(Translated by Google) Finally a company has arrived that genuinely helps small businesses. They trusted me and
They have helped unconditionally. I recommend this company to anyone who wants …
Avoid at all costs. Medium credit line at interest rates of loan shark (33%) and minimum payment of 10% per month. After you make two payment they cut off the card with some nonsense excuse like you are using it too much, effectively …
when i need a good starting limit capital on tap was there i really appreciate it looking forward to building a great relationship for years to come thanks sincerely Tim W.
Predatory lending on stereoids….steer clear of these folks.
They don’t offer anything worth having, and you can get better terms from many, many other lenders and credit providers.
Highly don’t recommend this company especially if its fraud charges or unauthorized charges on your account they will not dispute transaction. please don’t get this card
The representatives were always nice, they returned my calls and emails promptly. When I had a problem uploading my information, the representative stayed on the phone with me until it was completed.
I didn’t recommend Capitalonetop I do have great credit and I do have another credit card for my company over 5 years and they are denied you for 30 seconds and you will know after 60 days this for the reasons, is not good I’m not sure if this is a scam or something else just to collect your information and maybe they gonna resell it
This company is in a dark place. They arbitrarily monitor your transactions and place holds & limitations on your account based on whatever they come up with at that particular time. They loanshark you; high rates, & they don’t even allow balance transfers.
I needed and wanted more funding but the $1000 dollars was still useful once I activated my account.
I am definitely excited and relieved that I am able to talk to customer service. …
Capital on Tap Us is a excellent way to have working capital for your business, with quick approval and excellent customer services, I wish I could give them 10 stars instead of just 5 stars!
Approved for credit line, used credit and paid full balance each month. 2 months later I’m not eligible anymore even though I have been paying in full each month? supposedly do not meet criteria anymore but i did 2 months ago?
so far for my experienced with capital on tap business credit card is the best business credit card in the market .i love this card and will hold it as long as i hold my business ,they help your business for so many diferent ways , i love it ,and hey i love the customer service too
They will freeze your account based off approval after having the account for months.. 100 percent fraud lending. At any time they’ll say you no longer qualify.. and freeze your account, after you’ve proven to qualify and received approval months prior. WORST!
Another bank that just declined my application for my Electronics Repair/IT Consulting company. This is ridiculous. It’s a shame because I was repairing laptops on trust during the entire pandemic.
Fantastic company to do business with! Just got my initial line of credit a few months ago and already have got a boost to my credit limit. This is my “go to” card bar none!
I have Divvy I guess they are one in the same because when I went to apply Divvy is what came up. Well the customer service is spectacular with helping out with whatever issues and they try to correct them in a timely manner. But when they cut my credit limit in half that is what prevented me from giving them a full 5 stars
Wow…this company is awful. Total waste of time to apply for one of their credit cards. Please don’t advertise yourself if you don’t plan on giving out cards to people with amazing credit.
Capital Approved my company for a very high credit limit that really help my company with the capital we needed to grow the business. I like how Capital on tap did only a soft pull on my credit to see If i would be a good fit for there …
Garbage company and garbage business card. You can’t use your bank account to pay the full balance? They ask for a debit card to pay with? They called us and asked what each line item was used for! Actually asked us what we were purchasing …
Avoid at all costs! If anyone wants to join in on a class action lawsuit please contact us. In our opinion they are the enemy. They are not a standard credit card company. They take payments only from Debit cards and make it hard to do …
Capital On Tap does approve companies quick and it’s great for Capital if needed, but it’s definitely predatory lending. An they also froze my $10,000 company C.C because we withdrawal the money to use as capital instead of using it …
My experience was very good, with ben on capitalontap ,he made my day, he knows how to talk with customer like me, he is a very nice person, we need more people like him,
I would highly recommend capital on tap..Customer service has been top notch, very helpful..special thanks to Christopher. everyone I’ve ever dealt with was amazing
I have been a customer for a few months and I’m so happy about CaponTap the customer service is great Christopher really been helpful for the company thank you guys.
this has been the worst process in obtaining a card, and then trying to make a payment. They send you links that dont work, make follow up phone calls which never get addressed, and then try to use my new password and am told it is incorrect. It has been extremely annoying and time consuming.
