest regardless if you pay back early…was never told this is the structure!
BEWARE!!!!!!!!!!!!!!!!! This company is a HUGE SCAM. We are filing a class action for all the scamming they do to people who work hard. DO NOT FALL FOR THIS HORRIBLE COMPANY.
Horrible company to deal with. They’re terrible in all aspects.
Can’t follow directions and when they overdraw your account will not make good on their error! Not a company to do business with.
Worst business transaction and experience. DO NOT RECOMMEND AT ALL. This company will drain you dry without any concern.
Very shady. Very unprofessional. Very rude. They like to screw hard working people over hardcore.if I could do negative stars I would. DO NOT DO BUSINESS WITH THESE PEOPLE
RUN RUN RUN RUN RUN RUN !!!!!!!
If there was a way to give them a negative I would. Customer service sucks. They all have an attitude. If you dont answer their call, they will call you over and over again. They over charge you and nickle and dime you.
I stop paying on an xray machine because after two years the machine was condemn and could not be used instead of having them picking up the machine they are trying to sue me for the purchase price and I pd for for two years they committed fraud dont use them they violated law and don’t care
Not excited about all of their fees. Wish I would have called Beacon Funding first.
My father in law passed away and we tried to get in contact with them so many times and we just kept getting sent to voicemail. Horrible people to do business with
This is the worst experience of my life this company is trash and I only gave them one star because I had to so i could post this review i really give them O STARS
We make our payments and they still treated to send us in to repo. I wish these people would go out of business. They dont value there customers at all…..
warm and fuzzy on the front end to get your to sign , absolute dirtbags on the back end. do not lease from them
I’ve never had to deal with anyone so rude, disrespectful and unprofessional in my whole entire life. 1 star is generous but it’s the lowest I can go. I would never recommend this company to anyone.
They grossly overcharged us on fees. They make it seem as though it is better to do a lump fee instead of interest. If you are late by even a few days, they snowball you with fees. This place is a scam!
Worst customer service in the world!!! Terrible business practices!!! No concern to “help”the customer just get there money which ends up being double the cost of equipment! Such a bad deal!!! Very bad lesson learned! I strongly encourage people to stay away from this company as it’s going to be a struggle to get away from them!!
Terrible origination process, many deadlines missed, I incurred additional costs as they funded loan 3 days after commitment date I was given from loan sales rep.
Predatory!!! They say no penalty for early payoff but when you want to pay off early they charge all of the finance fees anyway. Also started debiting our account for insurance. Will never use for anything. Read the fine print
one of there customers left a truck at my shop for a year and a half.they called and wanted to pick it up no problem send me 13500.00 for storage and you can pick it up..been 8 mo never called me back guess i get a free truck
Just read the other reviewers. Go any where else you can find for financing. I’m not really sure how they have avoided being labeled a “predatory lender.” Almost 4k to defer my payments during covid 19.
They rarely respond. In this most recent instance, they took us off of autopay for no reason and I’ve emailed them every week for a month and still no response for how to reinstate autopay.
This company is definitely a scam. They are not a company anyone should deal with. I bought a truck for 75k paid almost 30k got stuck with 115K balance. Im working on suing them as we speak
Horrible experience. Very deceiving business practices making something sound like it’s not with the way they “explain” their policies. Will never do business with them again. Additionally, they start calling and hounding you on the day …
I have finaced through this company many times. You have to remember it is a lease, not a bank loan. They work with you on the late fees if you ask and the service has been good for us. I would use them again and again for Leasing.
No recommend at all. They have been charging extra for one year. I have been calling them every day . They says they already fixed it but still nothing has been changed.
Don’t deal with them. They said you can pay your balcance off in 6 months. But the payment they want in 6 months is about the same like you gonna pay 4 more years. Even for a small amount of loaned money they will totally over charge you. They won’t even tell you the interest rate. Find another ways to loan money.
Mason. Mason is the rudest person at this place. I do not even want to call it a company because they don’t deserve to be called that. This place has rude employees.
If I could give 0 stars I would. They are financial criminals. BE CAREFUL DO NOT USE THEM!!!!!!if you need financially help with your business this isn’t the company to used they will treat you badly charge tones fee. Please don’t give them business you will see. Horrible I am so happy I never I need to deal with them ever.
