Oceanside Mortgage

Oceanside Mortgage Company

Oceanside’s specialists offer a complimentary loan analysis and are ready to walk you through your home loan process so you can breathe easy. See more

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Oceanside Mortgage Reviews ( 250 )

  1. Rather annoyed with the old bait and switch they pulled. They streamline refinanced my mortgage without due diligence. 6 months later, they realized their escrow math was off, now my mortgage is more expensive than ever.

  2. Robert Oliver did a great job making the refinance process smooth and answering all my questions. I’m glad I took the opportunity to called and gather more information.

  3. Oceanside is a great mortgage company me and my wife are from Tennessee and Chris Tozzi is our agent and he has gone above and beyond helping us I can’t thank he enough for all he’s done i would highly recommend this mortgage company to anyone.

  4. they where very friendly and helpful with refinancing with our FHA loan. Even though I was not on the loan, things was discussed with me for to relay to my friend that drives truck & was not always able to talk

  5. Excellent Customer Service. Attention to every detail. Professional, friendly, helpful staff. Available 24/7 for questions. Very pleased with entire process and final outcome. Tks, JV & RV

  6. Great experience and great customer service. My refinance process was smooth and fast and was able to lock a great low rate. Oh and best part very low closing cost.

  7. I been with Oceanside mortgage for several years they are very knowledgeable and very willing and friendly to help you they will explain everything and answer any and all of your questions honestly they are always looking for better …

  8. They were awesome to work with. Michael kept me update date with all that was happening, answered my questions and made it so easy for me. I’m so happy I made that one phone call.

  9. A really great experience, easy process. Nothing but praise for this company. Got great rates on the refi and lowered my payments. Thanks Vinny for everything!

  10. I happy with Oceanside mortgage company they help me with the things i need to complete for my refinancing. They also answered all the questions i need. I recommended to all my family and friends.

  11. This was the easiest and most convenient mortgage process I’ve ever been through! Most of it was handled via text! Great professional friendly service! Give them a try!

  12. My mortgage was transferred to Oceanside two months ago. I have had issues every month trying to set up automatic payment. All of the links on their website do not work and when you call to set up auto pay, they direct you back to the …

  13. I was sceptical at first. Oceanside took the time to explain everything. Everything went along without a hitch and within a month I was able to close at a better interest rate with no out of pocket costs… I would and have recommended them.

  14. The person who answers the phone cannot answer simple questions and always transfers you into the automated system. Making payments aren’t as simple as using a credit or debit card. There are always several questions from customer service …

  15. Worked with Tim through a fha streamline refinance. Process was fantastic. Would highly recommend to anyone looking for a local company that really cares about its customers.

  16. Oceanside was excellent to deal with and everything went smoothly and quickly with doing a streamline FHA refinancing.. We worked with Carmen Constantinople and he was superb.
    Kayla McIntyre

  17. You cannot get a hold of anybody on the corporate side and service Mac and Oceanside mortgage, response time is so slow you might as well refinance with a different mortgage company

  18. They took the time to explain things thoroughly. As we all know a lot of the verbiage can be confusing and hard to understand, but Steve went through things with me until I understood everything. On top of that they got me an unbelievable rate. Nice family company atmosphere.

  19. Everything the loan officer told me in the very beginning was actually true. My refinance was such a smooth process. I’m so glad I went with Oceanside Mortgage.

  20. Seemless process with TimB.! Oceanside helped reduce my mortgage payment saving me money everything and lowering my interest rate by 1.25 %! Great experience and happy to be doing business with them

  21. When trying to assume our loan (remove a cosigner), and having a loan that IS assumable, this company makes it impossible to get in touch with an “assumption” department, that seemingly “doesn’t have a direct number”. I call baloney on …

  22. I WOULD NOT SAY THIS COMPANY IS THE BEST SIMPLY THAT WHEN I CALLED THE SERVICE DEPARTMENT FOR PROPERTY TAX TO DO AN ANALYSIS OF MY MORTGAGE THE STAFF SAID I NEED A YEAR OF PAYING MORTGAGE TO THIS COMPANY TO DO RE ANALYSIS OF MY MORTGAGE, I …

  23. I was so impressed with how easy everything was! My agent Tom did it all and my loan closed without a hitch!!! Quick and easy and Tom did all the work! Thanks for a “no stress” experience!!! 🙂

  24. Oceanside staff went above and beyond to make sure I was fully satisfied with the refinancing process. I also got a a low rate that saved me money and years off my mortgage.

  25. The company keeping me informed of what’s happening in the market place. Have refinanced my mortgage for two times and helped me decreased the interest rates and reduced my monthly mortgage payments. Thanks for the great service.

  26. Mike Kiley was the best! We’ve never had a smoother experience and we LOVED that everything except closing was electronically submitted and signed! Highly recommend!

  27. The whole process was smooth and easy thanks to Tom.Everything was done by text since I’m a very busy woman with two jobs. Tom was always available to answer my questions. Thanks Oceanside Mortgage.

  28. My refinance process was better than expected , all my questions were answered , and honestly I didn’t expect for it to go as smooth as they said it would .But it did so I am very happy with Oceanside and the way they do business

  29. I am not sure how they have so many great ratings. For two years, my taxes have been paid incorrectly resulting in a $200 increase in my mortgage. For the second year. I would have thought this would have resolved itself after the first …

  30. This company is so bad my grandson has them and they have treated him so bad. And applying corporate fees years ago that have been paid. And it never goes away do not use them.