Was a cardmember for over a year and out of nowhere my business card was cancelled payments were always on time now i will pay the bare minimum thats BAD BUSINESS!!
I applied for this card and was denied in 30 seconds which lets me know that it’s computerized. Then you have to wait 60 days to know why but it took 30 seconds. I have decent personal credit and excellent business credit so I’m not sure …
I love this card, I use for business, the only downfall is that you only have 2 options for paying, in full or the minimum payment, the way I run the business, sometimes I want to make more than one payment in a 30 day cycle
In as little as 3 months they raised my limit! Easy pay process lots of money to keep your business in motion! Thanks Capontap for all you do for us here at MCN😍 …
Great card. Great customer service. I am very pleased with the process and the limit amount on my card. I’m thankful and happy I applied and was APPROVED.
I’ve been with them over a year now pretty good company, but I don’t like the fact of not getting a lower interest rate or limit increase after making all payments on time.
I applied for this card and and got approved rapidly.. no problems so far and customer service is GREAT. This card is making moves for my business. Thank You
Everything that has been said here is the truth. They froze my card after I lost it. They asked what your purchases are for. They asked about my social media and followers 30 days after approving me. The declined my account I pay out my …
I applied & got approved instantly for a really high limit,I recieved my card within a few days & activated it immediately after receiving.The whole process in applying,receiving & activating my card was quick & easy!!! so far so good! I would highly recommend this card for small business owners like myself
Capital on Tap was one of my first Business Credit Cards, I love the rewards of the card and how it has helped me to fund the equipment and supplies for my business. I also appreciate the the automatic increase of capital with my on time payments
I applied for this card and was denied in 30 seconds (obviously it was computerized). They don’t accept reconsiderations and I have to wait 60 days to know why but it took only 30 seconds. What they stated does not make sense and it is not …
They pulls funds when ever they feel pending on holidays and rather it’s a weekend. They are 100 percent a bad card.. They’ll close your account for any reason. They are risky! Whatever you do , don’t put a balance on this card.
I’m so glad I was declined for a card. Not sure why and really don’t care. I read all of the horrific reviews after I applied and it’s almost unbelievable how bad the reviews are. …
Jayla, from customer service was a great help with updating some information and answering my questions. Capital on Tap is a great source of capital for business.
Awesome progress happing with the Capital-on-Tap team reporting positive information to Experian Business Credit Bureau on behalf on my L.L.C.. Thanks Lani, way to go!😊 …
Dear business owners and indivusual credit holder ,, this is one the most desirable card we will have , its owesome, please pay their statetement balance in full be due date. COT will take care of you. its beautiful card and good features
My experience has been good one with this company thus far, two years in. I just got off a chat with Ollie who walked my through an issue that we resolved. Ollie was professional and cleared up the situation.
DO NOT DO BUSINESS WITH THIS ORGANIZATION! They approved me for a small business credit line of $9,000 and when I began to use the card with a few cash advances to pay some business expenses, they not only reprimanded me for not using the …
Scam company. Not like traditional banks interest rates are super high and repayment is horrible. Not worth the card at all. Extra fees extra interest customer service is sketchy …
Capital on Tap took a chance on my company and has been instrumental in our ability to finance key items for our business. The terms are simple and straightforward. I highly recommend applying.
I have been very happy with Capital On Tap so far. The only downsides are that they only take payment via ACH or Debit Card (no checks) and their interest rates are bordering on usury. However, if you pay off your balance each month, that shouldn’t be an issue.
Grateful to have found a great credit card for my small business! They have the best customer service! I just chatted with Zanii (Agent Avatar) she was so helpful!
I am a newer small business…Capital On Tap has been very easy to deal with, their customer service is extremely competent. Nick helped me today and solved my request with ease. I really recommend this credit card company If you have a business.
I am very pleased with this card. It works great for small business and generous credit lines are given as our relationship matures with them. Also, Jack was awesome…he answered all my questions. Thanks for working with me.
