Welcome Home At First Heritage Mortgage, we understand that your home represents peace of mind for your family, a sense of community belonging, and in many cases, your most significant financial investment. Work with our team of lending experts for greater simplicity, honesty, and fairness throughout the mortgage process. Our History Founded in 1996, First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC metro area. By working hard to prove ourselves on every loan, we have gained a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower.
| Friday | 8:30AM to 5PM |
| Saturday | Closed |
| Sunday | Closed |
| Monday | 8:30AM to 5PM |
| Tuesday | 8:30AM to 5PM |
| Wednesday | 8:30AM to 5PM |
| Thursday | 8:30AM to 5PM |
3201 Jermantown Rd Ste 800, Fairfax, VA 22030
(Translated by Google) The best
(Original)
Los mejores
(Translated by Google) First Heritage Mortgage
NMLS#: 86548
The worst loan officer ever . Vavian, I am never trustworthy, and I understand …
Outstanding service! Very dependable and honest!
Was a pleasure working with Heritage Mortgage!
Great service , fast and helpful
they made the process very easy
Excellent service and smooth transaction.
Ask for Javier, he will take care of you.
Effective with all the details of the close, most importantly with the follow ups.
Jeanne is just the worst. Sorry, but poor customer service.
The communication and the process in general was smooth and easy.
No glaring issues. Information flow was very good.
It’s always a smooth transaction with Ken Byrne and First Heritage
first time, i work with them,in my experience,.i give you suggestion………….never go there.don,t waste your valueable time.search the google engine and find right place.thousand of good lender work with you.thx
Great communication and extremely helpful. Would highly recommend Mariel!
Out of all the homes my husband and I have purchased together and separately, this is by far the worst experience we have had with a mortgage company
Fantastic response, worked as a team to facilitate the purchase. Highly recommend.
Trisha, Maureen and Ken… Thank you all very much. I’m grateful for your time and help.
Was a pleasure working with Curtis and team. Highly recommend! Thanks again!
Great crew and saw me through the buying process from start to closing. Would use again if opportunity presents itself again…
A great experience. They made it simple, efficient and informative.
ABSOLUTELY AWESOME!!!! The service, patience and passion that was put in by this company during my 1st home purchase was phenomenal!!!!
Smooth and convenient loan process. Highly recommended.
Excellent experience! Rob was always available to answer any and all my questions.
Ken’s team was very professional through out the process and everything was taken care on time , thank you
Great leadership made up of incredible people who are committed to making the home-buying process easier for first time buyers, or for people who need to refinance their mortgages.
Sarah and Mike were so kind and helpful during a very stressful process. They made it easy and seamless.
Poor communication. Seemed like no one knew what was going on or what was needed. They waited until the closing day to to ask for information and then they didn’t even know what to do with it. I had zero experience with loans and had to basically walk them through the process. Never using them again for sure.
Great experience overall, there was a last minute issue that was quickly resolved. I would recommend First Heritage Mortgage.
Very professional and fast service
Tom and his team were great! If I ever buy another home I will be contacting them to be my lender.
Phenomenal service. Excellent communication, very quick problem solvers (if any!!), and incredibly knowledgeable. Highly recommend. Help me land my first home!
Mike Filan is the Best. He is top notch and my buyers really enjoyed working with him. I will continue to use Mike Filan as my LO.
Great experience, the smoothest process I have ever gone through with a mortgage company! Will definitely recommend.
Great communication from Victor, loved that the first lender took it upon himself to transfer the file to Victor for our Spanish speaking client.
@marisol_hernandez_realtor
Enjoyed working with you & your team yet again. Working with you was seamless & stress free!
-Susie Watts, Realtor
Ryan and team did everything we could ask for.
It’s always a pleasure to work with Rob and his team, the communication is outstanding and of course we closed on time!
But thank you so much for all the magic you pulled off to help my wife and I accomplish our dream. It was a pleasure! Cheers 🥂 …
I absolutely love this company they came right and got to work. Got the job done in 45 days during a pandemic. I’m so humbly grateful for each and everyone of them. They became family.
Highly recommend! During COVID-19, I was contacted by my representatives from their homes and was able to call/email them with immediate responses. Thanks for making this process so smooth.
Javier Gonzales and his team were extremely helpful throughout the whole process. They were quick to respond and always willing to help.
Fran Kelly is as professional as they come. He’s helped me with every question I’ve handed to him as well as responding to me late hours of the night. As a first time home buyer I’m glade I had him help me through it.
If you come across a loan officer named Charlie request for someone else. An unethical practice of issuing a preapproval letter before contract with the interest rate promised with no conditions of having to buy down points on it and then …
Lisa Perry was a delight to work with. She took the time to explain and inform me of every process and made it an easy one. Would highly recommend.
