Stay away from these people!!!! They didn’t cover anything!!!!!!! I owe ton of money now…that i cant afford. What was the point of having to pay 400$ a month when they didnt pay for anything!!!
SCAM STAY AWAY , DIDN’T PAY ANYTHING, I PAY 253.00 A MONTH THEY ONLY COVERED 50.00 PER DOCTOR VISITS, ONLY WILL PAY 5 PER YEAR
NOTHING ELSE IS COVERED …
Stay away from this insurance company!!! they lied to me and they just admitted it!!!!!!!!!!! thank god im getting at least a refund!!!!! this company does not cover anything!!!
Warning – this company sells supplemental insurance – but doesn’t let you know it’s supplemental and talks about it qualifying for Obamacare – it doesn’t. RUN away and don’t waste your time nor money
this company is horrible. no customer service whatsoever. not bad service, but no service. i email customer service multiple times and they never answer. i am withdrawling every penny i have there. i would advise anyone else to look elsewhere. i wouldnt invest 1 cent with this place again! bye felicia
I did not give it a star bc they dont deserve a star.. they never sent us a medical card but kept saying they were, no Dr ofc, med well, hospital would accept this insurance.. we now are stuck w a hospital bill bc they wont cover it and its …
Billing department is very irresponsible they send your bill out too late and they cancel Your policy and it’s their fault and they don’t admit that it’s their mistake don’t bother purchase in a policy from them if you have a policy for …
Zero stars if possible……. getting bills from this place and I don’t even know who they are or how they got my name and I have full coverage insurance through the company I work for. Seems like a complete scam.
The BIGGEST mistake I ever made in medical coverage. What a rip off. They only paid $200.00 out of a $20,000.00 bill.
I think I’d rather be mugged in a parking lot. It wouldn’t hurt so much.
Not eligible even for 1 star. BIGGEST SCAMERS ON EARTH. Have a way to trap people by giving us wrong information. Once you get into their system you will see their true colors. BEWARE OF THEM.
This company is a complete joke. Find another company that is competent these people certainly are not. They cover nothing and do not say anything bout networks. They should not be allowed to be in business
DO NOT PURCHASE INSURANCE FROM THIS PLACE. IT IS A SCAM!!! THE LIE LIE LIE! YOU HAVE VERY VERY LIMITED COVERAGE! TRASH COMPANY! I CANCELLED WITHIN 18 DAYS OF HAVING THE INSURANCE AND THEY KEPT MY $99.00 ENROLLMENT FEE!
This insurance company and all the agencies that work with them are thieves and swindlers! Please do not approach them and run away from them. This is a real experience. I hope no one is fooled by this company
Scam!!! Absolute scam.. Paid every month on time when it came to use the insurance for a surgery and they denied every claim. A complete scam!!!! ZERO STARS!!!
Pure trash! Don’t do it! You’re better off being uninsured. Just run the other way! Please checkout all the reviews. Everything others expressed is the same thing I went through.
NEVER BUY AN INSURANCE WITH THIS COMPANY!!! THIS WAS THE WORSE EXPERIENCE I HAD IN MY LIFE! THEY OFFER GOOD BENEFITS WHEN YOU ENROLLED AND THEN WHEN I WAS SICK WENT TO THE HOSPITAL THEY ONLY PAID $ 50 DOLLARS FROM A $ 4,132.75 ER BILL
THIS COMPANY ONLY STEAL YOUR MONEY I PAID AROUND $ 400 EACH MONTH!!!
Lied about what the policy covers, when I called to cancel I was on the phone on hold for 56 minutes, high pressure sales, they kept cutting me off when I said I was cancelling until I threatened to file a complaint with the Attorney General. Beware, stay away
This by far is the WORST MEDICAL INSURANCE COMPANY! THE LIES THAT WAS TOLD. Was told my doctors were in network and then denied thus causing me to be thousands of dollars in debt. Can not get a person who knows what is going on to help you. …
This isnt an insurance company . when i called the first thing they asked me was how much was i willing to pay to get insurance. What kind of question ? I got their “insurance” over the phone they sent me the paper work and i signed , i just got told by a lawyer thats illegal . all they are , are discounts.
Bills from last May are still not being paid. (It is now mid-January.) I have learned that the company they hired to scan in the bills was not doing so. Apparently, they were just throwing them out. Over 20 calls to customer service (a …
They are crooks, it’s -5 stars. Deceiving from the very beginning. 176 a month, and they don’t pay for anything. I’m trying to cancel the insurance policy now and nobody’s picking up, looks like they blocked my number after learning that I want to cancel. Total scam.