This company doesn’t practice fair and compliant lending practices. They increase credit limits based on always auto paying on time and then when you try to utilize 65-75 percent of that credit limit, they suspend your account because you …
I have had this card for over a year. I have had no issues until 12/12/22 when they decided to “suspend” my account. Capital on tap has suspended an account that has never even had a late payment! It’s a hassle. Complete inconvenience for …
Too high interest rate. They not only take out the minimum balance, they like garnishing they whole balance due from your checking account, whether you have it available or not. …
Great company, increased my business card by $7000.00 wish it could of been $10,000 but I’ll work with the 7. The only thing I wish they could do different is lower the 10% payment option to 1% pay option for 12 months, at the 12th month …
Terrible company. Closed my account for making one purchase that was not business related. No second chance. Apart from that they are slow to process payments. One time they took payment over phone and it never went thru. Also they need …
I was quickly approved for $20k in credit on a business card. After using it for one month, I was asked to provide proof of what we bought and where we sold it. I provided that, and then was asked to provide my tax returns. Annoying, but no …
I have always been able to speak with a live represenative in a timely manner. I am not great with computers and each time I call the representative takes his/her time to assist me with making an additional payment or changing/up dating my bank information. 100% Pleased every time.
I love you guys. Running a trucking company with your credit card in my pocket makes me feel good. I was out of my home state had a blowout and call for road side help they price to help was crazy high but I had my Capital on Tap credit card. You guys are awesome
I was approved for a line of credit of back in October. I never missed a payment and I always paid my bill early. I noticed an unauthorized transaction on my card so I reported it. They stated that they were sending me a new card in the …
I own a medical transportation company excellent credit.applied and got a response quickly,I Thought everything was approved and ready to go. I was asked numerous times over and over again to send the verification iD and picture I was told …
Great card for small businesses!! Very convenient and customer friendly with high limits and no foreign transaction fees. Online customer support chat is extremely easy to use. Jack is always super helpful, friendly, efficient, and knowledgeable!!
Poor customer service. I got behind 30 days not 60 not 90 but 30 days on a payment due to slippage of the mind. I called and setup a payment plan the next three weeks the account was charged off and on my personal credit report. I am very …
Capital On Tap helped me every step off the way, they’re customer service is A+!!! In particular, Connor was very patient and helpful in getting my account set up. I recommend this company to all small businesses!
Customer service is great! Jack really handled my needs from online chat! I really would like them to give you the option of paying back your account. Instead of 10%, all or fixed. Other than that is was easy to get and apply for and love the app.
The card was easy to get, but not the best card for a small business.
1.They do not offer balance transfer!
2.You have to pay 10% of the your balance each month! if yourbalance is $4,500 …
New to this card was enjoying everything untill I have to get employees cards where you have to request and send employees an invite for approval! the they are obligated to accept otherwise card is not send then obligated to create an …
My experience with Capital On Tap hasn’t been that great, first off they don’t raise your credit line after being with them for a year and never missing a payment and paying way more than the minimum each month. I also had an issue of my …
Absolutely abysmal customer service. Like many others, one day my employee cards stop working. Instead of contacting us and letting us know, our cards just begin to decline everywhere. Then when I call in asking what’s going on. No one …
Easy application process without a hard inquiry. Generous credit limit with an unexpected credit line increase. This card has definitely helped me handle unexpected property rehab expenses. Nick answered all my questions via chat. I’d definitely recommend it to other small business owners.
Simply the best. They have been helping our business grow and we are highly satisfied. Better than almost the rest cards out there. I have also been promoting this card. Telling anyone who cares that Capital on Tap is the real deal.