  31. Customer service is not helpful. I have been trying to pay my mortgage for 13 days and get no where. I have never worked with a company who doesn’t want your money. Their website is horrible and doesn’t update when you pay your bill. If i could switch mortgage companies, I would.

  32. Any question I’ve had for Tom, he was quick to answer and provide details which were easy to understand. He was able to get me an interest rate lower than expected and help with my escrow account. Highly recommended!

  33. Oceanside mortgage was a pleasure to work with. They matched a lower rate we obtained from a competitor. Tim was in constant contact with us and had a list of things we needed to send in immediately available.

  34. I am so glad i responded to a letter from you guys! Thank you to all of you especially to Andrew Oliva, i saved couple of thousand a year! Yay!!! And that was an easy breezy process! Would totally recommend you to my friends. Thank you again! And More power to oceanside mortgage!

  35. I recently refinanced my house to take advantage of the low interest rates. The whole process was quick and simple. Everything was explained and all my questions were answered. Couldn’t ask for anything better.

  36. Oceanside help me and my family save thousand of dollars. The process was very easy and straight forward Tim was very helpful. I would recommend Oceanside for anyone in the process of buying a home or refinancing.

  37. Ryan Hall was super. He offered to refinance our loan and estimated it would save over $100 a month. In actuality it saved over $200 month. Closing went smoothly with the entire team at Oceanside.

  38. This company sucks!!! I spoke to Dave he could not help nor did he seem to know how to. I didn’t like his attitude. He seemed like he didn’t want to go out of his way to make it happen He was quick to give up and his attitude totally …

  39. Participated in the VA Interest Rate Reduction program. They made it super easy, and explained the process thoroughly. Was able to do the closing right at our own home, extremely convenient. Highly Recommend!

  40. Tom was who we worked with an he was amazing, he always answered our calls and questions and worked really hard for us to be able to buy our dream home. He is also who assisted my parents who were also very impressed!

  41. Oceanside has done a great job of keeping us abreast of opportunities to improve our mortgage situation. Their expertise, patience in answering any and all questions and quick response time was greatly appreciated. Thanks, Oceanside.

  42. Final update; The V.P. Corrected the issues professionally and quickly!

    Update: Mortgage is now correct and updated. Its a shame that I was hung up on 4 …

  43. This is such an easy experience to refinance with this company.
    Loan officer was great to work with and we always knew what next
    step would be. Highly recommend!!

  44. We have used Oceanside Home Mortgage for almost 5 years now and we have zero complaints! They are a great company with their customers best interests at heart!

  45. Very easy to work with – fast and convenient. I didn’t have to keep asking them for progress updates or what I needed to be doing to keep the process going – like I have had to do with other companies. They were always on top of it and it didn’t take me six plus months like other companies.

  46. At first this all sounded like a good deal. I got a letter from them saying that I am eligible for VA Loan refinacing. I called them up to see what it was all about. At first everything sounded great even the fact that they will do a soft …

  47. Oceanside Mortgage did a streamline loan for me.
    The process went very quickly,Andrew Oliva was wonderful through the whole process,keeping me updated & explaining everything.

  48. This was my second mortgage with Oceanside mortgage company. The people I dealt with there were friendly, kind, and patient with me and walked me through every step of the way. It was painles. I highly recommend this mortgage company.

  49. Very fast and professional experience. I was always kept up to date on my loan process and any necessary paperwork. I will highly recommended my family and friends.

  50. These guys are amazing! Lee was so wonderful and had an amazing personality! They were fast, friendly and efficient, like a well oiled machine! I hope I have the pleasure of doing business with them again! Thank you all so much!

  51. I received a letter from them stating “FHA payment reduction program”. Then when I call and talked with Andrew about this he said there is nothing he can do because its a government assisted program. Then why send the letter and then tell …

  52. If you need a home refinance there is only one place to go. They are extremely Easy to work with and do what they say!! What more could you ask for. I highly recommend them. If I could give them 10 stars I would.

  53. I worked with Laurie Kliessler, she was absolutely phenomenal.
    The entire process was smooth and stress free.
    I’m an OTR truck driver, I did my entire Refi while working. I let her know …

  54. Ryan Dunn helped us with our first home loan. My case was a little difficult and he did everything he could do get things done as quick as he could. He didn’t mind answering my thousand questions!

  55. OMG very reliable results with the people and service at this company. The response time was so unreal. At a very difficult time they were there every step of the way so that my mortgage was accepted and processed. I could not have asked for anything more. Very knowledgable and courteous.

  56. I have refinanced twice with this mortgage company and both occasaions and the loan officer wasnothing short than smooth, accurate, professional, and courteous. Plus, offer the best rates on the market. I would highly recommend them.

  57. Oceanside Mortgage is a good company to work with , if you are looking to lower you rate and /or your payments, they did both for me in a couple weeks, talking with them was like talking with a family member , it seen that the only thing that matter to them was making sure I was satisfied.

  58. This place is not accredited with the Better Business Bureau this place reel you in to get you as a customer then mess up your loan with the previous company. Having you streamlining for five times and don’t factor in your taxes so then …

  59. Oceanside sent me an email and notified me that it was time to look at refinancing my mortgage. The program saved me money and had no negative side. My rep from Oceanside was very helpful and informative.