Don’t waist your time and money with this scammers!!!!!!!
No matter what, they not gonna cover anything!!!
I regret every dollar that I give to this company, don’t make the same mistake!!!!
They mislead you..for you to look like a fool at the doctors office…went to dr. Office to be turn away due to my insurance not even being enough to cover for a physical. The insurance agent Ken lied to me about my insurance and then told …
Please everyone for your own good run away from this place. run very far away. I have been paying $142 for this insurance for more than 6 months now. i need to go to the dentist and i called them to know what my policy was and they were …
You can refer to my review about Adroit Health Group, which is under Unified Life Insurance. Awful, dishonest people who will put in zero effort to help you, after you’ve given them so much of your money. You’re basically being scammed …
This is a scam operation. They took over 2K from us and first told us exactly how much of our money they had and would return it to us if we filled out a form, but now I cannot get through to them and they have lied about where the money …
Can’t give a negative 0. Paid every month for personal insurance. When the time came and I had to use it, they covered absolutely nothing leaving me with about $60.000 in hospital and doctors bills.
TERRIBLE! TERRIBLE! TERRIBLE! Please adhere to the reviews/warnings!! This company almost had me!! While holding I went online to look at this company’s reviews. I saw they were terrible and informed the agent I was no longer interested. …
Biggest rip off. Enrolled thru a third party and was under the impression my 5 months old son’s vaccinations would be covered under the Affordable Care Act while waiting for insurance from new employer to begin. When they weren’t I called …
This company was recommend by the health market. It is aweful insurance. By the time I needed to use it for my scripts I found out I have no prescription coverage. I cant get a refund on the monies I have paid them for 3 months because you need to cancel within 30 days. What a scam.
I was told I’d have a complete 70/30 coverage and just received a $5000 dollar bill that they only took $50 off of. I’m considering legal action if I’m not refunded all $700+ of payments I’ve made to them as it would do more to cover my medical bills than they did. Do not use this company it is a complete scam.
THEY LIE LIE LIE. You are better paying out of pocket for medical care. NOTHING is included. Even doctors that come up on their website are out of network. It isn’t even insurance. It is a discount plan. Lab work, diagnostic, etc are not …
Wow this company is horrible. They are a SCAM. Don’t spend your money here. They have agents that will call u and tell u that this is a great plan to be on. I was sick went to the hospital only to find out they only pay 50 dollars on the …
I purchased health insurance from Unified Life Insurance Company from a third party provider. When I got sick and needed to go to the ER, I was unable to get a hold of anyone on the weekend and their website was not helpful at all. In …
Unified provides a list of providers in network then tell you every physician and facillity is out of network. I am stuck with over 3 grand of bills and all they have paid is 2 payments of 50.00 , which is confusing since they are out of network? Is a big scam
This is the worst experience I have ever had with an insurance company. Customer service training has obviously been non-existent for quite sometime and that is WHEN you can get ahold of them. Several times I have called during normal …
Please never do business with this company. I filed a complaint about how bad the insurance was. I also filed a complaint with the Better Business Bureau and they contacted Unified and Unified ask me for additional information and then …
DO NOT USE THIS COMPANY! SCAM OPERATION! They lied to me about Kaiser Hospital, saying that I can still use Kaiser with their insurance. I paid $88.93 for Essential Health Care and $287.03 Mid June just to sign up! Then they said …
If I could give 0 I would! Place is a scam. Once I seen these reviews I called my bank and stopped payment. I then called company back to cancel. They transferred me to 3 people total. Second and third both argued with me which was also …
I wouldn’t even give them one star if that were possible. This company (if that’s what you call them) is a scam if I’ve ever seen one. They tell you all this great stuff that will be covered but, in all reality, you will only be able to get …
I work in healthcare and was looking into a patient’s coverage who presented with Unified Life and was horrified to see what they cover which is essentially nothing. $250 a year they will pay total, $50 dollars towards 5 different visits, …
They’re a bunch of con artists. Led me to believe that they were a legit insurance company until I fell I’ll. I had to pay for all hospital bills plus the ambulance. They’re scammers.