Capital on Tap is one of many great ways to build your business credit, without using personal information. I was approved instantly with a decent amount, its been a year and the amount doubled without requesting. You can use it anywhere you’ll like it definitely serves it purpose. Highly recommend for building credit!
l’m very pleased with this company. I was initially approved for a good amount then that amount was doubled after one year of successful payments. My personal credit was excellent and I had correctly and successfully established my business …
This is a good card for small businesses to qualify without a hard inquiry on your personal credit. It’s designed to keep you out of debt with their automatic payments and repayment structure. It discourages you from spending too much if …
This card it great for small business. I’ve never had and issue that has not been resolved. Customer Service Rep Nick assisted my in Live Chat glad they have this option today he was awesome answered all of my questions with care an concern …
As the owner of Bates Realty, I am always meeting with clients for coffee or lunch. My Capital on Tap card is the best and fastest way to pay. The best part about using this card is the points that I accumulate to redeem for a variety of …
The card has served it’s purpose – separating my business from my personal expenses – plus it was easy to apply for. Customer service has always been good (thanks Jack) and I appreciate their repay options (10% of total or Total) because …
Company granted me a line of 20k but 6 months later and right before Christmas the card was suspended, The company stated that I needed to re-apply. I re-applied but was approved for half the original amount. The card is no longer active …
My experience for capital on tap was smooth at first. On 09/10/2022 I applied for a business credit card with capital on tap. I got approve for $10,000. I agree to pay at least 10 percent of the bill each month. Which I did. Capital on tap …
(Translated by Google) Finally a company has arrived that genuinely helps small businesses. They trusted me and
They have helped unconditionally. I recommend this company to anyone who wants …
Ollie was great.
Avoid at all costs. Medium credit line at interest rates of loan shark (33%) and minimum payment of 10% per month. After you make two payment they cut off the card with some nonsense excuse like you are using it too much, effectively …
Predatory
A+ service!
Great card for the business
Excellent service,
Easy to work with
Nothing but the best!!!
Great service and CSR’S.Thank you
GREATCARD
Best experience possible enjoying the corporate card
Very good to work with
Is the worst company to do business with
Awesome company
Great people! Nothing but good experiences so far!
Easy and fast process.
Great Great Business Company..
Poor customer response time
The Best Business Credit Card
Very good
Team was very helpful.
Great credit card and dependable
This card helps me leverage my business and personal accounts. Truly recommend
Great company would recommend to other business owners. Between the professionalism and quick response great choice.
Capital on Tap helped my business grow.
Outstanding and or Ideal for small businesses.
Very pleased with the ease of the application process and with the current credit card the business was approved for
It’s a great card to have………
Great company! The process was easy and the credit line we very generous.
Excellent monitoring and easy to qualify !
DONT NOT GET THIS CARD!!! The rates are sick.
Great Card and exceptional service!
Beware they bait you in only to do a bait and switch on you. DO NOT USE THEM!!!!!!
They are there when needed and I appreciate the service
Easy to work with, and very generous credit limits …
A net 30 charge card with 10% monthly minimum payment? The perfect business card for every growing business.
when i need a good starting limit capital on tap was there i really appreciate it looking forward to building a great relationship for years to come thanks sincerely Tim W.
Predatory lending on stereoids….steer clear of these folks.
They don’t offer anything worth having, and you can get better terms from many, many other lenders and credit providers.
Highly don’t recommend this company especially if its fraud charges or unauthorized charges on your account they will not dispute transaction. please don’t get this card
this company requires more info than necessary to have there services
I’ve been happy with capital on tap….
overwhelmingly , I am satisfied with the convenience and effectiveness of the service.
Capital On Tap is way too expensive!!! The are the epitome of loan sharks. Stay away from them!!!
I was approved in minutes with an excellent credit limit.
VERY pleased with Capital on Tap. This is a GREAT business card.
This business credit card is great, but it stated that the ATM were free; its not. The limit to withdrawal is not correct for a business credit card.
Super easy process and very helpful staff.. Thanks D’Andre!
Smooth customer support through the app and great customer service.
The representatives were always nice, they returned my calls and emails promptly. When I had a problem uploading my information, the representative stayed on the phone with me until it was completed.
I didn’t recommend Capitalonetop I do have great credit and I do have another credit card for my company over 5 years and they are denied you for 30 seconds and you will know after 60 days this for the reasons, is not good I’m not sure if this is a scam or something else just to collect your information and maybe they gonna resell it
I love this card… Best card I have… increase comes fast… perfect card
This company is in a dark place. They arbitrarily monitor your transactions and place holds & limitations on your account based on whatever they come up with at that particular time. They loanshark you; high rates, & they don’t even allow balance transfers.