  60. Honestly I could write a whole book on how pleased I am with this company. Lee was awesome, the process was unexpectedly short and I’m saving way more than I expected to. If you are thinking of refinancing definitely consider Oceanside.

  61. I received a letter in the mail to refinance my home, and have been interested in doing so for a few months now, so I gave a call to see what interest rate and what type of payment I could get. …

  62. This was the easiest process EVER to refinance my loan. Everything was done by phone and email to set up and then they sent a closing attorney to my job to make things easier for me!! I would recommend to anyone!

  63. I am so happy Oceanside mortgage reach out to me. They was able to help me on my interest rate. I would refer this company to anyone who’s looking to purchase or refinance a home.

  64. They are the biggest scam company you will ever encounter after you joined them, they keep changing service company every year for the mortgage payments, and every year they do an escrow analysis and always tell you the escrow account is …

  65. Mr. Bill Boyles helped my fiance and I refinance our home at a lower rate. He made the process simple and easy. We will definitely use an Oceanside Mortgage for any future home loan needs.

  66. Simple, one phone call to Bill Boyles got the ball rolling on a streamlined refi. The process was painless and we closed in less than 3 weeks with a lower monthly payment. Easiest thing we ever did. Pretty amazing since every other …

  67. i recently had to choose a mortgage company, and of all those i met or spoke with, oceanside mortgage company provided the best experience. oceanside mortgage company is a great mortgage company. the people i dealt with at oceanside …

  68. Michael Kiley at Oceanside mortgage is amazing. Made our refinancing very smooth. Would recommend them to everyone. Always answered our questions and return calls to us immediately. Thanks Michael

  69. I did a streamline FHA and I got everything done in two weeks. Ryan had everything together that I needed to provide and I had that done in 5 minutes. As long as you have everything and get it in timely, the process moves along quickly. I was skeptical at first, but everything went smoothly.

  70. I recently refinanced my house, and the entire process took less than 3 weeks, from phone call to signing paperwork. The process was painless and seamless. They are professional, responsive. and helpful.

  71. Jack Geraghty and the rest of the team at Oceanside Mortgage Company are outstanding. They saved us a ton of money on our FHA refinance. This was a wonderful and painless process. Thank you all!

  72. Ryan Dunn was awesome and persistent in getting this deal done. Walk me right through the steps to get the BEST deal in refinancing my house! Get in touch with this GUY! Let him help you!

  73. Easiest, fastest process we have ever been through. Andrew Oliva walked us through every step of the way. He was very patient with my lack of computer skills. I would definitely recommend Oceanside!

  74. The customer service is exceptional, Vincent L. was always available, I called on a weekend and he was happy to answer my question.
    They got my FHA streamline finished in 2 weeks. I couldn’t believe how fast and easy it was.

  75. Oceanside acquired my mortgage but sent me the wrong paperwork so my payment went to the wrong address. Even though I paid on-time they forced me to track down my payments to THEIR company. Evidently the NJ branch does not talk to the TX …

  76. We worked with this company twice to refinance through FHA streamline refinancing. Vincent was our loan officer and he was amazing to work with. Everything was simple, explained, and a smooth process.

  77. 5 star…our experience was a very smooth process, considering Oceanside had to clean up a lot of open ends our previous mortgage company had not completed when we first purchased our home? We highly recommend Oceanside mortgage.

  78. Cant say anything but great things about Oceanside. Let’s just say processing was a breeze. Lee was phenomenal as my loan officer. He was very professional and prompt on any questions that I had.

  79. Oceanside Mortgage Company refinanced my home with an FHA streamline mortgage, saving me $50 a month. Andrew Oliva was very professional and got the process completed very quickly. I highly recommend Oceanside Mortgage and Andrew Oliva.

  80. Terrific Everything -Oceanside Mortgage Company is very good. They are professional and honest and very fast on getting my refinance done. I am very happy and I highly recommend them!

  81. They contacted me to help me save money. It cost less than a months payment to get the refi done too. They’re very helpful. My other mortgage company couldn’t beat them. I recommend.

  82. Got 2.99% through the lender, they are not a broker. The process was easy and quick. Closed in 3 weeks. The staff was great, done mostly online with only final papers to sign. My property is 800 miles away so it does not need to be local.

  83. Ryan my loan officer was amazing. He got me a great interest rate and made my VA IRRL switch easy! Mush more pleasant to deal with than bigger banks and he was available for questions at almost anytime!

  84. My VA loan refinance experience was outstanding! The representatives I had the pleasure of working with were very professional and expedited the process efficiently and effectively.

  85. Refinancing my house was one of the easiest processes EVER. Thanks to Christopher Tozzi… He did an amazing job making this easy, fast and painless. Would HIGHLY recommend Oceanside Mortgage Company.

  86. Ryan Dunn was great through the whole refinancing process. They lowered my interest rate from 5.25% to 3.75% and they paid the closing costs. The whole process was fast and easy. Thanks so much!!

  87. It’s not very often you’ll here someone say I had a great experience working with a mortgage company. I can honestly say it was a pleasure dealing with everyone at Oceanside Mortgage. They did exactly what they said they could do for me and did it without causing me any stress. Thanks for all your help Tom and everyone at Oceanside.

  88. Timothy was amazing to work with. Even in this difficult time, he answered all my questions and went above and beyond to make sure I knew what to expect. He also worked to get the very best rate for us. Thank you!