Poor customer service, trying to get a payoff amount takes days for a return call. Terms and payoff amounts are not clearly outlined in contract posted on this website. Will never use this company again when purchasing equipment.
This place is a SCAM do NOT do business with them! They pray on new businesses and charge you double and triple what you would normally pay for equipment with a regular loan. They are the WORST!
Anyone who is foolish to attemps to get a loan from them “Dont Do it ” i made a mistake with them. all smooth talk, calls late nite for payment when payments were already arranged. Anyone going through the trouble with them your more welcome to share your situation with me to help you.
Do NOT do business with these people!!! They work like predatory lenders. They don’t give you an interest rate and tie you to a loan you can’t get out of unless you pay the full-term amount.
If all of your reps have an attitude, cut people off, sigh at customers when we are trying to pay like Denise just did, I can only say WOW! Your automated system doesn’t work properly. I do call directly and no one answers their extension …
I was young, just starting out, unpatient and completly unaware of what I was actually signing up for. I was told once i reached actual value of equipment I could offer a “pay off” and in the end only pay a small percentage over actual …
They will divide your loan into 2 or more to charge you 3 or 4 times the amount of your equipment. Do not trust the sales people either. I got stuck into this contract and there is no way out.
We have been with this company for a while now, its end of year tax time and we needed some info on loan for our cpa. their invoices are very vague and give no breakdown of loan beginning to current. When we called to get the info we …
I wish I had seen these reviews before I even talked to these people. They are horrible. I know small businesses get in situations where the think they absolutely need to buy a piece of equipment that will make them a good profit and you …
I attempted to receive a loan for a company truck and almost went through with financing it through this company when I realized we would have been paying nearly $24,000 for a $12,000 truck! No one could explain how or why a “25% interest …
LOAN SHARKS!!!!!!!!! LOOOAAANN SHAAAARRRKS!!!!!!!!!!!!! These people must be immune from the law. If I could give negative 1 million stars I would. Here is my experience. I bought a used truck from UHaul. I wanted to close the deal …
This company is for people who cannot get credit, they are just like payday loan companies. Do not, under any circumstances, do business with this company unless you are in dire need of money and have very bad credit. I have many leases and have never experienced such shaddy business practices in my life.
Worst customer service in the world! Nicole Cleveland was rude, did not know who was responsible for the lease. Failed to suspend a auto draft when she knew the date the check was to arrive and after drafting the payment on a paid in full …
Zero is too high, but I needed to choose 1 so it would post. Easily the least responsive company ever. They never do what they say and ignoring people is their policy. STAY AWAY! NOW THEY HAVE CUT OFF MY ON LINE PAYMENT ACCESS. CALLED …
Nothing but troubles with this company! If I could give negative stars I would! Bought 3 pieces of equipment for my company through them and still have not have possession of them and it’s been 2 months. They will not help out and will not …
Would give zero stars if I could. MAKE SURE IF YOURE GOING TO FINANCE THROUGH THEM YOU GET ALL INFORMATION ON INTEREST AND HOW IT IS ACCRUED. I financed a piece of equipment that was $5500, the representative was misleading and did NOT tell …
Worst people to lease with. They harassed my pregnant wife over and over for a payment to a contract that no longer existed because one of their bankers made a mistake. They stole our down payment and try ruin my wife’s credit. Contract …
I cannot give any stars! This company has been A NIGHTMARE SINCE DAY 1. Same exact issues as all stated here. They are just horrible con artists as well as Currency Capital in California (big shock there – the whole state is nuts) who …
THIS IS THE WORSE COMPANY EVER! We made our payments on time for years using auto pay with FPL. Our bank account had fraud committed on it and we had to change to a new account. This in turn stopped the ACH we had with FPL. Our CFO called …
Absolutely terrible. These people are scamming me out of insurance I already have. They even wouldn’t send me an invoice to show that they were secretly charging me until I asked. Then when I had my insurance show proof of insurance they …
This looks like a business trend. How do they get away with this? Management calls and threatens how they are going to come after me. They have the title of the equipment, not sent me any registration paperwork, will not honor their part …
These guys are a complete predatory rip off. I called them one time after 3 years of not missing q payment to tell them I would be late they said no problem I had 30 days before I was actually late 5 days later when I tried to make payment …
When using this company you have to understand that they are a “Leasing” company. They don’t have normal rules for interest rates even when you lease a car at a dealer if you pay it off you pay all the interest too unless you cut a deal. …
This company has nothing but incompetent employees. I have been getting calls for literally months on a daily basis. Funny story, I have no business with them. I’ve told them countless times they have the wrong number… and still they …
Not a 1 for sure – way below 0. So sorry that I ever got involved with this company! Take my word for it. Stay far away! They are evil! They hook you and then take everything away from you. Leased equipment through them for my small …