This is my favorite business credit card!!! Capital on tap is the best!!!
I needed and wanted more funding but the $1000 dollars was still useful once I activated my account.
I am definitely excited and relieved that I am able to talk to customer service. …
Capital on Tap Us is a excellent way to have working capital for your business, with quick approval and excellent customer services, I wish I could give them 10 stars instead of just 5 stars!
Stay away from this company. They approve companies then deny. I don’t recommend
Approved for credit line, used credit and paid full balance each month. 2 months later I’m not eligible anymore even though I have been paying in full each month? supposedly do not meet criteria anymore but i did 2 months ago?
Jack was awesome and very quick to assist with resolving my issue.
great company with a wonderful card that meets my needs
It has been a pleasure working with them as a new business owner.
so far for my experienced with capital on tap business credit card is the best business credit card in the market .i love this card and will hold it as long as i hold my business ,they help your business for so many diferent ways , i love it ,and hey i love the customer service too
I’d would recommend this card to small business owner like myself .
Was extended a 20k credit limit from the the start and went up to 26k within 6 months.
I love this card! Every Business owner should have one!
Capital on tap is a great card for all my business needs!
I love love this card started with a high limit when they just started out and a couple if weeks ago they raised my limit even higher
Good card but should come with a 0% interest offer upon approval.
Great company!! Highly recommend!! Been with them for a year, no issues!!
I love my Capital on Tap Card it is my go to card for everything, I really mean everything.
Wonderful company for Small business,thank you for the opportunity that you give to our business ,keep up the good work .
USJ868C94 , Kay, did a great job helping me with my account quickly.
Highly recommended for small businesses, Thank you Zanii for your customer service assistance.
Jack answered our question (via chat) very quickly and his directions were spot on.
They will freeze your account based off approval after having the account for months.. 100 percent fraud lending. At any time they’ll say you no longer qualify.. and freeze your account, after you’ve proven to qualify and received approval months prior. WORST!
Nice, we are a good team, we are very happy with CapitalOntap card.
Thank you …
An awesome business credit card. Helps builds business credit and the website it very user friendly.
Another bank that just declined my application for my Electronics Repair/IT Consulting company. This is ridiculous. It’s a shame because I was repairing laptops on trust during the entire pandemic.
Fantastic company to do business with! Just got my initial line of credit a few months ago and already have got a boost to my credit limit. This is my “go to” card bar none!
One of the Best Business cards for our Coffee company. Thank you Capital on Tap!!☕️💯 …
I have Divvy I guess they are one in the same because when I went to apply Divvy is what came up. Well the customer service is spectacular with helping out with whatever issues and they try to correct them in a timely manner. But when they cut my credit limit in half that is what prevented me from giving them a full 5 stars
This is an awesome card to have! capital on tab is a great card to have! I was approved for high limits.
Wow…this company is awful. Total waste of time to apply for one of their credit cards. Please don’t advertise yourself if you don’t plan on giving out cards to people with amazing credit.
Customer service rep, Jack, answered my question fully. He was quick, knowledgeable and nice.
Got a $20000 limit with a few months increased to $28000…. not one complaint about this card!!!!
Capital Approved my company for a very high credit limit that really help my company with the capital we needed to grow the business. I like how Capital on tap did only a soft pull on my credit to see If i would be a good fit for there …
Garbage company and garbage business card. You can’t use your bank account to pay the full balance? They ask for a debit card to pay with? They called us and asked what each line item was used for! Actually asked us what we were purchasing …
Avoid at all costs! If anyone wants to join in on a class action lawsuit please contact us. In our opinion they are the enemy. They are not a standard credit card company. They take payments only from Debit cards and make it hard to do …
Terrible !!!! They are brokers for visa . So if will have any questions or problems you will wait forever for the answer .