  89. The staff and representatives at oceanside mortgage company were a great team. They communicated what was needed and made the application process stress free. I have a great rate and can’t be happier with it all!

  90. How offen do people brag on a Loan Company but today is the day. I started trying to Refi my FHA loan in January of 2020 and the Market crashed and the Loan Company I was using put our Loan on the shelf and kept given excuses on why we …

  91. Really great place, did a re- finance and I will save over $1200 a year! It was quick and easy. Would highly recommend this place. Thank you especially to Andrew Oliva, he stayed right on top of things and he was available every time I had a question or needed to talk to him.

  92. Nicholas Yodonis at Oceanside Mortgage called US to refinance our mortgage. He helped save us quite a bit on our mortgage and we are very pleased with the new payments. Thanks Nick!

  93. We did a streamline refinance through Oceanside Mortgage and it was such a easy and fast process! Tom took great care of us and we are super excited to have them and our mortgage holders!

  94. They were amazing with helping us refinance our house. Ryan did everything he could to help us and answer all our questions in a timely manner. I would recommend this company to everyone.

  95. Working with Oceanside on my remortgage was absolutely wonderful! Andrew was friendly, efficient, and had great communication skills. This process was quick, easy, and lowered the APR on my existing mortgage!

  96. I love this company. My broker made it so easy to get my mortgage transferred, he was always checking in and giving me updates on the status of it. They saved me money and are easy to get ahold of for questions etc. You can’t go wrong with Oceanside.

  97. Oceanside was great through the whole home buying process. They walked us through every step from beginning to end and answered any questions we had. It didn’t matter what time of day it was they were ready with a response through email or phone. I will say not one bit of stress hit me and it was great!!!

  98. Lee S. has been great to work with over the past two years. Their servicing portal is cut and dry simple. I also had an insurance claim they had to work with and were quick to process everything that needed to be done.

  99. Andrew was great during our VA refinance. He answered all questions & kept us up to date during the loan process/progress. I would recommend Oceanside Mortgage for your home loan.

  100. I met Andrew when purchasing my home. There was a problem with my old mortgage company and I couldn’t retrieve the info because my husband had recently passed away. But just at the bewitching hour Andrew rode up on his white horse and …

  101. Very courteous, and had a extremely quick turn around to refinance my mortgage. Very pleased at how quick the service was, and also how they were able to help me save a good chunk of money each month. It will add up over time.

  102. I highly recommend oceanside mortgage to anybody who’s thinking about buying or refinancing their home loan. The transaction went smoothly Micheal took great care of me and delivered everything that he promised me. I can’t be anymore satisfied with my new mortgage loan!! Thank you Michael!

  103. Mortgage guy was great (Ryan Dunn). He was up front,helpful and honest. Oceanside mortgage was easy to do business with thanks. Would definitely recommend.

  104. I purchased my house 5 yrs ago and was very satisfied with my rate and turn time. Recently I refinanced with Oceanside and can’t say enough about the rate and speed of the process. I Will continue to use Oceanside for my mortgage needs.

  105. Vincent Lucante has been a great help. We closed our refinance deal within a week. I also introduced my friend to him and they’re working on closing another deal. Their rates and closing fees are competitive. Recommended.

  106. Hoping this isn’t going to be one of those to good to be true situation. Was very skeptical by the very plainish letter sent, and actually left it set a few week until deciding to throw it out. But something told me to give them a call and …

  107. They let us know when rates dropped and gave us a smooth process when we chose to refinance with them. They even sent someone to my home in order to sign / notarize the paperwork! Great job, Oceanside!

  108. Ryan was excellent in helping me get a great rate. He informed me about the other company I was with didn’t have my best interest in hand. Oceanside so far that I can see is a great mortgage company. I would recommend this company to others.

  109. Oceanside is a pleasure to work with. Laurie takes great care and is very responsive. We worked with them for our original mortgage and also on a refinance that saves us money every month.

  110. Great company to work with. Oceanside Mortgage Company is very experienced in the VA interest rate refinance loan. The loan officer was able to provide a competative rate. We recommend this company they were delightful to work with.

  111. I have had an awesome experience with Oceanside. Tim Barbieri was great to work with during the entire process. The best part is that he called when we were eligible for another rate drop!

  112. From start to finish Oceanside Mortgage was amazing. My Loan Officer Andrew Oliva, explained the entire process and made me feel really comfortable about refinancing with Oceanside. I had a few bumps in the road but Mr. Oliva helped me …

  113. Amazing customer service. We’ve been able to refi our mortgage loan twice for a lower interest rate through Tim Barbieri at Oceanside. Tim was super helpful and incredibly patient with all our questions and concerns. We highly recommend Oceanside Mortgage and Tim Barbieri. Thank you!!

  114. I want to thank Ryan Dunn for an excellence job he done refinancing my loan, to a lower rate and payment. Ryan made it seems easy and I wish I had refinance through you guys a long time ago if I had known. I,m going to tell all my veterans friends about Oceanside Mortgage. Thanks you Ryan.

  115. Oceanside refinanced our mortgage for a much lower rate. Tim Barbieri was so easy to work with & the process was much faster than I expected. We started the process on July 22 & we signed the final papers on July 31!

  116. I have been with Oceanside mortgage for about 3 years now. At times I have little what seem like unimportant questions and Tim has always walked me through every concern. I just refinance since rates are low and the experience was painless.