This is the worst insurance company that I have dealt with in 35 years. They lie about medications and services being covered. When I called to get the medication that I specifically asked whether was covered before signing up with the …
‼️CAUTION‼️ I was jus asking for a quote, It was like dealing with a used car salesman…wanted my credit card info ASAP without finishing the Application. Also my phone has been ringing off the hook, they added my # to a ring of insurance …
In 2021 my spouse and I decided to investigate retiring at the end of the year. I checked the Affordable Care Act website and found health insurance quotes for both of us that we could afford. In early November of 2021 I thought I was …
Each month I paid $149 for my policy. I had to call 4 times before a card was mailed to me. The first and only time I used the insurance,, the doctors office had never heard of it and the pharmacy could not find it on their system. I was …
Like just about every other person reviewing I’ve had a terrible experience. I pay $360+ a month and have not had a dime reimbursed. May as well flush they money down the toilet each money and say a prayer. I really can’t believe they are …
This company is immoral and breaks all the ethics of a supposed insurance company. Praying on poor dumb people (like myself). I’ve paid over 2 grand into this scam of a health insurance policy. The one time I need to go to the emergency …
THIS IS A SCAM!! I paid $435 a month for individual health,dental and vision and they covered NOTHING!! I don’t know how they are getting away with it- why isn’t this considered fraud??!! …..do not use this company
Worst agents all lie and say card details are need for application process and steal our hard earn money saying we will not deduct until you review and know the insurance company. …
The only reason you should buy their limited liability health plan (not what they call it when you sign up) is if you fit this description. A family of 4 will cost around $4200 a year for context. This covers you for 84 visits to the …
No, no and no !!!
Nothing to report
Work is great.
its a SCAM!!!
Professional and courteous.
A TOTAL FRAUD.
Scam
They lie to you
Scam
Rude, just rude is all I can say
In the end I got the information I needed.
Complete SCAM. Don’t do it
Horrible Experience!!
Stay Away if you can.
Total SCAM! Stay away!!!
This is not medical coverage it is a discount program. Do not let them fool you.
Spam
Stay away from these people!!!! They didn’t cover anything!!!!!!! I owe ton of money now…that i cant afford. What was the point of having to pay 400$ a month when they didnt pay for anything!!!
I did not rate this company! Don’t know how three stars appeared under my name. April 13. 2016
Absolutely a scam . SCAM SCAM SCAM !!!! They are liars and rude, unprofessional. They get -102982 stars.
Just started and was denied by 2 Drs and a flu shot from Walgreens
SCAM STAY AWAY , DIDN’T PAY ANYTHING, I PAY 253.00 A MONTH THEY ONLY COVERED 50.00 PER DOCTOR VISITS, ONLY WILL PAY 5 PER YEAR
NOTHING ELSE IS COVERED …
Terrible Insurance. They will never pick up the phone. No coverage at all.
Stay away from this insurance company!!! they lied to me and they just admitted it!!!!!!!!!!! thank god im getting at least a refund!!!!! this company does not cover anything!!!
Read all the reviews. All the above.
I looked then up at the BBB very horrible I was a fool to give any money to these guys ended up cancelling my policy immediately!
Its NOT a Scam like all these bad reviews say the people who purchase it just don’t understand the policy.
Warning – this company sells supplemental insurance – but doesn’t let you know it’s supplemental and talks about it qualifying for Obamacare – it doesn’t. RUN away and don’t waste your time nor money
this company is horrible. no customer service whatsoever. not bad service, but no service. i email customer service multiple times and they never answer. i am withdrawling every penny i have there. i would advise anyone else to look elsewhere. i wouldnt invest 1 cent with this place again! bye felicia
Are your calls recorded?
Also, how do we get ahold of someone to cancel?
I did not give it a star bc they dont deserve a star.. they never sent us a medical card but kept saying they were, no Dr ofc, med well, hospital would accept this insurance.. we now are stuck w a hospital bill bc they wont cover it and its …
Billing department is very irresponsible they send your bill out too late and they cancel Your policy and it’s their fault and they don’t admit that it’s their mistake don’t bother purchase in a policy from them if you have a policy for …
Zero stars if possible……. getting bills from this place and I don’t even know who they are or how they got my name and I have full coverage insurance through the company I work for. Seems like a complete scam.
Scam. Mis lead about being an insurance company. Doctors won’t give you a discount. Lesson learned…look into all companies before you give them money.
The BIGGEST mistake I ever made in medical coverage. What a rip off. They only paid $200.00 out of a $20,000.00 bill.
I think I’d rather be mugged in a parking lot. It wouldn’t hurt so much.