Stay away
Capital On Tap does approve companies quick and it’s great for Capital if needed, but it’s definitely predatory lending. An they also froze my $10,000 company C.C because we withdrawal the money to use as capital instead of using it …
I would encourage any business owner to get this card! Great cashback @ 1.5% on all purchases.
Ive had no issues with Cap onTap. It was my 1st burinsess credit card and has been a life saver.
Capital on tap credit card has really helped me grow my business. One of the best credit cards I’ve ever obtained.
Capital On Tap gives good credit limits and increases. Very pleasant company to work with
Great company! Customer Service! Jack was awesome. Super helpful.
I am really enjoying my credit line with Capital On Tap. The terms and conditions are very flexible and favorable to me.
My experience was very good, with ben on capitalontap ,he made my day, he knows how to talk with customer like me, he is a very nice person, we need more people like him,
Love Capital On Tap. They have resolved every issue I’ve had thus far! Definitely 5 out of 5 recommend.
I thoroughly enjoy my membership with Capital on Tap. The app is very easy to navigate. It has done wonders for my business.
I would highly recommend capital on tap..Customer service has been top notch, very helpful..special thanks to Christopher. everyone I’ve ever dealt with was amazing
UST721H68 – Lacey provides top notch customer service. I have been a customer for a few months now and I am enjoying this card!
I have been a customer for a few months and I’m so happy about CaponTap the customer service is great Christopher really been helpful for the company thank you guys.
this has been the worst process in obtaining a card, and then trying to make a payment. They send you links that dont work, make follow up phone calls which never get addressed, and then try to use my new password and am told it is incorrect. It has been extremely annoying and time consuming.
I love the card and services.
Best business account I have, hands down!!
Was a cardmember for over a year and out of nowhere my business card was cancelled payments were always on time now i will pay the bare minimum thats BAD BUSINESS!!
I applied for this card and was denied in 30 seconds which lets me know that it’s computerized. Then you have to wait 60 days to know why but it took 30 seconds. I have decent personal credit and excellent business credit so I’m not sure …
They helped us with funding when many others turned us down. Their customer service is great and we will definitely recommend them.
Capital on Tap has been there for my small growing business! I’m looking forward to a long prosperous relationship with you all! Thank you!
The Capital on Tap card is great. Customer service is top notch and I’m so happy I made the choice to get the card.
Love Capital on Tap. You pay on time, they will increase your limit on their own. Great company
Captial on Tap has been a great asset for by business. I would recommend all business owners big or small to apply.
Say what you say,
When you know how to apply what is granted,
Who’s complaining. …
The program works well to help establish credit for your business, however, they reduced my credit limit in the interim, reducing my buying abilities
I love this card, I use for business, the only downfall is that you only have 2 options for paying, in full or the minimum payment, the way I run the business, sometimes I want to make more than one payment in a 30 day cycle
Love this credit card for small business. They increased very well my business credit and it’s very affordable. I love it.
In as little as 3 months they raised my limit! Easy pay process lots of money to keep your business in motion! Thanks Capontap for all you do for us here at MCN😍 …
My favorite business credit card to use. Best repayment options and generous limits. Simply the best by far.
Excellent excellent company I haven’t had any problems with them, the term are straight forward and very easy to understand. Keep up the great work!
Capital on tap is an awesome company to have on your side. They are always there when I need them a good job at a fair price
Capital on Tap has excellent customer service. I also love the payment reminders and their app that notifies you of all charges made immediately.
Capital on tap has been seamless to work with while building my business credit. This is one of my favorite CC to use for my business. Thank You!
Great card. Great customer service. I am very pleased with the process and the limit amount on my card. I’m thankful and happy I applied and was APPROVED.
Amazing company for my business credit needs. I love the flexibility and the credit increases. Plan to have this card for the long haul.
I’ve been with them over a year now pretty good company, but I don’t like the fact of not getting a lower interest rate or limit increase after making all payments on time.
