Whether you’re looking to open a checking account or get a loan, your local bank is the place to go. You’ll find competitive rates and great customer … See more
Worst banking experience ever. I can’t wait until my paycheck posts and i can go and close it!! They charge you ODP fees even when they won’t cover it…and then tell you..oh you don’t have ODP coverage on your acct..but they can charge you for it!!
I would recommend Ryan Langston as the most reliable, most trustworthy man to receive help from. He has helped me tremendously throughout my experience in this bank.
Love the bank they have a very helpful staff. Your only trouble will be if you need to call them and they are busy they won’t pick up the phone. On Saturdays they do not answer the phone ever and the hours online say the lobby is open 9-12 …
Oakstar is a great bank! The employees are friendly and helpful. It was painless to open a checking and savings account. The mobile app is also awesome!
This is by far the best bank I’ve ever used. All the employees are friendly and provide excellent, expedited service no matter what the scenario is. There’s also a multitude of perks offered; from cookies and bottled water in the lobby to Kasasa Cash Back Rewards every month!
I’ve switched to OakStar and I have loved it! They truly care about customer service and their loan officers are great. Adam Swenka is a true professional.
worst experience ever, they screwed me now I have a lender who knows what he’s doing so I can buy my house. they screwed my son even worse a week before closing they claim to need additional money. I’m talking big money. that is not right …
I have been sending clients to Jimmy Stilley at Oakstar for quite a long time and he always gives them the kind of personal service my clients love and are used to. I would like to thank Jimmy and Oak Star for making my clients feel …
Lisa McGhee is an amazing employee! She’s so sweet and does so much for us! So tentative as well. From bringing us amazing OakStar merchandise, to some goodies as well. Please clone her!
Predatory bank for sure.
Be sure when you sign up that you are 100% sure of what you are signing. They screwed me over with overdraft and provided misleading information. …
Oakstar Bank and Adam Swenka helped out family refinance our VA home loan into a lower interest rate, down to a 15 year loan from a 30 year loan and with ZERO DOLLARS in bank origination fees for the VA loan! We are paying off our home in …
These guys treat their customers with what seems to be such a rare personal touch, even ones like me who don’t live close to a branch. Any time I need anything my bankers are just a phone call or an email away and if I ask for something I …
Adam Swenka’s mortgage team was top notch. Ryan Langston made the whole process painless and easy. Would recommend them to anyone looking to buy or refi.
OakStar has done a great job for all of our banking needs. Adam Swenka did a great job on our mortgage and Jessie Tindall has been great as our personal banker.
I have several different types of accounts at Oak Star Bank. EVERY single interaction I’ve had with them over the past five years has always been super friendly and professional. I would certainly recommend them for your personal or business needs.
Ryan Langston was the best! He had to talk me off the ledge several times during the process and did it with patience and grace. I had complete trust in Ryan and the rest of the crew and have recommended them several times to friends and family.
Had a great experience when buying my house. Ryan laid out all of my options in a clear way, so I was confident that when I found the right house we’d be able to get it done quickly and painlessly. The communication was great and I couldn’t be happier with the house I bought or the process of buying it.
Adam Swenka at OakStar Bank in Springfield, Missouri is amazing! He and his team communicated every step of the process so there was no surprises or questions about what was going on. Awesome experience and we’ll be back when we purchase our next home!
Ryan Langston and Adam Swenka are the best!! Ryan was very easy to work with during my home purchase. He was patient and prompt with answers to my questions. I highly recommend him!!
Not where you want to get a home loan. Terrible communication from the get go, very hard to get ahold of, I’m nice enough I won’t call out the specific person I delt with. If you want someone easy to deal with get ahold of gershman mortgage. Much better to work with.
We did our home mortgage through OakStar with Adam Swenka and we could not say enough good things about the experience. Everyone we talked with said that the process was stressful and hard to understand. We felt that Adam explained …
I recently moved to Springfield. My realtor referred me to Adam Swenka at Oakstar Bank. I had the most positive experience from start to finish! Adam and his team took care of everything. Simply the best experience I’ve ever had in buying a house!
We just finished working on our 3rd mortgage with Adam and his team and we couldn’t be more satisfied with the job that they did. The process was so easy and stress-free. It seems like every new experience we have with the team at Oakstar is somehow even easier than the last.