Not eligible even for 1 star. BIGGEST SCAMERS ON EARTH. Have a way to trap people by giving us wrong information. Once you get into their system you will see their true colors. BEWARE OF THEM.
Scam they cover absolutely nothing !!!! You are literally better off being uninsured … don’t waste you time or money!!!
This company is a complete joke. Find another company that is competent these people certainly are not. They cover nothing and do not say anything bout networks. They should not be allowed to be in business
DO NOT PURCHASE INSURANCE FROM THIS PLACE. IT IS A SCAM!!! THE LIE LIE LIE! YOU HAVE VERY VERY LIMITED COVERAGE! TRASH COMPANY! I CANCELLED WITHIN 18 DAYS OF HAVING THE INSURANCE AND THEY KEPT MY $99.00 ENROLLMENT FEE!
This insurance company and all the agencies that work with them are thieves and swindlers! Please do not approach them and run away from them. This is a real experience. I hope no one is fooled by this company
Scam!!! Absolute scam.. Paid every month on time when it came to use the insurance for a surgery and they denied every claim. A complete scam!!!! ZERO STARS!!!
Pure trash! Don’t do it! You’re better off being uninsured. Just run the other way! Please checkout all the reviews. Everything others expressed is the same thing I went through.
NEVER BUY AN INSURANCE WITH THIS COMPANY!!! THIS WAS THE WORSE EXPERIENCE I HAD IN MY LIFE! THEY OFFER GOOD BENEFITS WHEN YOU ENROLLED AND THEN WHEN I WAS SICK WENT TO THE HOSPITAL THEY ONLY PAID $ 50 DOLLARS FROM A $ 4,132.75 ER BILL
THIS COMPANY ONLY STEAL YOUR MONEY I PAID AROUND $ 400 EACH MONTH!!!
Lied about what the policy covers, when I called to cancel I was on the phone on hold for 56 minutes, high pressure sales, they kept cutting me off when I said I was cancelling until I threatened to file a complaint with the Attorney General. Beware, stay away
This by far is the WORST MEDICAL INSURANCE COMPANY! THE LIES THAT WAS TOLD. Was told my doctors were in network and then denied thus causing me to be thousands of dollars in debt. Can not get a person who knows what is going on to help you. …
SCAM SCAM SCAM SCAM
no truly insurance company…..selling supplement insurance without having insurance.
This isnt an insurance company . when i called the first thing they asked me was how much was i willing to pay to get insurance. What kind of question ? I got their “insurance” over the phone they sent me the paper work and i signed , i just got told by a lawyer thats illegal . all they are , are discounts.
Bills from last May are still not being paid. (It is now mid-January.) I have learned that the company they hired to scan in the bills was not doing so. Apparently, they were just throwing them out. Over 20 calls to customer service (a …
They are crooks, it’s -5 stars. Deceiving from the very beginning. 176 a month, and they don’t pay for anything. I’m trying to cancel the insurance policy now and nobody’s picking up, looks like they blocked my number after learning that I want to cancel. Total scam.
Don’t waist your time and money with this scammers!!!!!!!
No matter what, they not gonna cover anything!!!
I regret every dollar that I give to this company, don’t make the same mistake!!!!
They mislead you..for you to look like a fool at the doctors office…went to dr. Office to be turn away due to my insurance not even being enough to cover for a physical. The insurance agent Ken lied to me about my insurance and then told …
Please everyone for your own good run away from this place. run very far away. I have been paying $142 for this insurance for more than 6 months now. i need to go to the dentist and i called them to know what my policy was and they were …
You can refer to my review about Adroit Health Group, which is under Unified Life Insurance. Awful, dishonest people who will put in zero effort to help you, after you’ve given them so much of your money. You’re basically being scammed …
This is a scam operation. They took over 2K from us and first told us exactly how much of our money they had and would return it to us if we filled out a form, but now I cannot get through to them and they have lied about where the money …
Can’t give a negative 0. Paid every month for personal insurance. When the time came and I had to use it, they covered absolutely nothing leaving me with about $60.000 in hospital and doctors bills.
TERRIBLE! TERRIBLE! TERRIBLE! Please adhere to the reviews/warnings!! This company almost had me!! While holding I went online to look at this company’s reviews. I saw they were terrible and informed the agent I was no longer interested. …
Biggest rip off. Enrolled thru a third party and was under the impression my 5 months old son’s vaccinations would be covered under the Affordable Care Act while waiting for insurance from new employer to begin. When they weren’t I called …
This company was recommend by the health market. It is aweful insurance. By the time I needed to use it for my scripts I found out I have no prescription coverage. I cant get a refund on the monies I have paid them for 3 months because you need to cancel within 30 days. What a scam.