I applied for this card and and got approved rapidly.. no problems so far and customer service is GREAT. This card is making moves for my business. Thank You
Everything that has been said here is the truth. They froze my card after I lost it. They asked what your purchases are for. They asked about my social media and followers 30 days after approving me. The declined my account I pay out my …
I applied & got approved instantly for a really high limit,I recieved my card within a few days & activated it immediately after receiving.The whole process in applying,receiving & activating my card was quick & easy!!! so far so good! I would highly recommend this card for small business owners like myself
Capital on Tap was one of my first Business Credit Cards, I love the rewards of the card and how it has helped me to fund the equipment and supplies for my business. I also appreciate the the automatic increase of capital with my on time payments
I applied for this card and was denied in 30 seconds (obviously it was computerized). They don’t accept reconsiderations and I have to wait 60 days to know why but it took only 30 seconds. What they stated does not make sense and it is not …
They pulls funds when ever they feel pending on holidays and rather it’s a weekend. They are 100 percent a bad card.. They’ll close your account for any reason. They are risky! Whatever you do , don’t put a balance on this card.
I’m so glad I was declined for a card. Not sure why and really don’t care. I read all of the horrific reviews after I applied and it’s almost unbelievable how bad the reviews are. …
Jayla, from customer service was a great help with updating some information and answering my questions. Capital on Tap is a great source of capital for business.
Awesome progress happing with the Capital-on-Tap team reporting positive information to Experian Business Credit Bureau on behalf on my L.L.C.. Thanks Lani, way to go!😊 …
Dear business owners and indivusual credit holder ,, this is one the most desirable card we will have , its owesome, please pay their statetement balance in full be due date. COT will take care of you. its beautiful card and good features
I have my company business card with Capital on Tap. I’ve never had any problems and their customer service is top notch.
My experience has been good one with this company thus far, two years in. I just got off a chat with Ollie who walked my through an issue that we resolved. Ollie was professional and cleared up the situation.
DO NOT DO BUSINESS WITH THIS ORGANIZATION! They approved me for a small business credit line of $9,000 and when I began to use the card with a few cash advances to pay some business expenses, they not only reprimanded me for not using the …
Capital On Tap has bee a great lender to me and my business. Customer service was really fast and responsive. Modestas was very easy to work with.
Scam company. Not like traditional banks interest rates are super high and repayment is horrible. Not worth the card at all. Extra fees extra interest customer service is sketchy …
Stay away from for that card!
I have excellent fico score and sturdy proof of income. I applied for the card …
Capital on Tap took a chance on my company and has been instrumental in our ability to finance key items for our business. The terms are simple and straightforward. I highly recommend applying.
I have been very happy with Capital On Tap so far. The only downsides are that they only take payment via ACH or Debit Card (no checks) and their interest rates are bordering on usury. However, if you pay off your balance each month, that shouldn’t be an issue.
Grateful to have found a great credit card for my small business! They have the best customer service! I just chatted with Zanii (Agent Avatar) she was so helpful!
I am a newer small business…Capital On Tap has been very easy to deal with, their customer service is extremely competent. Nick helped me today and solved my request with ease. I really recommend this credit card company If you have a business.
I am very pleased with this card. It works great for small business and generous credit lines are given as our relationship matures with them. Also, Jack was awesome…he answered all my questions. Thanks for working with me.
This company doesn’t practice fair and compliant lending practices. They increase credit limits based on always auto paying on time and then when you try to utilize 65-75 percent of that credit limit, they suspend your account because you …
I have had this card for over a year. I have had no issues until 12/12/22 when they decided to “suspend” my account. Capital on tap has suspended an account that has never even had a late payment! It’s a hassle. Complete inconvenience for …
Too high interest rate. They not only take out the minimum balance, they like garnishing they whole balance due from your checking account, whether you have it available or not. …
Great company, increased my business card by $7000.00 wish it could of been $10,000 but I’ll work with the 7. The only thing I wish they could do different is lower the 10% payment option to 1% pay option for 12 months, at the 12th month …
Terrible company. Closed my account for making one purchase that was not business related. No second chance. Apart from that they are slow to process payments. One time they took payment over phone and it never went thru. Also they need …
I was quickly approved for $20k in credit on a business card. After using it for one month, I was asked to provide proof of what we bought and where we sold it. I provided that, and then was asked to provide my tax returns. Annoying, but no …
I have always been able to speak with a live represenative in a timely manner. I am not great with computers and each time I call the representative takes his/her time to assist me with making an additional payment or changing/up dating my bank information. 100% Pleased every time.