Could not have asked for a better experience. Ryan Langston was very quick and efficient. He also goes over everything to make sure you understand your options and choices. If you’re looking at purchasing a home, Ryan is the one you need to see. Thanks again Oakstar!!
I recently completed a mortgage re-fi through OakStar Bank. Adam Swenka and his team were great! They were very helpful to answer any questions I had and made the process painless. I would highly recommend Adam!
I have worked with Ryan Langston and the Adam Swenka Team quite a bit through my career and would recommend them to anyone! Not only do you get great support, but also personality! At the end of every transaction, I would get a great …
First time home buyer and what an amazing and easy experience. Adam Swenka was great to work with and truly made me wonder why I had not done this sooner. Any issue that came up with the loan process he was right there helping me figure it …
We had a wonderful experience with Ryan Langston and Adam Swenka. We had some hiccups with our home inspection and had to delay the process a little. Ryan was right there with us the whole way supporting us and helping us above and beyond …
Ryan Langston worded with us about 6 months ago on getting our very first home loan. Ryan really spent the time to help us decide what the best option for us was. 10/10 recommend him to anyone. Thanks you Ryan for going above and beyond!
Adam Swenka has assisted my husband and I twice now through the home loan process. Adam’s communication and attention to detail is dynamite. His team helped us through the entire process, and we were treated like family! I will be going to Adam and his team for all future lending!
My husband and I just got our home loan through Oakstar Bank. Adam Swenka is an absolute rockstar, and the only part of our home-buying process that went smoothly was securing the loan. Adam was very thorough in making sure that we knew and …
This is the second time we’ve went through Oak Star for the purchase of a home. For both purchases, we worked with Adam Swenka and his team. They are nothing but amazing to work with. Adam communicates very well with you throughout the …
Adam Swenka and Ryan Langston are the best! Whether it is a new home purchase, refinance, or construction loan, their process is seamless and the speed at which they get their job done is amazing! Highly recommend looking at them for your mortgage needs!
Adam Swenka’s team was absolutely amazing to work with! They were great at communicating. Adam communicated with me directly whenever there was something I needed to address immediately. Whenever I needed help, I always received a …
I’ve bought a few houses using OakStar Bank in Springfield Missouri! They always beat the pants off of the competition 🙂 Great rates, great service and overall great experience! Make sure to call Ryan Langston if you need any help. I …
Ryan Langston at OakStar was very helpful and patient with me as a first time home buyer. He took the time to answer all my questions and to walk me through the process step by step. His team members Adam, Kathy, and Sarah were all very helpful as well. Thank you all for your hard work in helping me close on my home!
Per the recommendation of our realtor, we worked with Ryan Langston and Adam Swenka for our mortgage here and could not have been happier. We got an excellent rate, weren’t pressured into taking on more than afford, and they were remarkably …
We are a local independent business and we have been banking with Oakstar since last August. The staff and service have always been great. We recently purchased a new company vehicle from a dealership in KC, financed through Oakstar, and …
Ryan Langston was absolutely fabulous to work with! He always does an amazing job. Excellent customer service and he is very informative. Ryan always went the extra mile to help us with anything we needed. Go see Ryan for any of your home loan needs!
We needed a VA loan decently quickly. We went to see Ryan Langston at Oak Star and he was amazing! He was very optimistic and gave us hope right away. He told us what to do exactly, got us approved, and closed as quick as he could. Very nice guy! Would recommend!
Not only did Ryan Langston get us a better rate than anyone else, he was extremely knowledgeable when it came to navigating the loan applicant expectations for a self-employed person. In our case, the self-employment timeframes limited us …
We got our original home loan through oakstar after being told from many other loan companies we could not do so without a certain amount of money down. Ryan Langston and Adam Swenka worked diligently to find out what type of loan would …
Wow. What a great experience as first time home buyers. We worked directly with Ryan Langston and The Adam Swenka morgage team. We had no idea what we were doing the first time we went in to speak with Ryan. They walked us through the …
My husband and I just got our home loan through Oakstar. We worked with Ryan Langston and he made it so easy for us as first time home buyers. He made sure all the paper work was in order even when his daughter was born he was sure to check on us! Unbelievable customer service! This place really knows how to take care of their people!
I am a first time home buyer and I would recommend oakstar and specifically Ryan Langston to anyone. He did a great job walking us through the process and was always super friendly and helpful. On top of that we feel like we got a great loan. Thanks again, Ryan!
