RAM Mutual Insurance Company was incorporated in 1931 as the Farm Mutual Reinsurance Association of Minnesota.
| Saturday | Closed |
| Sunday | Closed |
| Monday | 7:30AM to 4:30PM |
| Tuesday | 7:30AM to 4:30PM |
| Wednesday | 7:30AM to 4:30PM |
| Thursday | 7:30AM to 4:30PM |
| Friday | 7:30AM to 4:30PM |
125 E Highway 61, Esko, MN 55733
A very hands on insurance option!
Good insurance
Great Company to work with!
Great company to work with!
Great company to work with.
Very interesting and informative meeting.
Solid company, great people
A company that cares about its policyholders and always willing to listen!
Excellent company, knowledgably staff.
Not recommended.
Very good to work with! Responsive on claims.
Great local company with stable rates!
Great small company growing solidly in Minnesota
They don’t know how to talk to people.
Very easy to do business with. Fair and friendly.
Easy to do business with, can always get a person on the phone!
This is a great Company that provides a value to the policy holder
Great company, great people, easy to work with. ☺
Never had a problem with collections and payments are low especially for my place.
Great people to work with. Willing to go the extra mile for it’s agents/customers
Great company to work with. Very competitive as well!
Excellent company! Great rates and excellent claims service!
Always pays close attention to the agent and needs of the customer. I never have to wait for someone to call back and answer my questions.
Been work this company for many years!
Ram will be a good company for North Dakota, check them out.
Very informative. The information presented has made me more confident, processing policies and asking questions, if needed.
A great company that wants to work with you, the people care about their agents and policy holders
A good reliable company that works with you. The staff is very nice and easy to work with.
My boyfriend had a ankle injury he had fell on my mom’s property she has insurance with ram he had to have plates screws and wire put in his ankle and is continuing with therapy it was a slippery night because of rain and snow when he …
Great company with great people working for them. Really good products and rating structure.
As an agent they are a great company to work with, rates are competitive, underwriters are fabulous and always provide excellent feedback.
Ram Mutual is a great company to be insured with. They care for their customers and they have a great in house claims team.
RAM Mutual employees live and work in the communities they serve. They understand what it means to live in rural MN and ND. That knowledge equates to the ability to provide products and services that the big carriers can’t come close to.
I not only have RAM Mutual Insurance, but I also sell RAM Mutual Insurance. They are a great company to work with and to be insured with. I have only had positive interactions with RAM Mutual. They are are local insurance company located in MN and they are true to their roots.
Terrible insurance company I do not recommend to anybody! Invest your money in the larger companies to avoid getting raked over the coals. This is a small company that will take your money and then ask for more. I can only imagine how …
Ram Mutual has been able to insure a risk and listen when nobody else would. They are very competent on writing the insurance the correct way. They investigate to make sure it is fair for the responsible people.
Last year we had two comprehensive claims and a homeowners claim. RAM was great to work with and the claims process was easy to navigate. Great company to work with!
I would not wish this company on my enemy! If you value your home, do not expect to have a claim paid. I reported insurance fraud on this company and filed a complaint with the Dept of Commerce. Stay away at all cost!
I believe this company does have strong values and truly want to do right for their insureds. From the CEO down to the adjusters and field reps, they are all very willing to listen and take feedback to improve as a company. They take …
Ram Mutual has been a good company for our agency & our clients. Local service & friendly people to work with. Premium prices are competitive with other insurance companies & the personal service means a lot. It’s nice to talk to a real person when you call in to the company! Quick & fair claim service.
Honestly I wish there was a 0 stars. I’ve never been part of a more shady and deceptive company. My fiancée has had to go around for over 6 months due to a dispute. She had hail damage and RAM is refusing to pay their fair share. They …
RAM Mutual Insurance Company is such a wonderful company! I love that they are small enough to get to know the employees so you don’t feel like you’re talking to a stranger every time. I also love that they are always striving to grow and …
I wrote a review yesterday that gave the company a lower rating and today I am editing it upward to a 3 star rating mainly because the manager responded to my direct entreaties and resolved it in favor of my father’s hail claim. …
I have been a member for over 10 years no problems no coverage increases very happy with them.
Truck was in a hail storm back in may took forever for someone to come look at it, so today I got a letter in the mail saying they are not going to pay for my truck to get fixed because some hail dents are not the same didn’t know hail dents were all the same size I would look for different insurance if you are looking
Wouldn’t recommend to anyone. Our siding was damaged in a hail storm and they are being very difficult to work with. They aren’t being reasonable and have made things very stressful. They don’t care about the customers, only care about saving money regardless if their customers are happy or not. Avoid this company!!!
I was in a minor car accident with one of Ram Mutuals customers. I filed my claim right after the accident with my insurance and she never filed a claim. I filed on her behalf and she supplied a witness for her testimony. I supplied all the …