I got referred to these guys and set up with a lease through southern California leasing both companies are shady I would never do business with them going forward I learn my lesson. Hopefully someone reads a review like this before and …
This is absolutely the worst financial institution. Absolute CROOKS! We were told 12.5% interest and come to find out its 25.5% interest. They tell you it’s not interest. So how do they explain when you take out a 45,000.00$ loan and …
We have done business with this company for over nine years. Steve has always been effective and efficient with everything that we have needed. we have purchased vehicles and equipment from Chicago to South Carolina. They always have our …
Stay as far away from this company as possible!!!!!!
I was new to the business and didnt really understand wth i was getting into.. They dont offer true financing only a predatory lease because the interest you …
I wish I could give them a negative 5 rating. They are god awful!! All stay away. VERY Rude, won’t let you SELL the equipment until leasing loan paid off for all months, all interest charges of over 60 months! Out of this world interest …
Would give negative stars if possible – my experience is just like several of the other people that took the time to post horrendous reviews regarding this atrocious company. Scammers, misleading information, fees for the entire duration …
I’ve paid my loan payment for 10 months, and logged online today to make a payment, to be notified that i could no longer make online payments due to insignificant funds transfers and had to call customer service. I’ve never missed a …
We purchased a UV Printer about 2 years ago and applied for financing with Financial Pacific Leasing. Our representative was so helpful and got us the loan in no time. I have called in a few times to check my balance or had questions and always got what I needed taken care of. Thank you for helping us to grow our businss.
Loan sharks at its finest , I stopped payment to them for my 26 ft box truck.
ANYONE LOOKING TO STOP THIS COMPANY DEBT COLLECTIONS. DM me of instagram @CHARENADAGREAT I will help you send Cease and Desist letter, Demand compensation for …
Most incompetent rude company I’ve ever worked with. Avoid them at all costs.
A one star review is being generous to these rude folks. I ended up getting them from a broker by financing a truck. The documentation was provided at the last second, but I accepted that since time was of the essence. I called for the very …
Consider them loan sharks, I asked them about putting my payments on the back end during a Covid closure and go no response then a letter telling me they moved my payments to the back end for a $1450 charge. I cannot get information from …
Honestly I would never recommend this company/bank. I was a new business and put my trust into this company to help me start my business and the smooth talker Steve who made everything sound great just put me into a (financial pacific …
I must be lucky?? I’ve been a customer of FP for 3-4 years now, I financed a utility truck with them. Being self employed and in construction I’ve been late more times on my payment than I’d like. Not once have they been rude, demanding, …
Bought a trailer for $12,000 ask for a payoff about 2 months later and it was $21,500. I fought with them for the 3 years i had the loan. Be careful and have a lawyer reveiw the contract. Also hal at “access capital” will take you for a ride. Highly not recommended on both companys
Know what you are getting into before blindly signing a contract. Most issues result from 3rd party originators not being honest or truth worthy regarding the insurance requirements or interim rent payments. Yes they are a big company with …
No matter how many times you call or email you will not get a call back. If you are an hour late making a payment you better believe they will blow up your phone. My biggest issue I am having is I paid my account in full, received the …
My husband and I have used this company twice to lease equipment for our logging company and both times it has been a nightmare. They have the most incompetent people in customer service we have ever had to deal with. Just today they …
Stay away!!!! I just now paid my equipment off early and received my title and they still keep withdrawing monthly from my account. I am reporting them as fraud. I had so many issues with them. I have only been using them for a 25,000 loan …
-1 star It’s the worst experience I have ever had. I Purchase the truck from partners financing they sold the loan To financial Pacific leasing it Took me 6 months to get Paperwork so I could register it Every time I ask. All they’d say …
terrible place to do financing, bought a truck for 24k, i had a four year agreement. ive put 11k in payments and my payoff quote was somehow 22 thousand. Dont do business with them. Edit: as of may 2021, I tried reaching a settlement with …
They allowed me to make payments on the 30th of the month for over a year before I discovered that I was being charged an insane late fee because payments “are always due on the 5th”. They never answer their customer service line but three …
This is more than a finance company. They care about you as a person. I have been leasing equipment from this company for almost 4 years now. In that time I have encountered two major financial hardships. Both times they have worked with me …
This is a terrible company. They will take advantage of people and rip you off. No where on the contract do they list the total price that you will.be paying and it you pay your equipment off early, you still have to pay all of the charges …
I had a account with this company for almost 5 years and was never late on a payment. Never had any problems. I paid to much on my last payment they sent me a check back for the over pay.