We recently went through Ryan Langston to purchase our home. From the first call until after we closed, Ryan was there to walk us through each step. He thoroughly answered any & every question we had and explained things so we could easily …
I recently acquired a mortgage from OakStar. Adam Swenka and his team provided excellent service every step of the way. They made it easy for me to electronically provide all of the necessary documentation, and they proactively communicated …
We’ve used Oakstar Bank’s mortgage department for several home loans over the years. Each time, Adam Swenka and his team have been so incredibly helpful with every single step along the way. Now when we want to purchase a home or have any …
My wife and I refinanced our home 3 years ago through Ryan Langston at Oak Star. It was such an easy going experience compared to stories from people about other banks that I knew when it came time to buy a new house we would go through …
I cant express how impressed I am with Ryan Langston and his team! I have a purchased a home in the past and lets just say it wasn’t the best experience! I assumed this was the normal home buying experience until I did business with …
Adam Swenka team is truly amazing. We had the pleasure working with Ryan Langston. He made this 1 st time experience smooth and exciting. He is VERY attentive, knowledgeable and provides excellent advice when purchasing a home. He was …
If I could give zero stars, I would. We had a terrible experience getting approved for a home loan. Our contact at OakStar, Brent Woody, had asked for documents which we obtained from our financial adviser with just over a week before …
We had an awesome experience with Oark Star! Adam Swenka and Ryan Langston are the absolute best- we have gotten two home loans throughout the years from their team and they have made the normally cumbersome process easy and are always willing to go above and beyond to help out their clients. Highly recommend them and their team!
I just completed a home purchase a week ago. I honestly can not thank Ryan Langston, Adam Swenka and his team enough for the professional, courtesy and compassion that was provided from day one of the home buying process. They were always …
OakStar is amazing!!! Ryan Langston was extremely easy to work with- very prompt responses when I had questions, and extremely professional. It was by far the smoothest home purchase I have made so far (this is my third purchase). He …
Ryan Langston and his team members made the home buying process for us a breeze! He went above and beyond to answer our questions and to help us feel comfortable during this most stressful time. Definitely recommend Ryan and OakStar Bank for your home loan needs. They will get you the best rate as well!
I recently refinanced my home with Oakstar and could not be happier with the experience! Ryan Langston went above and beyond to find me the best rate. Ryan took time to explain each step of the process and made sure I understood exactly …
I recently went & visited with Ryan Langston about my financials. He was absolutely amazing to work with! He gave me great insight & advice & I truly appreciate him. Ryan is incredibly personable & willing to work to help his clients. …
Ryan Langston went above and beyond to help us finance our home. We had two, “out of the box” situations that other banks would not finance because they were unique situations. Ryan was able to approve us and allow us to have the best case …
We had a wonderful experience working with Adam Swenka’s team at OakStar Bank. Ryan Langston was amazing from beginning to end. We appreciated his awesome service and willingness to help in every way possible for a mortgage that fit our needs. I highly recommend contacting Ryan if you are thinking about purchasing a home.
Ryan Langston and his team were great to work with at Oak Star Bank! The house buying process went smoothly. He answered all of my questions whether it was by phone, text, and/or email in a very timely manner. We needed to sell and buy a …
Had yet another great experience with OakStar Bank when refinancing my home mortgage. As you can see from the rest of the reviews here, Ryan Langston is a fantastic mortgage banker who goes above and beyond for his clients. He is quick to …
Aaron, Lisa, Bobby, And more this is a quardafecta of awesome people. If you need a home loan, business loan, set up for credit card processing for your biz this is the place. Also they sneakily figured out that I love Andy’s and even gave me a concrete for my birthday. Now that’s above and beyond!
Get your money$$$😳😳😳😳😳😳😳 …
Great awesome people
Love the bolivar branch kims the man !!😃 …
Great employees and service
Fast friendly courteous employees that are very helpful
Wonderful service, solid products, and great rates.
This isn’t my bank but I’ve been in there and these people are very friendly and helpful.
I was not able to cash my check at Walmart. Can this be fixed?
Superb local bank. Different than the average. Very personable service.
Great customer service from Bobbi B and Whitney V. Five stars.
Great bank! Super easy to do business with.
I am happy with this bank.