Brian Du Plessis is simply the best. He truly looks out for your best interest and does everything he can to make life simple for you. I cannot recommend him enough!
My experience with Aaron was fantastic. Great job working with my clients!
I can’t say enough in terms of how helpful Mr. Kilkeary and the GM Mortgage team was for my wife and I. We recently purchased a new home and were assisted by Mr. Kilkeary. His professionalism and expertise allowed us to purchase this home …
These people rock. They got us qualified for everything we wanted and then some. There were no shenanigans, just hard work and actually looking at our income. We own our own business and Long and Fosters mortgage guru would not approve us for half as much. We own three houses and are looking for more. FHM will be our choice!
Mike Filan of First Heritage Mortgage is amazing!! It’s always a smooth transaction with him, I never have to worry about anything, from start to finish.
Being a first time buyer I was not sure what to expect. Mariel provided a great experience for me. She was professional and incredibly knowledgeable. Loan details were clearly explained and my questions/concerns quickly answered.
FHM Was very responsive to me. Being that I was having a new home built there were many changes and set backs. But FHM, was on point in answering all my questions and getting back in a timely manner. Thanks Tom, Aaron, and Amy!
-Sade
Great experience buying our first home. Jeffrey got us a great deal and made the impossible possible to help get us this new house. Highly recommend him especially for first time home buyers.
An amazingly smooth process! First Heritage ensured my home purchase experience was stress free and kept me informed every step of the way.
Unorganized, Disrespectful, Rookie-like Operation
After 4 months of processing and false hope, First Heritage told me on Thursday …
Jimmy Hummer and Elaine La were great to work with, knowledgeable and professional. They answered any questions I had, returned my phone calls, and quickly responded to emails/texts.
Mike Filan is as professional as they come, knowledgeable, responsive, and always provides answers to nervous clients along the way. Can’t imagine ever NOT having a seamless transaction with First Heritage. 👏 …
From beginning to end, our mortgage process was informative and straight forward. It is daunting to gather all the required information required to secure a loan, but FHM uses easy online methods for uploading files and great back and …
First Heritage Mortgage was very supportive and helpful in getting my loan approved. They guide you throughout the process and come up with best loan plan that suits your needs. Our closing went very smooth and now we are proud owners of a new home. Amandeep and Ravinder.
Liz was great to work with. She was very quick with her responses and answered all of our questions timely. Her team was on top of the deadlines and made sure we had everything we needed.
Mariel, and her team, always do a great job in helping my buyers walk through the process of the financial part of purchasing a home. She educates them of each step along the way with a very positive demeanor and message.
We have been working with FHM for the past few months. Overall the process was fine until the closing of our home. Once we communicated our concerns, FHM did a great job of assisting us and making sure we got the help we needed. I would …
Ken and his team, along w/ Realtor Michelle Gurko, provided a first rate, professional buying experience. They explained in detail, what processes would be, what timelines would be, and what was needed of me. …
I highly recommend First Heritage Mortgage. I was a first time home buyer and this process went smoother than I ever expected. I worked with Tom Gaffney and Lori Soltas. They were both professional and replied to all phone and email correspondence in a timely manner. I appreciate them
Tom didn’t respond, when we were applying for the initial mortgage, never received an approval or decline, very unprofessional back in June 2020. But received birthday and holiday greetings. However, was approved through another lender, and just closed on our dream house.
Curtis was an absolute pleasure to work with. He explained a lot of things that my husband and I had questions about and didn’t make us feel like we were an inconvenience. The communication we received was OUTSTANDING!
My husband and I just purchased a new build from Stanley Martin at Parkside @ Westphalia about a week ago and we couldn’t be happier. Thank you Jeffrey for your patience and quick responses from start to finish. You were a God send. We …
First Heritage made a stressful experience (buying a home) so much easier. First they offered me a great interest rate, and gave me the option of “Locking It In.” So I ended up with a great rate even after rates started to climb. Secondly …
Very smooth transaction, as always. Great communication, courteous and professional. Best of all, we closed on time! I will continue to refer my clients to First Heritage Mortgage.
The team at First Heritage Mortgage, led by Kristina O’Neill, was a delight to work with. Kristina and Katie McCann worked alongside of my wife and I throughout the loan application and underwriting process. They were always available to …
If you are looking to purchase or refinance there is nobody out there easier to work with and more competent than Kristina. She was able to get me a great rate with a close in 25 days during the COVID craziness and it could not have gone any smoother. I highly recommend Kristina and the First Heritage team. Truly best in the business.