I love you guys. Running a trucking company with your credit card in my pocket makes me feel good. I was out of my home state had a blowout and call for road side help they price to help was crazy high but I had my Capital on Tap credit card. You guys are awesome
I was approved for a line of credit of back in October. I never missed a payment and I always paid my bill early. I noticed an unauthorized transaction on my card so I reported it. They stated that they were sending me a new card in the …
I own a medical transportation company excellent credit.applied and got a response quickly,I Thought everything was approved and ready to go. I was asked numerous times over and over again to send the verification iD and picture I was told …
Great card for small businesses!! Very convenient and customer friendly with high limits and no foreign transaction fees. Online customer support chat is extremely easy to use. Jack is always super helpful, friendly, efficient, and knowledgeable!!
Poor customer service. I got behind 30 days not 60 not 90 but 30 days on a payment due to slippage of the mind. I called and setup a payment plan the next three weeks the account was charged off and on my personal credit report. I am very …
Capital On Tap helped me every step off the way, they’re customer service is A+!!! In particular, Connor was very patient and helpful in getting my account set up. I recommend this company to all small businesses!
Customer service is great! Jack really handled my needs from online chat! I really would like them to give you the option of paying back your account. Instead of 10%, all or fixed. Other than that is was easy to get and apply for and love the app.
The card was easy to get, but not the best card for a small business.
1.They do not offer balance transfer!
2.You have to pay 10% of the your balance each month! if yourbalance is $4,500 …
New to this card was enjoying everything untill I have to get employees cards where you have to request and send employees an invite for approval! the they are obligated to accept otherwise card is not send then obligated to create an …
My experience with Capital On Tap hasn’t been that great, first off they don’t raise your credit line after being with them for a year and never missing a payment and paying way more than the minimum each month. I also had an issue of my …
Absolutely abysmal customer service. Like many others, one day my employee cards stop working. Instead of contacting us and letting us know, our cards just begin to decline everywhere. Then when I call in asking what’s going on. No one …
Easy application process without a hard inquiry. Generous credit limit with an unexpected credit line increase. This card has definitely helped me handle unexpected property rehab expenses. Nick answered all my questions via chat. I’d definitely recommend it to other small business owners.
Simply the best. They have been helping our business grow and we are highly satisfied. Better than almost the rest cards out there. I have also been promoting this card. Telling anyone who cares that Capital on Tap is the real deal.
Capital on Tap is one of many great ways to build your business credit, without using personal information. I was approved instantly with a decent amount, its been a year and the amount doubled without requesting. You can use it anywhere you’ll like it definitely serves it purpose. Highly recommend for building credit!
l’m very pleased with this company. I was initially approved for a good amount then that amount was doubled after one year of successful payments. My personal credit was excellent and I had correctly and successfully established my business …
This is a good card for small businesses to qualify without a hard inquiry on your personal credit. It’s designed to keep you out of debt with their automatic payments and repayment structure. It discourages you from spending too much if …
This card it great for small business. I’ve never had and issue that has not been resolved. Customer Service Rep Nick assisted my in Live Chat glad they have this option today he was awesome answered all of my questions with care an concern …
As the owner of Bates Realty, I am always meeting with clients for coffee or lunch. My Capital on Tap card is the best and fastest way to pay. The best part about using this card is the points that I accumulate to redeem for a variety of …
The card has served it’s purpose – separating my business from my personal expenses – plus it was easy to apply for. Customer service has always been good (thanks Jack) and I appreciate their repay options (10% of total or Total) because …
Company granted me a line of 20k but 6 months later and right before Christmas the card was suspended, The company stated that I needed to re-apply. I re-applied but was approved for half the original amount. The card is no longer active …
My experience for capital on tap was smooth at first. On 09/10/2022 I applied for a business credit card with capital on tap. I got approve for $10,000. I agree to pay at least 10 percent of the bill each month. Which I did. Capital on tap …