3.01% Apy, free cookies, tea, and coffee. They also have bike racks.
Great place to bank. The greatest customer service I have ever had. Always treats you like your the most important person there
Worst banking experience ever. I can’t wait until my paycheck posts and i can go and close it!! They charge you ODP fees even when they won’t cover it…and then tell you..oh you don’t have ODP coverage on your acct..but they can charge you for it!!
Ryan and Adam were excellent and made my first time home buying experience so easy!
Ryan Langston and others made our refinance easy. Their customer service is perfect!
Ryan and Adam made purchasing my home easy and stress free. Great experience and recommend.
I would recommend Ryan Langston as the most reliable, most trustworthy man to receive help from. He has helped me tremendously throughout my experience in this bank.
Love the bank they have a very helpful staff. Your only trouble will be if you need to call them and they are busy they won’t pick up the phone. On Saturdays they do not answer the phone ever and the hours online say the lobby is open 9-12 …
Oakstar is a great bank! The employees are friendly and helpful. It was painless to open a checking and savings account. The mobile app is also awesome!
Ryan was great to work with as well as the whole OakStar Loan Origination Team. This is my third time and the service just keeps getting better!
This is by far the best bank I’ve ever used. All the employees are friendly and provide excellent, expedited service no matter what the scenario is. There’s also a multitude of perks offered; from cookies and bottled water in the lobby to Kasasa Cash Back Rewards every month!
I’ve switched to OakStar and I have loved it! They truly care about customer service and their loan officers are great. Adam Swenka is a true professional.
worst experience ever, they screwed me now I have a lender who knows what he’s doing so I can buy my house. they screwed my son even worse a week before closing they claim to need additional money. I’m talking big money. that is not right …
I have been sending clients to Jimmy Stilley at Oakstar for quite a long time and he always gives them the kind of personal service my clients love and are used to. I would like to thank Jimmy and Oak Star for making my clients feel …
Lisa McGhee is an amazing employee! She’s so sweet and does so much for us! So tentative as well. From bringing us amazing OakStar merchandise, to some goodies as well. Please clone her!
Predatory bank for sure.
Be sure when you sign up that you are 100% sure of what you are signing. They screwed me over with overdraft and provided misleading information. …
If you’re a millennial with a busy school/work schedule, this is the bank you want. …
Oakstar Bank and Adam Swenka helped out family refinance our VA home loan into a lower interest rate, down to a 15 year loan from a 30 year loan and with ZERO DOLLARS in bank origination fees for the VA loan! We are paying off our home in …
These guys treat their customers with what seems to be such a rare personal touch, even ones like me who don’t live close to a branch. Any time I need anything my bankers are just a phone call or an email away and if I ask for something I …
Adam Swenka’s mortgage team was top notch. Ryan Langston made the whole process painless and easy. Would recommend them to anyone looking to buy or refi.
OakStar has done a great job for all of our banking needs. Adam Swenka did a great job on our mortgage and Jessie Tindall has been great as our personal banker.
I have several different types of accounts at Oak Star Bank. EVERY single interaction I’ve had with them over the past five years has always been super friendly and professional. I would certainly recommend them for your personal or business needs.
Ryan Langston was the best! He had to talk me off the ledge several times during the process and did it with patience and grace. I had complete trust in Ryan and the rest of the crew and have recommended them several times to friends and family.
Had a great experience when buying my house. Ryan laid out all of my options in a clear way, so I was confident that when I found the right house we’d be able to get it done quickly and painlessly. The communication was great and I couldn’t be happier with the house I bought or the process of buying it.
Adam Swenka at OakStar Bank in Springfield, Missouri is amazing! He and his team communicated every step of the process so there was no surprises or questions about what was going on. Awesome experience and we’ll be back when we purchase our next home!
Ryan Langston and Adam Swenka are the best!! Ryan was very easy to work with during my home purchase. He was patient and prompt with answers to my questions. I highly recommend him!!
Not where you want to get a home loan. Terrible communication from the get go, very hard to get ahold of, I’m nice enough I won’t call out the specific person I delt with. If you want someone easy to deal with get ahold of gershman mortgage. Much better to work with.