I was referred to Rob McElroy by a very close realtor friend and just closed on my refinance, using the VA IRRRL program. Rob and his team were fantastic to deal with. As an AF officer, I had the opportunity of moving around quite a bit …
The team at First Heritage Mortgage did an excellent job answering all of our questions and concerns regarding our new home loan. I would like to thank Tom, Amy and Lori for all of your hard work and dedication in processing our loan. We really appreciate everything you did for us, thank you very much.
Requested a quote, Rob sent us one. Asked if the quote was good. He said yes. Sent all the required documentation. He said we were locked in at the quoted rate. Five days later, his office sends us the paperwork with a higher rate, after …
Buying a home long distance was much easier than we ever expected because of the timely and appropriate guidance provided by First Heritage people at every step of the way. We had virtually no problems or stress throughout the process. We got a good deal without any problems at all. It doesn’t get better than that.
We had a wonderful experience working with Curtis on our recent home purchase. He was completely transparent and gave the best recommendations for our situation. Our 2020 home-buying experience was streamlined and efficient in a year of constant twists and turns.
As a local REALTOR, Liz McElroy and her team take of my clients. I’m always thrilled when my buyer client chooses First Heritage Mortgage, because with Liz and Sarah, I am 100% sure they are in the best hands. Liz and her team help my …
I am extremely pleased and happy to have met a top loan officer Samantha J Kinne from First Heritage Mortgage. Not only is she highly professional, she is also very dedicated to her clients and never spares energy nor time to work long …
The most efficient mortgage lender I have ever dealt with. Closed on my investment property in this very busy and got market in less than 45 days! Highly recommend! Aaron, Amy and Tom of the Gaffney Team really gets the job done!
Amazing Team! I have known Ken Byrne at FHM for nearly 25 years and this is the second property he and his team have processed our loan for. He is a true professional, very responsive, and always available to answer questions or assist. …
We’ve worked with Aaron my home mortgage process he was very response and helpful during the whole process, easy and efficient. Him and his Team Tom and MIchelle were great. I would highly recommend them to anyone looking for a mortage.
Thank you
So appreciative of Ryan and his guidance through our entire experience as first time homebuyers. The support from everyone at FHM made the process as easy as it could get! Thank you so much!
We have refinanced a number of times with Ken Byrne and while it has never been a difficult process, this time and hopefully the last while in this house was the best of them. Ken, his processor Trisha and the settlement company made the …
We worked with the BOONE TEAM here, a family trio in the reality and mortgage game. Top notch dudes. They were very responsive, professional, but also had great personalities which made them easy to talk to. Highly recommend the BOONE to anyone looking for some good dudes to handle your reality and mortgage transaction.
Ken Byrne and the First Heritage team provided excellent mortgage services and an amazing interest rate. They were very professional throughout the whole home purchasing process and very responsive. They were also able to help my wife and …
Had a great experience with First Heritage Mortgage. Extremely grateful for all the help, they made the process smooth and stress less. Liz McElroy and her team answered my every question any time of the day and night. Would totally recommend.
The First Heritage team was great to work with! Everyone was very friendly, professional and patient with us. They all made a stressful process much easier! We would definitely refer your team to others. Thanks again!
I hate to leave such a bad review for the whole department because it was really just one person that made my first home buying experience awful. …
Our experience with the loan officer Mitchell B. Morris was great he did an excellent job answering all of our questions regarding our refinance process. He was there to answer after office hours as well, a much needed time. We were …
From start to finish the team at First Heritage Mortgage handled everything! It was truly a seamless process. We were notified at every step of what needed to be done and they were responsive to every question, concern, and request. Cannot …
I have been working with Samantha Kinne for over 3 years. She is awesome in every step. My clients love working with her. She is knowledgeable, patient and responsive. Strongly recommend her!
Javier Gonzalez (Loan officer) was great! He made our fist time buying a house a stress free experience. He was easy to get a hold of, was able to answer all of our questions. I highly recommend him!
What an experience we had with the amazing staff at first heritage. Let me first say the process went smooth beside a few minor forks in the road but our loan officer Aaron bell, loan processor Amy, and our closer was nothing short of …
I can not recommend Rob and his team at first mortgage enough!!!! They explained the process, answered all of my first time home buyer’s questions, and were always available to chat! They stood by their promises and pulled off a quick close …
Aaron was AMAZING to work with from the beginning of our home buying/building process to the end. He didnt make us feel like we were not a priority because our home was under construction versus the typical within 30day closing. He was very …
The folks at First Heritage Mortgage are the absolute best. As a first-time buyer I had a lot of questions and they were happy to explain everything in detail as many times as I needed. No matter who I talked to they were up to date on my …
Rob and his team were great! As a first-time home buyer, I had a lot of questions and they were willing to patiently answer all of them. They were also available when needed, which was very helpful in this housing market where offers sometimes need to be finalized late at night. I would highly recommend them!