  117. Michael Kiley Did a very amazing job with my refi !! He was friendly and patient with me . I know I must have called And email him 1.5 million times . He always answered my emails and calls and walked me threw the process !

  118. So, the whole process of moving to a new mortgage company was seamless with Ryan Dunn from Oceanside, but that’s where it ends. We were in a bad car wreck in the end of September 2018 where my family and I almost died, and I called …

  119. We recently worked with Tom from Oceanside for our mortgage. Tom was always attentive and always answered any questions via email or text message thst we may have had. The process was smooth and everything was explained in detail prior to closing. I recommend Oceanside to anyone looking to purchase or refinance a home.

  120. Andrew Olivia was awesome to work with. He answered any questions I had within minutes. So easy. They did all the work. I did nothing and saved 100$ a month and lowered my term by 3 years. Thanks again Andrew. Highly recommend!

  121. Best experience so far, very helpful and start forward. Which is needed when working with a home loan. I had so much going on in my personal life I wasn’t even sure if I wanted to deal with the stress of refinancing my home and Oceanside …

  122. We have been dealing with Ryan Dunn from Oceanside Mortgage for a few years now and he has been wonderful. I would definitely recommend them.

  123. Laurie K. made the refi easy and painless. It was the best refi experience I have ever had. No surprises, any questions answered quickly, and it was fast. I can’t recommend Laurie and Oceanside highly enough. I will contact them first for any future mortgage needs.

  124. I keep Tom on speed dial. I’ve done a couple of refi’s over the years. He made this the easiest one yet! Oceanside *called us* to lower our rate and shave years off the term saving us in the 10’s of thousands of dollars. When was the last …

  125. Do not refinance with this company. The left hand doesn’t know what the right hand is doing: they have incorrect taxes, incorrect homeowners information, and you have to be your own advocate to catch the mistakes.. after 7 phone calls, still not resolved. I’m refinancing with a legit company ASAP!

  126. I was very satisfied with the excellent customer service I received from Michael Kiley. He walked me through every step of the procedure. I would very much recommend everyone to do a mortgage with Oceanside mortgage. They understand all your frustrations.👍👍👍👍👍. …

  127. Oceanside mortgage company did an amazing job at helping my wife and me Refinance. What makes them stand apart is the customer service. Everybody was extremely nice and helpful that I talked with. I recommend Oceanside mortgage company to anybody looking for a company that cares.

  128. Refinancing my mortgage through Oceanside Mortgage Company was a seamless, hassle-free process. Everyone I was in contact with was professional, knowledgeable and very responsive. I wish I had worked with them when I was first buying my condo.

  129. Overall an exceptionally run Company. Mike Kiley Loan Officer was very informative and extremely knowledgeable. This Company deserves more than 5 stars but a 5 star review is all that is offered to be able to give. They made the process as …

  130. Couldn’t ask for a better experience. Everyone extremely helpful and quick in getting my refinance completed with much less hoops to jump through then the banks. Best of all great rate up front without any of the hassles and less fees than your traditional lender. Thank you Oceanside !!!

  131. I just recently refinanced with them after receiving a letter in the mail about the rates. I compared with other few companies and oceanside mortgage was the best. The answered all my questions and concerns as a first time home owner. Lee was very helpful with the whole process, thank you guys.

  132. Oceanside is a great mortgage company. During Covid 19 they reached out to me to refinance my loan for a lower rate and it allowed me to place two mos of payments to the end of the loan, not adding more years to it. I love working with them.

  133. Oceanside Mortgage Company is a great place to have a mortgage with. I would like to send a special shout out to Lee S. He always take great care of me and I would like to say thank you very much for all you do for my family and I.

  134. Switched to Oceanside 5 years ago-nothing but praise for Andrew and the whole servicing team. I really feel that they appreciate my business and they always are quick to respond to any questions I have-lifelong customer here!

  135. I recently refinanced my home with Tim at Oceanside and he made the experience amazing! He answered every single question I had with ease and explained all aspects so I could completely understand. The process was fast and super easy. Thanks again Oceanside!

  136. Bill Boyles and the Oceanside Mortgage team were very good to work with. My family and I did an FHA streamline refinance with them and we were able to get a lower monthly payment and interest rate. …

  137. Our experience with Oceanside Mortgage was great. We had refinanced our home at a lower rate with the company. The process was simple and in no time we were approved. They were very informative and helpful throughout the process.

  138. I was informed and was able to reduce my rate very quickly. I responded to my email and my loan Officer Vincent got back in touch w/ me to do the process just in time to save me extra which allowed me to use my stimulus in other ways right now. This was great seeing that I just got furloughed from my second job. Thanks Oceanside 🙂

  139. I enjoy working with Oceanside. I have a single contact for refinancing or questions. Their website is very user friendly. I have and will continue to recommend them to anyone who wants to buy or refinance their home.

  140. This company is awesome! My FHA streamline refinancing took only less than a week to close. It was the fastest , hassle free transaction I ever had. My Mortgage Loan Consultant Ryan Dunn and his team were very efficient . I highly recommend this company.

  141. Oceanside has been the best and easiest place to refinance my home and I got a killer rate to go with it. Tim B. was super helpful with everything and made it seem like I had been missing out on such great customer service experience from a mortgage company.