We did our home mortgage through OakStar with Adam Swenka and we could not say enough good things about the experience. Everyone we talked with said that the process was stressful and hard to understand. We felt that Adam explained …
I recently moved to Springfield. My realtor referred me to Adam Swenka at Oakstar Bank. I had the most positive experience from start to finish! Adam and his team took care of everything. Simply the best experience I’ve ever had in buying a house!
We just finished working on our 3rd mortgage with Adam and his team and we couldn’t be more satisfied with the job that they did. The process was so easy and stress-free. It seems like every new experience we have with the team at Oakstar is somehow even easier than the last.
Could not have asked for a better experience. Ryan Langston was very quick and efficient. He also goes over everything to make sure you understand your options and choices. If you’re looking at purchasing a home, Ryan is the one you need to see. Thanks again Oakstar!!
I recently completed a mortgage re-fi through OakStar Bank. Adam Swenka and his team were great! They were very helpful to answer any questions I had and made the process painless. I would highly recommend Adam!
I have worked with Ryan Langston and the Adam Swenka Team quite a bit through my career and would recommend them to anyone! Not only do you get great support, but also personality! At the end of every transaction, I would get a great …
First time home buyer and what an amazing and easy experience. Adam Swenka was great to work with and truly made me wonder why I had not done this sooner. Any issue that came up with the loan process he was right there helping me figure it …
We had a wonderful experience with Ryan Langston and Adam Swenka. We had some hiccups with our home inspection and had to delay the process a little. Ryan was right there with us the whole way supporting us and helping us above and beyond …
Ryan Langston worded with us about 6 months ago on getting our very first home loan. Ryan really spent the time to help us decide what the best option for us was. 10/10 recommend him to anyone. Thanks you Ryan for going above and beyond!
Adam Swenka has assisted my husband and I twice now through the home loan process. Adam’s communication and attention to detail is dynamite. His team helped us through the entire process, and we were treated like family! I will be going to Adam and his team for all future lending!
My husband and I just got our home loan through Oakstar Bank. Adam Swenka is an absolute rockstar, and the only part of our home-buying process that went smoothly was securing the loan. Adam was very thorough in making sure that we knew and …
This is the second time we’ve went through Oak Star for the purchase of a home. For both purchases, we worked with Adam Swenka and his team. They are nothing but amazing to work with. Adam communicates very well with you throughout the …
Adam Swenka and Ryan Langston are the best! Whether it is a new home purchase, refinance, or construction loan, their process is seamless and the speed at which they get their job done is amazing! Highly recommend looking at them for your mortgage needs!
Adam Swenka’s team was absolutely amazing to work with! They were great at communicating. Adam communicated with me directly whenever there was something I needed to address immediately. Whenever I needed help, I always received a …
I’ve bought a few houses using OakStar Bank in Springfield Missouri! They always beat the pants off of the competition 🙂 Great rates, great service and overall great experience! Make sure to call Ryan Langston if you need any help. I …
Ryan Langston at OakStar was very helpful and patient with me as a first time home buyer. He took the time to answer all my questions and to walk me through the process step by step. His team members Adam, Kathy, and Sarah were all very helpful as well. Thank you all for your hard work in helping me close on my home!
Per the recommendation of our realtor, we worked with Ryan Langston and Adam Swenka for our mortgage here and could not have been happier. We got an excellent rate, weren’t pressured into taking on more than afford, and they were remarkably …
We are a local independent business and we have been banking with Oakstar since last August. The staff and service have always been great. We recently purchased a new company vehicle from a dealership in KC, financed through Oakstar, and …
Ryan Langston was absolutely fabulous to work with! He always does an amazing job. Excellent customer service and he is very informative. Ryan always went the extra mile to help us with anything we needed. Go see Ryan for any of your home loan needs!
We needed a VA loan decently quickly. We went to see Ryan Langston at Oak Star and he was amazing! He was very optimistic and gave us hope right away. He told us what to do exactly, got us approved, and closed as quick as he could. Very nice guy! Would recommend!
Not only did Ryan Langston get us a better rate than anyone else, he was extremely knowledgeable when it came to navigating the loan applicant expectations for a self-employed person. In our case, the self-employment timeframes limited us …
We got our original home loan through oakstar after being told from many other loan companies we could not do so without a certain amount of money down. Ryan Langston and Adam Swenka worked diligently to find out what type of loan would …
Wow. What a great experience as first time home buyers. We worked directly with Ryan Langston and The Adam Swenka morgage team. We had no idea what we were doing the first time we went in to speak with Ryan. They walked us through the …
My husband and I just got our home loan through Oakstar. We worked with Ryan Langston and he made it so easy for us as first time home buyers. He made sure all the paper work was in order even when his daughter was born he was sure to check on us! Unbelievable customer service! This place really knows how to take care of their people!