My Go-To guy. you are seriously, and I cannot stress this enough, doing yourself a disservice if you don’t call Blake to get you a Pre-Approval. Very hardworking and a great problem solver, he’ll do whatever it takes to get the job done. Always responsive and on top of things. You’ll see the difference after the first phone call.
We couldn’t be happier with our experience with First Heritage Mortgage. From the very first day we knew we are in great hands. Can’t thank them enough for their constant help and professionalism! Michael, Tony and Ricky, went above and …
Excellent service and very personalized product! The initial communication was great, we were able to complete all necessary paperwork in a record time and our reps were in constant contact with us (even on the weekend) to assist and help …
I’m so glad our realtor got me in touch with Ken from First Heritage. He and his team went above and beyond to help me get approved for a mortgage tailored for my needs. Wouldn’t have been able to buy where I did had it not been for First Heritage.
I was a first time homebuyer and First Heritage Mortgage and Samantha Kinne was highly recommended by my realtor. I am so happy that we decided to go through her as she was nothing short of amazing. She made the entire process seamless, …
Amazing team! Everything went so smooth from beginning to end. We did it all virtually and we couldn’t have ask for a better team and great tools to make it happen. Thank you Ken and team for all your hard work!
Samantha has always been a 5 star loan officer, which is why she’s always my go-to contact in order to guide the homebuying process for my clients. …
Tom and his team were efficient, communicative and closed on time! My clients were thrilled!
Robert was incredibly helpful when beginning the process and explained everything I needed to know! Then once approved and moved into the closing process, Sarah and Liz were easy to work with and get me closed on time! Portal was easy to use and intuitive.
VERY DISAPPOINTED AND IS HAVING A HORRIBLE EXPERIENCE WITH BRUCE RIDER. HE EXPLAINED EVERYTHING TO US TO GET US PREAPPROVED WITH THE INTEREST INCREASING DAILY HE TOLD US THAT ONCE WE SIGN OUR PURCHASE AGREEMENT HE WOULD LOCK US INTO THE …
I love working with Samantha Kinne and her team. She is always there for my Clients and I.Name it; midnight or holiday she is always there,what am I doing awake at midnight?Ummmm YEAH that’s right midnight because that transaction gotta …
Working with Sarah at First Heritage was a pleasure she provided us excellent advise and guidance in purchasing a new construction property. During the 7 month period it took to build the new home Sarah kept us informed about what to expect …
Right before closing I get the final numbers needed. So close to closing couldn’t change mortgage companies. The closing had additional cost, thousands more than initially stated at the beginning of the processes.
Thank you so much, First Heritage Mortgage for your EXCEPTIONAL service!! We truly enjoyed working with you in purchasing our beautiful new condo. We value and appreciate your professionalism, kindness, and top-notch service.
Ryan Z is absolutely the best Loan Officer. He was a big factor in our decision to go with First Heritage
I used First Heritage Mortgage for my first home and the process was more smooth than I could ever imagine. I had a team of highly efficient individuals working with me and I was able to close by my deadline. Ron was always available to …
The McElroy team at First Heritage made the homebuying process so much easier! As a first time homebuyer, I was new to this process and asked a lot of (probably dumb) questions. Larkin was especially helpful and patient with me, willing to …
Despite having to work through some issues with the transaction, Ryan was amazing and got the transaction closed. Very communicative and a pleasure to work with, I will definetly be referring him out to other buyers
Excellent, very professional, the whole team worked together to put in the extra effort to make us homeowners. They made it smooth and easy for us to move forward. Thanks for the hard work, cooperation, and understanding…. We appreciate and highly recommend.
Big shout out to Vivian Daniel for her exceptional customer service. The whole process of finally closing on my very first house took nearly two years (the construction company was a joke). If it wasn’t for Vivian, as well as my incredible …
Mike Filan and First Heritage Mortgage are world-class. The experience my wife and I had with Mike and the team was easy and stress-free. They answered all of our questions timely, providing multiple views and approaches as we talked through scenarios, and adding value and knowledge to every call. I would recommend them to anyone!
Tom Gaffney and his team were experts and professionals. They answered all questions without hesitation because they are experienced in the field. We have had several mortgage transactions, and this team was just outstanding. Please have …
We have worked with Ken and Trisha at First Heritage Mortgage for 3 different homes now within the last 6 years. Each time they have been a pleasure to work with. They are very communicative and organized and made the loan process seamless. …
The entire team made a stressful process easy. Definitely use them in the future for all my loan needs. Great ppl. Thank you fir helping me get my dream home. Big shout out to Chris C. He explained the entire process to me and was great at communicating.