  142. Vincent made the process easy and took care of every question I had I was not happy with my mortgage company that I was involved with didn’t trust them at all. This is an excellent company if you’re going to refinance or buy a house this is …

  143. Wow!!!!!! Quick and easy. Had me refinance in like 2 weeks. Could talk or text Thomas at any time. And I liked the fact that I was not pressured to anything and everything I needed to know he explained to me. Would definitely recommend.

  144. I HIGHLY RECOMMEND THIS COMPANY: Refinanced twice with Oceanside… Excellent benefits, professional and speedy service! Ryan Dunn is well knowledgeable about the process, and has no issue with explaining each facet in laymen terms for novice individuals like myself. He was a delight to work with on both occasions. Thanks Ryan!

  145. Oceanside Mortgage Company made the refinancing process of our home a breeze. Mr. Lucante was our loan officer and he did a wonderful job. We will definitely recommend Oceanside Mortgage Company.

  146. Michael at Oceanside Mortgage was very helpful and patient with all of my questions. He called me and let me know I could get a lower interest rate on my existing mortgage with Oceanside. Oceanside made it easy to streamline my mortgage. It was a good experience.

  147. Vincent Lucante was a great resource throughout the entire loan process. He answered emails very quickly and was always willing to check in and let me know our progress and what I should be expecting next. I already recommended Oceanside Mortgage to my co-workers.

  148. When Andrew first contacted me about two and a half years ago I was very skeptical about this refinancing streamlining process. When I first purchased my home I had an interest rate of almost 4%. With the streamline process anytime there …

  149. Tom is our agent, he was very fast and knew everything that needed to be done. I would recommend Ocean side Mortgage to anyone. For once we didn’t need to resend a lot of paperwork that the other mortgage company lost!

  150. I have been working for Oceanside for about 3 years now and I have experienced nothing but the best customer service from Laurie Kleissler! She reached out last year when the market allowed for a lower interest rate, and she reached out …

  151. Convenience + best rates + great customer service = 5 Stars. Been working with Oceanside Mortgage for many years – since 2011, for 3 different homes. Michael Thompson has been a great agent to work refinancing; I appreciated the excellent …

  152. I’ve refinanced twice with Oceanside. The process is so easy and quick. I’m so appreciative of David Ovali who has saved me more than $300 a month in my mortgage with very little upfront cost. Everyone is so courteous and helpful. If I could give them 6 stars I would.

  153. I refinanced with Oceanside 2 months ago. Up until I had the money to make my first payment (the 1st of the month) Andrew would respond immediately. I’ve been texting and emailing for 2 weeks now trying to make my mortgage payment and no …

  154. The original agent we had when we started with Oceanside was great but this time when we refinanced was vague when we had questions. as time when on through the process and had questions it was not easy to get direct answers. We were very …

  155. From start to finish, Oceanside Mortgage did an excellent job with our refinance on our house. Everything ran smoothly even during the pandemic. I would recommend them to anyone that is interested in refinancing their house.

  156. Fast, easy and great to work with. Nick works hard to make sure we always have the best rate. Great communication. Came to home in mask and on time. I highly recommend working with Oceanside Mortgage Co.

  157. This is the third time I have used Oceanside Mortgage Company and as always they couldn’t be any better. They are extremely knowledgeable, helpful, and most of all make the process painless. I would highly recommend them. My brother and cousins have used them as well and we will continue to! Thanks Oceanside!

  158. I’d Give these people10 stars. They are the best!! Wish I had of heard about them before I originally financed with Quicken. So many problems with the first company and absolutely none with Oceanside. Love them!! …

  159. Oceanside Mortgage Company made purchasing my first home quick and easy. They were there to answer any questions or concerns I had in regards to the purchase of my home. The staff is very nice and very knowledgeable. I would recommend Oceanside Mortgage Company to anyone who is interested in buying a house.

  160. My refinance experience with Oceanside Mortgage was painless and stress free!!! Laurie was extremely helpful during the entire process. She was very prompt and detailed with her responses to my questions, and I had many! I highly recommend Oceanside Mortgage Company!

  161. The most important factor to me about Oceanside Mortgage Company to me is “COMMUNICATION” and the representative that I had (Nick Yodonis) most definitely kept me in the loop of everything that was happening with my file. Also, I do like …

  162. Tim was my rep and just did an amazing job! He answered all of my questions, was extremely patient as I asked hundreds of questions, and was just awesome!! Everyone I have spoken with at their office were so polite and helpful. The best part is how much money they saved me!!! Highly recommend them!!! Thank you Oceanside!

  163. We were contacted by Oceanside and informed that the rates had dropped to 2.75% for an express refinance of the balance of our loan. The process was easy and so quick! We locked in at 2.75% and saved more than $200 per month on our mortgage, plus they paid many of our closing fees.

  164. When you buy your first home it’s exciting and scary, but to refinance your home with a company that isn’t in your state is even scarier. Oceanside made the process easy and comfortable. Their communication and honesty and what drew me to …

  165. We refinanced through Oceanside. The whole process was quick and easy. Tom did an excellent job of keeping us updated along the way! Most of the process was handled electronically, and they sent a Notary right to our house to seal the deal. Highly recommended!