Overall, I would not recommend Financial Pacific Leasing, Inc unless you know what you are getting into with them. I was also misled into thinking that I could pay off an equipment early that I am currently leasing with them. However, I …
This company is the worst I went in to borrow 62,658.92 and after a year I still owe 88,576.17 on my truck. They are crooks, and the customer service agent I talked to kept saying I’m so sorry to be the bearer of bad news with a smirk in …
I wish there was an option for zero stars. An absolutely predatory business. Make sure you have an attorney go over the paperwork before you sign it. I was pressured into it and regret it every day. You cannot pay your “loan” off early …
This is scam! Never try it! You’ll get regretted!
I got 40k loan 3 months ago, now I’m asking them for pay off quote, and they sent me a quote for 80k !!! This is fraud! Never try this company. I got this loan through JR Capital. Both are scam. Never try them!
Worst finance company ever DO NOT use them they will use their incompetence to charge you a ridiculous late fee of over $330 and give you no explanation for it. I specifically changes bank accounts long before my payment was due but …
Do not use this company. They overcharged me on my monthy payments for a year! They went into my account and changed my normal apr rate without consent are permission from me! When i was sick on 2019 they continued to use bullying and …
Lots of hidden charges and they won’t send you any invoices. Complete rip-off company. Avoid like the plague!
If I could give a zero star rating I would this institution is definitely a rip off and they are very sneaky I’ve been asking for some type of receipt or something showing what my balance is and it’s been over a year and still nothing, be …
1 star is being nice. They drove me to bankruptcy. Bought a truck for 32,000 went to sell it and now they tell me I owe 54,000 for a 88 Mack this place is a total rip off.. Rushed into hurrying to sign paperwork asap and I assumed you could …
Sorry to see all the negative reviews. I’ve been using this company going on 3 years now. No issues accept getting someone on the phone in a timely manner. I was so lucky to take advantage of a promotion Ryder truck was running black Friday …
These people are loan sharks!!! I’m certain there is a kickback to JR Capital for using this leasing company. They will upcharge 30-50k on a purchase, please do not use either companies. Honestly this type of lending should be illegal.
The contract was for $1700 monthly and they keep charging us $2000 every month and explain it as (added Insuarance) even tho we provided our own Insuarance to them multiple times.
My experience has been poor, and with changes to my business. I might have to give the truck back. Will this go against my personal credit? They threatened me it will. Has anyone ever defaulted with them?
A vehicle that was financed with financial pacific was wrecked and totalled two months ago … I can’t get them to provide a pay off letter to insurance company…..I’ve called several times……They have a special office that deals with …
We used this company to purchase a $100,000 brush chipper for our company. The process was seem less and smooth without any issues. I got a good rate and am completely satisfied. I have financing through three different institutions and our experience with this one was excellent!
Zero stars for this company.
I had a trailer I bought in 2019 for 65000. The got totaled out in a wreck After 7 payments of $1521 a month. I had it insured for 75000. …