Pawtucket Credit Union

Coastal1 Credit Union

Providing The smarter way to bank is an endeavor that sets Pawtucket Credit Union apart from other banking institutions. As an organization founded … See more

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Pawtucket Credit Union Reviews ( 54 )

  1. All I wanted to do is pay off my loan and after jumping through all the hoops there is a max payment of $10,000 a month. When signing up for the loan I asked repeatedly if I would be able to pay off the loan immediately because I was …

  2. Coastal 1 East Greenwich Branch Manager, Angela Wilson, was absolutely wonderful. She went above and beyond to assist me. I couldn’t be more happy with the transaction experience. I’m truly grateful for her professionalism and courtesy. …

  3. Kind of ASHAMED at PCU..We have our mortgage their for six years, put 40 % down payment on our house,lots of equity, Never missed a payment Credit is very good, We wanted to apply for a loan to put a new roof on the house..Wouldnt even talk to us

  4. Poorly run business overall. Feel bad for the customer support here as they have to deal with loan payment systems that are behind modern times.

  5. Terrible customer service very hard to do bank by mail
    They only check their mail box once a day so deposits sent in take much longer to record since mail is not delivered until afternoon. If it’s bad weather forget it your lucky of mail gets checked.

  6. Poor business practices. Growth at the expense of their customers. No perks or benefits for good standing customers. Hit a hard time, they’ll extort you and only make things more difficult.

  7. I have been with PCU for about 20 years. Have banked at Citizens and a couple of others. Will never look back, Pawtucket Credit Union is where I will be staying for good! Customer service is exceptional and they offer everything I need with no fees attached! What’s left to say!

  8. Terrible customer service. Created an account and deposited funds on 4.10. Had no access to my accounts or to view my account numbers until i called on 4.17 to see the issue. Which ultimately ended up being an issue with a system on PCU’s …

  9. Terrible customer service. I could not remember my log in or password so I tried to resolve it online but there is no way to do that so I called and held on for 10 minutes then the phone just rang and rang. Then I called the 1-800 number …

  10. Worst possible service. I recently moved and changed my address. My debit card expired at the end of the month and i hadnt received a new one. I tried requesting one thru the app, its not an option. Tried going online to do it, also not an …

  11. PCU overpaid my homeowners by $800.00 so my account ended up being in the negative. Once that was cleared up I closed the escrow so I pay my own bills since PCU had a hard time with that. Now I get a letter saying I owe money for the Closed escrow account.

  12. I was told extra payments made would be applied automatically to my principal balance. I noticed my loan wasn’t going down much so I called again today. This representative informed me that any extra payments made goes to satisfying 2 loan …

  13. No 24 hr help. If u need anything after 5 including getting locked out of online banking. There is no help unless 9 to 5. Once again having issues with automatic transfers. Been same issue for a year now. Guess its time to find a new bank

  14. Have a car loan through Pawtucket Credit for 3 years. Never had an issue until this month and had to call.
    I’m not sure if Jonathan was having a bad day, or is just upset that he gets …

  15. Although it says on their website that their branches at Smithfield ave and at
    Central avenue in Pawtucket close at 4:00 on Mondays-Wednesdays, they are actually closed at least 20 minutes before, which causes a lot inconvenience for the …

  16. Poor customer service both in branch and particularly on phone.Wait time is ridiculous haven’t switched banks yet because of time constraints but will likely switch soon .Their interest rates are bad tooI am .living on Aquidneck Island no branches here yet but they placed one in Massachusetts? No sense

  17. Their online banking app/website is a nightmare and phone support even more clueless. I’m at the boiling point of even thinking of transferring my loan to somewhere it’s easier to manage.

  18. Trying to pay off a mortgage is a frustrating experience because of their circle jerk tele system. After waiting on hold forever someone finally takes your info only to transfer the call to “someone who can help” which was a voicemail. In person service isn’t much better. They’ve also made numerous math errors over the years.

  19. Poor service….Had my friend go to the bank branch to payment creditcard bill, I was trying to pay on time. They would not take the payment from him, with a bank check..I was unable to go myself due to just getting out of the hospital with a diagnosis of Covid. Poor customer service!

  20. This credit union is bad, terrible, and repulsive. I mean worst of the worst bad. Money hungry snakes slithering through the grass waiting for unsuspecting good people to have their lives dramatically affected by doing business with these …

  21. Worst bank ever. I had funds in my account to cover my external withdrawal that they had pending for some reason,then another unauthorized payment went through to put me in the negative. I deposited more than enough to cover asap same day …

  22. I financed my car through Coastal through the auto dealer. They have provided extremely poor service and nothing but hassles. Will be looking to refinance elsewhere the moment interest rates come back down. I was a member of PCU for years, but NOT pleased w/Coastal at all. Do yourself a favor and go to Navigant!

  23. Since PCU went “coastal” and sent out new checks, each trip I make to the branch requires a manager to do a computer override in order for me to cash a personal check. I realize that branch managers are just the “hired help” and have no …

  24. If I could give this credit union zero stars I would. Every way to pay back a loan incurs a fee. They don’t disclose fees that have been reinstated from Covid. I have paid my loans above the minimum payment on time for three years and I get …

  25. I have been a member of this bank for well over 50 years. As I’m reading these reviews, I’m wondering, who are these people?
    I must agree that recently the phone service has been a little poor but I also …

  26. I’m so happy to see that I’m not the only one that thinks the customer service at this bank is awful…. When did it get to the point when customer service was no longer necessary or genuine? I could go through a diatribe explaining the …

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