  166. Oceanside is a team of professionals that made the refinancing process simple and smooth. I was able to close on my house at the exact time that worked for my husband and I from the comfort of our home. I was updated real time on the status …

  167. Just completed a FHA streamline refinance & Tom H was wonderful to work with again!! He answers your questions but better yet gives you all the information up front so what questions you had were already answered!! Went through this prior …

  168. Awesome customer service. My previous mortgage company missed previous owners on the title. My agent tracked down the party responsible for the discrepancy and fixed it. Streamline refinance went smooth and got a good rate. Definitely would recommend Oceanside Mortgage.

  169. I live in Texas and received a letter about Oceanside Streamline Refinance Program. I called to get more information about the program and was helped by Laurie Kleissler. She was able to provide answers to all my questions about the …

  170. Oceanside Mortgage was able to get me into a lower rate mortgage both seamlessly and with the least amount of brain damage. My loan officer (Vincent) was very helpful and responsive. He actually answered his telephone which is amazing in …

  171. I am glad I responded to a letter I received in the mail. The refinance process was fast and easy and my Loan officer Tim was the best!!! It was easy working with this team versus when I first bought my house. My payments are less than I expected and we closed sooner also!

  172. I did an FHA streamline refinance through Oceanside. The service was fast (about a 30 day turnaround) cost me nothing out of pocket (they covered closing costs) and saved me money on my monthly bill. Truly a win win. I really appreciated …

  173. Responded to a letter I got in the mail and got refinanced in one week! Thank you Tim for completely answering all of my questions and concerns, and educating me of all the options I had along the way. Great team to work with there at …

  174. To say I had my doubts about the process, we would have to go through, to refinance our condo, is an understatement. but, I was extremely surprised on the ease of it all. From the initial phone call from Michael Kiley to Dwain Morris …

  175. I have to tell you that Oceanside Mortgage was AWESOME.
    Oceanside reached out to me about a streamline refinance in order to lower my mortgage percentage rate because rates had dropped. They told me that the process …

  176. Oceanside Mortgage was the easiest to work with. They asked for documents only once, which is very unusual. Most mortgage company’s say they can fund the loan, then drag out the documentation process forever, NOT Oceanside Mortgage. Really easy to work with and funding was lightening fast.

  177. I refinanced my home with Oceanside and they gave me by far the lowest interest rate. Other mortgage companies didn’t even come close. The process was organized, efficient and virtually stress-free. My lending agent stayed in close contact …

  178. I recommend this company to ANYONE and EVERYONE that has a VA or FHA mortgage and is looking to reduce their monthly payment. I worked specifically with Michael Kiley. He made things smooth and understood my circumstances. He went over and …

  179. my sister used Mike for her home loan and had such a great experience she referred him to me too! Mike was amazing with our home loan process! He made it super easy, was very helpful and very easy to get a hold of! …

  180. Steven and the whole Oceanside Mortgage team made refinancing my home quick and easy. They really care about their customers and make sure to answer all of your questions so that you’re comfortable with the loan process, the closing, the …

  181. We loved working with Oceanside Mortgage. Tim was who we worked with 1st class customer service. It only took 2 weeks from the 1st called to closing. The best part, NO DOWN PAYMENT! They were able to get us a better rate and lower our payment. I would recommend them to anyone!

  182. Oceanside are amazing. My refi was handled by them and they made the experience easy and uncomplicated. The team I worked with could not have been more helpful, attentive and professional. They worked hard to get me the best deal possible and I could not be happier.

  183. Oceanside has been easy to work with from start to finish! Our agent Robert was knowledgeable and understanding throughout the process. He allowed us plenty of time to consider our options and I never felt pressure to do anything! I couldn’t be happier with my experience or my new mortgage payment!

  184. I reached out to Oceanside Mortgage Company after receiving a pleasant letter in the mail from them about refinancing my mortgage loan. I was lucky enough to get a man, Michael Kiley, on the other end of the phone who is knowledgeable, kind …

  185. Andrew Olivia is wonderful to work with. He helped me understand everything I needed to know for my refinance. I highly recommend Oceanside and will definitely work with them again!

  186. Oceanside mortgage was great from start to finish. My load officer Ryan Dunn did a great job making the refinance process simple and quick, and most importantly he was easily reachable and very responsive to any questions or concerns I had. …

  187. my house burned down and I sent the mortgage people the payoff plus the extra money to make payof and then to return the rest to me so I cam buy a house to stay in. right now I’m renting. sent the information they requested and I mailed …

  188. Oceanside mortgage company was great to work with. They processed my application quickly and efficiently and they were quick to respond to any questions I had. I was able to fill out paperwork electronically and they even sent a notary to …

  189. Oceanside Mortgage Company was super helpful and extremely thorough throughout the process. Andrew explained everything clearly and the process took a few weeks for inquiry to closing. All details of the mobile closing were clearly …

  190. Tim with Oceanside did a great job throughout the entire process. They even dropped their rate to match other company that I checked with to make sure the got my business. I highly recommend Oceanside

  191. Awesome company to work with. Made it simple to refinance. I received a letter after being in my house for 8 months, because I had no missed payments they told me they could lower my rate from 4.5%to 3.75% with no closing cost. How could I …

  192. Recently refinanced my home with Oceanside Mortgage/Andrew Oliva, cannot say enough positive things about this company. Extremely knowledgeable, helpful and did what they said. My interest rate went from 4.125% to 2.75%. Wow. My current lender was not even able to help me out. Thank you so much Andrew.
    -Kathy

  193. Excellent company to work with. I got a letter in the mail last year and just took a chance and called the number about refinancing for a lower rate. Andrew Oliva was fantastic!! He made the process as easy as it possibly could be and was …

  194. Vincent was so awesome through our whole refinance. HE reached out to us and answered every question and concern! We researched and found that Oceanside is a very good company. We are saving a lot of money by refinancing our mortgage loan…closing was so easy too! They came to us to close!! AMAZING experience all around!!

