Shell Federal Credit Union

Shell Federal Credit Union

Shell FCU is a member owned and operated cooperative serving Harris County. We offer a wide range of services at no-cost or at lower costs than traditional financial institutions, including more favorable rates on dividends and loans. Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County can bank with Shell FCU. Thank you for the opportunity to serve you!

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Shell Federal Credit Union Reviews ( 67 )

  1. Referred my fiancé to Shell Federal Credit Union and Daniella Garza (loan officer) was so rude to me In her office and so stand offish almost regretted referring him here…. I didn’t feel like a respected customer after I’ve had an account here for over 10yrs.

  2. I’ve always used the courtesy pay which comes in handy when I need it. I’ve always paid it back on time but ONE TIME I paid it like a day or 2 late I get threatened with shutting down my checking account and then they took it away from me …

  3. No good ,not willing to fix there mistakes
    They emailed me telling me to pick up my check from this location and and when I reached there after an hour drive told me I can’t pick it up Here it had to be …

  4. This bank is horrible. I have been trying to get into my account for several days and it doesn’t work and nobody answers the phone. Don’t use this bank. I would rather use coffee cans in my back yard.

  5. Good for loans and the people are nice but if you have any problems after business hours you are out of luck. They have no way to be reached if you have an emergency with your account you have no options.

  6. Hate the walk way they’re making cross 13th. Why couldn’t they do this in the back of the bank. Anyway big eye soar. Especially at Mcds, and Burger King. Wall of concrete is all you see.

  7. I have been going there for years, today I decided to go through the drive thru and the teller Stephanie was the rudest teller I have ever ran across. I wouldn’t have her work with customers( maybe that’s why the banks hides her in drive thru) She is going to run off customers if you keep letting her .

  8. This is by far the rudest bank i have ever been to. Both times i came here to PAY… keep in mind PAY! NOT withdraw PAY!
    Cant wait until we clear this loan. The employyees here can use a lesson in customer service

  9. I’ve been with SFCU for a few years, I have never had an issue with them and the drive thru is always friendly and helpful , when I call in customer service is A++, I never have a long phone wait . …

  10. They keep changing the terms and keep passing you to each other when they mess up. I have been contacted by 3 agents for a very simple loan application and after 2 months still “in progress”!!!! If you need money and it’s urgent, you’re looking at the wrong place!!

  11. I would give them a negative star if I could worst Place ever to get a loan from. Horrible record keeping. I repeat Don’t get a loan through this bank it will be the worst mistake you make. I will never recommend this bank to get a loan from to my worst enemy.

  12. Went in for a personal loan to update our AC unit in our home that went out and from beginning to end Shell Federal Credit Union was amazing. Kim and Johanna were very helpful and professional in helping my wife and I in getting our loan. …

  13. WORST CUSTOMER SERVICE I’VE EXPERIENCED AT ANY BANK.
    I went to shell to consolidate a credit card and a loan.
    I had the payoff for the loan and the credit card sent to the loan office and …

  14. Absolutely wonderful staff and very helpful tips with the new transition I appreciate your concern in keeping my safety first in banking at Shell. I would rather have updates that secure my safety and have one step ahead of those who would …

  15. Sick and Tired of this place. I’ve been a member here since 1998, I have 700+ credit score, all my bills/credit cards get paid in full early every month, paid our house off in 5yrs and I just got turned down again for an auto loan. …

  16. I’ve been banking with Shell FCU for years. I switched after being so tired of Wells Fargo’s fines, penalties, restrictions, and overall terrible customer service. I haven’t had a single problem at Shell FCU since I became a member. Their …

  17. What the heck is a credit union good for if every chance they have to charge you a fee, they do? It was my second attempt to try to see the benefits of Sfcu, but man!!! Reopened an account, and did 1 transaction, and I lost $100 dollars because of them. MERCILESS….

  18. We have been using Shell for years and so do many of our friends and family. The debit cards they give you fall apart quickly. Also there is no after hours care for emergencies. …

  19. Really like nice service and hospitality. They don’t have penalty and fees of own money like others banks. Marizel is super great and helpful. My wife and I got 2 autoloans from her and she made everything possible and really good numbers. …

  20. Just for personal reasons I dont want my identity shown , But this is the worst customer service I ever gotten from a bank, If I could give 0 stars I would. I work at a dealership and had a question about a customer and how to send their …

  21. Drive through takes forever!! No wait, no cars in front of me. I immediately pulled into an available slot and they took 15 minutes to cash 1 check. 1. Check. They’re always extremely slow doing anything.

  22. Went in expecting to get more information on opening a CD account. I waited about 30 minutes just to get the same information I already had from the website.

  23. You would think they would have more people at the drive through but apparently not,
    it takes them forever just to get a check put in the bank they really need to do …

  24. I’ve been with shell for a while now and think overall it’s a great bank. I will agree the customer service in the branch locations is a whole lot better than calling over the phone. For some reason when you call your branch you bank at the …

  25. This credit union is the most inconsiderate organization I have ever known about. My brother was a member and recently passed very suddenly and was young. He had a car financed through them along with a checking and savings account. My …

  26. At first it seemed like a great thing to refiance our 2020 SUV The interest rate was good etc. Well months into the refi we get hit on our credit report for an additional almost 7000 for not having insurance. That was not the case. …

  27. FCSR Michael has great customer service and was fast to open my account. As for the tellers I think there is a lack of enthusiasm and take a long time making a straight delposit. Tellers are the face of the branch and should communicate …

  28. Today I tried to enter a company in bill pay. Company provided their address but Shell Credit Union bill pay would not recognized the address and would not allow me to pay the company. Contacted Shell customer service and no help. Shell …

  29. I deposited a check and they flagged it as fictitious. I called to ask for the reason. They said they made a mistake and asked me to deposit it again. I asked if they can remove the hold and they said no they will still honor the hold. I will be waiting 2 weeks for my check to deposit.

  30. I sure hope Erica has a better day tomorrow! I’ve been with SFCU for 8 years now and I’ve never been talked to the way she talked to me! Not the customer service and KINDNESS I’m used to with SFCU! The rude, snarky, condescending tone …

  31. several business accounts I have had here for years. They hold every single check deposited stating “since these are new checks” … we of course its never been deposited here its a business account and we get new customers weekly. Horribke bank to have a business account here with. Allegiance Bank is the way to go for a business.

  32. I am glad I am not the only one disapointed. I have been to the Shell credit Union in Deer Park twice to open a savings account. The first time I went I didnt know you had to have two forms of ID to open a savings account. The second time I …

  33. I would like to commend RANDI ALVAREZ at the deer park location for her FANTASTIC, OVER THE TOP service she recently provided to me in regards to my auto loan! She went out of her way to help me & even stayed on the phone with me for about …

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