I am a first time home buyer and I would recommend oakstar and specifically Ryan Langston to anyone. He did a great job walking us through the process and was always super friendly and helpful. On top of that we feel like we got a great loan. Thanks again, Ryan!
We recently went through Ryan Langston to purchase our home. From the first call until after we closed, Ryan was there to walk us through each step. He thoroughly answered any & every question we had and explained things so we could easily …
I recently acquired a mortgage from OakStar. Adam Swenka and his team provided excellent service every step of the way. They made it easy for me to electronically provide all of the necessary documentation, and they proactively communicated …
We’ve used Oakstar Bank’s mortgage department for several home loans over the years. Each time, Adam Swenka and his team have been so incredibly helpful with every single step along the way. Now when we want to purchase a home or have any …
My wife and I refinanced our home 3 years ago through Ryan Langston at Oak Star. It was such an easy going experience compared to stories from people about other banks that I knew when it came time to buy a new house we would go through …
I cant express how impressed I am with Ryan Langston and his team! I have a purchased a home in the past and lets just say it wasn’t the best experience! I assumed this was the normal home buying experience until I did business with …
Adam Swenka team is truly amazing. We had the pleasure working with Ryan Langston. He made this 1 st time experience smooth and exciting. He is VERY attentive, knowledgeable and provides excellent advice when purchasing a home. He was …
If I could give zero stars, I would. We had a terrible experience getting approved for a home loan. Our contact at OakStar, Brent Woody, had asked for documents which we obtained from our financial adviser with just over a week before …
We had an awesome experience with Oark Star! Adam Swenka and Ryan Langston are the absolute best- we have gotten two home loans throughout the years from their team and they have made the normally cumbersome process easy and are always willing to go above and beyond to help out their clients. Highly recommend them and their team!
I just completed a home purchase a week ago. I honestly can not thank Ryan Langston, Adam Swenka and his team enough for the professional, courtesy and compassion that was provided from day one of the home buying process. They were always …
OakStar is amazing!!! Ryan Langston was extremely easy to work with- very prompt responses when I had questions, and extremely professional. It was by far the smoothest home purchase I have made so far (this is my third purchase). He …
Ryan Langston and his team members made the home buying process for us a breeze! He went above and beyond to answer our questions and to help us feel comfortable during this most stressful time. Definitely recommend Ryan and OakStar Bank for your home loan needs. They will get you the best rate as well!
I recently refinanced my home with Oakstar and could not be happier with the experience! Ryan Langston went above and beyond to find me the best rate. Ryan took time to explain each step of the process and made sure I understood exactly …
I recently went & visited with Ryan Langston about my financials. He was absolutely amazing to work with! He gave me great insight & advice & I truly appreciate him. Ryan is incredibly personable & willing to work to help his clients. …
Ryan Langston went above and beyond to help us finance our home. We had two, “out of the box” situations that other banks would not finance because they were unique situations. Ryan was able to approve us and allow us to have the best case …
We had a wonderful experience working with Adam Swenka’s team at OakStar Bank. Ryan Langston was amazing from beginning to end. We appreciated his awesome service and willingness to help in every way possible for a mortgage that fit our needs. I highly recommend contacting Ryan if you are thinking about purchasing a home.
Ryan Langston and his team were great to work with at Oak Star Bank! The house buying process went smoothly. He answered all of my questions whether it was by phone, text, and/or email in a very timely manner. We needed to sell and buy a …
Aaron and Abbey made our loan process as simple as could be! We will be back when we are ready to buy again.
Had yet another great experience with OakStar Bank when refinancing my home mortgage. As you can see from the rest of the reviews here, Ryan Langston is a fantastic mortgage banker who goes above and beyond for his clients. He is quick to …
Aaron, Lisa, Bobby, And more this is a quardafecta of awesome people. If you need a home loan, business loan, set up for credit card processing for your biz this is the place. Also they sneakily figured out that I love Andy’s and even gave me a concrete for my birthday. Now that’s above and beyond!