I was told I’d have a complete 70/30 coverage and just received a $5000 dollar bill that they only took $50 off of. I’m considering legal action if I’m not refunded all $700+ of payments I’ve made to them as it would do more to cover my medical bills than they did. Do not use this company it is a complete scam.
THEY LIE LIE LIE. You are better paying out of pocket for medical care. NOTHING is included. Even doctors that come up on their website are out of network. It isn’t even insurance. It is a discount plan. Lab work, diagnostic, etc are not …
Wow this company is horrible. They are a SCAM. Don’t spend your money here. They have agents that will call u and tell u that this is a great plan to be on. I was sick went to the hospital only to find out they only pay 50 dollars on the …
I purchased health insurance from Unified Life Insurance Company from a third party provider. When I got sick and needed to go to the ER, I was unable to get a hold of anyone on the weekend and their website was not helpful at all. In …
Unified provides a list of providers in network then tell you every physician and facillity is out of network. I am stuck with over 3 grand of bills and all they have paid is 2 payments of 50.00 , which is confusing since they are out of network? Is a big scam
Can’t get through to speak with a person. The press one press two recording just looped through and through.
This is the worst experience I have ever had with an insurance company. Customer service training has obviously been non-existent for quite sometime and that is WHEN you can get ahold of them. Several times I have called during normal …
Please never do business with this company. I filed a complaint about how bad the insurance was. I also filed a complaint with the Better Business Bureau and they contacted Unified and Unified ask me for additional information and then …
DO NOT USE THIS COMPANY! SCAM OPERATION! They lied to me about Kaiser Hospital, saying that I can still use Kaiser with their insurance. I paid $88.93 for Essential Health Care and $287.03 Mid June just to sign up! Then they said …
If I could give 0 I would! Place is a scam. Once I seen these reviews I called my bank and stopped payment. I then called company back to cancel. They transferred me to 3 people total. Second and third both argued with me which was also …
I wouldn’t even give them one star if that were possible. This company (if that’s what you call them) is a scam if I’ve ever seen one. They tell you all this great stuff that will be covered but, in all reality, you will only be able to get …
I work in healthcare and was looking into a patient’s coverage who presented with Unified Life and was horrified to see what they cover which is essentially nothing. $250 a year they will pay total, $50 dollars towards 5 different visits, …
0 stars if possible. They won’t cover anything and you’ll have an either harder time cancelling the plan. SCAM DO NOT DO IT
This company is a scam they said so many things to me it’s unbelievable I’m done paying them anything
They’re a bunch of con artists. Led me to believe that they were a legit insurance company until I fell I’ll. I had to pay for all hospital bills plus the ambulance. They’re scammers.
This is the worst insurance company that I have dealt with in 35 years. They lie about medications and services being covered. When I called to get the medication that I specifically asked whether was covered before signing up with the …
‼️CAUTION‼️ I was jus asking for a quote, It was like dealing with a used car salesman…wanted my credit card info ASAP without finishing the Application. Also my phone has been ringing off the hook, they added my # to a ring of insurance …
In 2021 my spouse and I decided to investigate retiring at the end of the year. I checked the Affordable Care Act website and found health insurance quotes for both of us that we could afford. In early November of 2021 I thought I was …
Each month I paid $149 for my policy. I had to call 4 times before a card was mailed to me. The first and only time I used the insurance,, the doctors office had never heard of it and the pharmacy could not find it on their system. I was …
Like just about every other person reviewing I’ve had a terrible experience. I pay $360+ a month and have not had a dime reimbursed. May as well flush they money down the toilet each money and say a prayer. I really can’t believe they are …
This company is immoral and breaks all the ethics of a supposed insurance company. Praying on poor dumb people (like myself). I’ve paid over 2 grand into this scam of a health insurance policy. The one time I need to go to the emergency …
THIS IS A SCAM!! I paid $435 a month for individual health,dental and vision and they covered NOTHING!! I don’t know how they are getting away with it- why isn’t this considered fraud??!! …..do not use this company
Worst agents all lie and say card details are need for application process and steal our hard earn money saying we will not deduct until you review and know the insurance company. …
The only reason you should buy their limited liability health plan (not what they call it when you sign up) is if you fit this description. A family of 4 will cost around $4200 a year for context. This covers you for 84 visits to the …