  195. Oceanside has been my mortgage company for 4 yrs now. I have never had any issues with them. They have always been will to work with me and customer service has been great. Just did a streamline refinance and it went very smooth. Special thanks to Timothy Barbieri for all your help !

  196. My business with Oceanside Mortgage was absolutely wonderful. Explanations were given before my questions were asked and the answers to the questions I did have were explained to my understanding. Lee was a kind and professional. I’d …

  197. Working with Oceanside Mortgage was the best way to go when refinancing my house. The paperwork was painless. The customer services were excellent. No hassle at all. I do not think that there could have been a better time or company at the time to seek assurance with doing a VA Loan.

  198. I was able to get a very low interest rate with Oceanside Mortgage and was able to save a few hundreds monthly. The whole process was very smooth and headache free, my agent Ryan Dunn was so helpful and he went above and beyond to help me …

  199. Our experience with Oceanside Mortgage was very pleasant from start to finish. The 5 stars are earned because of the wonderful customer service we received. I’ve been through this process many times but never received great customer …

  200. DO NOT USE THEM!!!!! I have had nothing but problems since I got my loan with them back in July 2021. They lost my 1st payment and it took them 3 months before they found it, I literally have been calling them every 2 weeks fighting them to …

  201. Several years ago, we came to Oceanside to refinance our mortgage for a lower interest rate. We thought it was too good to be true, but it wasn’t! The process was simple and quicker than I had expected. Over the years, we have …

  202. I had a wonderful experience with Oceanside Mortgage Company, they helped me to re-finance from the mid 5% range to the low 3% range. My monthly payment went down $200, the process was very simple and Tim who was my point of contact was …

  203. Oceanside had the best interest rates and closing costs out of every mortgage company we shopped, including our then current mortgage company. And, Laurie was helpful and extremely responsive throughout the entire process. The whole process was so simple right down to the notary coming to our home on closing day. Highly recommend!

  204. Oceanside Mortgage provides excellent customer service and great rates! They are extremely helpful and promptly respond to all types of inquiries! Trust me, you won’t be dissatisfied with their service – They have made my family happy with an initial mortgage and they refinanced their own mortgage so we can enjoy the lower rates!

  205. Oceanside mortgage is awesome! I use to work in the mortgage industry, so I know good service and terrible service. In the beginning, I was skeptical because… how are they able to be profitable when they pay all the closing fees? Plus, I …

  206. I loved working with Oceanside Mortgage Company. It was the easiest refinance we have ever done. Everything went smoothly. It only took 3 weeks. Andrew Oliva, was excellent to work with. I highly recommend Oceanside Mortgage Company.

  207. Had an excellent experience with Tom. This is the second refi I have done with him, and each time has been straight forward and to the point. You get much better customer service with Oceanside than others. Most of the paperwork was done online which made everything so easy. Will use Oceanside for any of my mortgage endeavors.

  208. I Thank God for this company, being a first time homeowner I didn’t know what a good interest rate should be so I was on the high end to say the least. But once I reached out to Oceanside is been a great journey. Andrew has been so helpful in reaching out to get me the best deals.

  209. Oceanside has been fantastic to work with the past several years. Their people are personable and kind and go out of their way to help you. We have refinanced twice with them and both times were a great experience. Our loan officer, Lee S., …

  210. I would recommend Oceanside Mortgage to anyone looking to Refinance. Ryan Dunn was so helpful and made the process super easy. Any questions I had were answered immediately. He took time to explain all of my options and I saved a lot of money.

  211. I was pleasantly surprised at how helpful the employees were at Oceanside Mortgage Co. Amanda was great and answered all my stupid questions. Looking forward to working with this new mortgage in the future. Oceanside helped me better my life with the cheaper interest and shorter term. Thank you Amanda. Kim

  212. It was great working with the Loan officer, Vincent. He is the best! He informed and explained to me every step of the refinance process. He was friendly, patient, courteous and ensured that it is at customer it is at customer’s interest. …

  213. This company is fantastic! They were so helpful and informative in the purchase of my first home. Affordable, reasonable, caring employees. Thank you so much Laurie and Oceanside.

  214. Do not use Oceanside for your mortgage provider! They’re the worst to deal with customer service wise. None of their loss mitigate or escalation team communicate properly with each other or with customers. …

  215. We are so happy with Oceanside Mortgage Company! We were able to do a streamline FHA refinance in about 3 weeks. Vincent was great throughout the entire process answering any questions and keeping us up to date. We really appreciate the …

  216. This is our second time using Oceanside Mortgage. Once a few years back for refinancing, and we were so impressed with the level of professionalism offered by the loan officer, Ryan Dunn that when purchasing our new house we went directly …

  217. Servicing was fine until my home burned down and I got stuck with the loss draft department aka property claims. If it wasn’t enough my home burned down, I have been attempting to use the funds from my insurance to pay off my existing loan …

  218. Do not work with this company, they are the worse mortgage company, once you start with them they will give you nightmares every year, they closed borrowers accounts every year affecting people credit scores and switching to service company …

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